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NN Group N.V. (NN.AS)

EUR77.16 +1.06 (+1.39%)
NL AMS Financial Services Insurance - Diversified
Address Schenkkade 65 2595 AS
The Hague, ZH, NL
CEO David Knibbe
IPO 2014-07-02
ISIN NL0010773842

Explore sections of this company profile

Also trades on Euronext Amsterdam · NN.AS (EUR) Other OTC · NNGPF (USD) Other OTC · NNGRY (USD)
Description

NN Group N.V., a financial services company, provides life and non-life insurance products in the Netherlands and internationally. It operates through the Netherlands Life, the Netherlands Non-Life, Insurance Europe, Japan Life, and NN Bank segments. The company provides insured defined benefit, defined contribution, pensions under the Nationale-Nederlanden brand name; premium pension institution services under the BeFrank brand name; and general pension fund administration and advisory services under AZL brand name, as well as non-life insurance products, including motor, fire, liability, transport, travel, health, and disability and accident insurance products. It also provides long-term protection to cover a variety of risks including disability, critical illness and health; and protection, savings and retirement solutions. In addition, the company offers financial services, such as savings, investments, bancassurance and mortgages under the Woonnu brand name. The company offers its products to individuals, small and medium-sized enterprises, and corporate customers directly through tied agents, advisors, brokers, and direct channels. The company was formerly known as ING Insurance Topholding N.V. and changed its name to NN Group N.V. in March 2014. NN Group N.V. was founded in 1845 and is headquartered in The Hague, the Netherlands.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR77.16 +1.06 (+1.39%)
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Volume Profile
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Liquidity & share structure
Average Volume
639.1K
Beta
0.55
Float Shares
261.31M
Free Float %
99.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-0.97% -2.87% -3.53% +3.43% +14.72% +9.04% +26.51% +112.57% +72.60% +138.85% +237.16%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (1 ratings, all time) Sell
Price Targets & DCF
Current price
77.16
Ratings Trend (MoM) 67% Bullish
Rating 2026-05 Change
Strong Buy 4 0
Buy 6 0
Hold 5 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-0.65
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
3 / 10
No MOAT
Composite Rating
D+
Overall Score
1 / 5
Low
DCF Score
1 / 5
Low
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
2 / 5
Medium
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +15.2%
    -76.2% Q2'25: +35.7% (vs Q2'24)
  • EPS growth Insurance - Diversified: +25.3%
    -25.3% Q2'25: -40.0% (vs Q2'24)
  • FCF margin FCF growth · Insurance - Diversified: +30.2%
    -36.8% Q2'25: +0.7% (vs Q2'24)
  • EBIT margin Insurance - Diversified: +13.5%
    +90.2% Q2'25: +0.0% (vs Q2'24)
  • ROIC Insurance - Diversified: +4.2%
    +7.6% Q2'25: +0.0% (vs Q2'24)
  • Share dilution Insurance - Diversified: +0.0%
    +4.9% Q2'25: -2.6% (vs Q2'24)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×
    4.81×
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.55) × ERP
WACC = 60% × Ke + 40% × Kd (8.8%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 77.16
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
2 Rev. Ana.
9 EPS Ana.
Dec 2027
2 Rev. Ana.
9 EPS Ana.
Dec 2028
2 Rev. Ana.
7 EPS Ana.
Dec 2029
1 Rev. Ana.
2 EPS Ana.
Dec 2030
1 Rev. Ana.
5 EPS Ana.
Revenue
13.48B
est: 1.05B (+1,187.3%)
14.09B
est: 9.69B (+45.4%)
14.40B
est: 9.20B (+56.5%)
18.10B
est: 10.77B (+68.0%)
19.75B
est: 13.65B (+44.7%)
20.27B
est: 14.24B (+42.4%)
18.74B
est: 14.34B (+30.7%)
19.08B
est: 13.71B (+39.2%)
8.51B
est: 13.72B (-38.0%)
13.18B
est: 10.52B (+25.2%)
12.62B
est: 14.12B (-10.6%)
3.00B
est: 6.58B (-54.4%)
14.72B
14.40B – 15.03B
+123.5% YoY
15.17B
14.55B – 15.79B
+3.1% YoY
15.64B
15.31B – 15.96B
+3.1% YoY
14.35B
13.90B – 14.80B
-8.2% YoY
14.64B
14.18B – 15.09B
+2.0% YoY
EBITDA
est: 959.83M (-100.0%)
est: 1.24B (-100.0%)
est: 1.90B (-100.0%)
est: 2.84B (-100.0%)
est: 2.08B (-100.0%)
est: 2.59B (-100.0%)
est: 2.74B (-100.0%)
est: 2.81B (-100.0%)
est: 2.00B (-100.0%)
est: 3.08B (-100.0%)
2.85B
est: 1.25B (+128.0%)
2.79B
2.73B – 2.85B
+123.5% YoY
2.88B
2.76B – 3.00B
+3.1% YoY
2.97B
2.91B – 3.03B
+3.1% YoY
2.72B
2.64B – 2.81B
-8.2% YoY
2.78B
2.69B – 2.86B
+2.0% YoY
EBIT
est: 1.18B (-100.0%)
est: 2.08B (-100.0%)
est: 1.85B (-100.0%)
est: 2.45B (-100.0%)
est: 1.54B (-100.0%)
est: 2.21B (-100.0%)
est: 2.35B (-100.0%)
est: 2.40B (-100.0%)
est: 1.90B (-100.0%)
est: 2.63B (-100.0%)
2.71B
est: 1.19B (+128.0%)
2.66B
2.60B – 2.71B
+123.5% YoY
2.74B
2.63B – 2.85B
+3.1% YoY
2.82B
2.76B – 2.88B
+3.1% YoY
2.59B
2.51B – 2.67B
-8.2% YoY
2.64B
2.56B – 2.72B
+2.0% YoY
Net Income
588.00M
est: 522.70M (+12.5%)
1.57B
est: 798.28M (+96.0%)
1.19B
est: 1.47B (-19.1%)
2.11B
est: 1.50B (+40.6%)
1.12B
est: 2.15B (-48.1%)
1.96B
est: 1.16B (+69.4%)
1.90B
est: 1.89B (+0.8%)
3.28B
est: 2.01B (+63.5%)
1.63B
est: 351.00M (+365.5%)
1.17B
est: 1.17B (+0.6%)
1.58B
est: 1.26B (+25.2%)
1.19B
est: 1.43B (-16.7%)
2.06B
2.00B – 2.66B
+44.0% YoY
2.47B
2.13B – 2.81B
+20.2% YoY
2.61B
2.19B – 3.04B
+5.7% YoY
2.31B
2.21B – 2.40B
-11.7% YoY
2.43B
2.33B – 2.53B
+5.3% YoY
SGA
1.86B
est: 191.23M (+873.7%)
1.35B
est: 3.56B (-62.2%)
1.31B
est: 1.97B (-33.5%)
1.66B
est: 2.55B (-34.7%)
1.61B
est: 2.65B (-39.3%)
1.65B
est: 2.68B (-38.3%)
1.51B
est: 2.46B (-38.7%)
1.50B
est: 2.61B (-42.7%)
2.62B
est: 2.67B (-1.7%)
3.05B
est: 1.98B (+54.4%)
2.71B
est: 2.93B (-7.5%)
320.00M
est: 1.24B (-74.1%)
2.77B
2.71B – 2.82B
+123.5% YoY
2.85B
2.73B – 2.97B
+3.1% YoY
2.94B
2.88B – 3.00B
+3.1% YoY
2.70B
2.61B – 2.78B
-8.2% YoY
2.75B
2.66B – 2.84B
+2.0% YoY
EPS
1.63
est: 1.92 (-15.2%)
4.51
est: 3.82 (+18.1%)
3.55
est: 3.37 (+5.3%)
6.21
est: 4.46 (+39.1%)
3.33
est: 3.92 (-15.0%)
5.76
est: 4.86 (+18.6%)
5.87
est: 3.80 (+54.6%)
10.42
est: 5.90 (+76.7%)
1.61
est: 8.50 (-81.1%)
4.04
est: 4.24 (-4.7%)
5.58
est: 6.03 (-7.5%)
4.17
est: 5.18 (-19.6%)
8.18
7.02 – 9.32
+57.9% YoY
8.56
7.47 – 9.87
+4.6% YoY
8.98
7.68 – 10.65
+4.9% YoY
8.09
7.76 – 8.42
-9.9% YoY
8.52
8.17 – 8.87
+5.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-28 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-27 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-26 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-25 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-22 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-21 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-20 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-19 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-18 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-15 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-14 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-13 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-12 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-11 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-08 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-07 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-06 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-05 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-05-04 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-30 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-29 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-28 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-27 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-24 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-23 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-22 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-21 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-20 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-17 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-16 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5
2026-04-15 D+ 1/5 1/5 1/5 1/5 2/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
282.26M
OE per share TTM
1.05
Owner's Yield
1.38%
Maintenance CapEx ratio
13.22%
Maint CapEx / Avg PPE
2.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
169.0K
Shares Outstanding
262.19M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
David E. Knibbe Chairman of Executive Board & Chief Executive Officer 3M
Annemiek Van Melick Vice-Chairman of the Management Board & Chief Financial Officer 2M female
Frank Eijsink Chief Executive Officer International Insurance & Member of Management Board male
Hiske Hoekstra Head of Learning & Talent Development female
J. L. Stuijt General Counsel, Company Secretary & Member of Management Board female
Janet L. Stuijt General Counsel, Company Secretary & Member of Management Board female
L. van Riet Chief Executive Officer of Netherlands Life & Pensions and Member of the Management Board male
Leon van Riet Chief Executive Officer of Netherlands Life & Pensions and Member of the Management Board male
Martijn R. Hoogeweegen Chief Executive Officer of NN Belgium male
Maurice Koopman Chief Executive Officer of NN Non-Life male
Tjeerd Bosklopper Chief Executive Officer of Netherlands Non-life, Banking & Technology and Member of Management Board male
Wilbert G. Ouburg Chief Risk Officer & Member of Management Board male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits