NÜRNBERGER Beteiligungs-AG (NBG6.DE)
Nuremberg, DE
NÜRNBERGER Beteiligungs-AG, a German insurance firm established in Nuremberg in 1884, provides a comprehensive array of insurance products and services across Germany. The company serves both individual private clients and a diverse range of business enterprises. Its extensive personal lines portfolio encompasses various vehicle insurances, including coverage for cars, motorcycles, and classic automobiles. Health-related offerings include private health, dental, travel, long-term care, hospitalization, sickness allowance, and specialized plans like "inshape" and "seeing and hearing." The firm also provides crucial life, pension, protection, disability, dread disease, accident, invalidity, and subsidy insurance products. Home and property owners can secure policies for contents, homeowners, household glass, shell structures, and integrated house and apartment protection. Specific items such as musical instruments, luggage, valuables, and even sporting boats or horse transport can also be insured. Liability coverage extends to personal, pet owners', home and property owners', watersports, principal's, civil, waters damage, and hunting risks. For its business clientele, NÜRNBERGER offers tailored solutions for numerous industries, including pharmacy, construction, manufacturing, hospitality, agriculture, forestry, food trade, crafts, IT services, and beauty, as well as for operators of renewable energy plants, medium-sized enterprises, shippers, carriers, organizers, and chamber professions. Commercial insurance options include policies for glass, commercial buildings, and building services, alongside breakdown, electronics, and photovoltaic coverage. The company also handles property damage, IT liability, and Directors & Officers (D&O) insurance. Specialized business offerings further include intellectual property legal insurance, multi-risk, exhibition, and general business policies. Transportation, cargo, fleet, and carrier's liability insurance are available, with specific car insurance products tailored for car wholesalers and electricians. Additionally, the company provides insurance tailored for kids and teens, and for business owners and employees.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.09% | -1.21% | +1.67% | +1.67% | +1.67% | +1.67% | +128.46% | +68.28% | +58.44% | +104.01% | +55.41% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | +1 |
| Sell | 0 | -1 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Diversified: +15.2%-20.7% Q4'25: -0.6% (vs Q4'23)
-
EPS growth Insurance - Diversified: +25.3%+156.5% ★ Q4'25: -108.9% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%+1.0% Q4'25: +2.6% (vs Q4'23)
-
EBIT margin Insurance - Diversified: +13.5%+3.0% Q4'25: +4.5% (vs Q4'23)
-
ROIC Insurance - Diversified: +4.2%+17.1% ★ Q4'25: +51.2% (vs Q4'23)
-
Share dilution Insurance - Diversified: +0.0%+0.0% Q4'25: +0.0% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×0.85× ★ Q4'25: 0.29× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 1997 actual |
Dec 1998 actual |
Dec 1999 actual |
Dec 2000 actual |
Dec 2001 actual |
Dec 2002 actual |
Dec 2003 actual |
Dec 2004 actual |
Dec 2005 actual |
Dec 2006 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.16B
est.
|
2.15B
est.
|
2.32B
est.
|
2.43B
est.
|
2.65B
est.
|
1.98B
est.
|
1.29B
est.
|
2.47B
est.
|
3.12B
est.
|
4.00B
est.
|
5.36B
est: 4.85B (+10.6%)
|
4.26B
est: 4.93B (-13.7%)
|
4.10B
4.10B – 4.10B
-16.9% YoY
|
3.94B
3.94B – 3.94B
-3.8% YoY
|
| EBITDA |
14.39M
est.
|
537.18M
est.
|
311.21M
est.
|
915.22M
est.
|
-253.28M
est.
|
-389.59M
est.
|
-252.71M
est.
|
-536.71M
est.
|
-687.90M
est.
|
49.99M
est.
|
—
est: 58.91M (-100.0%)
|
129.39M
est: 59.86M (+116.2%)
|
49.74M
49.74M – 49.74M
-16.9% YoY
|
47.86M
47.86M – 47.86M
-3.8% YoY
|
| EBIT |
11.33M
est.
|
-111.53M
est.
|
-64.61M
est.
|
-702.84M
est.
|
419.46M
est.
|
469.06M
est.
|
304.26M
est.
|
23.71M
est.
|
828.23M
est.
|
39.34M
est.
|
-212.8K
est: 58.42M (-100.4%)
|
129.39M
est: 59.36M (+118.0%)
|
49.32M
49.32M – 49.32M
-16.9% YoY
|
47.47M
47.47M – 47.47M
-3.8% YoY
|
| Net Income |
43.84M
est.
|
106.69M
est.
|
61.81M
est.
|
54.15M
est.
|
41.17M
est.
|
19.16M
est.
|
12.43M
est.
|
15.79M
est.
|
33.83M
est.
|
41.51M
est.
|
-78.52M
est: 47.46M (-265.4%)
|
44.39M
est: 50.00M (-11.2%)
|
80.06M
80.06M – 80.06M
+60.1% YoY
|
89.97M
89.97M – 89.97M
+12.4% YoY
|
| SGA |
68.47M
est.
|
547.22M
est.
|
317.02M
est.
|
332.95M
est.
|
364.97M
est.
|
286.31M
est.
|
185.72M
est.
|
394.44M
est.
|
505.55M
est.
|
236.65M
est.
|
104.88M
est: 203.25M (-48.4%)
|
—
est: 206.51M (-100.0%)
|
171.59M
171.59M – 171.59M
-16.9% YoY
|
165.13M
165.13M – 165.13M
-3.8% YoY
|
| EPS |
3.81
est.
|
4.39
est.
|
4.23
est.
|
4.99
est.
|
4.32
est.
|
-2.63
est.
|
0.67
est.
|
1.38
est.
|
2.05
est.
|
3.62
est.
|
-6.82
est: 4.12 (-265.5%)
|
3.85
est: 4.34 (-11.3%)
|
6.95
6.95 – 6.95
+60.1% YoY
|
7.81
7.81 – 7.81
+12.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-28 | B- | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-25 | B- | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-22 | B- | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-21 | B- | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-20 | B- | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-19 | B- | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-18 | B- | 2/5 | 4/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-15 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-14 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-13 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-12 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-11 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-08 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-07 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-06 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-05 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-05-04 | C+ | 2/5 | 3/5 | 2/5 | 2/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-30 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-29 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-28 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-27 | B- | 2/5 | 3/5 | 2/5 | 3/5 | 3/5 | 1/5 | 2/5 |
| 2026-04-24 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-23 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-22 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-21 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-20 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-17 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
| 2026-04-16 | C+ | 2/5 | 4/5 | 1/5 | 1/5 | 2/5 | 1/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andreas Politycki | Member of the Management Board | 729.0K | male |
| Christine Kaaz | Member of the Management Board | 729.0K | female |
| Katja Briones-Schulz | Member of the Management Board | 729.0K | female |
| Peter Ott | Member of the Management Board | 729.0K | — |
| Wolfram Politt | Member of the Management Board | 729.0K | male |
| Harald Rosenberger | CEO & Chairman of Management Board | 544.0K | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for NBG6.DE
Short-term intention
Target Price Distribution
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