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Clip Money Inc. (CLIP.V)

CAD0.17 +0.00 (+0.00%)
CA TSXV Technology Software - Infrastructure
Address Bay Adelaide Centre – West Tower M5H 2S7
Toronto, ON, CA
CEO Joseph Abou-Arrage
IPO 2022-05-26
ISIN CA1888341056

Explore sections of this company profile

Also trades on Other OTC · CLPMF (USD) Toronto Stock Exchange Ventures · CLIP.V (CAD)
Description

Headquartered in Toronto, Canada, Clip Money Inc. is a financial technology firm that delivers deposit network solutions across North America to both businesses and financial institutions. Its flagship offering, the Clip Drop Platform, represents a comprehensive, end-to-end system. This platform manages everything from user onboarding and identifying deposit locations to ensuring regulatory compliance (Know Your Business, or KYB), tracking deposit bags via barcode and RFID, and securely processing funds through ACH payments. Beyond these core functionalities, the platform is designed to streamline the transaction process, accelerate cash flow for businesses, boost management visibility, and minimize financial losses from shrinkage. Additionally, Clip Money provides a convenient cash collection service, allowing businesses to deposit their earnings into designated ClipDrop Boxes situated within various retail establishments and shopping centers.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CAD0.17 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
5.4K
Beta
-0.55
Float Shares
11.12M
Free Float %
9.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+13.33% +21.43% +6.25% +30.77% -8.11% -2.86% -15.00% -59.52% -83.00% -83.00% -83.00%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.17
Ratings Trend (MoM)
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
-11.15
Distress
Piotroski F-Score
2 / 9
Weak
MOAT Score
0 / 10
No MOAT
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
5 / 5
High
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Software - Infrastructure: +13.7%
    +147.6% Q1'26: +78.3% (vs Q1'25)
  • EPS growth Software - Infrastructure: +28.7%
    +27.2% Q1'26: -3.5% (vs Q1'25)
  • FCF margin FCF growth · Software - Infrastructure: +32.2%
    -128.6% Q1'26: -11.0% (vs Q1'25)
  • EBIT margin Software - Infrastructure: +8.8%
    -119.6% Q1'26: -84.2% (vs Q1'25)
  • ROIC Software - Infrastructure: +6.6%
    -282.4% Q1'26: -231.9% (vs Q1'25)
  • Share dilution Software - Infrastructure: +0.0%
    +3.2% Q1'26: +6.7% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×
    -4.39× Q1'26: -6.07× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.57) × ERP
WACC = 36% × Ke + 64% × Kd (14.5%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 0.17
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
Revenue
2.36M
est: 1.50M (+57.4%)
5.84M
est: 4.27M (+37.0%)
7.89M
7.89M – 7.89M
+84.9% YoY
11.83M
11.83M – 11.83M
+50.0% YoY
EBITDA
-5.32M
est: -1.45M (-268.0%)
-4.80M
est: -4.11M (-16.8%)
-7.61M
-7.61M – -7.61M
-84.9% YoY
-11.41M
-11.41M – -11.41M
-50.0% YoY
EBIT
-7.29M
est: -1.50M (-385.7%)
-6.99M
est: -4.27M (-63.9%)
-7.89M
-7.89M – -7.89M
-84.9% YoY
-11.83M
-11.83M – -11.83M
-50.0% YoY
Net Income
-9.34M
-9.23M
est: -7.10M (-29.9%)
-5.44M
-5.44M – -5.44M
+23.4% YoY
— – —
+100.0% YoY
SGA
4.73M
est: 523.89M (-99.1%)
1.43M
est: 1.49B (-99.9%)
2.76B
2.76B – 2.76B
+84.9% YoY
4.13B
4.13B – 4.13B
+50.0% YoY
EPS
-0.12
-0.09
est: -0.07 (-33.4%)
-0.05
-0.05 – -0.05
+23.4% YoY
— – —
+100.0% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-26 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-05-20 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-05-19 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-05-13 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-05-12 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-05-08 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-05-06 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-05-05 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-04-30 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-04-29 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-04-28 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-04-22 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-04-21 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-04-20 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5
2026-04-17 C 2/5 1/5 5/5 1/5 1/5 1/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.73M
OE per share TTM
0.03
Owner's Yield
22.13%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
237.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-635.5K
Shares Outstanding
112.26M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Joseph Abou-Arrage Co-Founder,Chief Executive Officer & Director 852.5K male
Brian Joseph Bailey President & Chief Operating Officer 682.4K male
Roger Dalal Chief Product & Technology Officer 541.2K male
Andrew Tussing Chief Financial Officer 481.5K male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits