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Hanwha Life Insurance Co., Ltd. (088350.KS)

KRW4,305.00 -50.00 (-1.15%)
KR KSC Financial Services Insurance - Life
Address 63 Hanwha Life Building 7345
Seoul, KR
CEO Kyung-Keun Lee
IPO 2010-03-17
ISIN KR7088350004

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Description

Based in Seoul, South Korea, Hanwha Life Insurance Co., Ltd. serves a diverse clientele of individuals and businesses, extending its financial protection offerings across South Korea, Vietnam, China, Indonesia, and other global regions. The company's extensive product suite encompasses various insurance types, including health, retirement, investment, group, accident, and savings plans, alongside retirement pension schemes, specialized consulting, and asset management solutions. These services are made available through a wide array of distribution networks, including individual and group financial planners, general agencies, bancassurance arrangements, and online platforms. Founded in 1946, the firm operated as Korea Life Insurance Co., Ltd. until October 2012, when it officially adopted its present name.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
KRW4,305.00 -50.00 (-1.15%)
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Volume Profile
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Liquidity & share structure
Average Volume
8M
Beta
0.57
Float Shares
235.06M
Free Float %
31.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.11% -13.48% -0.10% -1.51% +62.13% +50.15% +65.14% +93.27% +26.75% -23.63% -44.86%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
4,305.00
DCF (Unlevered) 170,734.01 +3,865.9%
DCF (Levered) 582,986.77 +13,442.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 50% Bullish
Rating 2026-05 Change
Strong Buy 3 +2
Buy 4 +2
Hold 4 -1
Sell 2 0
Strong Sell 1 0
Quality scores
Altman Z-Score
0.36
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
4 / 5
High
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +64.7% Q1'26: +116.1% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    -1.4% Q1'26: +32.1% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +7.8% Q1'26: +20.4% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +4.1% Q1'26: +4.9% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +1.8% Q1'26: +3.3% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    +14.6% Q1'26: +36.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    27.58× Q1'26: 16.17× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.62) × ERP
WACC = 12% × Ke + 88% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 172,948.45 Current price: 4,305.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
12 EPS Ana.
Dec 2027
1 Rev. Ana.
11 EPS Ana.
Dec 2028
1 Rev. Ana.
5 EPS Ana.
Revenue
14.95T
est: 13.99T (+6.9%)
17.22T
est: 14.82T (+16.2%)
21.15T
est: 14.08T (+50.2%)
21.50T
est: 13.81T (+55.8%)
18.99T
est: 13.16T (+44.3%)
20.13T
est: 14.40T (+39.7%)
21.13T
est: 14.06T (+50.3%)
14.08T
est: 14.15T (-0.5%)
17.17T
est: 24.85T (-30.9%)
16.66T
est: 30.34T (-45.1%)
27.44T
est: 35.47T (-22.6%)
39.38T
39.38T – 39.38T
+11.0% YoY
4.45T
4.45T – 4.45T
-88.7% YoY
39.15T
39.15T – 39.15T
+779.1% YoY
EBITDA
713.20B
est: 1.31T (-45.4%)
1.19T
est: 1.38T (-14.0%)
1.20T
est: 1.31T (-8.5%)
861.97B
est: 1.29T (-33.1%)
307.46B
est: 1.23T (-75.0%)
565.05B
est: 1.34T (-58.0%)
1.93T
est: 1.31T (+47.4%)
1.90T
est: 1.32T (+44.2%)
1.72T
est: 2.32T (-26.0%)
1.86T
est: 2.91T (-36.0%)
1.13T
est: 3.40T (-66.7%)
3.78T
3.78T – 3.78T
+11.0% YoY
427.35B
427.35B – 427.35B
-88.7% YoY
3.76T
3.76T – 3.76T
+779.1% YoY
EBIT
607.03B
est: 1.12T (-45.8%)
1.01T
est: 1.19T (-14.8%)
963.70B
est: 1.13T (-14.4%)
630.01B
est: 1.10T (-42.9%)
34.88B
est: 1.05T (-96.7%)
274.92B
est: 1.15T (-76.1%)
1.66T
est: 1.12T (+47.5%)
1.65T
est: 1.13T (+45.8%)
1.55T
est: 1.99T (-21.9%)
1.67T
est: 2.59T (-35.7%)
1.13T
est: 3.03T (-62.7%)
3.37T
3.37T – 3.37T
+11.0% YoY
380.80B
380.80B – 380.80B
-88.7% YoY
3.35T
3.35T – 3.35T
+779.1% YoY
Net Income
530.09B
est: 504.99B (+5.0%)
795.34B
est: 408.28B (+94.8%)
584.94B
est: 572.41B (+2.2%)
415.27B
est: 439.60B (-5.5%)
100.42B
est: 67.10B (+49.7%)
202.11B
est: 197.14B (+2.5%)
1.19T
est: 393.62B (+202.7%)
1.03T
est: 323.81B (+218.2%)
758.48B
est: 672.52B (+12.8%)
737.25B
est: 773.62B (-4.7%)
801.00B
est: 427.12B (+87.5%)
634.20B
634.20B – 922.75B
+48.5% YoY
685.71B
685.71B – 883.73B
+8.1% YoY
688.78B
688.78B – 688.78B
+0.4% YoY
SGA
475.26B
est: 392.92B (+21.0%)
648.36B
est: 416.11B (+55.8%)
800.89B
est: 395.39B (+102.6%)
765.53B
est: 387.71B (+97.4%)
879.21B
est: 369.68B (+137.8%)
859.73B
est: 404.54B (+112.5%)
642.61B
est: 394.84B (+62.8%)
331.24B
est: 397.53B (-16.7%)
349.71B
est: 698.03B (-49.9%)
389.95B
est: 592.98B (-34.2%)
est: 693.09B (-100.0%)
769.49B
769.49B – 769.49B
+11.0% YoY
87.03B
87.03B – 87.03B
-88.7% YoY
765.03B
765.03B – 765.03B
+779.1% YoY
EPS
658.00
est: 666.48 (-1.3%)
1,058.00
est: 538.84 (+96.3%)
757.00
est: 755.47 (+0.2%)
473.00
est: 580.18 (-18.5%)
48.92
est: 88.55 (-44.8%)
140.42
est: 260.19 (-46.0%)
1,455.16
est: 519.50 (+180.1%)
972.78
est: 427.36 (+127.6%)
1,003.84
est: 887.59 (+13.1%)
935.61
est: 890.72 (+5.0%)
922.24
est: 491.77 (+87.5%)
730.20
730.20 – 1,062.43
+48.5% YoY
789.50
789.50 – 1,017.50
+8.1% YoY
793.05
793.05 – 793.05
+0.4% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 3/5 1/5 3/5 2/5 1/5 4/5 4/5
2026-05-28 B- 3/5 1/5 3/5 2/5 1/5 4/5 4/5
2026-05-27 B- 3/5 1/5 3/5 2/5 1/5 4/5 4/5
2026-05-26 B- 3/5 1/5 3/5 2/5 1/5 4/5 4/5
2026-05-22 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-21 B- 3/5 1/5 3/5 2/5 1/5 4/5 4/5
2026-05-20 B- 3/5 1/5 3/5 2/5 1/5 4/5 4/5
2026-05-19 B 3/5 1/5 3/5 3/5 1/5 4/5 4/5
2026-05-18 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-05-15 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-05-14 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-05-13 C- 1/5 1/5 1/5 1/5 1/5 4/5 1/5
2026-05-12 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-11 B- 2/5 1/5 2/5 2/5 1/5 4/5 4/5
2026-05-08 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-07 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-06 B- 3/5 1/5 2/5 2/5 1/5 4/5 5/5
2026-05-04 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-30 B 3/5 1/5 2/5 3/5 1/5 4/5 5/5
2026-04-29 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-04-28 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-04-27 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-04-24 B- 3/5 1/5 2/5 3/5 1/5 4/5 4/5
2026-04-23 B 3/5 1/5 3/5 3/5 1/5 4/5 5/5
2026-04-22 B 3/5 1/5 3/5 3/5 1/5 4/5 5/5
2026-04-21 B+ 3/5 1/5 3/5 4/5 1/5 4/5 5/5
2026-04-20 B+ 3/5 1/5 3/5 4/5 1/5 4/5 5/5
2026-04-17 B+ 3/5 1/5 3/5 4/5 1/5 4/5 5/5
2026-04-16 B+ 3/5 1/5 3/5 4/5 1/5 4/5 5/5
2026-04-15 B+ 3/5 1/5 3/5 4/5 1/5 4/5 5/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
6.82T
OE per share TTM
7,966.35
Owner's Yield
136.70%
Maintenance CapEx ratio
111.36%
Maint CapEx / Avg PPE
9.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
1.02B
Shares Outstanding
751.39M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Dong Won Kim Vice President & Chief Digital Strategy Officer 1B male
Jung-Won Kim MD & Head of Compliance 752M male
Dong-Hee Kim Head of Finance male
Hyeuk-Woong Kwon Vice-Chairman & Chief Executive Officer
Kyung Geun Lee Internal Accounting Manager
Kyung-Keun Lee President, CEO & Director male
Minsik Shin MD, Head of Investment Division & Head of Investment Business Division male
Nam-Gyu Cha Adviser male
Byeong-Seon Choi Executive Director of Legal Team male
Sang-Wook Choi Investor Relations Head male
Do Kyo Gu Head of Private Sales Division & Executive Director
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits