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PT Panin Financial Tbk (PNLF.JK)
Jakarta, ID
PT Panin Financial Tbk is an Indonesian firm specializing in business consulting, management, and administrative services. Its offerings also extend to a broad spectrum of life insurance products, including death, whole life, annuity, endowment, universal life, unit-linked, personal accident, and health plans, in addition to mutual funds and term insurance. Established in 1974 with its headquarters in Jakarta, the company underwent a name change in January 2010 from its former identity, PT Panin Life Tbk. It operates as a subsidiary of PT Paninvest Tbk.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.83% | +0.00% | -1.65% | -11.85% | -13.14% | -14.39% | -16.78% | -7.03% | +21.43% | +30.05% | +116.36% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Life: +10.6%+42.3% ★ Q1'26: +9.7% (vs Q1'25)
-
EPS growth Insurance - Life: +13.4%+4.8% Q1'26: +84.6% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Life: +31.7%-15.4% Q1'26: -142.8% (vs Q1'25)
-
EBIT margin Insurance - Life: +12.4%+25.3% ★ Q1'26: +100.0% (vs Q1'25)
-
ROIC Insurance - Life: +1.0%+6.0% ★ Q1'26: +23.1% (vs Q1'25)
-
Share dilution Insurance - Life: +0.4%+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×0.47× ★ Q1'26: 0.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
Dec 2019 actual |
|---|---|---|
| Revenue |
4.40T
est: 4.58B (+96,126.9%)
|
4.52T
est: 4.87B (+92,761.0%)
|
| EBITDA |
2.03T
est: 2.96B (+68,500.9%)
|
2.18T
est: 3.15B (+69,089.3%)
|
| EBIT |
2.00T
est: 2.83B (+70,485.0%)
|
2.15T
est: 3.01B (+71,449.7%)
|
| Net Income |
1.83T
|
1.98T
|
| SGA |
110.33B
est: 474.75M (+23,139.2%)
|
135.31B
est: 504.83M (+26,702.9%)
|
| EPS |
57.13
|
61.69
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-26 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-25 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-22 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-21 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-20 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-19 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-18 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-13 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-12 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-11 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-08 | A | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 5/5 |
| 2026-05-07 | A | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 5/5 |
| 2026-05-06 | A | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 5/5 |
| 2026-05-05 | A | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 5/5 |
| 2026-05-04 | A | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 5/5 |
| 2026-04-30 | A | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 5/5 |
| 2026-04-29 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-28 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-27 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 2/5 | 3/5 | 3/5 | 4/5 | 4/5 |
| 2026-04-23 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-22 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 4/5 |
| 2026-04-21 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-20 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-17 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-16 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
| 2026-04-15 | A | 4/5 | 5/5 | 3/5 | 4/5 | 2/5 | 4/5 | 5/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Dedi Setiawan | Vice President Director | — | male |
| Marwan Noor | President Director & Company Secretary | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for PNLF.JK
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
