ING Groep N.V. (INGA.AS)
Amsterdam, NL
Operating as a prominent global financial services group, ING Groep N.V. delivers a comprehensive suite of banking solutions and offerings across a vast international footprint. Its reach extends throughout the Netherlands, Belgium, Germany, and Poland, encompassing the wider European continent, North and Latin America, Asia, and Australia. The company's operations are structured into six distinct divisions: Retail banking for the Netherlands, Belgium, and Germany, alongside a broader 'Retail Other' category, in addition to its Wholesale Banking and Corporate Line Banking operations. Its product portfolio includes diverse deposit options like checking and savings accounts. ING also extends credit facilities, ranging from business loans to various consumer financing products, including home mortgages, fixed-term loans, revolving credit, and personal unsecured loans. Beyond traditional lending, ING delivers specialized financial services such as debt capital market access, working capital management, export financing, routine transactional banking, treasury and risk management, and corporate finance advisory. Furthermore, it offers specialized lending, equity market services, broader financial solutions, payment processing and cash management, and international trade services. The group also caters to individual needs through savings, investment, insurance, and mortgage services, complemented by advanced digital banking capabilities. Its client base is extensive, serving individual consumers, corporate entities of varying sizes—from small and medium-sized enterprises (SMEs) to larger mid-corporate clients—and other financial institutions. Established in 1762, ING Groep N.V. maintains its corporate headquarters in Amsterdam, the Netherlands.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.20% | -1.04% | +1.84% | +5.60% | +10.47% | +4.77% | +35.02% | +115.37% | +137.09% | +141.18% | +368.44% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 4 | 0 |
| Buy | 7 | 0 |
| Hold | 7 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth+1.9% Q1'26: +3.3% (vs Q1'25)
-
EPS growth+7.1% Q1'26: +14.9% (vs Q1'25)
-
FCF margin— Q1'26: +0.0% (vs Q1'25)
-
EBIT margin— Q1'26: +38.8% (vs Q1'25)
-
ROIC— Q1'26: +3.2% (vs Q1'25)
-
Share dilution-7.6% Q1'26: -6.6% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 23.84× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 15 Rev. Ana. 12 EPS Ana. |
Dec 2027 15 Rev. Ana. 12 EPS Ana. |
Dec 2028 12 Rev. Ana. 10 EPS Ana. |
Dec 2029 11 Rev. Ana. 4 EPS Ana. |
Dec 2030 6 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
7.76B
est: 56.40B (-86.2%)
|
13.89B
est: 43.39B (-68.0%)
|
13.00B
est: 15.71B (-17.3%)
|
15.30B
est: 15.70B (-2.6%)
|
15.59B
est: 16.49B (-5.4%)
|
17.39B
est: 17.18B (+1.2%)
|
17.59B
est: 17.71B (-0.7%)
|
17.52B
est: 18.05B (-2.9%)
|
18.06B
est: 18.34B (-1.5%)
|
17.82B
est: 17.72B (+0.5%)
|
25.78B
est: 18.37B (+40.4%)
|
33.61B
est: 18.54B (+81.3%)
|
17.63B
est: 19.58B (-10.0%)
|
22.62B
est: 22.58B (+0.2%)
|
23.04B
est: 22.89B (+0.6%)
|
24.23B
23.85B – 24.62B
+5.9% YoY
|
26.06B
24.99B – 26.73B
+7.5% YoY
|
27.64B
27.55B – 27.73B
+6.1% YoY
|
28.57B
27.75B – 29.17B
+3.4% YoY
|
29.85B
28.99B – 30.48B
+4.5% YoY
|
| EBITDA |
50.16B
est: 17.25B (+190.8%)
|
3.62B
est: 13.27B (-72.7%)
|
6.13B
est: 4.81B (+27.5%)
|
3.93B
est: 4.80B (-18.2%)
|
6.00B
est: 5.04B (+19.1%)
|
7.12B
est: 5.25B (+35.5%)
|
7.10B
est: 5.42B (+31.1%)
|
6.84B
est: 5.52B (+23.9%)
|
7.57B
est: 5.61B (+35.0%)
|
4.57B
est: 5.42B (-15.6%)
|
7.84B
est: 5.62B (+39.6%)
|
6.21B
est: 5.67B (+9.6%)
|
11.17B
est: 7.68B (+45.5%)
|
9.97B
est: 8.85B (+12.6%)
|
9.15B
est: 8.98B (+1.9%)
|
9.50B
9.35B – 9.65B
+5.9% YoY
|
10.22B
9.80B – 10.48B
+7.5% YoY
|
10.84B
10.80B – 10.87B
+6.1% YoY
|
11.20B
10.88B – 11.44B
+3.4% YoY
|
11.70B
11.37B – 11.95B
+4.5% YoY
|
| EBIT |
49.75B
est: 4.57B (+989.5%)
|
3.62B
est: 4.70B (-23.0%)
|
6.13B
est: 1.41B (+334.4%)
|
3.93B
est: 4.11B (-4.2%)
|
6.00B
est: 3.95B (+52.0%)
|
7.12B
est: 6.44B (+10.6%)
|
7.10B
est: 6.07B (+17.0%)
|
6.84B
est: 7.42B (-7.9%)
|
6.79B
est: 6.95B (-2.4%)
|
3.74B
est: 6.72B (-44.3%)
|
7.01B
est: 6.68B (+5.0%)
|
5.50B
est: 6.86B (-19.8%)
|
10.49B
est: 7.20B (+45.7%)
|
9.30B
est: 7.00B (+32.9%)
|
9.15B
est: 8.42B (+8.6%)
|
8.91B
8.77B – 9.06B
+5.9% YoY
|
9.58B
9.19B – 9.83B
+7.5% YoY
|
10.17B
10.13B – 10.20B
+6.1% YoY
|
10.51B
10.21B – 10.73B
+3.4% YoY
|
10.98B
10.66B – 11.21B
+4.5% YoY
|
| Net Income |
4.74B
est: 2.60B (+82.5%)
|
2.77B
est: 4.44B (-37.6%)
|
3.55B
est: 1.41B (+151.4%)
|
1.25B
est: 3.23B (-61.3%)
|
4.01B
est: 1.33B (+200.9%)
|
4.65B
est: 4.18B (+11.2%)
|
4.91B
est: 4.78B (+2.6%)
|
4.70B
est: 5.01B (-6.1%)
|
4.78B
est: 4.78B (+0.0%)
|
2.49B
est: 4.70B (-47.1%)
|
4.78B
est: 4.67B (+2.3%)
|
3.67B
est: 4.80B (-23.4%)
|
7.29B
est: 4.71B (+54.8%)
|
6.39B
est: 5.93B (+7.7%)
|
6.33B
est: 6.18B (+2.3%)
|
7.12B
6.75B – 7.49B
+15.1% YoY
|
7.53B
7.42B – 9.24B
+5.8% YoY
|
8.23B
7.87B – 10.34B
+9.3% YoY
|
11.28B
10.86B – 11.59B
+37.0% YoY
|
12.71B
12.24B – 13.06B
+12.7% YoY
|
| SGA |
43.40B
est: 17.19B (+152.5%)
|
31.95B
est: 12.36B (+158.4%)
|
16.84B
est: 1.55B (+984.1%)
|
7.52B
est: 14.51B (-48.2%)
|
6.76B
est: 13.70B (-50.6%)
|
6.76B
est: 12.29B (-45.0%)
|
6.24B
est: 13.11B (-52.4%)
|
6.39B
est: 10.99B (-41.9%)
|
6.47B
est: 12.03B (-46.2%)
|
6.47B
est: 11.82B (-45.3%)
|
6.53B
est: 11.75B (-44.4%)
|
7.18B
est: 12.06B (-40.5%)
|
7.70B
est: 4.86B (+58.5%)
|
7.63B
est: 8.98B (-15.1%)
|
—
est: 5.68B (-100.0%)
|
6.01B
5.92B – 6.11B
+5.9% YoY
|
6.47B
6.20B – 6.64B
+7.5% YoY
|
6.86B
6.84B – 6.88B
+6.1% YoY
|
7.09B
6.89B – 7.24B
+3.4% YoY
|
7.41B
7.20B – 7.56B
+4.5% YoY
|
| EPS |
0.85
est: 1.30 (-34.6%)
|
0.73
est: 0.93 (-21.9%)
|
0.66
est: 0.89 (-25.6%)
|
0.32
est: 0.83 (-61.4%)
|
1.04
est: 1.16 (-10.5%)
|
1.17
est: 1.12 (+4.1%)
|
1.26
est: 1.32 (-4.4%)
|
1.21
est: 1.30 (-6.6%)
|
1.23
est: 1.28 (-4.0%)
|
0.64
est: 0.67 (-4.6%)
|
1.23
est: 1.28 (-3.8%)
|
1.02
est: 1.04 (-1.7%)
|
2.05
est: 1.58 (+29.3%)
|
1.98
est: 2.00 (-0.9%)
|
2.11
est: 2.08 (+1.3%)
|
2.39
2.26 – 2.51
+14.6% YoY
|
2.78
2.49 – 3.10
+16.6% YoY
|
3.20
2.64 – 3.46
+14.8% YoY
|
3.78
3.64 – 3.88
+18.3% YoY
|
4.26
4.10 – 4.38
+12.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-15 | B+ | 3/5 | 5/5 | 4/5 | 4/5 | 1/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Tanate Phutrakul | Chief Financial Officer and Member of the Executive Board & Management Board Banking | 3M | male |
| Steven J. A. van Rijswijk | Chief Executive Officer and Chairman of the Executive Board & Management Board Banking | 3M | male |
| Ljiljana Cortan | Head of ING Wholesale Banking | 2M | female |
| Ida Lerner | CFO & Member of the Executive Board | — | female |
| Andrew John Milton Bester | Head of Wholesale Banking & Member of Management Board Banking | — | male |
| Pinar Abay | Head of Retail, Market Leaders, Challengers & Growth Markets and Member of Management Board Banking | — | female |
| Rob Van Veldhuizen | Head of Corporate Finance Benelux | — | — |
| Sjoerd Miltenburg | Head of Investor Relations | — | male |
| Marnix van Stiphout | Chief Operating Officer & Member of Management Board Banking | — | male |
| Daniele Tonella | Chief Technology Officer & Management Board Member | — | male |
| Erwin H. Olijslager | Principal Accounting Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for INGA.AS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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