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Old Mutual Limited (OMU.JO)

ZAc1,319.00 -9.00 (-0.68%)
ZA JNB Financial Services Insurance - Life
Address Mutualpark 7405
Cape Town, ZA
CEO Johann Jurie Strydom
IPO 2018-06-27
ISIN ZAE000255360

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Also trades on Johannesburg Stock Exchange · OMU.JO (ZAc) London Stock Exchange · OMU.L (GBp) Other OTC · ODMUF (USD)
Description

Old Mutual Limited and its associated entities deliver a comprehensive array of financial services, predominantly serving clients throughout South Africa and the wider African region. The company operates through several specialized divisions, including Mass and Foundation Cluster, Personal Finance and Wealth Management, Old Mutual Investments, Old Mutual Corporate, Old Mutual Insure, and its dedicated Rest of Africa segment. Its product offerings span from protective solutions like group risk and funeral insurance, to long-term savings vehicles, and lending facilities such as micro-lending, alongside transactional products. Furthermore, Old Mutual provides expert financial guidance, a variety of investment and income-generating products, and professional asset management services. For institutional clients, it offers tailored investment, annuity, and consulting services designed for employee retirement and benefit funds. The company also extends into non-life insurance, covering health, property, and casualty risks. Old Mutual caters to a broad customer base, ranging from individuals in low- and lower-middle-income brackets to high-income and high net worth clients, as well as corporate employee benefit schemes. This established financial institution was founded in 1845 and maintains its headquarters in Cape Town, South Africa.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
ZAc1,319.00 -9.00 (-0.68%)
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Volume Profile
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Liquidity & share structure
Average Volume
15M
Beta
0.62
Float Shares
4.17B
Free Float %
103.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.39% -1.30% -5.00% -21.95% -6.99% -13.36% +9.50% +21.22% -9.72% -56.09% -56.09%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,319.00
DCF (Unlevered) 5,121.93 +288.3%
DCF (Levered) 7,840.08 +494.4%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 38% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 2 0
Hold 1 0
Sell 3 0
Strong Sell 1 0
Quality scores
Altman Z-Score
0.51
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
A
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
5 / 5
High
ROA Score
3 / 5
Medium
D/E Score
2 / 5
Medium
P/E Score
4 / 5
High
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +5.1% Q4'25: +276.0% (vs Q4'23)
  • EPS growth Insurance - Life: +13.4%
    +11.8% Q4'25: +57.4% (vs Q4'23)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +75.4% Q4'25: -8.1% (vs Q4'23)
  • EBIT margin Insurance - Life: +12.4%
    +14.4% Q4'25: +7.0% (vs Q4'23)
  • ROIC Insurance - Life: +1.0%
    +19.2% Q4'25: +43.0% (vs Q4'23)
  • Share dilution Insurance - Life: +0.4%
    -1.6% Q4'25: +0.7% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    2.02× Q4'25: 0.97× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.69) × ERP
WACC = 52% × Ke + 48% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 5,121.93 Current price: 1,319.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
4 EPS Ana.
Dec 2027
1 Rev. Ana.
5 EPS Ana.
Dec 2028
1 Rev. Ana.
2 EPS Ana.
Revenue
175.34B
est: 77.16B (+127.2%)
137.54B
est: 79.95B (+72.0%)
247.63B
est: 85.65B (+189.1%)
129.62B
est: 86.36B (+50.1%)
144.35B
est: 103.42B (+39.6%)
158.85B
est: 80.61B (+97.1%)
166.97B
est: 56.58B (+195.1%)
30.97B
30.97B – 30.97B
-45.3% YoY
32.87B
32.87B – 32.87B
+6.1% YoY
141.88B
141.88B – 141.88B
+331.7% YoY
EBITDA
14.48B
est: 5.56B (+160.4%)
-2.56B
est: 5.76B (-144.5%)
16.80B
est: 6.17B (+172.2%)
9.46B
est: 6.22B (+52.0%)
17.45B
est: 11.05B (+58.0%)
18.63B
est: 8.61B (+116.4%)
25.89B
est: 6.04B (+328.4%)
3.31B
3.31B – 3.31B
-45.3% YoY
3.51B
3.51B – 3.51B
+6.1% YoY
15.15B
15.15B – 15.15B
+331.7% YoY
EBIT
13.22B
est: 4.94B (+167.6%)
-2.56B
est: 5.12B (-150.1%)
14.73B
est: 5.48B (+168.6%)
7.93B
est: 5.53B (+43.4%)
15.84B
est: 9.98B (+58.7%)
17.21B
est: 7.78B (+121.3%)
24.01B
est: 5.46B (+339.7%)
2.99B
2.99B – 2.99B
-45.3% YoY
3.17B
3.17B – 3.17B
+6.1% YoY
13.69B
13.69B – 13.69B
+331.7% YoY
Net Income
9.39B
est: 8.38B (+12.0%)
-5.10B
est: 4.32B (-217.9%)
6.66B
est: 5.82B (+14.5%)
5.23B
est: 6.32B (-17.2%)
7.07B
est: 8.03B (-12.0%)
7.67B
est: 6.75B (+13.7%)
8.41B
est: 8.41B (+0.0%)
7.89B
6.88B – 8.37B
-6.2% YoY
8.19B
7.70B – 9.56B
+3.8% YoY
10.17B
9.76B – 11.20B
+24.2% YoY
SGA
196.00M
est: 692.02M (-71.7%)
168.00M
est: 717.01M (-76.6%)
1.40B
est: 768.13M (+82.5%)
1.86B
est: 774.46M (+139.7%)
1.72B
est: 902.20M (+91.1%)
1.86B
est: 703.26M (+164.2%)
est: 493.61M (-100.0%)
270.14M
270.14M – 270.14M
-45.3% YoY
286.73M
286.73M – 286.73M
+6.1% YoY
1.24B
1.24B – 1.24B
+331.7% YoY
EPS
2.04
est: 1.86 (+9.6%)
-1.16
est: 0.96 (-220.8%)
1.51
est: 1.29 (+16.9%)
1.15
est: 1.40 (-18.1%)
1.58
est: 1.81 (-12.8%)
1.76
est: 1.52 (+15.6%)
1.97
est: 1.98 (-0.3%)
1.77
1.55 – 1.89
-10.6% YoY
2.01
1.74 – 2.16
+13.9% YoY
2.37
2.20 – 2.53
+17.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-28 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-27 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-26 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-25 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-22 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-21 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-20 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-19 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-18 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-15 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-14 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-13 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-12 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-11 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-08 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-07 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-06 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-05 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-05-04 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-04-30 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-04-29 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-04-28 A 4/5 5/5 5/5 3/5 2/5 4/5 3/5
2026-04-24 A 4/5 5/5 5/5 4/5 2/5 4/5 3/5
2026-04-23 A 4/5 5/5 5/5 4/5 2/5 4/5 3/5
2026-04-22 A 4/5 5/5 5/5 4/5 2/5 4/5 3/5
2026-04-21 A 4/5 5/5 5/5 4/5 2/5 4/5 3/5
2026-04-20 A 4/5 5/5 5/5 4/5 2/5 4/5 3/5
2026-04-17 A 4/5 5/5 5/5 4/5 2/5 4/5 3/5
2026-04-16 A 4/5 5/5 5/5 4/5 2/5 4/5 3/5
2026-04-15 A 4/5 5/5 5/5 4/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
34.19B
OE per share TTM
7.52
Owner's Yield
62.08%
Maintenance CapEx ratio
160.86%
Maint CapEx / Avg PPE
5.4%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 95 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 WisdomTree Emerging Markets SmallCap Dividend Fund DGS 0.88% 15.69M 0.58%
2 MFS Blended Research Emerging Markets Equity ETF BREE 0.42% 104.0K 0.44%
3 Vident International Equity Strategy ETF VIDI 0.40% 1.58M 0.61%
4 Invesco FTSE Emerging Markets High Dividend Low Volatility UCITS ETF EMHD.L 0.35% 994.9K 0.49%
5 VanEck Africa Index ETF AFK 0.33% 327.0K 0.76%
6 iShares MSCI Emerging Markets Small-Cap ETF EEMS 0.20% 756.4K 0.72%
7 iShares MSCI EM Small Cap UCITS ETF IEMS.L 0.19% 655.0K 0.74%
8 State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L 0.18% 1.10M 0.55%
9 WisdomTree True Emerging Markets Fund XC 0.16% 125.3K 0.32%
10 Avantis Emerging Markets Value ETF AVES 0.15% 2.26M 0.36%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
804.0K
Shares Outstanding
4.03B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Johann Jurie Strydom Chief Executive Officer & Director 16M male
Casparus Gerhardus Troskie Chief Financial Officer & Executive Director 11M male
Clarence Tsakani Nethengwe Chief Executive Officer of OM Bank 7M male
Zulfa Abdurahman Acting Managing Director of Old Mutual Investments 6M female
Charles Nortje Managing Director of Old Mutual Insure 6M male
Zureida Ebrahim Chief Operating Officer 6M female
Prabashini Moodley Chief Executive Officer of New Life & Savings Segment 6M female
Clement Chinaka Managing Director of Old Mutual Africa Regions 5M male
Wendy Tlou Interim Chief Communication Officer
Langa Manqele Head of Investor Relations
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits