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Bank of Montreal (BMO.TO)

CAD252.99 -0.40 (-0.16%)
CA TSX Financial Services Banks - Diversified
Address 129 rue Saint-Jacques H2Y 1L6
Montreal, QC, CA
CEO Darryl White
Website bmo.com
IPO 1995-01-12
ISIN CA0636711016

Explore sections of this company profile

Also trades on London Stock Exchange · 0UKH.L (CAD) New York Stock Exchange · BMO (USD) Toronto Stock Exchange · BMO-PF.TO (CAD) Toronto Stock Exchange · BMO.TO (CAD)
Description

Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It’s personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
CAD252.99 -0.40 (-0.16%)
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Volume Profile
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Liquidity & share structure
Average Volume
3M
Beta
1.16
Float Shares
705.78M
Free Float %
99.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.07% +0.55% +7.68% +13.66% +26.12% +25.17% +51.69% +93.90% +75.92% +167.69% +1,721.39%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (18 ratings, all time) Buy
Price Targets & DCF
Current price
252.99
DCF (Unlevered) 875.00 +245.9%
DCF (Levered) 1,665.53 +558.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 29% Bullish
Rating 2026-05 Change
Strong Buy 1 0
Buy 3 0
Hold 7 -1
Sell 0 0
Strong Sell 3 0
Quality scores
Altman Z-Score
0.14
Distress
Piotroski F-Score
9 / 9
Strong
Composite Rating
B-
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
4 / 5
High
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
  • Revenue growth
    -0.5% Q2'26: +0.2% (vs Q2'25)
  • EPS growth
    +20.3% Q2'26: +41.2% (vs Q2'25)
  • FCF margin
    Q2'26: +173.1% (vs Q2'25)
  • EBIT margin
    Q2'26: +18.0% (vs Q2'25)
  • ROIC
    Q2'26: +6.7% (vs Q2'25)
  • Share dilution
    -0.7% Q2'26: -3.0% (vs Q2'25)
  • Debt / EBITDA
    Q2'26: 9.55× (vs Q2'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.17) × ERP
WACC = 28% × Ke + 72% × Kd (10.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 877.60 Current price: 252.99
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Oct 2009
actual
Oct 2010
actual
Oct 2011
actual
Oct 2012
actual
Oct 2013
actual
Oct 2014
actual
Oct 2015
actual
Oct 2016
actual
Oct 2017
actual
Oct 2018
actual
Oct 2019
actual
Oct 2020
actual
Oct 2021
actual
Oct 2022
actual
Oct 2023
actual
Oct 2024
actual
Oct 2025
actual
Oct 2026
6 Rev. Ana.
10 EPS Ana.
Oct 2027
10 Rev. Ana.
10 EPS Ana.
Oct 2028
2 Rev. Ana.
1 EPS Ana.
Revenue
16.37B
est: 11.49B (+42.5%)
12.21B
est: 12.42B (-1.7%)
13.94B
est: 13.18B (+5.8%)
16.13B
est: 15.58B (+3.5%)
16.26B
est: 16.17B (+0.6%)
17.66B
est: 17.18B (+2.8%)
19.18B
est: 18.77B (+2.2%)
20.95B
est: 19.72B (+6.2%)
21.87B
est: 21.12B (+3.6%)
22.87B
est: 21.92B (+4.3%)
25.33B
est: 22.99B (+10.2%)
22.23B
est: 23.47B (-5.3%)
26.91B
est: 25.95B (+3.7%)
26.26B
est: 27.38B (-4.1%)
29.02B
est: 31.69B (-8.4%)
78.56B
est: 32.39B (+142.5%)
78.15B
est: 35.94B (+117.4%)
38.82B
37.94B – 39.60B
+8.0% YoY
40.47B
39.48B – 43.00B
+4.3% YoY
43.82B
42.54B – 45.11B
+8.3% YoY
EBITDA
3.51B
est: 3.99B (-11.9%)
4.04B
est: 8.09B (-50.0%)
4.76B
est: 7.65B (-37.8%)
6.25B
est: 10.11B (-38.2%)
6.09B
est: 11.00B (-44.6%)
6.41B
est: 11.27B (-43.1%)
6.13B
est: 11.79B (-48.0%)
6.42B
est: 11.23B (-42.8%)
7.14B
est: 11.69B (-39.0%)
8.37B
est: 14.20B (-41.0%)
8.11B
est: 18.64B (-56.5%)
7.61B
est: 21.28B (-64.3%)
11.44B
est: 20.94B (-45.4%)
19.09B
est: 21.98B (-13.1%)
7.72B
est: 10.89B (-29.2%)
11.18B
est: 23.17B (-51.8%)
12.39B
est: 12.35B (+0.3%)
13.34B
13.04B – 13.61B
+8.0% YoY
13.91B
13.57B – 14.78B
+4.3% YoY
15.06B
14.62B – 15.50B
+8.3% YoY
EBIT
-472.00M
est: 2.22B (-121.2%)
3.61B
est: 2.25B (+60.6%)
4.09B
est: 3.79B (+7.8%)
5.55B
est: 5.03B (+10.2%)
5.38B
est: 5.32B (+1.0%)
5.67B
est: 5.71B (-0.8%)
5.34B
est: 5.88B (-9.1%)
5.59B
est: 5.72B (-2.2%)
6.26B
est: 6.05B (+3.4%)
7.25B
est: 6.90B (+5.0%)
7.12B
est: 7.90B (-9.9%)
6.19B
est: 7.19B (-13.9%)
10.01B
est: 7.08B (+41.5%)
17.61B
est: 7.42B (+137.2%)
5.95B
est: 9.49B (-37.3%)
9.07B
est: 9.68B (-6.4%)
11.38B
est: 10.76B (+5.7%)
11.62B
11.36B – 11.86B
+8.0% YoY
12.12B
11.82B – 12.88B
+4.3% YoY
13.12B
12.74B – 13.51B
+8.3% YoY
Net Income
1.79B
est: 2.22B (-19.5%)
2.81B
est: 1.93B (+45.5%)
3.04B
est: 2.98B (+2.0%)
4.12B
est: 3.86B (+6.6%)
4.18B
est: 4.27B (-2.1%)
4.28B
est: 4.44B (-3.8%)
4.37B
est: 4.80B (-8.9%)
4.62B
est: 4.68B (-1.2%)
5.35B
est: 4.88B (+9.5%)
5.45B
est: 5.55B (-1.9%)
5.76B
est: 5.81B (-0.9%)
5.10B
est: 5.69B (-10.5%)
7.75B
est: 5.60B (+38.4%)
13.54B
est: 5.88B (+130.3%)
4.43B
est: 6.01B (-26.4%)
7.32B
est: 7.44B (-1.7%)
8.71B
est: 8.71B (0.0%)
10.52B
10.21B – 10.84B
+20.8% YoY
11.64B
11.08B – 12.21B
+10.6% YoY
13.23B
12.68B – 13.79B
+13.7% YoY
SGA
4.27B
est: 9.23B (-53.8%)
5.36B
est: 9.71B (-44.8%)
4.83B
est: 9.17B (-47.3%)
6.47B
est: 11.19B (-42.2%)
6.61B
est: 11.42B (-42.1%)
6.24B
est: 11.56B (-46.0%)
8.34B
est: 12.88B (-35.3%)
8.93B
est: 15.04B (-40.6%)
9.01B
est: 16.22B (-44.5%)
8.81B
est: 16.10B (-45.3%)
11.13B
est: 16.51B (-32.6%)
9.65B
est: 18.01B (-46.4%)
10.12B
est: 17.72B (-42.9%)
8.63B
est: 18.59B (-53.6%)
12.27B
est: 9.13B (+34.4%)
11.71B
est: 19.60B (-40.3%)
12.82B
est: 10.36B (+23.8%)
11.18B
10.93B – 11.41B
+8.0% YoY
11.66B
11.38B – 12.39B
+4.3% YoY
12.63B
12.26B – 13.00B
+8.3% YoY
EPS
3.09
est: 4.09 (-24.4%)
4.78
est: 4.81 (-0.6%)
5.28
est: 5.41 (-2.4%)
6.18
est: 5.84 (+5.8%)
6.19
est: 6.23 (-0.7%)
6.44
est: 6.72 (-4.2%)
6.59
est: 6.84 (-3.6%)
6.94
est: 7.28 (-4.7%)
7.95
est: 8.09 (-1.8%)
8.19
est: 8.94 (-8.4%)
8.68
est: 9.42 (-7.9%)
7.56
est: 7.21 (+4.9%)
11.60
est: 12.83 (-9.6%)
20.04
est: 13.29 (+50.7%)
5.77
est: 8.33 (-30.7%)
9.53
est: 10.17 (-6.3%)
11.46
est: 11.90 (-3.7%)
14.46
14.12 – 14.98
+21.5% YoY
16.24
15.31 – 16.88
+12.3% YoY
18.08
17.53 – 19.06
+11.4% YoY
Recent Grade Changes (3M)
Date Firm Previous New Grade Action
2026-05-28 RBC Capital Sector Perform Sector Perform Maintain
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-28 B- 3/5 3/5 4/5 3/5 1/5 2/5 2/5
2026-05-27 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-26 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-25 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-22 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-21 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-20 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-19 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-15 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-14 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-13 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-12 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-11 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-08 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-07 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-06 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-05 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-04 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-05-01 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-04-30 B- 2/5 3/5 3/5 3/5 1/5 2/5 2/5
2026-04-29 B- 3/5 3/5 4/5 3/5 1/5 2/5 2/5
2026-04-28 B- 3/5 3/5 4/5 3/5 1/5 2/5 2/5
2026-04-27 B- 3/5 3/5 4/5 3/5 1/5 2/5 2/5
2026-04-24 B- 3/5 3/5 4/5 3/5 1/5 2/5 2/5
2026-04-23 B 3/5 3/5 4/5 4/5 1/5 2/5 2/5
2026-04-22 B 3/5 3/5 4/5 4/5 1/5 2/5 2/5
2026-04-21 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-04-20 B 3/5 4/5 4/5 4/5 1/5 2/5 2/5
2026-04-17 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-16 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5
2026-04-15 B+ 3/5 4/5 4/5 4/5 1/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
40.62B
OE per share TTM
57.52
Owner's Yield
25.91%
Maintenance CapEx ratio
17.97%
Maint CapEx / Avg PPE
12.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
210.3K
Shares Outstanding
706.20M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Aron D. Levine Group Head & President of BMO U.S. 23M male
William Darryl White Chief Executive Officer & Director 5M male
Alan Tannenbaum Chief Executive Officer & Group Head of BMO Capital Markets 4M male
Darrel Harris Hackett U.S. CEO of BMO Financial Corp., President & CEO of BMO Bank N.A. 3M male
Rahul Nalgirkar Chief Financial Officer 2M male
Steve Tennyson Chief Technology & Operations Officer 2M male
Richard D. Rudderham Head of Business Tech. Integration & Interim Head of Ent. Initiatives, Infrastructure and Innovation male
Christine Viau Head of Investor Relations female
Catherine Margaret Roche Chief Marketing Officer female
Mona Malone Chief Administrative Officer, Chief Human Resources Officer and Head of People, Culture & Brand female
Pascale Elharr Chief Legal Officer of Enterprise Legal & Corporate Secretary
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits