Profile Systems & Software S.A. (PROF.AT)
Athens, GR
Established in 1990 and based in Athens, Greece, Profile Systems & Software S.A. delivers advanced software solutions tailored for the global banking and investment management industries. Their services extend across Europe, the Middle East, the Americas, Asia, and Africa. The company's product portfolio includes Axia, a web-based, omni-channel investment management solution adhering to MiFID II standards, and IMSplus, a comprehensive investment management platform for banking and financial institutions. For core banking needs, they offer the Finuevo Suite, supporting conventional, digital banks, Electronic Money Institutions (EMIs), and Microfinance Institutions (MFIs), alongside Finuevo Digital, a dedicated digital banking platform. Their robust FMS.next platform serves a wide array of financial organizations, from universal, private, and Islamic banks to auto/leasing companies, marketplace lenders, alternative finance providers, and digital banks. Complementing these, FMS.next Payments provides a complete solution for domestic and international payment processing. For risk management, RiskAvert helps institutions gather, reconcile, calculate, aggregate, and report on various regulatory risks including credit, market, operational, and concentration risk. Acumen-net is a front-to-back-to-risk platform designed for diverse financial market transactions. Profile Systems & Software also offers specialized applications such as Mobius Wealth, a mobile wealth management tool that integrates with existing systems; the GS Market suite for stock exchange market data; GS Trader for professional and private investors; Plexus for real-time market data; Registry for shareholder record management; and Profile Vote, an online voting system. Furthermore, the company provides crucial implementation and ongoing post-implementation support services.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.07% | +2.57% | +0.66% | +5.86% | +5.56% | -5.48% | +23.62% | +94.62% | +62.88% | +3,326.64% | +548.72% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-04 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Software - Infrastructure: +13.7%+18.5% ★ Q4'25: +55.9% (vs Q4'23)
-
EPS growth Software - Infrastructure: +28.7%+13.0% Q4'25: +36.0% (vs Q4'23)
-
FCF margin FCF growth · Software - Infrastructure: +32.2%+9.4% Q4'25: +7.3% (vs Q4'23)
-
EBIT margin Software - Infrastructure: +8.8%+19.6% ★ Q4'25: +18.2% (vs Q4'23)
-
ROIC Software - Infrastructure: +6.6%+28.0% ★ Q4'25: +57.8% (vs Q4'23)
-
Share dilution Software - Infrastructure: +0.0%+0.6% Q4'25: +1.0% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×1.30× ★ Q4'25: 0.61× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
Dec 2029 1 Rev. Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
9.41M
est: 10.85M (-13.3%)
|
9.29M
est: 9.72M (-4.4%)
|
11.56M
est: 10.09M (+14.5%)
|
15.76M
est: 16.00M (-1.5%)
|
15.04M
est: 18.00M (-16.4%)
|
20.12M
est: 20.10M (+0.1%)
|
25.04M
est: 24.80M (+0.9%)
|
30.10M
est: 31.38M (-4.1%)
|
40.09M
est: 40.30M (-0.5%)
|
47.50M
est: 47.10M (+0.8%)
|
70.70M
70.70M – 70.70M
+50.1% YoY
|
79.40M
79.40M – 79.40M
+12.3% YoY
|
84.70M
84.70M – 84.70M
+6.7% YoY
|
77.20M
77.20M – 77.20M
-8.9% YoY
|
| EBITDA |
1.13M
est: 2.85M (-60.5%)
|
981.9K
est: 2.55M (-61.6%)
|
2.47M
est: 2.65M (-6.8%)
|
4.35M
est: 4.21M (+3.3%)
|
3.95M
est: 4.73M (-16.6%)
|
5.62M
est: 5.28M (+6.4%)
|
6.25M
est: 6.52M (-4.1%)
|
7.67M
est: 8.25M (-7.0%)
|
10.73M
est: 10.97M (-2.2%)
|
12.90M
est: 12.83M (+0.6%)
|
19.25M
19.25M – 19.25M
+50.1% YoY
|
21.62M
21.62M – 21.62M
+12.3% YoY
|
23.06M
23.06M – 23.06M
+6.7% YoY
|
21.02M
21.02M – 21.02M
-8.9% YoY
|
| EBIT |
976.7K
est: 1.75M (-44.2%)
|
765.8K
est: 1.57M (-51.2%)
|
1.92M
est: 1.63M (+18.0%)
|
2.08M
est: 2.58M (-19.3%)
|
1.58M
est: 2.91M (-45.5%)
|
2.84M
est: 3.25M (-12.6%)
|
4.14M
est: 4.00M (+3.3%)
|
5.72M
est: 5.07M (+12.9%)
|
8.25M
est: 10.74M (-23.2%)
|
9.32M
est: 12.55M (-25.7%)
|
18.84M
18.84M – 18.84M
+50.1% YoY
|
21.15M
21.15M – 21.15M
+12.3% YoY
|
22.57M
22.57M – 22.57M
+6.7% YoY
|
20.57M
20.57M – 20.57M
-8.9% YoY
|
| Net Income |
919.1K
est: 616.8K (+49.0%)
|
561.3K
est: 740.1K (-24.2%)
|
1.02M
|
1.77M
est: 2.71M (-34.9%)
|
953.0K
est: 2.34M (-59.3%)
|
2.20M
est: 2.10M (+5.1%)
|
4.35M
est: 2.96M (+47.1%)
|
3.85M
est: 4.19M (-8.1%)
|
5.59M
est: 6.45M (-13.4%)
|
6.35M
est: 7.45M (-14.7%)
|
9.68M
9.68M – 9.68M
+30.0% YoY
|
13.90M
13.90M – 13.90M
+43.6% YoY
|
15.64M
15.64M – 15.64M
+12.5% YoY
|
—
— – —
-100.0% YoY
|
| SGA |
3.01M
est: 2.31M (+30.3%)
|
3.27M
est: 2.07M (+57.6%)
|
3.23M
est: 2.15M (+50.0%)
|
4.33M
est: 3.41M (+27.0%)
|
4.34M
est: 3.84M (+13.1%)
|
5.37M
est: 4.29M (+25.4%)
|
5.71M
est: 5.29M (+7.9%)
|
6.48M
est: 6.69M (-3.1%)
|
2.69M
est: 6.74M (-60.0%)
|
2.76M
est: 7.87M (-64.9%)
|
11.82M
11.82M – 11.82M
+50.1% YoY
|
13.27M
13.27M – 13.27M
+12.3% YoY
|
14.16M
14.16M – 14.16M
+6.7% YoY
|
12.90M
12.90M – 12.90M
-8.9% YoY
|
| EPS |
0.04
est: 0.03 (+56.4%)
|
0.02
est: 0.03 (-20.3%)
|
0.04
|
0.08
est: 0.11 (-30.7%)
|
0.04
est: 0.10 (-57.6%)
|
0.09
est: 0.09 (+7.4%)
|
0.18
est: 0.12 (+50.0%)
|
0.16
est: 0.17 (-5.9%)
|
0.23
est: 0.26 (-11.5%)
|
0.26
est: 0.30 (-13.3%)
|
0.39
0.39 – 0.39
+30.0% YoY
|
0.56
0.56 – 0.56
+43.6% YoY
|
0.63
0.63 – 0.63
+12.5% YoY
|
—
— – —
-100.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-28 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-27 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-26 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-25 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-22 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-21 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-15 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-14 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-13 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-12 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-11 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.00% | 8.3K | 0.44% |
| 2 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 114.3K | 0.39% |
| 3 | Dimensional World ex U.S. Core Equity 2 ETF DFAX | 0.00% | 18.8K | 0.28% |
| 4 | Dimensional - Emerging Markets ex China Core Equity ETF DEXC | 0.00% | 322.17 | 0.56% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Charalambos Panayiotis Stasinopoulos | Executive Chairman, President & Chief Entrepreneur | 1M | male |
| Evangelos Ioannis Angelides | Chief Executive Officer, Chief Operating Officer & Executive Director | 194.8K | male |
| Ekaterini D. Tsoura | Chief Marketing Officer | 43.2K | female |
| Dimitrios Evangelou | Head of the Internal Audit Department | — | male |
| Santoukas Zafeirios | Head of Accounting & Accounting Manager | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for PROF.AT
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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