iA Financial Corporation Inc. (IAG.TO)
Québec, QC, CA
iA Financial Corporation Inc., provides insurance and wealth management services for individual and group basis in Canada and the United States. It operates through Insurance, Canada; Wealth Management; US Operations; and Investment segments. The company offers life, health, auto, home, and creditor insurance products; replacement insurance products and warranties; extended warranties and other ancillary products for dealer services; and specialized products for special markets; and life insurance products and extended warranties relating to dealer services. It also provides savings plans, retirement, and segregated funds, securities brokerage, trust operations, and mutual funds. In addition, the company offers car, RV, mortgage, disability, travel, medical and paramedical care, homecare, vision and dental care, accidental death and dismemberment, disability management, transit, and critical illness insurance products. Further, the company provides investment funds; registered retirement savings plan (RRSP), tax-free savings account, tax-free first home savings account, individual pension plan, locked-in retirement account, and non-registered savings plan; registered retirement income fund, life income fund, and annuities; registered education savings plans (RESP); and RRSP, RESP, and investment loans. Additionally, it owns and manages real estate portfolio of commercial space for lease for offices, businesses, etc.; manufactures and distributes automobile protection products; provides vehicle warranty and related software and services; digital property and casualty insurance distribution services; life insurance, mutual fund, securities, and cross border securities brokerage services; trust service; auto finance; ancillary automotive products; and automobile warranty services, as well as operates as an independent warranty providers and administrators in the used vehicle market. The company was founded in 1892 and is headquartered in Quebec City, Canada.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.27% | +5.24% | +1.31% | +1.02% | +0.65% | -5.42% | +23.01% | +97.51% | +142.19% | +300.86% | +1,833.33% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 2 | 0 |
| Hold | 5 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Diversified: +15.2%+42.7% ★ Q1'26: -8.7% (vs Q1'25)
-
EPS growth Insurance - Diversified: +25.3%+15.9% Q1'26: -24.7% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%+25.4% Q1'26: +13.1% (vs Q1'25)
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EBIT margin Insurance - Diversified: +13.5%+12.4% Q1'26: +10.6% (vs Q1'25)
-
ROIC Insurance - Diversified: +4.2%+12.7% ★ Q1'26: +9.6% (vs Q1'25)
-
Share dilution Insurance - Diversified: +0.0%-3.1% ★ Q1'26: -2.1% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×1.58× Q1'26: 1.02× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2007 actual |
Dec 2009 actual |
Dec 2010 actual |
Dec 2011 actual |
Dec 2012 actual |
Dec 2013 actual |
Dec 2014 actual |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 4 EPS Ana. |
Dec 2027 1 Rev. Ana. 6 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
4.97B
est: 5.32B (-6.5%)
|
5.82B
est: 5.78B (+0.6%)
|
7.01B
est: 6.86B (+2.1%)
|
8.04B
est: 7.72B (+4.1%)
|
7.48B
est: 7.97B (-6.2%)
|
6.02B
est: 7.12B (-15.4%)
|
9.68B
est: 8.49B (+14.0%)
|
8.24B
est: 7.53B (+9.4%)
|
9.36B
est: 7.64B (+22.5%)
|
11.30B
est: 10.52B (+7.4%)
|
9.94B
est: 1.62B (+513.1%)
|
15.31B
est: 2.00B (+664.9%)
|
17.69B
est: 2.89B (+512.1%)
|
13.40B
est: 3.15B (+325.9%)
|
-3.50B
est: 3.07B (-214.1%)
|
8.71B
est: 3.37B (+158.8%)
|
7.93B
est: 16.75B (-52.7%)
|
11.31B
est: 2.99B (+278.6%)
|
1.84B
1.84B – 1.84B
-38.5% YoY
|
600.00M
600.00M – 600.00M
-67.3% YoY
|
| EBITDA |
390.00M
est: 292.63M (+33.3%)
|
459.00M
est: 318.88M (+43.9%)
|
436.00M
est: 260.03M (+67.7%)
|
223.00M
est: 349.82M (-36.3%)
|
548.00M
est: 552.30M (-0.8%)
|
585.00M
est: 412.55M (+41.8%)
|
535.00M
est: -467.70M (+214.4%)
|
566.00M
est: 2.47B (-77.1%)
|
861.00M
est: 552.98M (+55.7%)
|
860.00M
est: 1.02B (-15.5%)
|
1.05B
est: 114.56M (+813.9%)
|
1.15B
est: 141.42M (+714.6%)
|
1.12B
est: 238.76M (+368.3%)
|
1.60B
est: 222.34M (+620.1%)
|
656.00M
est: 158.72M (+313.3%)
|
1.35B
est: 237.82M (+467.7%)
|
1.61B
est: 1.49B (+7.9%)
|
1.76B
est: 266.10M (+559.5%)
|
163.60M
163.60M – 163.60M
-38.5% YoY
|
53.43M
53.43M – 53.43M
-67.3% YoY
|
| EBIT |
359.00M
est: 376.39M (-4.6%)
|
403.00M
est: 410.17M (-1.7%)
|
384.00M
est: 412.01M (-6.8%)
|
165.00M
est: 433.05M (-61.9%)
|
491.00M
est: 477.53M (+2.8%)
|
529.00M
est: 454.52M (+16.4%)
|
470.00M
est: 1.71B (-72.5%)
|
467.00M
est: -1.59B (+129.4%)
|
750.00M
est: 821.91M (-8.7%)
|
738.00M
est: 247.26M (+198.5%)
|
874.00M
est: 99.06M (+782.3%)
|
942.00M
est: 122.28M (+670.4%)
|
831.00M
est: 58.01M (+1,332.6%)
|
1.19B
est: 192.24M (+516.9%)
|
400.00M
est: 38.56M (+937.3%)
|
1.06B
est: 205.63M (+415.0%)
|
1.29B
est: 1.28B (+0.8%)
|
1.40B
est: 228.30M (+511.9%)
|
140.36M
140.36M – 140.36M
-38.5% YoY
|
45.84M
45.84M – 45.84M
-67.3% YoY
|
| Net Income |
248.00M
est: 258.00M (-3.9%)
|
220.00M
est: 281.15M (-21.8%)
|
276.00M
est: 260.03M (+6.1%)
|
141.00M
est: 309.32M (-54.4%)
|
337.00M
est: 285.67M (+18.0%)
|
388.00M
est: 308.07M (+25.9%)
|
435.00M
est: 462.92M (-6.0%)
|
382.00M
est: 411.22M (-7.1%)
|
548.00M
est: 577.15M (-5.1%)
|
533.00M
est: 462.45M (+15.3%)
|
638.00M
est: 529.28M (+20.5%)
|
699.00M
est: 601.34M (+16.2%)
|
632.00M
est: 108.49M (+482.5%)
|
859.00M
est: 807.04M (+6.4%)
|
334.00M
est: 1.16B (-71.1%)
|
789.00M
est: 906.24M (-12.9%)
|
962.00M
est: 1.01B (-5.2%)
|
1.10B
est: 1.22B (-10.5%)
|
1.28B
1.27B – 1.30B
+4.7% YoY
|
1.44B
1.41B – 1.47B
+12.3% YoY
|
| SGA |
911.00M
est: 413.25M (+120.4%)
|
991.00M
est: 450.33M (+120.1%)
|
1.49B
est: 549.75M (+170.1%)
|
567.00M
est: 583.78M (-2.9%)
|
643.00M
est: -478.42M (+234.4%)
|
714.00M
est: 701.87M (+1.7%)
|
782.00M
est: 1.04B (-24.9%)
|
840.00M
est: 896.17M (-6.3%)
|
882.00M
est: 1.56B (-43.6%)
|
968.00M
est: 880.18M (+10.0%)
|
1.15B
est: -99.24M (+1,255.8%)
|
1.23B
est: -122.50M (+1,104.1%)
|
1.36B
est: 206.49M (+560.6%)
|
1.53B
est: -192.60M (+894.4%)
|
1.74B
est: 137.27M (+1,168.3%)
|
—
est: -206.01M (+100.0%)
|
—
est: -1.28B (+100.0%)
|
—
est: -229.02M (+100.0%)
|
-140.80M
-140.80M – -140.80M
+38.5% YoY
|
-45.99M
-45.99M – -45.99M
+67.3% YoY
|
| EPS |
3.02
est: 3.06 (-1.3%)
|
2.56
est: 2.43 (+5.4%)
|
3.04
est: 2.99 (+1.8%)
|
1.20
est: 1.20 (+0.3%)
|
3.35
est: 2.96 (+13.1%)
|
3.60
est: 3.53 (+2.0%)
|
4.01
est: 3.79 (+5.7%)
|
3.59
est: 4.25 (-15.6%)
|
5.22
est: 4.76 (+9.7%)
|
4.84
est: 4.86 (-0.5%)
|
5.85
est: 5.51 (+6.1%)
|
6.42
est: 6.26 (+2.5%)
|
5.71
est: 6.48 (-11.9%)
|
7.76
est: 8.41 (-7.7%)
|
7.55
est: 8.72 (-13.4%)
|
7.54
est: 9.44 (-20.1%)
|
9.81
est: 10.91 (-10.1%)
|
11.32
est: 13.17 (-14.0%)
|
13.82
13.60 – 13.97
+4.9% YoY
|
15.40
15.13 – 15.86
+11.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-07 | B- | 3/5 | 2/5 | 4/5 | 3/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-06 | B- | 3/5 | 2/5 | 4/5 | 3/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-05 | B- | 3/5 | 2/5 | 4/5 | 3/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-04 | B- | 3/5 | 2/5 | 4/5 | 3/5 | 3/5 | 2/5 | 1/5 |
| 2026-05-01 | B- | 2/5 | 2/5 | 4/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-30 | B- | 2/5 | 2/5 | 4/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-29 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-28 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-27 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-24 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-23 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-22 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-21 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-17 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-16 | B | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-15 | B+ | 3/5 | 3/5 | 4/5 | 4/5 | 2/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Denis Yves Ricard FCIA | Chief Executive Officer, President & Director | 3M | male |
| Alain Bergeron | Executive Vice President & Chief Investment Officer | 2M | male |
| Pierre C. Miron | Executive Vice President & Chief Growth Officer Canadian Operations | 2M | male |
| Denis Berthiaume FCIA | Executive Vice-President of Strategy, Performance, Mergers & Acquisitions | 2M | male |
| Eric Jobin FCIA | Executive Vice President, Chief Financial Officer, & Chief Actuary | 1M | male |
| Renee Laflamme FCPA | Executive Vice President of Individual Insurance, Savings & Retirement | 837.6K | female |
| David Chapman FLMI | Chief Operating Officer of Investia Financial Services Inc | — | male |
| Gary J. Coles | Senior Vice President of Administration & Group Insurance | — | male |
| Gerald Bouwers | President of Western Canada Ops and President of Industrial Alliance Pacific General Insurance Corp | — | male |
| Joe Wilburn Dunlap ChFC FLMI | President of iA American & American-Amicable Group of Companies | — | male |
| Louis H. DeConinck | President of Investia Financial Services Inc | — | male |
| Luc Samson | Senior Vice-President of Dealer Services | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for IAG.TO
Short-term intention
Target Price Distribution
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