National Australia Bank Limited (NAB.AX)
Melbourne, VIC, AU
National Australia Bank Limited (NAB) is a prominent financial institution delivering a broad spectrum of services to individual and business clients across Australia, New Zealand, and internationally. Its operations are organized into key divisions: Business and Private Banking, Personal Banking, Corporate and Institutional Banking, New Zealand Banking, and Corporate Functions and Other. NAB provides diverse deposit solutions, including everyday transaction and savings accounts, fixed-term deposits, and specialized accounts such as foreign currency, business interest, statutory trust, cash maximiser, community free saver, farm management, and project bank accounts, alongside farm management deposits. The bank also offers a comprehensive range of lending products, encompassing home loans, personal and business financing, vehicle and equipment finance, trade and invoice finance, business overdrafts, and bank guarantees. Furthermore, it supplies various insurance options, from car, home and contents, and landlord policies to travel, life, and general business coverage. Beyond traditional banking, NAB extends wealth management and advisory services, including pension and superannuation plans, self-managed super funds, cash management, and financial planning expertise. Moreover, it provides investment products, a variety of credit, debit, and business cards, and merchant payment processing. The institution also facilitates online and internet banking, offers travel services, supports small businesses, delivers international and foreign exchange solutions, and provides industry-specific banking services. Founded in 1834, National Australia Bank Limited is headquartered in Melbourne, Australia.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.09% | -4.20% | -17.50% | -19.60% | -12.30% | -11.56% | +4.85% | +41.69% | +40.99% | +28.19% | +852.16% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 2 | 0 |
| Hold | 5 | 0 |
| Sell | 6 | -1 |
| Strong Sell | 2 | +1 |
-
Revenue growth-3.1% Q1'26: +192.0% (vs Q1'24)
-
EPS growth-1.4% Q1'26: -18.2% (vs Q1'24)
-
FCF margin— Q1'26: -36.4% (vs Q1'24)
-
EBIT margin— Q1'26: +13.5% (vs Q1'24)
-
ROIC— Q1'26: +4.4% (vs Q1'24)
-
Share dilution-4.9% Q1'26: -8.9% (vs Q1'24)
-
Debt / EBITDA— Q1'26: 11.43× (vs Q1'24)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Sep 2010 actual |
Sep 2011 actual |
Sep 2012 actual |
Sep 2013 actual |
Sep 2014 actual |
Sep 2015 actual |
Sep 2016 actual |
Sep 2017 actual |
Sep 2018 actual |
Sep 2019 actual |
Sep 2020 actual |
Sep 2021 actual |
Sep 2022 actual |
Sep 2023 actual |
Sep 2024 actual |
Sep 2025 actual |
Sep 2026 13 Rev. Ana. 8 EPS Ana. |
Sep 2027 13 Rev. Ana. 9 EPS Ana. |
Sep 2028 13 Rev. Ana. 9 EPS Ana. |
Sep 2029 10 Rev. Ana. 6 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
37.11B
est: 16.60B (+123.6%)
|
38.91B
est: 18.12B (+114.7%)
|
47.20B
est: 18.28B (+158.2%)
|
48.88B
est: 19.02B (+157.0%)
|
44.47B
est: 19.16B (+132.1%)
|
38.99B
est: 19.82B (+96.7%)
|
36.20B
est: 17.72B (+104.2%)
|
31.63B
est: 17.90B (+76.7%)
|
33.53B
est: 18.05B (+85.8%)
|
33.13B
est: 17.47B (+89.6%)
|
26.33B
est: 17.32B (+52.0%)
|
20.92B
est: 16.89B (+23.9%)
|
25.87B
est: 18.35B (+40.9%)
|
51.90B
est: 19.47B (+166.6%)
|
62.16B
est: 20.30B (+206.3%)
|
60.25B
est: 20.84B (+189.0%)
|
22.10B
21.90B – 22.34B
+6.0% YoY
|
22.97B
22.52B – 23.37B
+3.9% YoY
|
23.57B
23.55B – 23.60B
+2.6% YoY
|
24.13B
23.78B – 24.47B
+2.4% YoY
|
| EBITDA |
6.35B
est: 5.23B (+21.3%)
|
7.35B
est: 5.71B (+28.7%)
|
6.80B
est: 5.76B (+18.1%)
|
8.73B
est: 6.00B (+45.6%)
|
8.46B
est: 6.04B (+40.1%)
|
10.07B
est: 6.25B (+61.3%)
|
9.60B
est: 5.59B (+71.8%)
|
9.40B
est: 17.75B (-47.1%)
|
9.18B
est: 5.69B (+61.4%)
|
9.71B
est: 5.51B (+76.3%)
|
7.07B
est: 5.46B (+29.5%)
|
10.11B
est: 5.33B (+89.9%)
|
10.86B
est: 5.79B (+87.6%)
|
11.67B
est: 5.76B (+102.7%)
|
11.19B
est: 6.00B (+86.5%)
|
10.26B
est: 6.16B (+66.5%)
|
6.53B
6.47B – 6.60B
+6.0% YoY
|
6.79B
6.66B – 6.91B
+3.9% YoY
|
6.97B
6.96B – 6.98B
+2.6% YoY
|
7.13B
7.03B – 7.24B
+2.4% YoY
|
| EBIT |
5.68B
est: 5.16B (+10.1%)
|
6.73B
est: 6.20B (+8.6%)
|
6.16B
est: 6.79B (-9.3%)
|
8.09B
est: 6.41B (+26.2%)
|
7.78B
est: 8.17B (-4.8%)
|
9.52B
est: 8.29B (+14.8%)
|
8.98B
est: 8.67B (+3.6%)
|
8.66B
est: 9.05B (-4.3%)
|
8.40B
est: 8.72B (-3.7%)
|
8.35B
est: 8.16B (+2.2%)
|
5.16B
est: 7.10B (-27.3%)
|
9.07B
est: 7.12B (+27.3%)
|
9.74B
est: 7.24B (+34.6%)
|
10.45B
est: 5.18B (+101.7%)
|
9.88B
est: 5.00B (+97.4%)
|
9.66B
est: 5.55B (+74.2%)
|
5.88B
5.83B – 5.95B
+6.0% YoY
|
6.11B
5.99B – 6.22B
+3.9% YoY
|
6.27B
6.27B – 6.28B
+2.6% YoY
|
6.42B
6.33B – 6.51B
+2.4% YoY
|
| Net Income |
4.22B
est: 2.68B (+57.7%)
|
5.22B
est: 4.61B (+13.2%)
|
4.08B
est: 5.26B (-22.5%)
|
5.36B
est: 4.25B (+26.1%)
|
5.30B
est: 5.43B (-2.6%)
|
6.34B
est: 5.52B (+14.9%)
|
352.00M
est: 5.77B (-93.9%)
|
5.29B
est: 354.94M (+1,389.0%)
|
5.55B
est: 5.32B (+4.4%)
|
4.80B
est: 5.40B (-11.1%)
|
2.56B
est: 4.75B (-46.1%)
|
6.36B
est: 4.76B (+33.7%)
|
6.89B
est: 7.47B (-7.8%)
|
7.41B
est: 7.03B (+5.5%)
|
6.96B
est: 6.95B (+0.1%)
|
6.76B
est: 7.25B (-6.8%)
|
6.63B
6.25B – 7.52B
-8.5% YoY
|
7.83B
7.40B – 8.21B
+18.2% YoY
|
7.99B
7.22B – 8.57B
+1.9% YoY
|
8.08B
7.92B – 8.23B
+1.1% YoY
|
| SGA |
2.28B
est: 13.90B (-83.6%)
|
2.14B
est: 16.07B (-86.7%)
|
2.40B
est: 11.45B (-79.0%)
|
2.33B
est: 1.26B (+84.7%)
|
3.84B
est: 1.27B (+202.0%)
|
2.28B
est: 1.32B (+73.5%)
|
2.17B
est: 13.26B (-83.6%)
|
2.23B
est: 13.68B (-83.7%)
|
2.65B
est: 11.17B (-76.3%)
|
2.30B
est: 10.40B (-77.9%)
|
2.37B
est: 11.62B (-79.6%)
|
2.04B
est: 11.65B (-82.5%)
|
2.41B
est: 11.84B (-79.6%)
|
1.42B
est: 1.35B (+5.2%)
|
1.47B
est: 1.30B (+12.8%)
|
6.27B
est: 1.44B (+334.5%)
|
1.53B
1.51B – 1.55B
+6.0% YoY
|
1.59B
1.56B – 1.62B
+3.9% YoY
|
1.63B
1.63B – 1.63B
+2.6% YoY
|
1.67B
1.64B – 1.69B
+2.4% YoY
|
| EPS |
1.89
est: 2.07 (-8.7%)
|
2.30
est: 2.45 (-6.2%)
|
1.75
est: 2.36 (-25.9%)
|
2.23
est: 2.49 (-10.5%)
|
2.14
est: 2.22 (-3.8%)
|
2.70
est: 2.51 (+7.7%)
|
2.33
est: 2.37 (-1.9%)
|
2.28
est: 2.41 (-5.3%)
|
1.90
est: 2.10 (-9.6%)
|
1.66
est: 1.82 (-8.8%)
|
0.82
est: 1.26 (-34.9%)
|
1.96
est: 1.93 (+1.6%)
|
2.14
est: 2.16 (-0.7%)
|
2.36
est: 2.25 (+4.8%)
|
2.25
est: 2.25 (0.0%)
|
2.21
est: 2.31 (-4.5%)
|
2.12
2.00 – 2.40
-8.3% YoY
|
2.49
2.36 – 2.62
+17.3% YoY
|
2.54
2.31 – 2.74
+2.1% YoY
|
2.58
2.53 – 2.63
+1.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | C+ | 2/5 | 4/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-01 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | B- | 2/5 | 5/5 | 3/5 | 3/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 1/5 | 2/5 |
| 2026-04-22 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 1/5 | 2/5 |
| 2026-04-21 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 1/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 1/5 | 2/5 |
| 2026-04-17 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-16 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
| 2026-04-15 | B | 3/5 | 5/5 | 3/5 | 4/5 | 1/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andrew Francis Irvine | MD, Group Chief Executive Officer & Director | 4M | male |
| Patrick F. Wright | Group Executive of Technology & Enterprise Operations | 2M | male |
| Shaun Dooley | Group Chief Risk Officer | 2M | male |
| Daniel James Huggins | MD & Chief Executive Officer of Bank of New Zealand | 2M | male |
| Lesile D. Matheson | Group Chief Operating Officer | 2M | male |
| Andrew Brent Auerbach | Group Executive of Business & Private Banking | 2M | male |
| Ana Marinkovic | Group Executive, Personal Banking | 2M | female |
| Rachel Slade | Group Executive of Personal Banking | 1M | female |
| Sarah White | Group Executive of People & Culture | 1M | female |
| Inder Singh | Group CFO & Group Executive, Strategy | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for NAB.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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