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Mirae Asset Life Insurance Co., Ltd. (085620.KS)

KRW16,130.00 -520.00 (-3.12%)
KR KSC Financial Services Insurance - Life
Address 56, International Financial Street 7330
Seoul, KR
CEO Jae-Sik Kim
IPO 2014-08-26
ISIN KR7085620003

Explore sections of this company profile

Description

Mirae Asset Life Insurance Co., Ltd. operates in the South Korean market, delivering a diverse portfolio of financial protection offerings. These include various life and personal insurance policies, reinsurance contracts, and a selection of retirement planning solutions. By the end of 2019, the company maintained an extensive network comprising 41 branches and 104 agencies. Established in 1988, its central operations are based in Seoul, South Korea.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
KRW16,130.00 -520.00 (-3.12%)
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Volume Profile
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Liquidity & share structure
Average Volume
1M
Beta
0.06
Float Shares
37.92M
Free Float %
29.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.54% -7.38% -15.82% +53.98% +51.13% +56.78% +170.04% +417.25% +249.35% +217.28% +73.23%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
16,130.00
DCF (Unlevered) 103,507.42 +541.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.33
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
2 / 10
No MOAT
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +19.4% Q1'26: +366.1% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    -29.2% Q1'26: +58.8% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    -23.8% Q1'26: -16.8% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +4.9% Q1'26: +2.4% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +6.8% Q1'26: +10.3% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    +35.7% Q1'26: +35.7% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    2.47× Q1'26: 2.32× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.12) × ERP
WACC = 81% × Ke + 19% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 103,563.80 Current price: 16,130.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Revenue
3.67T
est: 5.57T (-34.1%)
3.37T
est: 5.88T (-42.6%)
3.68T
est: 5.65T (-34.9%)
3.32T
est: 5.33T (-37.6%)
2.78T
est: 3.76T (-26.0%)
2.74T
est: 7.85T (-65.1%)
2.84T
est: 8.23T (-65.6%)
2.52T
est: 4.87T (-48.2%)
4.18T
est: 4.78T (-12.6%)
3.64T
est: 4.79T (-24.1%)
4.34T
est: 4.34T (+0.0%)
5.01T
5.01T – 5.01T
+15.3% YoY
5.77T
5.77T – 5.77T
+15.3% YoY
EBITDA
166.62B
est: 341.29B (-51.2%)
162.50B
est: 360.10B (-54.9%)
312.58B
est: 346.47B (-9.8%)
221.52B
est: 326.64B (-32.2%)
221.80B
est: 230.65B (-3.8%)
172.89B
est: 481.04B (-64.1%)
169.28B
est: 504.51B (-66.4%)
223.58B
est: 298.20B (-25.0%)
200.09B
est: 292.93B (-31.7%)
170.68B
est: 288.23B (-40.8%)
249.79B
est: 261.30B (-4.4%)
301.27B
301.27B – 301.27B
+15.3% YoY
347.34B
347.34B – 347.34B
+15.3% YoY
EBIT
148.25B
est: 264.58B (-44.0%)
137.06B
est: 279.16B (-50.9%)
238.67B
est: 268.59B (-11.1%)
144.24B
est: 253.22B (-43.0%)
157.58B
est: 178.81B (-11.9%)
119.98B
est: 372.91B (-67.8%)
120.27B
est: 391.11B (-69.2%)
186.86B
est: 231.17B (-19.2%)
165.53B
est: 227.08B (-27.1%)
136.43B
est: 232.78B (-41.4%)
213.66B
est: 211.03B (+1.2%)
243.31B
243.31B – 243.31B
+15.3% YoY
280.52B
280.52B – 280.52B
+15.3% YoY
Net Income
122.32B
est: 76.07B (+60.8%)
77.98B
est: 40.36B (+93.2%)
221.11B
est: 59.98B (+268.6%)
106.60B
est: 57.80B (+84.4%)
109.50B
est: 73.82B (+48.3%)
82.44B
est: 77.77B (+6.0%)
79.09B
est: 74.90B (+5.6%)
124.82B
est: 86.12B (+44.9%)
101.40B
est: 198.33B (-48.9%)
136.11B
est: 82.84B (+64.3%)
130.78B
est: 139.13B (-6.0%)
165.16B
165.16B – 165.16B
+18.7% YoY
194.19B
194.19B – 194.19B
+17.6% YoY
SGA
113.93B
est: 155.36B (-26.7%)
130.56B
est: 163.93B (-20.4%)
140.89B
est: 157.72B (-10.7%)
131.84B
est: 148.69B (-11.3%)
109.27B
est: 105.00B (+4.1%)
102.35B
est: 218.98B (-53.3%)
116.03B
est: 229.67B (-49.5%)
66.37B
est: 135.75B (-51.1%)
68.12B
est: 133.35B (-48.9%)
67.44B
est: 245.54B (-72.5%)
669.45B
est: 222.60B (+200.7%)
256.64B
256.64B – 256.64B
+15.3% YoY
295.90B
295.90B – 295.90B
+15.3% YoY
EPS
981.00
est: 583.00 (+68.3%)
543.00
est: 309.33 (+75.5%)
1,541.00
est: 459.67 (+235.2%)
650.00
est: 443.00 (+46.7%)
682.45
est: 565.75 (+20.6%)
501.67
est: 596.00 (-15.8%)
603.64
est: 574.00 (+5.2%)
440.74
est: 660.00 (-33.2%)
898.00
est: 1,520.00 (-40.9%)
1,043.19
est: 468.00 (+122.9%)
738.78
est: 786.00 (-6.0%)
933.00
933.00 – 933.00
+18.7% YoY
1,097.00
1,097.00 – 1,097.00
+17.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-15 B- 2/5 1/5 2/5 2/5 3/5 2/5 4/5
2026-05-14 B- 2/5 1/5 2/5 2/5 3/5 2/5 4/5
2026-05-13 B- 2/5 1/5 2/5 2/5 3/5 2/5 4/5
2026-05-12 B- 2/5 1/5 2/5 2/5 3/5 2/5 4/5
2026-05-11 B- 2/5 1/5 2/5 2/5 3/5 2/5 4/5
2026-05-08 B- 3/5 1/5 2/5 3/5 3/5 2/5 4/5
2026-05-07 B- 3/5 1/5 2/5 3/5 3/5 2/5 4/5
2026-05-06 B- 3/5 1/5 2/5 3/5 3/5 2/5 4/5
2026-05-04 B- 3/5 1/5 2/5 3/5 3/5 2/5 4/5
2026-04-30 B- 2/5 1/5 2/5 3/5 2/5 2/5 4/5
2026-04-29 B- 2/5 1/5 2/5 3/5 2/5 2/5 4/5
2026-04-28 B- 2/5 1/5 2/5 3/5 2/5 2/5 4/5
2026-04-27 B- 2/5 1/5 2/5 3/5 2/5 2/5 4/5
2026-04-24 B- 2/5 1/5 2/5 3/5 2/5 2/5 4/5
2026-04-23 B 3/5 1/5 3/5 4/5 2/5 3/5 4/5
2026-04-22 B 3/5 1/5 3/5 4/5 2/5 3/5 4/5
2026-04-21 B 3/5 1/5 3/5 4/5 2/5 3/5 4/5
2026-04-20 B 3/5 1/5 3/5 4/5 2/5 3/5 4/5
2026-04-17 B 3/5 1/5 3/5 4/5 2/5 3/5 4/5
2026-04-16 B 3/5 1/5 3/5 4/5 2/5 3/5 4/5
2026-04-15 B 3/5 1/5 3/5 4/5 2/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-150.61B
OE per share TTM
-225.63
Owner's Yield
-5.76%
Maintenance CapEx ratio
108.63%
Maint CapEx / Avg PPE
3.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
283.37M
Shares Outstanding
130.48M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Jae-Sik Kim Chief Executive Officer & Vice Chairman of the Board 706M male
Joon Kim Head of Investment Banking Division 693M male
Jong Hee Lee Account Manager
Moongyu Hwang Chief Executive Officer & Executive Director male
Myeong-Ki Kim CCO male
Sung-Eun Song Head of Management Support Division male
Sung-Kyung Lee Chief of Investment Strategy Office male
Dong-Ho Lee Head of Customer Happiness Center male
Tae-Ho Lee Head of TFC Sales Division male
Ji Hee Woo Compliance Team Lead
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits