Aviva plc (AV.L)
London, GB
Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.11% | -3.13% | -1.67% | -10.61% | -5.92% | -10.40% | +0.26% | +51.11% | +12.54% | +3.89% | +87.87% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 7 | 0 |
| Hold | 7 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth Insurance - Diversified: +15.2%+43.2% ★ Q4'25: +43.4% (vs Q4'23)
-
EPS growth Insurance - Diversified: +25.3%+17.4% Q4'25: -80.6% (vs Q4'23)
-
FCF margin FCF growth · Insurance - Diversified: +30.2%+34.3% Q4'25: +0.9% (vs Q4'23)
-
EBIT margin Insurance - Diversified: +13.5%+4.0% Q4'25: +2.1% (vs Q4'23)
-
ROIC Insurance - Diversified: +4.2%+1,243.4% ★ Q4'25: +1,772.1% (vs Q4'23)
-
Share dilution Insurance - Diversified: +0.0%-1.3% ★ Q4'25: +37.7% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×3.25× ★ Q4'25: 2.51× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 12 EPS Ana. |
Dec 2027 2 Rev. Ana. 11 EPS Ana. |
Dec 2028 1 Rev. Ana. 5 EPS Ana. |
Dec 2029 1 Rev. Ana. 4 EPS Ana. |
Dec 2030 1 Rev. Ana. 4 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
23.52B
est: 30.50B (-22.9%)
|
40.15B
est: 34.38B (+16.8%)
|
48.87B
est: 38.81B (+25.9%)
|
18.17B
est: 38.58B (-52.9%)
|
42.96B
est: 37.88B (+13.4%)
|
30.56B
est: 35.95B (-15.0%)
|
32.99B
est: 34.65B (-4.8%)
|
-26.79B
est: 34.49B (-177.7%)
|
32.92B
est: 32.82B (+0.3%)
|
40.86B
est: 39.39B (+3.7%)
|
58.51B
est: 41.63B (+40.5%)
|
60.43B
53.54B – 67.32B
+45.1% YoY
|
63.24B
56.18B – 70.30B
+4.7% YoY
|
66.29B
58.81B – 73.76B
+4.8% YoY
|
30.91B
27.42B – 34.39B
-53.4% YoY
|
31.91B
28.31B – 35.51B
+3.2% YoY
|
| EBITDA |
1.74B
est: 1.58B (+9.7%)
|
2.18B
est: 1.78B (+22.3%)
|
3.16B
est: 2.01B (+56.8%)
|
2.33B
est: 2.00B (+16.6%)
|
4.29B
est: 1.96B (+118.5%)
|
2.61B
est: 1.86B (+40.2%)
|
1.33B
est: 1.80B (-26.0%)
|
-887.00M
est: 1.79B (-149.6%)
|
2.03B
est: 1.70B (+19.1%)
|
1.58B
est: 1.71B (-7.5%)
|
2.56B
est: 1.81B (+41.3%)
|
2.63B
2.33B – 2.93B
+45.1% YoY
|
2.75B
2.44B – 3.06B
+4.7% YoY
|
2.88B
2.56B – 3.21B
+4.8% YoY
|
1.34B
1.19B – 1.50B
-53.4% YoY
|
1.39B
1.23B – 1.54B
+3.2% YoY
|
| EBIT |
1.94B
est: 1.45B (+33.6%)
|
1.75B
est: 1.63B (+6.9%)
|
2.55B
est: 1.84B (+38.2%)
|
2.64B
est: 1.83B (+44.2%)
|
3.82B
est: 1.80B (+112.1%)
|
2.25B
est: 1.71B (+31.9%)
|
996.00M
est: 1.65B (-39.5%)
|
-1.09B
est: 1.64B (-166.3%)
|
1.84B
est: 1.56B (+18.1%)
|
1.39B
est: 1.58B (-11.8%)
|
2.32B
est: 1.67B (+39.1%)
|
2.42B
2.15B – 2.70B
+45.1% YoY
|
2.53B
2.25B – 2.82B
+4.7% YoY
|
2.66B
2.36B – 2.96B
+4.8% YoY
|
1.24B
1.10B – 1.38B
-53.4% YoY
|
1.28B
1.13B – 1.42B
+3.2% YoY
|
| Net Income |
936.00M
est: 1.16B (-19.2%)
|
703.00M
est: 1.29B (-45.6%)
|
1.50B
est: 1.51B (-1.0%)
|
1.57B
est: 1.67B (-5.9%)
|
2.55B
est: 1.70B (+49.7%)
|
2.06B
est: 1.53B (+34.7%)
|
416.00M
est: 1.15B (-63.9%)
|
-1.07B
est: 1.29B (-182.8%)
|
1.09B
est: 1.07B (+1.2%)
|
683.00M
est: 1.29B (-47.0%)
|
1.03B
est: 1.53B (-32.5%)
|
1.75B
1.45B – 1.87B
+14.0% YoY
|
1.96B
1.66B – 2.08B
+12.1% YoY
|
2.17B
1.85B – 2.49B
+10.9% YoY
|
1.94B
1.66B – 2.23B
-10.6% YoY
|
2.10B
1.79B – 2.41B
+8.2% YoY
|
| SGA |
3.35B
est: 9.31M (+35,853.7%)
|
7.74B
est: 10.50M (+73,628.3%)
|
24.00M
est: 11.85M (+102.6%)
|
22.00M
est: 11.78M (+86.8%)
|
23.00M
est: 11.56M (+98.9%)
|
17.00M
est: 10.97M (+54.9%)
|
13.00M
est: 10.58M (+22.9%)
|
20.00M
est: 10.53M (+89.9%)
|
25.00M
est: 10.02M (+149.5%)
|
23.00M
est: 7.64M (+201.0%)
|
—
est: 8.08M (-100.0%)
|
11.72M
10.39M – 13.06M
+45.1% YoY
|
12.27M
10.90M – 13.64M
+4.7% YoY
|
12.86M
11.41M – 14.31M
+4.8% YoY
|
6.00M
5.32M – 6.67M
-53.4% YoY
|
6.19M
5.49M – 6.89M
+3.2% YoY
|
| EPS |
0.22
est: 0.40 (-44.3%)
|
0.20
est: 0.44 (-54.7%)
|
0.46
est: 0.52 (-10.8%)
|
0.45
est: 0.57 (-20.8%)
|
0.63
est: 0.58 (+8.5%)
|
0.59
est: 0.52 (+13.2%)
|
0.12
est: 0.39 (-69.5%)
|
-0.34
est: 0.44 (-177.2%)
|
0.38
est: 0.37 (+3.9%)
|
0.24
est: 0.45 (-46.1%)
|
0.27
est: 0.53 (-49.0%)
|
0.60
0.50 – 0.65
+14.0% YoY
|
0.68
0.57 – 0.72
+12.1% YoY
|
0.75
0.64 – 0.86
+10.9% YoY
|
0.67
0.57 – 0.77
-10.6% YoY
|
0.73
0.62 – 0.83
+8.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-28 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-27 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-26 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-22 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-21 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-20 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-19 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-18 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-15 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-14 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-13 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-12 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-11 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-08 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-07 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-06 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-05 | C+ | 2/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 | 1/5 |
| 2026-05-01 | C+ | 2/5 | 3/5 | 3/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-30 | C+ | 2/5 | 3/5 | 3/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-29 | C+ | 2/5 | 3/5 | 3/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-28 | C+ | 2/5 | 3/5 | 3/5 | 3/5 | 2/5 | 1/5 | 1/5 |
| 2026-04-27 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-24 | B- | 2/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-23 | B- | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-22 | B- | 3/5 | 3/5 | 3/5 | 3/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-21 | B | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-20 | B | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-17 | B | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-16 | B | 3/5 | 4/5 | 3/5 | 4/5 | 2/5 | 2/5 | 2/5 |
| 2026-04-15 | B | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 2/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Dame Amanda Jayne Blanc ACII | Group Chief Executive Officer & Executive Director | 4M | female |
| Amanda Jayne Blanc ACII | Group Chief Executive Officer & Executive Director | 4M | female |
| Charlotte Claire Jones | Group Chief Financial Officer & Executive Director | 2M | female |
| Danielle Harmer | Chief People Officer | — | female |
| David Anthony Elliot | Managing Director of Retirement Solutions | — | male |
| David Dixey | Chief Underwriting Officer of Commercial, Corporate & Speciality Lines | — | male |
| Jason Chambers | Head of Underwriting Transformation | — | male |
| John Cummings | Chief Information Officer | — | male |
| Louise Soulsby | Head of Media Relations - UK Life & Pensions | — | female |
| Cheryl Toner | Chief Customer & Marketing Officer | — | female |
| Craig Fazzini-Jones | Group Chief Operating Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for AV.L
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
