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Samsung Life Insurance Co., Ltd. (032830.KS)

KRW317,000.00 -9,000.00 (-2.76%)
KR KSC Financial Services Insurance - Life
Address 11, Seocho-Daero 74-gil 6620
Seoul, KR
CEO Wonhak Hong
Website samsunglife.com
IPO 2010-05-12
ISIN KR7032830002

Explore sections of this company profile

Description

Samsung Life Insurance Co., Ltd. is a leading South Korean insurer with a global footprint, primarily operating in the life insurance sector. Its operations span domestic and international markets, encompassing not just insurance but also credit card services, installment financing, and leasing. The company delivers a comprehensive suite of insurance products, including life, term, health, accident, pension, savings, child, and direct policies. Beyond insurance, it provides various financial services such as insurance contract loans, credit loans, mortgage financing, and retirement pension solutions. Additionally, its activities extend to real estate leasing, investment and trust management, specialized credit financing, facilitating collective and real estate investment vehicles, and supporting new technology business ventures. Founded in Seoul, South Korea, in 1957, Samsung Life Insurance maintained a significant operational presence as of December 31, 2021, with 88 local divisions and 590 branches.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
KRW317,000.00 -9,000.00 (-2.76%)
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Volume Profile
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Liquidity & share structure
Average Volume
558.4K
Beta
1.02
Float Shares
93.40M
Free Float %
52.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.29% +1.29% +23.87% +50.24% +104.43% +100.90% +252.81% +369.36% +267.68% +207.84% +175.44%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
317,000.00
DCF (Unlevered) 392,305.87 +23.8%
DCF (Levered) 699,423.96 +120.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 44% Bullish
Rating 2026-05 Change
Strong Buy 5 0
Buy 3 -1
Hold 10 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.36
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
5 / 5
High
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • ✗
    Revenue growth Insurance - Life: +10.6%
    +0.4% Q1'26: +152.4% (vs Q1'25)
  • ✓
    EPS growth Insurance - Life: +13.4%
    +9.3% Q1'26: +70.1% (vs Q1'25)
  • ✗
    FCF margin FCF growth · Insurance - Life: +31.7%
    -10.1% Q1'26: -15.4% (vs Q1'25)
  • ✓
    EBIT margin Insurance - Life: +12.4%
    +20.4% ★ Q1'26: +10.4% (vs Q1'25)
  • ✗
    ROIC Insurance - Life: +1.0%
    +4.5% ★ Q1'26: +4.6% (vs Q1'25)
  • ✓
    Share dilution Insurance - Life: +0.4%
    +0.0% Q1'26: +14.8% (vs Q1'25)
  • ✗
    Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    4.54× Q1'26: 4.13× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.78) × ERP
WACC = 70% × Ke + 30% × Kd (8.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Intrinsic value (base): 391,827.42 Current price: 317,000.00
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual 		Dec 2016
actual 		Dec 2017
actual 		Dec 2018
actual 		Dec 2019
actual 		Dec 2020
actual 		Dec 2021
actual 		Dec 2022
actual 		Dec 2023
actual 		Dec 2024
actual 		Dec 2025
actual 		Dec 2026
1 Rev. Ana.
11 EPS Ana. 		Dec 2027
2 Rev. Ana.
14 EPS Ana. 		Dec 2028
1 Rev. Ana.
7 EPS Ana.
Revenue
26.01T
est: 28.28T (-8.0%)
27.77T
est: 28.09T (-1.1%)
28.90T
est: 26.37T (+9.6%)
30.02T
est: 25.52T (+17.6%)
28.37T
est: 25.22T (+12.5%)
28.07T
est: 25.11T (+11.8%)
28.53T
est: 26.24T (+8.7%)
20.16T
est: 26.20T (-23.0%)
24.40T
est: 1.60T (+1,424.2%)
23.90T
est: 1.79T (+1,237.5%)
23.99T
est: 1.19T (+1,914.2%)
1.30T
1.27T – 1.32T
+8.7% YoY
1.38T
1.32T – 1.44T
+6.8% YoY
1.47T
1.44T – 1.51T
+6.5% YoY
EBITDA
1.72T
est: 4.43T (-61.2%)
3.33T
est: 4.40T (-24.4%)
2.44T
est: 4.13T (-41.0%)
3.20T
est: 4.00T (-20.0%)
2.61T
est: 3.95T (-34.0%)
2.73T
est: 3.93T (-30.7%)
3.11T
est: 4.11T (-24.3%)
3.89T
est: 4.10T (-5.3%)
4.37T
est: 250.76B (+1,644.6%)
4.90T
est: 567.41B (+762.9%)
5.21T
est: 378.25B (+1,278.2%)
411.28B
401.86B – 420.69B
+8.7% YoY
439.22B
420.06B – 458.39B
+6.8% YoY
467.81B
457.10B – 478.52B
+6.5% YoY
EBIT
1.51T
est: 4.01T (-62.4%)
3.02T
est: 3.98T (-24.1%)
2.13T
est: 3.74T (-43.1%)
2.81T
est: 3.62T (-22.4%)
2.06T
est: 3.58T (-42.3%)
2.23T
est: 3.56T (-37.5%)
2.65T
est: 3.72T (-28.9%)
3.56T
est: 3.72T (-4.2%)
4.10T
est: 227.06B (+1,704.7%)
4.60T
est: 552.46B (+733.0%)
4.90T
est: 368.28B (+1,231.7%)
400.44B
391.27B – 409.61B
+8.7% YoY
427.65B
408.99B – 446.31B
+6.8% YoY
455.48B
445.05B – 465.91B
+6.5% YoY
Net Income
1.21T
est: 1.19T (+1.7%)
2.05T
est: 2.10T (-2.0%)
1.17T
est: 1.24T (-6.1%)
1.66T
est: 1.94T (-14.0%)
977.39B
est: 1.03T (-5.5%)
1.27T
est: 1.13T (+12.4%)
1.47T
est: 1.47T (0.0%)
2.17T
est: 1.16T (+87.5%)
1.90T
est: 1.84T (+3.1%)
2.11T
est: 2.21T (-4.5%)
2.30T
est: 2.30T (+0.1%)
2.58T
2.35T – 2.71T
+12.1% YoY
3.26T
2.16T – 5.45T
+26.5% YoY
3.14T
3.05T – 3.23T
-3.8% YoY
SGA
975.98B
est: 1.34T (-27.3%)
972.24B
est: 1.33T (-27.1%)
927.31B
est: 1.25T (-25.9%)
923.14B
est: 1.21T (-23.8%)
855.67B
est: 1.20T (-28.5%)
832.83B
est: 1.19T (-30.1%)
853.33B
est: 1.25T (-31.5%)
1.18T
est: 1.24T (-5.4%)
1.39T
est: 76.01B (+1,735.2%)
1.49T
est: 74.22B (+1,905.3%)
—
est: 49.48B (-100.0%)
53.80B
52.57B – 55.03B
+8.7% YoY
57.46B
54.95B – 59.96B
+6.8% YoY
61.19B
59.79B – 62.60B
+6.5% YoY
EPS
6,418.00
est: 6,634.46 (-3.3%)
11,407.00
est: 11,674.09 (-2.3%)
6,494.00
est: 6,913.32 (-6.1%)
9,268.46
est: 10,782.42 (-14.0%)
5,442.81
est: 5,760.29 (-5.5%)
7,048.68
est: 6,269.91 (+12.4%)
8,182.86
est: 8,183.47 (0.0%)
8,817.21
est: 6,444.38 (+36.8%)
10,554.00
est: 10,236.51 (+3.1%)
11,731.00
est: 12,284.64 (-4.5%)
12,823.00
est: 12,807.60 (+0.1%)
14,354.33
13,076.24 – 15,096.12
+12.1% YoY
18,158.19
12,029.77 – 30,332.68
+26.5% YoY
17,477.21
16,957.07 – 17,997.35
-3.8% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-15 C 2/5 5/5 1/5 1/5 1/5 2/5 1/5
2026-05-14 B+ 3/5 5/5 2/5 3/5 2/5 2/5 4/5
2026-05-13 B+ 3/5 5/5 2/5 3/5 3/5 2/5 4/5
2026-05-12 B+ 3/5 5/5 2/5 3/5 3/5 2/5 4/5
2026-05-11 B+ 3/5 5/5 2/5 3/5 2/5 2/5 4/5
2026-05-08 B+ 3/5 5/5 2/5 3/5 2/5 2/5 4/5
2026-05-07 B+ 3/5 5/5 2/5 3/5 2/5 2/5 4/5
2026-05-06 B+ 3/5 5/5 2/5 3/5 2/5 2/5 4/5
2026-05-04 B+ 3/5 5/5 2/5 3/5 2/5 2/5 4/5
2026-04-30 B 3/5 3/5 2/5 3/5 2/5 2/5 4/5
2026-04-29 B 3/5 3/5 2/5 3/5 2/5 3/5 4/5
2026-04-28 B 3/5 3/5 2/5 3/5 2/5 3/5 4/5
2026-04-27 B 3/5 3/5 2/5 3/5 2/5 3/5 4/5
2026-04-24 B 3/5 3/5 2/5 3/5 2/5 3/5 4/5
2026-04-23 B+ 3/5 3/5 2/5 4/5 2/5 3/5 4/5
2026-04-22 B+ 3/5 3/5 2/5 4/5 2/5 3/5 4/5
2026-04-21 B+ 3/5 3/5 2/5 4/5 2/5 3/5 4/5
2026-04-20 B+ 3/5 3/5 2/5 4/5 2/5 3/5 4/5
2026-04-17 B+ 3/5 4/5 2/5 4/5 2/5 3/5 4/5
2026-04-16 B+ 3/5 4/5 2/5 4/5 2/5 3/5 4/5
2026-04-15 B+ 3/5 4/5 2/5 4/5 2/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
33.08B
OE per share TTM
1,590.60
Owner's Yield
0.05%
Maintenance CapEx ratio
23.30%
Maint CapEx / Avg PPE
3.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.02B
Shares Outstanding
179.57M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Wonhak Hong Chief Executive Officer & Internal Director 2B male
Wooseok Kim Executive Director 2B —
Jong-Guk Shim Vice President of Sales Division 1B male
Jun-Kun Lee Internal Accounting Control System Officer — —
Chang-Woo Byun Marketing Division Head and Senior Vice President — male
Sun-jung Kim Head of IR Division — —
Wan-Sam Lee Chief Financial Officer — —
Seung-Ho Lee President — male
Hyan Kim Executive Vice President of Corporate Planning & Management Division — —
Jong Wook Jung Chief Legal & Compliance Officer and MD — —
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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