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Grupo Nacional Provincial, S.A.B. (GNP.MX)

MX MEX Financial Services Insurance - Diversified
Address Avenida Cerro de las Torres 395 4200
Mexico City, DF, MX
CEO Jesús Martínez Castellanos
Website gnp.com.mx
IPO 2000-01-20
ISIN MXP4960P1070

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Description

Grupo Nacional Provincial, S.A.B. is a leading Mexican insurer, offering a comprehensive suite of protective policies across the nation. Their extensive product range encompasses coverage for automobiles (cars and motorcycles), health expenses, life, educational planning, retirement and savings, various property types including homes and condominium common areas, general damage, civil liability, transportation risks, personal accidents, social security income (SSI) policies, and professional liability for public officials and servants. The company primarily serves individual clients, businesses, and public sector organizations. Founded in 1901, its main operations are based in Mexico City, Mexico.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
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Volume Profile
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Liquidity & share structure
Average Volume
189
Beta
0.02
Float Shares
5.00M
Free Float %
2.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.00% -2.98% -5.00% -5.00% -8.80% -18.57% -0.87% +200.08% +1,166.67%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
114.00
Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.69
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
4 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +15.2%
    +16.5% Q1'26: -22.4% (vs Q1'25)
  • EPS growth Insurance - Diversified: +25.3%
    -58.7% Q1'26: -90.6% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Diversified: +30.2%
    +3.1% Q1'26: -10.3% (vs Q1'25)
  • EBIT margin Insurance - Diversified: +13.5%
    +1.7% Q1'26: +0.7% (vs Q1'25)
  • ROIC Insurance - Diversified: +4.2%
    +6.9% Q1'26: +2.7% (vs Q1'25)
  • Share dilution Insurance - Diversified: +0.0%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×
    0.37× Q1'26: 0.00× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.02) × ERP
WACC = 96% × Ke + 4% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 114.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Revenue
60.99B
est.
58.10B
est.
63.48B
est: 66.23B (-4.1%)
69.62B
est: 73.02B (-4.6%)
75.18B
est: 77.98B (-3.6%)
82.57B
est: 86.06B (-4.1%)
92.54B
est: 100.46B (-7.9%)
106.52B
est: 109.66B (-2.9%)
124.04B
est: 128.15B (-3.2%)
136.14B
136.14B – 136.14B
+6.2% YoY
EBITDA
3.50B
est.
3.33B
est.
6.53B
est: 3.80B (+71.9%)
5.63B
est: 4.19B (+34.5%)
2.68B
est: 4.47B (-40.0%)
4.52B
est: 4.93B (-8.3%)
5.96B
est: 5.76B (+3.4%)
5.43B
est: 4.99B (+8.7%)
2.70B
est: 5.83B (-53.7%)
6.20B
6.20B – 6.20B
+6.2% YoY
EBIT
3.11B
est.
2.96B
est.
6.40B
est: 3.38B (+89.5%)
5.30B
est: 3.72B (+42.5%)
2.20B
est: 3.97B (-44.7%)
3.60B
est: 4.39B (-17.9%)
5.41B
est: 5.12B (+5.7%)
5.04B
est: 4.28B (+17.8%)
2.05B
est: 5.00B (-59.0%)
5.31B
5.31B – 5.31B
+6.2% YoY
Net Income
1.82B
est.
3.18B
est.
4.44B
est: 4.35B (+2.0%)
3.74B
est: 3.74B (+0.0%)
1.62B
est: 3.03B (-46.5%)
2.63B
est: 3.14B (-16.1%)
4.01B
est: 3.65B (+9.8%)
3.56B
est: 4.30B (-17.2%)
1.47B
est: 3.99B (-63.2%)
1.93B
1.93B – 1.93B
-51.7% YoY
SGA
1.93B
est.
1.84B
est.
1.70B
est: 2.10B (-18.7%)
2.17B
est: 2.31B (-5.9%)
2.06B
est: 2.47B (-16.5%)
2.61B
est: 2.72B (-4.3%)
3.06B
est: 3.18B (-3.7%)
3.73B
est: 2.78B (+33.8%)
est: 3.25B (-100.0%)
3.46B
3.46B – 3.46B
+6.2% YoY
EPS
8.10
est.
14.20
est.
19.79
est: 19.40 (+2.0%)
16.70
est: 16.70 (+0.0%)
7.22
est: 13.50 (-46.5%)
11.75
est: 14.00 (-16.1%)
17.89
est: 16.30 (+9.8%)
15.90
est: 19.20 (-17.2%)
6.56
est: 17.80 (-63.1%)
8.60
8.60 – 8.60
-51.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-20 C- 1/5 1/5 2/5 2/5 1/5 1/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-63.12B
OE per share TTM
-281.64
Owner's Yield
-247.05%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
2.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
236.5K
Shares Outstanding
223.74M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Alberto Ortega Esteban Chief Financial Officer male
Diana Noemi Wright Rebolledo Director of Service & Operations
Fernando Rodolfo Ibarra Posada Legal Director
Gerardo Carreto Chávez Secretary male
Jesús Martínez Castellanos Director General male
José Manuel Bas Alvarez Director of Human Resources & Administrative Services
Rosenda Martínez Ramírez Director of Communications & Corporate Image female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits