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Commonwealth Bank of Australia (CBA.AX)

AUD169.30 -0.70 (-0.41%)
AU ASX Financial Services Banks - Diversified
Address Commonwealth Bank Place South 2000
Sydney, NSW, AU
CEO Matt Comyn
IPO 1991-09-30
ISIN AU000000CBA7

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Also trades on Australian Securities Exchange · CBA.AX (AUD) Australian Securities Exchange · CBAPK.AX (AUD) Other OTC · CBAUF (USD) Other OTC · CMWAY (USD) Swiss Exchange · CBA.SW (CHF)
Description

Commonwealth Bank of Australia provides retail and commercial banking services in Australia, New Zealand, and internationally. It operates through Retail Banking Services, Business Banking, Institutional Banking and Markets, and New Zealand segments. The company offers savings and term deposit accounts, commonwealth direct investment accounts, and retail transaction accounts, as well as specialized accounts, such as statutory trust, society cheque, farm management, cash and treasury management, and business foreign currency deposit accounts. It also provides credit cards, personal and business loans, car and equipment finance, business overdrafts, margin lending, and international payment services; home loans; and buy-now-pay-later services. In addition, the company provides home and contents, car, health, life, income protection, pet, and travel insurance products. Further, it offers transaction banking, equity trading, and risk management products and services, as well as access to debt capital markets, capital raising, and investment and financial solutions. Commonwealth Bank of Australia was founded in 1911 and is based in Sydney, Australia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AUD169.30 -0.70 (-0.41%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
0.80
Float Shares
1.67B
Free Float %
99.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.24% -0.39% -4.98% -5.50% +8.20% +2.77% -6.21% +66.38% +65.48% +111.08% +2,466.41%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
169.30
DCF (Unlevered) 254.71 +50.4%
DCF (Levered) 271.87 +60.6%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 11 0
Strong Sell 3 0
Quality scores
Altman Z-Score
-0.46
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
4 / 5
High
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
1 / 5
Low
Operational MOAT
  • Revenue growth
    +6.4% Q4'25: +9.6% (vs Q4'23)
  • EPS growth
    +8.2% Q4'25: +13.8% (vs Q4'23)
  • FCF margin
    Q4'25: +0.0% (vs Q4'23)
  • EBIT margin
    Q4'25: +21.1% (vs Q4'23)
  • ROIC
    Q4'25: +10.5% (vs Q4'23)
  • Share dilution
    -6.1% Q4'25: -6.3% (vs Q4'23)
  • Debt / EBITDA
    Q4'25: 7.07× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.83) × ERP
WACC = 56% × Ke + 44% × Kd (19.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 254.71 Current price: 169.30
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2001
actual
Jun 2002
actual
Jun 2003
actual
Jun 2004
actual
Jun 2005
actual
Jun 2006
actual
Jun 2007
actual
Jun 2008
actual
Jun 2009
actual
Jun 2010
actual
Jun 2011
actual
Jun 2012
actual
Jun 2013
actual
Jun 2014
actual
Jun 2015
actual
Jun 2016
actual
Jun 2017
actual
Jun 2018
actual
Jun 2019
actual
Jun 2020
actual
Jun 2021
actual
Jun 2022
actual
Jun 2023
actual
Jun 2024
actual
Jun 2025
actual
Jun 2026
13 Rev. Ana.
9 EPS Ana.
Jun 2027
13 Rev. Ana.
11 EPS Ana.
Jun 2028
13 Rev. Ana.
9 EPS Ana.
Jun 2029
9 Rev. Ana.
3 EPS Ana.
Jun 2030
12 Rev. Ana.
4 EPS Ana.
Revenue
8.31B
est.
9.26B
est.
9.02B
est.
10.77B
est.
11.55B
est.
10.82B
est.
12.08B
est.
14.40B
est.
16.60B
est.
18.75B
est.
19.23B
est.
20.45B
est.
41.48B
est: 21.70B (+91.1%)
40.88B
est: 22.82B (+79.2%)
41.70B
est: 23.14B (+80.2%)
40.42B
est: 25.00B (+61.6%)
39.87B
est: 25.80B (+54.6%)
39.77B
est: 26.08B (+52.5%)
39.54B
est: 24.52B (+61.3%)
35.19B
est: 24.28B (+44.9%)
29.37B
est: 24.10B (+21.9%)
28.11B
est: 24.58B (+14.4%)
48.56B
est: 27.12B (+79.1%)
65.53B
est: 27.15B (+141.4%)
69.74B
est: 28.39B (+145.7%)
30.21B
30.10B – 30.34B
+6.4% YoY
31.56B
30.90B – 31.94B
+4.5% YoY
32.52B
32.50B – 32.54B
+3.0% YoY
32.75B
32.34B – 33.02B
+0.7% YoY
35.31B
34.87B – 35.60B
+7.8% YoY
EBITDA
2.97B
est.
3.31B
est.
3.23B
est.
3.85B
est.
4.13B
est.
3.87B
est.
4.32B
est.
5.15B
est.
5.93B
est.
6.70B
est.
6.87B
est.
7.31B
est.
11.29B
est: 7.76B (+45.5%)
12.73B
est: 8.16B (+56.0%)
13.32B
est: 8.27B (+61.0%)
13.16B
est: 8.94B (+47.2%)
14.58B
est: 9.22B (+58.1%)
13.54B
est: 9.32B (+45.2%)
12.34B
est: 8.77B (+40.8%)
12.07B
est: 8.68B (+39.1%)
13.76B
est: 23.66B (-41.8%)
15.17B
est: 24.14B (-37.1%)
15.42B
est: 24.38B (-36.8%)
15.28B
est: 24.32B (-37.2%)
15.95B
est: 25.03B (-36.3%)
10.80B
10.76B – 10.85B
-56.9% YoY
11.28B
11.05B – 11.42B
+4.5% YoY
11.63B
11.62B – 11.63B
+3.0% YoY
11.71B
11.56B – 11.80B
+0.7% YoY
12.62B
12.47B – 12.73B
+7.8% YoY
EBIT
4.22B
est.
3.64B
est.
3.48B
est.
3.58B
est.
4.12B
est.
5.28B
est.
6.46B
est.
7.79B
est.
7.24B
est.
7.28B
est.
8.40B
est.
9.63B
est.
10.65B
est: 10.63B (+0.2%)
12.00B
est: 11.28B (+6.4%)
12.60B
est: 12.43B (+1.4%)
12.37B
est: 13.51B (-8.5%)
13.26B
est: 12.79B (+3.6%)
12.55B
est: 13.51B (-7.1%)
11.31B
est: 12.27B (-7.9%)
10.38B
est: 11.37B (-8.7%)
12.38B
est: 10.24B (+20.8%)
13.59B
est: 10.45B (+30.1%)
14.24B
est: 10.55B (+34.9%)
13.78B
est: 10.53B (+30.9%)
14.55B
est: 10.84B (+34.3%)
9.77B
9.74B – 9.81B
-9.8% YoY
10.21B
9.99B – 10.33B
+4.5% YoY
10.52B
10.51B – 10.52B
+3.0% YoY
10.59B
10.46B – 10.68B
+0.7% YoY
11.42B
11.28B – 11.51B
+7.8% YoY
Net Income
3.22B
est.
2.56B
est.
2.59B
est.
2.42B
est.
2.76B
est.
3.74B
est.
4.33B
est.
5.33B
est.
5.54B
est.
5.33B
est.
5.81B
est.
6.80B
est.
7.62B
est: 7.56B (+0.7%)
8.63B
est: 8.07B (+6.9%)
9.05B
est: 8.94B (+1.2%)
9.22B
est: 9.71B (-5.0%)
9.93B
est: 9.54B (+4.1%)
9.33B
est: 10.12B (-7.8%)
8.57B
est: 8.79B (-2.6%)
9.59B
est: 8.28B (+15.8%)
10.18B
est: 9.42B (+8.1%)
10.69B
est: 9.61B (+11.3%)
10.00B
est: 10.19B (-1.9%)
9.39B
est: 9.48B (-0.9%)
10.12B
est: 10.13B (-0.2%)
10.75B
10.62B – 10.99B
+6.1% YoY
11.31B
10.20B – 11.77B
+5.2% YoY
11.52B
9.90B – 12.39B
+1.9% YoY
11.69B
11.50B – 11.81B
+1.5% YoY
12.36B
12.16B – 12.49B
+5.7% YoY
SGA
5.67B
est.
7.71B
est.
6.35B
est.
7.41B
est.
11.08B
est.
9.38B
est.
10.38B
est.
11.53B
est.
9.74B
est.
11.26B
est.
13.73B
est.
13.27B
est.
693.00M
est: 12.86B (-94.6%)
734.00M
est: 14.02B (-94.8%)
912.00M
est: 14.27B (-93.6%)
713.00M
est: 15.53B (-95.4%)
841.00M
est: 11.75B (-92.8%)
1.16B
est: 11.70B (-90.1%)
935.00M
est: 11.61B (-91.9%)
828.00M
est: 12.22B (-93.2%)
768.00M
est: 13.25B (-94.2%)
722.00M
est: 13.52B (-94.7%)
665.00M
est: 13.65B (-95.1%)
707.00M
est: 13.62B (-94.8%)
752.00M
est: 14.02B (-94.6%)
526.22M
524.41M – 528.51M
-96.2% YoY
549.81M
538.33M – 556.32M
+4.5% YoY
566.48M
566.16M – 566.79M
+3.0% YoY
570.47M
563.42M – 575.13M
+0.7% YoY
615.10M
607.50M – 620.12M
+7.8% YoY
EPS
1.79
est.
1.95
est.
1.61
est.
2.18
est.
2.67
est.
3.04
est.
3.49
est.
3.57
est.
2.89
est.
3.88
est.
4.24
est.
4.43
est.
4.61
est: 4.66 (-1.1%)
5.19
est: 5.30 (-2.1%)
5.39
est: 5.50 (-2.0%)
5.45
est: 5.49 (-0.7%)
5.77
est: 5.69 (+1.4%)
5.34
est: 5.27 (+1.2%)
4.86
est: 4.82 (+0.8%)
5.43
est: 4.16 (+30.6%)
5.75
est: 4.72 (+21.7%)
6.25
est: 5.34 (+17.0%)
6.04
est: 5.90 (+2.4%)
5.95
est: 5.82 (+2.3%)
6.05
est: 6.10 (-0.9%)
6.49
6.34 – 6.56
+6.4% YoY
6.77
6.09 – 7.02
+4.3% YoY
6.93
5.91 – 7.40
+2.3% YoY
6.98
6.87 – 7.05
+0.8% YoY
7.38
7.26 – 7.46
+5.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-28 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-27 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-26 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-25 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-22 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-21 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-20 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-19 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-18 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-15 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-14 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-13 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-12 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-11 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-08 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-07 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-06 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-05 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-04 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-05-01 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-04-30 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-04-29 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-04-28 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-04-27 B- 2/5 4/5 4/5 3/5 1/5 1/5 1/5
2026-04-24 B- 3/5 4/5 4/5 4/5 1/5 1/5 1/5
2026-04-23 B- 3/5 4/5 4/5 4/5 1/5 1/5 1/5
2026-04-22 B- 3/5 4/5 4/5 4/5 1/5 1/5 1/5
2026-04-21 B 3/5 4/5 4/5 4/5 1/5 2/5 1/5
2026-04-20 B 3/5 4/5 4/5 4/5 1/5 2/5 1/5
2026-04-17 B 3/5 4/5 4/5 4/5 1/5 2/5 1/5
2026-04-16 B 3/5 4/5 4/5 4/5 1/5 2/5 1/5
2026-04-15 B 3/5 4/5 4/5 4/5 1/5 2/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-10.80B
OE per share TTM
-6.44
Owner's Yield
-3.91%
Maintenance CapEx ratio
25.76%
Maint CapEx / Avg PPE
9.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
285.2K
Shares Outstanding
1.67B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Matthew Comyn EMBA Chief Executive Officer, MD & Executive Director 4M male
Alan Docherty Group Executive of Financial Services & Group Chief Financial Officer 2M male
Andrew Hinchliff Group Chief Risk Officer 2M male
Vittoria Annabel June Shortt Chief Executive & MD of ASB Bank Ltd. 1M female
Kiersten Robinson Chief People Officer 905.9K female
Monique Macleod Group Executive of Marketing & Corporate Affairs female
Rodrigo Castillo CIO of Central Technology & CTO male
Melanie Kirk Head of Investor Relations female
Karen O'Flynn Group General Counsel, Company Secretary and Group Executive of Legal & Group Secretariat female
Emma Bunnell Chief Operations Officer female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits