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Affirm Holdings, Inc. (AFRM)

USD83.66 +1.73 (+2.11%)
US NASDAQ Technology Software - Infrastructure
Address 650 California Street 94108
San Francisco, CA, US
CEO Max Rafailovych Levchin
Website affirm.com
IPO 2021-01-13
CIK 1820953 ISIN US00827B1061

Explore sections of this company profile

Description

Affirm Holdings, Inc. provides a digital and mobile-first commerce platform that operates across the United States and Canada. This platform offers consumers a point-of-sale financing solution, delivers various tools for merchants, and includes a dedicated mobile application for users. Leveraging its payment network and partnerships with originating banks, the company enables customers to spread the cost of their purchases over time, with payment terms ranging from a single month up to forty-eight months. By June 30, 2021, approximately 29,000 merchants had integrated Affirm's services, representing a diverse array of businesses from small enterprises and large corporations to direct-to-consumer brands and traditional physical stores. These businesses span numerous industries, including sporting goods, home furnishings, travel, apparel, accessories, consumer electronics, and jewelry. Affirm was founded in 2012 and is based in San Francisco, California.

News Sentiment (7d)
Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD83.66 +1.73 (+2.11%)
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Volume Profile
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Liquidity & share structure
Average Volume
5M
Beta
3.67
Float Shares
279.34M
Free Float %
83.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.53% -4.29% +25.90% +31.36% -10.59% -12.09% +21.30% +411.17% +35.27% -32.71% -32.71%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (33 ratings, all time) Buy
Price Targets & DCF
Current price
83.66
Low 68.00 -18.7%
Consensus 81.93 -2.1%
Median 78.50 -6.2%
High 100.00 +19.5%
Ratings Trend (MoM) 74% Bullish
Rating 2026-05 Change
Strong Buy 4 0
Buy 19 0
Hold 8 0
Sell 0 0
Strong Sell 0 0
Price Target Summary
Period # Analysts Avg Target
Last Month 2
75.00
-10.4%
Last Quarter 6
73.17
-12.5%
Last Year 24
83.42
-0.3%
All Time 76
60.67
-27.5%
Quality scores
Altman Z-Score
1.89
Grey zone
Piotroski F-Score
7 / 9
Strong
MOAT Score
4 / 10
Developing
Composite Rating
C
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Software - Infrastructure: +13.7%
    +38.8% Q1'26: +32.6% (vs Q1'25)
  • EPS growth Software - Infrastructure: +28.7%
    +109.0% Q1'26: +3,603.7% (vs Q1'25)
  • FCF margin FCF growth · Software - Infrastructure: +32.2%
    +1.1% Q1'26: +31.3% (vs Q1'25)
  • EBIT margin Software - Infrastructure: +8.8%
    +15.1% Q1'26: +21.3% (vs Q1'25)
  • ROIC Software - Infrastructure: +6.6%
    +4.8% Q1'26: +8.7% (vs Q1'25)
  • Share dilution Software - Infrastructure: +0.0%
    +10.1% Q1'26: +1.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×
    11.03× Q1'26: 7.52× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (3.72) × ERP
WACC = 75% × Ke + 25% × Kd (5.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 83.66
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2021
actual
Jun 2022
actual
Jun 2023
actual
Jun 2024
actual
Jun 2025
actual
Jun 2026
20 Rev. Ana.
15 EPS Ana.
Jun 2027
23 Rev. Ana.
15 EPS Ana.
Jun 2028
16 Rev. Ana.
15 EPS Ana.
Jun 2029
8 Rev. Ana.
9 EPS Ana.
Revenue
870.46M
est: 833.00M (+4.5%)
1.35B
est: 1.34B (+0.7%)
1.59B
est: 1.55B (+2.6%)
2.32B
est: 2.27B (+2.5%)
3.22B
est: 3.18B (+1.3%)
4.18B
4.15B – 4.21B
+31.2% YoY
5.21B
4.97B – 5.64B
+24.8% YoY
6.50B
6.47B – 6.52B
+24.7% YoY
8.36B
8.06B – 8.76B
+28.6% YoY
EBITDA
-370.69M
est: -179.16M (-106.9%)
-602.42M
est: -288.10M (-109.1%)
-671.60M
est: -333.01M (-101.7%)
-2.23M
est: -487.61M (+99.5%)
711.99M
est: -684.87M (+204.0%)
-898.53M
-905.04M – -892.02M
-31.2% YoY
-1.12B
-1.21B – -1.07B
-24.8% YoY
-1.40B
-1.40B – -1.39B
-24.7% YoY
-1.80B
-1.88B – -1.73B
-28.6% YoY
EBIT
-390.67M
est: -227.37M (-71.8%)
-655.14M
est: -365.63M (-79.2%)
-806.23M
est: -422.63M (-90.8%)
-171.27M
est: -618.83M (+72.3%)
486.92M
est: -869.17M (+156.0%)
-1.14B
-1.15B – -1.13B
-31.2% YoY
-1.42B
-1.54B – -1.36B
-24.8% YoY
-1.77B
-1.78B – -1.77B
-24.7% YoY
-2.28B
-2.39B – -2.20B
-28.6% YoY
Net Income
-441.03M
est: -560.39M (+21.3%)
-707.42M
est: -803.25M (+11.9%)
-985.35M
est: -1.18B (+16.4%)
-517.76M
est: -674.17M (+23.2%)
52.19M
est: 21.89M (+138.4%)
382.31M
355.48M – 451.76M
+1,646.5% YoY
594.48M
417.16M – 761.32M
+55.5% YoY
877.49M
478.60M – 1.24B
+47.6% YoY
1.23B
1.17B – 1.30B
+39.8% YoY
SGA
565.94M
est: 503.48M (+12.4%)
1.11B
est: 809.62M (+37.1%)
1.22B
est: 935.83M (+30.9%)
1.10B
est: 1.37B (-19.6%)
979.90M
est: 1.92B (-49.1%)
2.53B
2.51B – 2.54B
+31.2% YoY
3.15B
3.00B – 3.41B
+24.8% YoY
3.93B
3.91B – 3.94B
+24.7% YoY
5.05B
4.87B – 5.30B
+28.6% YoY
EPS
-1.64
est: -1.64 (+0.2%)
-2.51
est: -2.36 (-6.6%)
-3.34
est: -3.43 (+2.7%)
-1.67
est: -1.96 (+14.7%)
0.16
est: 0.05 (+199.1%)
1.17
1.04 – 1.32
+2,092.2% YoY
1.73
1.22 – 2.23
+47.8% YoY
2.42
1.40 – 3.63
+39.7% YoY
3.60
3.43 – 3.82
+48.6% YoY
Recent Grade Changes (3M)
Date Firm Previous New Grade Action
2026-04-24 Truist Securities Buy Buy Maintain
2026-04-21 Evercore ISI Group Outperform Outperform Maintain
2026-04-17 Citizens Market Outperform Market Outperform Maintain
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-07 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-05-06 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-05-05 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-05-04 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-05-01 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-30 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-29 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-28 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-27 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-24 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-23 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-22 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-21 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-20 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-17 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-16 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5
2026-04-15 C 2/5 1/5 3/5 3/5 1/5 1/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
820.99M
OE per share TTM
2.36
Owner's Yield
3.62%
Maintenance CapEx ratio
147.93%
Maint CapEx / Avg PPE
17.6%

Ownership Overview

Ownership breakdown
At a glance
Institutional holders
171
Total invested
260.84M
Insider transactions (90d)
3
Beneficial owners (>5%)
10
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 Max R. Levchin 29.10M 11.60% 27.63M 27.63M IN 2022-02-10
2 GIC Private Limited 27.33M 11.64% 4.50M 22.83M 4.50M 22.83M CO Republic of Singapore 2022-05-03
3 Baillie Gifford & Co (Scottish partnership) 23.15M 11.00% IA SCOTLAND UK 2022-08-04
4 GIC Special Investments Private Limited 22.83M 9.72% 22.83M 22.83M CO Republic of Singapore 2022-05-03
5 Jasmine Ventures Pte. Ltd. 22.83M 9.72% 22.83M 22.29M CO Republic of Singapore 2022-05-03
6 Shopify Inc. 20.30M 9.30% 20.30M 20.30M CO Canada 2022-02-10
7 Morgan Stanley 16.74M 7.30% 13.00 13.00 HC, CO Delaware. 2023-02-08
8 Morgan Stanley Investment Management Inc. 15.68M 6.80% 13.00 13.00 IA, CO Delaware. 2023-02-08
9 The Vanguard Group - 23-1945930 14.62M 7.02% IA Pennsylvania 2022-02-09
10 95-1411037 13.00 7.80% 19.00M 19.00M IA Delaware 2024-02-09

Institutional Activity (13F)

Institutional ownership trend From To
13F snapshot — 2026 Q1
Investors holding
171
-531 vs prev Q
New positions
27
Closed positions
503
Increased
90
Reduced
53
Put/Call ratio
1.00
Calls held
33.5K
Puts held
33.4K
Top institutional holders
# Investor Shares / Δ Mkt value / Δ Own% / Δ Weight% / Δ Avg px / Perf. Hold / Status
1 326.4K +326.4K (+100.0%) 24.29B +24.3B (+100.0%) 0.10% +0.098 pp 10.95% +10.947 pp USD74.43 +0.0% 1 qtrs NEW
2 VANGUARD GROUP INC 24.85M +428.1K (+1.8%) 1.85B +64.8M (+3.6%) 7.43% -0.037 pp 0.03% +0.000 pp USD72.62 +2.5% 20 qtrs
3 CAPITAL RESEARCH GLOBAL INVESTORS 23.15M +104.2K (+0.5%) 1.72B +38.8M (+2.3%) 6.92% -0.124 pp 0.32% +0.002 pp USD62.01 +20.0% 20 qtrs
4 MORGAN STANLEY 23.01M +42.5K (+0.2%) 1.71B +34.2M (+2.0%) 6.88% -0.142 pp 0.10% +0.001 pp USD38.47 +93.5% 20 qtrs
5 CAPITAL WORLD INVESTORS 21.71M +507.2K (+2.4%) 1.62B +66.4M (+4.3%) 6.50% +0.009 pp 0.22% +0.008 pp USD20.06 +271.0% 12 qtrs
6 BLACKROCK, INC. 18.87M +1.2M (+6.6%) 1.40B +110.5M (+8.5%) 5.65% +0.229 pp 0.02% +0.001 pp USD53.81 +38.3% 6 qtrs
7 FMR LLC 13.68M +1.4M (+11.7%) 1.02B +123.4M (+13.8%) 4.09% +0.347 pp 0.05% +0.005 pp USD65.33 +13.9% 20 qtrs
8 STATE STREET CORP 5.85M +205.6K (+3.6%) 435.23M +22.9M (+5.6%) 1.75% +0.024 pp 0.01% +0.000 pp USD52.91 +40.7% 20 qtrs
9 GEODE CAPITAL MANAGEMENT, LLC 5.50M +329.3K (+6.4%) 408.43M +31.5M (+8.4%) 1.65% +0.064 pp 0.03% +0.001 pp USD54.59 +36.3% 20 qtrs
10 BAILLIE GIFFORD & CO 5.48M -412.4K (-7.0%) 408.10M -22.7M (-5.3%) 1.66% -0.143 pp 0.34% +0.020 pp USD67.17 +10.8% 20 qtrs
11 SUSQUEHANNA INTERNATIONAL GROUP, LLP 4.81M -1.2M (-20.6%) 358.32M -84.7M (-19.1%) 1.44% -0.414 pp 0.04% -0.009 pp USD63.06 +18.0% 20 qtrs
12 MARSHALL WACE, LLP 4.33M -132.8K (-3.0%) 322.56M -3.9M (-1.2%) 1.30% -0.070 pp 0.29% -0.037 pp USD62.08 +19.9% 10 qtrs
13 INVESCO LTD. 4.07M -262.1K (-6.0%) 303.05M -13.7M (-4.3%) 1.22% -0.108 pp 0.05% -0.003 pp USD69.32 +7.4% 20 qtrs
14 LONE PINE CAPITAL LLC 3.82M +3.8M (+100.0%) 284.11M +284.1M (+100.0%) 1.14% +1.142 pp 2.09% +2.087 pp USD74.43 +0.0% 1 qtrs NEW
15 NORGES BANK 3.79M +3.8M (+100.0%) 281.96M +282.0M (+100.0%) 1.13% +1.133 pp 0.03% +0.030 pp USD74.43 +0.0% 1 qtrs NEW
16 DURABLE CAPITAL PARTNERS LP 3.68M -2.6M (-41.3%) 273.99M -184.1M (-40.2%) 1.10% -0.816 pp 2.59% -0.802 pp USD52.20 +42.6% 6 qtrs
17 JERICHO CAPITAL ASSET MANAGEMENT L.P. 3.60M +251.0K (+7.5%) 268.04M +23.2M (+9.5%) 1.08% +0.053 pp 3.05% +0.506 pp USD45.10 +65.0% 6 qtrs
18 LORD, ABBETT & CO. LLC 2.16M +577.7K (+36.5%) 160.77M +45.1M (+39.0%) 0.65% +0.162 pp 0.49% +0.149 pp USD71.43 +4.2% 9 qtrs
19 BANK OF AMERICA CORP /DE/ 2.15M -111.4K (-4.9%) 160.30M -5.2M (-3.2%) 0.64% -0.049 pp 0.01% +0.000 pp USD49.23 +51.2% 20 qtrs
20 FOXHAVEN ASSET MANAGEMENT, LP 1.91M -25.6K (-1.3%) 141.93M +703.5K (+0.5%) 0.57% -0.021 pp 3.50% +0.245 pp USD59.13 +25.9% 5 qtrs
21 JPMORGAN CHASE & CO 1.86M +317.5K (+20.6%) 138.13M +25.7M (+22.9%) 0.56% +0.085 pp 0.01% +0.002 pp USD61.54 +20.9% 20 qtrs
22 1832 ASSET MANAGEMENT L.P. 1.78M -555.7K (-23.8%) 132.69M -38.2M (-22.4%) 0.53% -0.182 pp 0.10% -0.034 pp USD56.67 +31.3% 6 qtrs
23 UBS GROUP AG 1.71M -68.0K (-3.8%) 127.49M -2.7M (-2.0%) 0.51% -0.032 pp 0.02% +0.000 pp USD47.97 +55.2% 20 qtrs
24 PRICE T ROWE ASSOCIATES INC /MD/ 1.70M +1.0M (+154.2%) 126.35M +77.5M (+158.9%) 0.51% +0.304 pp 0.01% +0.008 pp USD68.93 +8.0% 20 qtrs
25 CITADEL ADVISORS LLC 1.68M -1.3M (-44.4%) 125.27M -95.8M (-43.3%) 0.50% -0.422 pp 0.02% -0.015 pp USD53.87 +38.2% 20 qtrs
26 NORTHERN TRUST CORP 1.65M +17.7K (+1.1%) 122.63M +3.5M (+3.0%) 0.49% -0.006 pp 0.02% +0.000 pp USD54.20 +37.3% 20 qtrs
27 JANE STREET GROUP, LLC 1.54M +11.8K (+0.8%) 114.67M +2.9M (+2.6%) 0.47% -0.007 pp 0.02% +0.000 pp USD58.61 +27.0% 6 qtrs
28 WELLINGTON MANAGEMENT GROUP LLP 1.50M +585.4K (+63.7%) 112.00M +44.8M (+66.7%) 0.45% +0.169 pp 0.02% +0.008 pp USD55.71 +33.6% 20 qtrs
29 D. E. SHAW & CO., INC. 1.45M +386.4K (+36.3%) 107.99M +30.2M (+38.8%) 0.43% +0.108 pp 0.06% +0.015 pp USD52.43 +42.0% 18 qtrs
30 SPYGLASS CAPITAL MANAGEMENT LLC 1.44M +439.8K (+43.8%) 107.45M +34.1M (+46.5%) 0.43% +0.125 pp 5.38% +1.464 pp USD58.00 +28.3% 18 qtrs
31 DIMENSIONAL FUND ADVISORS LP 1.41M +77.7K (+5.8%) 104.85M +7.5M (+7.8%) 0.42% +0.014 pp 0.02% +0.001 pp USD30.82 +141.5% 18 qtrs
32 FRANKLIN RESOURCES INC 1.41M +575.7K (+69.4%) 104.58M +44.0M (+72.5%) 0.42% +0.167 pp 0.03% +0.011 pp USD71.29 +4.4% 9 qtrs
33 CHARLES SCHWAB INVESTMENT MANAGEMENT INC 1.40M +85.3K (+6.5%) 103.97M +8.1M (+8.5%) 0.42% +0.017 pp 0.02% +0.001 pp USD59.64 +24.8% 20 qtrs
34 ATREIDES MANAGEMENT, LP 1.38M +1.2M (+566.1%) 103.08M +87.9M (+578.4%) 0.41% +0.351 pp 1.26% +0.964 pp USD73.03 +1.9% 6 qtrs
35 QUBE RESEARCH & TECHNOLOGIES LTD 1.30M -850.1K (-39.6%) 96.46M -60.4M (-38.5%) 0.39% -0.269 pp 0.10% -0.064 pp USD60.57 +22.9% 13 qtrs
36 ALLIANCEBERNSTEIN L.P. 1.28M +117.9K (+10.1%) 95.59M +10.4M (+12.1%) 0.38% +0.027 pp 0.03% +0.003 pp USD67.31 +10.6% 19 qtrs
37 ALLSPRING GLOBAL INVESTMENTS HOLDINGS, LLC 1.27M +12.6K (+1.0%) 94.33M +441.9K (+0.5%) 0.38% -0.005 pp 0.15% +0.002 pp USD59.03 +26.1% 8 qtrs
38 GOLDMAN SACHS GROUP INC 1.23M -494.1K (-28.6%) 91.64M -34.4M (-27.3%) 0.37% -0.155 pp 0.01% -0.004 pp USD46.05 +61.6% 20 qtrs
39 PARALLAX VOLATILITY ADVISERS, L.P. 1.20M +236.3K (+24.6%) 89.21M +18.9M (+26.9%) 0.36% +0.064 pp 0.18% +0.069 pp USD51.01 +45.9% 20 qtrs
40 NEUBERGER BERMAN GROUP LLC 1.10M +667.7K (+153.0%) 82.18M +50.3M (+157.7%) 0.33% +0.197 pp 0.06% +0.038 pp USD72.00 +3.4% 10 qtrs
41 TREMBLANT CAPITAL GROUP 1.06M +1.1M (+100.0%) 78.93M +78.9M (+100.0%) 0.32% +0.317 pp 2.01% +2.013 pp USD74.43 +0.0% 1 qtrs NEW
42 UBS ASSET MANAGEMENT AMERICAS INC 1.05M +109.8K (+11.7%) 78.14M +9.4M (+13.7%) 0.31% +0.027 pp 0.02% +0.002 pp USD52.37 +42.1% 19 qtrs
43 BANK OF NEW YORK MELLON CORP 1.05M +10.8K (+1.0%) 77.94M +2.2M (+2.9%) 0.31% -0.004 pp 0.01% -0.001 pp USD48.45 +53.6% 20 qtrs
44 GILDER GAGNON HOWE & CO LLC 952.9K -21.6K (-2.2%) 70.93M -289.3K (-0.4%) 0.29% -0.013 pp 0.75% +0.023 pp USD55.31 +34.6% 20 qtrs
45 LEO WEALTH, LLC 924.7K -65.0 (0.0%) 68.83M +1.2M (+1.8%) 0.28% -0.003 pp 4.99% -3.771 pp USD50.06 +48.7% 9 qtrs
46 AMERICAN CENTURY COMPANIES INC 908.4K +422.9K (+87.1%) 67.61M +32.1M (+90.6%) 0.27% +0.123 pp 0.03% +0.016 pp USD70.10 +6.2% 11 qtrs
47 AMUNDI 895.7K +350.3K (+64.2%) 66.67M +25.3M (+61.1%) 0.27% +0.101 pp 0.02% +0.005 pp USD63.81 +16.6% 18 qtrs
48 WESTFIELD CAPITAL MANAGEMENT CO LP 851.8K +150.2K (+21.4%) 63.40M +12.1M (+23.7%) 0.25% +0.040 pp 0.26% +0.049 pp USD70.09 +6.2% 3 qtrs
49 PEAK6 LLC 820.6K +229.8K (+38.9%) 61.08M +17.9M (+41.5%) 0.25% +0.068 pp 0.11% +0.050 pp USD68.01 +9.4% 5 qtrs
50 D1 CAPITAL PARTNERS L.P. 820.0K +— (+0.0%) 61.03M +1.1M (+1.8%) 0.25% -0.006 pp 0.57% -0.118 pp USD45.19 +64.7% 4 qtrs
51 ARTEMIS INVESTMENT MANAGEMENT LLP 793.9K +342.7K (+75.9%) 59.09M +26.1M (+79.2%) 0.24% +0.102 pp 0.71% +0.304 pp USD71.42 +4.2% 6 qtrs
52 THORNTREE CAPITAL PARTNERS LP 767.8K +352.2K (+84.7%) 57.14M +26.8M (+88.1%) 0.23% +0.103 pp 9.56% +4.909 pp USD50.29 +48.0% 7 qtrs
53 SWISS NATIONAL BANK 741.8K -30.0K (-3.9%) 55.21M -1.2M (-2.1%) 0.22% -0.014 pp 0.03% +0.000 pp USD64.88 +14.7% 17 qtrs
54 CAPITAL IMPACT ADVISORS, LLC 731.3K +568.8K (+350.2%) 54.43M +42.6M (+358.5%) 0.22% +0.169 pp 4.26% +1.604 pp USD74.13 +0.4% 2 qtrs
55 ALLEN OPERATIONS LLC 721.4K +— (+0.0%) 53.69M +973.9K (+1.8%) 0.22% -0.005 pp 6.72% +0.425 pp USD71.23 +4.5% 20 qtrs
56 AMERIPRISE FINANCIAL INC 649.6K +500.2K (+334.8%) 48.35M +37.4M (+343.0%) 0.19% +0.149 pp 0.01% +0.008 pp USD63.64 +17.0% 20 qtrs
57 NUVEEN, LLC 628.2K -263.9K (-29.6%) 46.76M -18.4M (-28.3%) 0.19% -0.085 pp 0.01% -0.005 pp USD53.75 +38.5% 4 qtrs
58 AUSTRALIANSUPER PTY LTD 622.8K +622.8K (+100.0%) 46.35M +46.4M (+100.0%) 0.19% +0.189 pp 0.22% +0.216 pp USD74.43 +0.0% 1 qtrs NEW
59 LEGAL & GENERAL GROUP PLC 605.5K +122.6K (+25.4%) 45.07M +9.8M (+27.7%) 0.18% +0.033 pp 0.01% +0.002 pp USD64.07 +16.2% 18 qtrs
60 QUANTINNO CAPITAL MANAGEMENT LP 591.0K +22.4K (+3.9%) 43.98M +2.4M (+5.9%) 0.18% +0.003 pp 0.09% -0.025 pp USD65.18 +14.2% 10 qtrs
61 HUDSON BAY CAPITAL MANAGEMENT LP 577.5K +577.5K (+100.0%) 42.98M +43.0M (+100.0%) 0.17% +0.173 pp 0.14% +0.142 pp USD74.43 +0.0% 5 qtrs
62 MANE GLOBAL CAPITAL MANAGEMENT LP 535.6K +35.3K (+7.0%) 39.86M +3.3M (+9.0%) 0.16% +0.007 pp 2.14% +0.479 pp USD71.03 +4.8% 3 qtrs
63 SUMITOMO MITSUI TRUST HOLDINGS, INC. 528.2K -471.0 (-0.1%) 39.32M +678.7K (+1.8%) 0.16% -0.002 pp 0.02% +0.001 pp USD73.08 +1.8% 2 qtrs
64 PACIFIC HEIGHTS ASSET MANAGEMENT LLC 525.0K +85.0K (+19.3%) 39.08M +6.9M (+21.5%) 0.16% +0.024 pp 1.46% +0.040 pp USD60.20 +23.6% 20 qtrs
65 CALIFORNIA PUBLIC EMPLOYEES RETIREMENT SYSTEM 494.9K +25.6K (+5.5%) 36.84M +2.5M (+7.4%) 0.15% +0.005 pp 0.02% +0.001 pp USD49.07 +51.7% 16 qtrs
66 CAPITAL INTERNATIONAL INVESTORS 489.3K -1.2K (-0.3%) 36.42M +569.4K (+1.6%) 0.15% -0.004 pp 0.01% 0.000 pp USD60.98 +22.1% 5 qtrs
67 SG AMERICAS SECURITIES, LLC 475.1K +260.8K (+121.7%) 35.37M +19.7M (+125.8%) 0.14% +0.078 pp 0.05% -0.008 pp USD71.81 +3.6% 20 qtrs
68 BNP PARIBAS ARBITRAGE, SNC 471.7K -41.7K (-8.1%) 35.11M -2.4M (-6.4%) 0.14% -0.016 pp 0.02% -0.004 pp USD65.12 +14.3% 5 qtrs
69 WALLEYE TRADING LLC 443.9K -16.4K (-3.6%) 33.04M -599.2K (-1.8%) 0.13% -0.008 pp 0.05% -0.004 pp USD57.50 +29.4% 20 qtrs
70 GLENDON CAPITAL MANAGEMENT LP 417.1K +— (+0.0%) 31.04M +563.1K (+1.8%) 0.12% -0.003 pp 1.85% +0.185 pp USD41.67 +78.6% 6 qtrs
71 POLAR CAPITAL HOLDINGS PLC 411.8K +10.2K (+2.5%) 30.65M +1.3M (+4.4%) 0.12% +0.000 pp 0.12% -0.023 pp USD68.30 +9.0% 5 qtrs
72 MITSUBISHI UFJ KOKUSAI ASSET MANAGEMENT CO., LTD. 411.7K +37.9K (+10.1%) 30.48M +3.2M (+11.6%) 0.12% +0.010 pp 0.02% +0.001 pp USD63.16 +17.8% 17 qtrs
73 DEUTSCHE BANK AG\ 408.6K +32.2K (+8.5%) 30.41M +2.9M (+10.5%) 0.12% +0.007 pp 0.01% +0.001 pp USD55.55 +34.0% 20 qtrs
74 SCHONFELD STRATEGIC ADVISORS LLC 383.4K +260.7K (+212.3%) 28.54M +19.6M (+218.1%) 0.11% +0.077 pp 0.13% +0.075 pp USD69.33 +7.4% 10 qtrs
75 SEI INVESTMENTS CO 381.6K +198.6K (+108.5%) 28.40M +15.0M (+112.3%) 0.11% +0.058 pp 0.03% +0.014 pp USD65.08 +14.4% 18 qtrs
76 CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM 379.8K -5.6K (-1.5%) 28.27M +100.1K (+0.4%) 0.11% -0.004 pp 0.03% -0.001 pp USD61.75 +20.5% 18 qtrs
77 NZS CAPITAL, LLC 360.1K +3.2K (+0.9%) 26.80M +717.4K (+2.8%) 0.11% -0.002 pp 0.82% +0.023 pp USD42.58 +74.8% 7 qtrs
78 CITIGROUP INC 360.0K +40.0K (+12.5%) 26.79M +3.4M (+14.6%) 0.11% +0.010 pp 0.01% +0.001 pp USD72.57 +2.6% 5 qtrs
79 12 WEST CAPITAL MANAGEMENT LP 350.0K +— (+0.0%) 26.05M +472.5K (+1.8%) 0.10% -0.002 pp 3.10% +0.450 pp USD46.90 +58.7% 4 qtrs
80 FIRST TRUST ADVISORS LP 338.8K -239.4K (-41.4%) 25.21M -17.0M (-40.3%) 0.10% -0.076 pp 0.02% -0.013 pp USD68.96 +7.9% 9 qtrs
81 MOORE CAPITAL MANAGEMENT, LP 323.9K +281.4K (+662.1%) 24.11M +21.0M (+676.1%) 0.10% +0.084 pp 0.35% +0.304 pp USD74.25 +0.2% 2 qtrs
82 BLAIR WILLIAM & CO/IL 320.7K -306.0 (-0.1%) 23.87M +410.6K (+1.8%) 0.10% -0.002 pp 0.06% +0.002 pp USD69.34 +7.3% 3 qtrs
83 RHUMBLINE ADVISERS 315.9K -9.0K (-2.8%) 23.51M -234.6K (-1.0%) 0.09% -0.005 pp 0.02% 0.000 pp USD34.02 +118.8% 15 qtrs
84 CAPITAL FUND MANAGEMENT S.A. 311.8K +198.0K (+174.1%) 23.21M +14.9M (+179.2%) 0.09% +0.059 pp 0.06% +0.043 pp USD65.33 +13.9% 16 qtrs
85 ROYAL BANK OF CANADA 294.2K -19.9K (-6.3%) 21.90M -1.1M (-4.6%) 0.09% -0.008 pp 0.00% 0.000 pp USD55.73 +33.6% 20 qtrs
86 BARCLAYS PLC 267.6K +116.0K (+76.5%) 19.92M +13.7M (+221.8%) 0.08% +0.034 pp 0.00% +0.003 pp USD57.12 +30.3% 16 qtrs
87 GILLSON CAPITAL LP 265.1K +143.0K (+117.1%) 19.73M +10.8M (+121.1%) 0.08% +0.042 pp 1.29% +0.516 pp USD72.68 +2.4% 3 qtrs
88 MILITIA CAPITAL PARTNERS, LP 555.6K +555.6K (+100.0%) 430.6K +430.6K (+100.0%) 0.17% +0.166 pp 0.16% +0.159 pp USD74.43 +0.0% 1 qtrs NEW
89 VESTOR CAPITAL, LLC 769.4K +608.5K (+378.4%) 55.0K -11.7M (-99.5%) 0.23% +0.181 pp 0.00% -0.750 pp USD73.32 +1.5% 5 qtrs
Ownership breakdown by holder

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.40
Bearish
Ratio by volume
0.36
Bearish
Buys
4
Sells
10
Shares acquired
66.5K
Shares disposed
185.1K
Cash buys
Cash sales
1.00
Net activity
-118,589
Insider buys vs sells (history) From To
Recent insider transactions From To
Date Person Role Transaction A/D Security Shares Price Value Owned after D/I Filing
2026-05-01 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 2,336 0.00 218,113 D
2026-05-01 Linford Michael Officer F-InKind D Class A Common Stock 974 67.54 65.8K 110,933 D
2026-05-01 Adkins Katherine Officer F-InKind D Class A Common Stock 634 67.54 42.8K 139,309 D
2026-04-14 Watson Noel Bertram Director S-Sale D Class A Common Stock 2,000 55.00 110.0K 38,076 D
2026-04-07 Quarles Christa S Director J-Other D Class A Common Stock 53,697 0.00 68,661 D
2026-04-02 Quarles Christa S Director C-Conversion A Class A Common Stock 60,445 0.00 0.60 182,803 D
2026-04-01 Michalek Libor Director / Officer F-InKind D Class A Common Stock 838 45.54 38.2K 215,777 D
2026-04-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,335 0.00 11,680 D
2026-04-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 1,401 0.00 7,008 D
2026-03-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 1,357 0.00 13,566 D
2026-03-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,336 0.00 14,015 D
2026-03-01 Linford Michael Officer M-Exempt A Class A Common Stock 11,717 0.00 111,986 D
2026-03-01 Jiyane Siphelele Officer M-Exempt D Restricted Stock Units 1,122 0.00 10,096 D
2026-03-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 2,483 0.00 24,824 D
2026-02-09 Linford Michael Officer M-Exempt A Class A Common Stock 20,000 49.00 980.0K 100,269 D
2026-02-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,335 0.00 16,351 D
2026-02-01 Linford Michael Officer F-InKind D Class A Common Stock 628 60.30 37.9K 80,269 D
2026-02-01 Adkins Katherine Officer M-Exempt A Class A Common Stock 1,401 0.00 132,625 D
2026-01-30 Linford Michael Officer M-Exempt D Stock Option (Right to Buy) 20,000 49.00 980.0K 283,751 D
2026-01-05 O'Hare Robert Officer M-Exempt D Stock Option (Right to Buy) 5,118 22.30 114.1K 10,239 D
2026-01-05 Levchin Max R Director / Officer / 10% Owner S-Sale D Class A Common Stock 113,112 81.12 9.18M 0 D
2026-01-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,336 0.00 18,686 D
2026-01-01 Linford Michael Officer F-InKind D Class A Common Stock 753 74.43 56.0K 58,562 D
2026-01-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 1,401 0.00 11,212 D
2025-12-15 Watson Noel Bertram Director A-Award A Class A Common Stock 3,579 0.00 40,076 D
2025-12-15 Sanchez Rodriquez Manuel Director A-Award A Class A Common Stock 3,579 0.00 40,172 D
2025-12-15 Reses Jacqueline D Director A-Award A Class A Common Stock 3,579 0.00 48,801 D
2025-12-15 Quarles Christa S Director A-Award A Class A Common Stock 3,579 0.00 125,820 D
2025-12-15 Liew Jeremy Director A-Award A Class A Common Stock 3,579 0.00 315,977 D
2025-12-15 Hughes Brian Director A-Award A Class A Common Stock 3,579 0.00 23,355 D
2025-12-15 GALANTI RICHARD A Director A-Award A Class A Common Stock 3,579 0.00 11,700 D
2025-12-03 O'Hare Robert Officer S-Sale D Class A Common Stock 8,189 70.00 573.2K 1,368 D
2025-12-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 4,545 0.00 7,576 D
2025-12-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 3,707 0.00 40,781 D
2025-12-01 Linford Michael Officer M-Exempt D Restricted Stock Units 5,674 0.00 62,415 D
2025-12-01 Jiyane Siphelele Officer M-Exempt D Restricted Stock Units 3,333 0.00 16,667 D
2025-12-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 305 0.00 306 D
2025-11-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,335 0.00 23,358 D
2025-11-01 Linford Michael Officer F-InKind D Class A Common Stock 983 71.88 70.7K 49,935 D
2025-11-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 304 0.00 611 D
2025-10-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,336 0.00 25,693 D
2025-10-01 Linford Michael Officer F-InKind D Class A Common Stock 985 74.42 73.3K 48,583 D
2025-10-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 305 0.00 915 D
2025-09-22 Levchin Max R Director / Officer / 10% Owner M-Exempt D Performance Based Stock Options 651,713 49.00 31.93M 11,166,668 D
2025-09-18 O'Hare Robert Officer A-Award A Restricted Stock Units 33,366 0.00 33,366 D
2025-09-18 Michalek Libor Director / Officer A-Award A Restricted Stock Units 44,488 0.00 44,488 D
2025-09-18 Linford Michael Officer A-Award A Restricted Stock Units 44,488 0.00 44,488 D
2025-09-18 Adkins Katherine Officer A-Award A Restricted Stock Units 19,463 0.00 19,463 D
2025-09-15 Jiyane Siphelele Officer S-Sale D Class A Common Stock 12,500 85.42 1.07M 213,967 D
2025-09-05 Linford Michael Officer G-Gift D Class A Common Stock 77,722 0.00 47,232 D
2025-09-04 Jiyane Siphelele Officer M-Exempt A Class A Common Stock 11,166 5.39 60.2K 252,000 D
2025-09-02 O'Hare Robert Officer M-Exempt D Stock Option (Right to Buy) 2,427 23.35 56.7K 58,230 D
2025-09-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 4,544 0.00 12,121 D
2025-09-01 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 23,612 0.00 208,226 D
2025-09-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,335 0.00 28,029 D
2025-09-01 Jiyane Siphelele Officer F-InKind D Class A Common Stock 4,545 88.46 402.1K 226,467 D
2025-09-01 Adkins Katherine Officer M-Exempt A Class A Common Stock 16,722 0.00 130,122 D
2025-08-29 Quarles Christa S Director S-Sale D Class A Common Stock 5,000 95.00 475.0K 122,241 D
2025-08-29 Jiyane Siphelele Officer S-Sale D Class A Common Stock 12,708 100.00 1.27M 219,467 D
2025-08-29 Adkins Katherine Officer M-Exempt D Stock Option (Right to Buy) 36,878 23.35 861.1K 81,134 D
2025-08-28 Levchin Max R Director / Officer / 10% Owner M-Exempt D Performance Based Stock Options 499,223 49.00 24.46M 11,818,381 D
2025-08-22 O'Hare Robert Officer M-Exempt D Stock Option (Right to Buy) 20,829 49.00 1.02M 0 D
2025-08-22 Linford Michael Officer M-Exempt A Class A Common Stock 184,200 5.39 992.8K 294,040 D
2025-08-22 Levchin Max R Director / Officer / 10% Owner S-Sale D Class A Common Stock 167,443 80.10 13.41M 0 D
2025-08-18 O'Hare Robert Officer S-Sale D Class A Common Stock 11,405 80.00 912.4K 0 D
2025-08-18 Linford Michael Officer M-Exempt D Stock Option (Right to Buy) 10,800 5.39 58.2K 718,070 D
2025-08-18 Levchin Max R Director / Officer / 10% Owner M-Exempt A Class A Common Stock 14,953 49.00 732.7K 14,953 D
2025-08-06 Adkins Katherine Officer M-Exempt A Class A Common Stock 6,489 23.33 151.4K 119,889 D
2025-08-05 Adkins Katherine Officer S-Sale D Class A Common Stock 1,329 75.00 99.7K 113,400 D
2025-08-04 Jiyane Siphelele Officer S-Sale D Class A Common Stock 15,871 75.00 1.19M 242,192 D
2025-08-04 Adkins Katherine Officer M-Exempt A Class A Common Stock 59,267 23.33 1.38M 172,667 D
2025-08-02 Jiyane Siphelele Officer A-Award A Restricted Stock Units 3,366 0.00 3,366 D
2025-08-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,336 0.00 30,364 D
2025-08-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,336 0.00 30,364 D
2025-08-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 305 0.00 1,525 D
2025-07-07 O'Hare Robert Officer S-Sale D Class A Common Stock 19,802 70.03 1.39M 0 D
2025-07-07 Adkins Katherine Officer S-Sale D Class A Common Stock 57,102 70.27 4.01M 112,467 D
2025-07-01 Reses Jacqueline D Director A-Award A Class A Common Stock 670 0.00 45,222 D
2025-07-01 Quarles Christa S Director S-Sale D Class A Common Stock 754 67.43 50.8K 137,241 D
2025-07-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 3,803 0.00 0 D
2025-07-01 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 10,784 0.00 188,942 D
2025-07-01 Linford Michael Officer M-Exempt D Restricted Stock Units 6,613 0.00 0 D
2025-07-01 Liew Jeremy Director A-Award A Class A Common Stock 670 0.00 312,398 D
2025-07-01 GALANTI RICHARD A Director 0 0.00 0
2025-07-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 305 0.00 1,830 D
2025-06-16 Watson Noel Bertram Director S-Sale D Class A Common Stock 1,271 60.50 76.9K 37,726 D
2025-06-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 2,102 0.00 9,110 D
2025-06-01 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 2,336 0.00 179,345 D
2025-06-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,336 0.00 35,035 D
2025-06-01 Jiyane Siphelele Officer M-Exempt D Restricted Stock Units 3,333 0.00 23,334 D
2025-06-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 166 0.00 0 D
2025-05-01 Rabois Keith Director S-Sale D Class A Common Stock 2,895 51.83 150.0K 29,343 D
2025-05-01 Michalek Libor Director / Officer F-InKind D Class A Common Stock 1,186 49.75 59.0K 177,009 D
2025-05-01 Linford Michael Officer F-InKind D Class A Common Stock 995 49.75 49.5K 102,030 D
2025-05-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 166 0.00 166 D
2025-04-01 Rabois Keith Director S-Sale D Class A Common Stock 1,500 46.35 69.5K 45,432 D
2025-04-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 3,802 0.00 3,803 D
2025-04-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 8,449 0.00 8,449 D
2025-04-01 Linford Michael Officer M-Exempt D Restricted Stock Units 6,612 0.00 6,613 D
2025-04-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 165 0.00 332 D
2025-03-17 Watson Noel Bertram Director S-Sale D Class A Common Stock 200 45.73 9.1K 40,262 D
2025-03-03 Rabois Keith Director S-Sale D Class A Common Stock 200 66.40 13.3K 61,520 D
2025-03-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 1,495 0.00 4,985 D
2025-03-01 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 2,335 0.00 171,221 D
2025-03-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,335 0.00 42,042 D
2025-03-01 Jiyane Siphelele Officer M-Exempt D Restricted Stock Units 1,667 0.00 8,334 D
2025-03-01 Adkins Katherine Officer M-Exempt A Class A Common Stock 6,957 0.00 106,801 D
2025-02-14 Quarles Christa S Director S-Sale D Class A Common Stock 5,000 80.00 400.0K 137,325 D
2025-02-03 Rabois Keith Director S-Sale D Class A Common Stock 8,163 60.68 495.3K 77,608 D
2025-02-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,336 0.00 44,377 D
2025-02-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,336 0.00 44,377 D
2025-02-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 305 0.00 3,355 D
2025-01-03 O'Hare Robert Officer S-Sale D Class A Common Stock 300 63.83 19.1K 3,595 D
2025-01-02 Rabois Keith Director S-Sale D Class A Common Stock 6,723 62.51 420.3K 95,557 D
2025-01-02 O'Hare Robert Officer M-Exempt A Class A Common Stock 1,279 22.30 28.5K 7,078 D
2025-01-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 3,802 0.00 7,605 D
2025-01-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,335 0.00 46,713 D
2025-01-01 Linford Michael Officer M-Exempt D Restricted Stock Units 6,612 0.00 13,225 D
2025-01-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 166 0.00 828 D
2024-12-16 Watson Noel Bertram Director S-Sale D Class A Common Stock 400 70.27 28.1K 43,597 D
2024-12-13 Quarles Christa S Director S-Sale D Class A Common Stock 500 68.56 34.3K 144,418 D
2024-12-12 Rabois Keith Director S-Sale D Class A Common Stock 2,600 70.01 182.0K 110,180 D
2024-12-12 Linford Michael Officer M-Exempt A Class A Common Stock 400,000 5.39 2.16M 485,420 D
2024-12-10 Watson Noel Bertram Director A-Award A Class A Common Stock 3,015 0.00 43,997 D
2024-12-10 Sanchez Rodriquez Manuel Director A-Award A Class A Common Stock 3,015 0.00 36,593 D
2024-12-10 Reses Jacqueline D Director A-Award A Class A Common Stock 3,015 0.00 44,552 D
2024-12-10 Quarles Christa S Director A-Award A Class A Common Stock 3,015 0.00 144,918 D
2024-12-10 Liew Jeremy Director A-Award A Class A Common Stock 3,015 0.00 311,728 D
2024-12-10 Hughes Brian Director A-Award A Class A Common Stock 3,015 0.00 19,776 D
2024-12-05 Liew Jeremy Director G-Gift D Class A Common Stock 50,000 0.00 308,713 D
2024-12-04 Michalek Libor Director / Officer S-Sale D Class A Common Stock 93,371 72.00 6.72M 160,601 D
2024-12-02 O'Hare Robert Officer M-Exempt D Stock Option (Right to Buy) 2,426 23.35 56.6K 80,066 D
2024-12-02 Michalek Libor Director / Officer S-Sale D Class A Common Stock 6,629 72.08 477.8K 160,601 D
2024-12-01 O'Hare Robert Officer M-Exempt D Restricted Stock Units 1,495 0.00 6,480 D
2024-12-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,336 0.00 49,048 D
2024-12-01 Linford Michael Officer M-Exempt A Class A Common Stock 2,336 0.00 86,429 D
2024-12-01 Jiyane Siphelele Officer M-Exempt D Restricted Stock Units 1,667 0.00 3,334 D
2024-12-01 Adkins Katherine Officer M-Exempt A Class A Common Stock 6,956 0.00 100,501 D
2024-11-29 Michalek Libor Director / Officer M-Exempt D Stock Option (Right to Buy) 2,847 8.80 25.1K 300,000 D
2024-11-25 O'Hare Robert Officer M-Exempt D Stock Option (Right to Buy) 79,039 49.00 3.87M 31,243 D
2024-11-25 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 96,332 8.80 847.7K 255,781 D
2024-11-22 O'Hare Robert Officer M-Exempt D Stock Option (Right to Buy) 11,218 49.00 549.7K 110,282 D
2024-11-22 Michalek Libor Director / Officer S-Sale D Class A Common Stock 100,000 68.09 6.81M 160,270 D
2024-11-22 Linford Michael Officer G-Gift D Class A Common Stock 47,842 0.00 84,093 D
2024-11-21 O'Hare Robert Officer M-Exempt D Stock Option (Right to Buy) 29,840 41.80 1.25M 14,922 D
2024-11-21 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 100,000 8.80 880.0K 271,296 D
2024-11-20 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 77,105 2.04 157.3K 236,554 D
2024-11-19 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 11,048 2.04 22.5K 170,497 D
2024-11-18 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 100,000 2.04 204.0K 259,449 D
2024-11-12 O'Hare Robert Officer A-Award A Stock Option (Right to Buy) 30,062 57.59 1.73M 30,062 D
2024-11-11 O'Hare Robert Officer M-Exempt A Class A Common Stock 12,797 22.30 285.4K 66,971 D
2024-11-11 Adkins Katherine Officer M-Exempt A Class A Common Stock 40,000 22.30 892.0K 293,545 D
2024-11-08 O'Hare Robert Officer Stock Option (Right to Buy) 40,951 22.30 913.2K 0 D
2024-11-01 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 2,335 0.00 160,633 D
2024-11-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,335 0.00 51,384 D
2024-11-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 166 0.00 1,159 D
2024-10-01 Michalek Libor Director / Officer F-InKind D Class A Common Stock 5,466 38.48 210.3K 158,298 D
2024-10-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,336 0.00 53,719 D
2024-10-01 Adkins Katherine Officer M-Exempt A Class A Common Stock 1,871 0.00 93,370 D
2024-09-18 Adkins Katherine Officer M-Exempt D Stock Option (Right to Buy) 51,746 8.80 455.4K 28,000
2024-09-17 Adkins Katherine Officer M-Exempt A Class A Common Stock 46,600 8.80 410.1K 168,669
2024-09-16 Michalek Libor Director / Officer A-Award A Restricted Stock Units 85,111 0.00 85,111
2024-09-16 Linford Michael Officer A-Award A Restricted Stock Units 90,785 0.00 90,785
2024-09-16 Adkins Katherine Officer M-Exempt D Stock Option (Right to Buy) 1,654 8.80 14.6K 126,346
2024-09-13 Watson Noel Bertram Director S-Sale D Class A Common Stock 2,500 42.44 106.1K 40,982
2024-09-12 Quarles Christa S Director S-Sale D Class A Common Stock 14,400 40.02 576.3K 141,903
2024-09-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,335 0.00 56,055
2024-09-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,335 0.00 56,055
2024-09-01 Jiyane Siphelele Officer F-InKind D Class A Common Stock 6,308 44.01 277.6K 230,966
2024-09-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 305 0.00 4,879
2024-08-01 Rabois Keith Director S-Sale D Class A Common Stock 1,594 28.30 45.1K 64,348
2024-08-01 Michalek Libor Director / Officer M-Exempt A Class A Common Stock 2,336 0.00 153,012
2024-08-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,336 0.00 58,390
2024-08-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 166 0.00 1,656
2024-07-01 Reses Jacqueline D Director A-Award A Class A Common Stock 1,508 0.00 41,537
2024-07-01 Rabois Keith Director S-Sale D Class A Common Stock 9,276 29.89 277.3K 73,623
2024-07-01 Quarles Christa S Director A-Award A Class A Common Stock 1,508 0.00 156,303
2024-07-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 8,449 0.00 33,796
2024-07-01 Linford Michael Officer M-Exempt D Restricted Stock Units 6,613 0.00 26,449
2024-07-01 Liew Jeremy Director A-Award A Class A Common Stock 1,508 0.00 358,713
2024-07-01 Jiyane Siphelele Officer A-Award A Restricted Stock Units 7,500 0.00 7,500
2024-07-01 Hughes Brian Director 0 0.00 0
2024-07-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 165 0.00 1,822
2024-06-03 Rabois Keith Director S-Sale D Class A Common Stock 9,176 28.82 264.4K 82,999
2024-06-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,336 0.00 63,061
2024-06-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,336 0.00 63,061
2024-06-01 Jiyane Siphelele Officer M-Exempt D Restricted Stock Units 3,784 0.00 2,524
2024-06-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 4,911 0.00 4,914
2024-05-01 Rabois Keith Director S-Sale D Class A Common Stock 500 33.48 16.7K 60,000
2024-05-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 2,336 0.00 65,397
2024-05-01 Linford Michael Officer M-Exempt A Class A Common Stock 2,336 0.00 117,298
2024-05-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 305 0.00 6,099
2024-04-11 Michalek Libor Director / Officer G-Gift D Class A Common Stock 1,180 0.00 872,114
2024-04-01 Rabois Keith Director S-Sale D Class A Common Stock 100 37.13 3.7K 69,276
2024-04-01 Michalek Libor Director / Officer M-Exempt D Restricted Stock Units 8,449 0.00 42,245
2024-04-01 Linford Michael Officer M-Exempt D Restricted Stock Units 2,335 0.00 67,733
2024-04-01 Jiyane Siphelele Officer M-Exempt D Restricted Stock Units 25,000 0.00 0
2024-04-01 Adkins Katherine Officer M-Exempt D Restricted Stock Units 1,401 0.00 40,640
2024-03-14 Rabois Keith Director S-Sale D Class A Common Stock 200 38.20 7.6K 78,552
2024-03-06 Jiyane Siphelele Officer A-Award A Restricted Stock Units 40,000 0.00 40,000

Executive team

Top executives
EBIT / Employee
242.7K
Shares Outstanding
333.11M

Executive compensation

Executive compensation (annual)
# Year Executive Salary Bonus Stock award Option award Incentive Other Total % Stock-
based
Filing
1 2025 Michael Linford Chief Operating Officer 500.0K 4.00M 4.00M 562.9K 7.5K 9.07M 88.20%
2 2025 Libor Michalek President 500.0K 3.75M 3.75M 562.9K 7.5K 8.57M 87.51%
3 2025 Rob O’Hare Chief Financial Officer 457.4K 2.75M 2.75M 450.6K 7.5K 6.42M 85.73%
4 2025 Katherine Adkins Chief Legal Officer and Chief Compliance Officer 450.0K 1.75M 1.75M 379.9K 7.5K 4.34M 80.69%
5 2025 Max Levchin CEO 38.8K 499.5K 538.3K 0.00%
6 2024 Libor Michalek President 475.0K 7.40M 464.4K 5.0K 8.34M 88.68%
7 2024 Michael Linford Chief Operating Officer 475.0K 7.40M 464.4K 5.0K 8.34M 88.68%
8 2024 Michael Linford Chief Operating Officer and Chief Financial Officer 475.0K 7.40M 464.4K 8.34M 88.73%
9 2024 Katherine Adkins Chief Legal Officer and Chief Compliance Officer 425.0K 1.90M 1.90M 332.4K 5.0K 4.56M 83.29%
10 2024 Max Levchin CEO 37.6K 482.3K 519.9K 0.00%
11 2023 Michael Linford Chief Operating Officer 475.0K 2.50M 2.50M 5.47M 91.32%
12 2023 Michael Linford Chief Financial Officer 475.0K 2.50M 2.50M 5.47M 91.32%
13 2023 Libor Michalek President 475.0K 2.50M 2.50M 5.47M 91.32%
14 2023 Michael Linford Chief Operating Officer and Chief Financial Officer 475.0K 2.50M 2.50M 5.47M 91.32%
15 2023 Katherine Adkins Chief Legal Officer 425.0K 1.50M 1.50M 3.42M 87.59%
16 2023 Katherine Adkins Chief Legal Officer and Chief Compliance Officer 425.0K 1.50M 1.50M 3.42M 87.59%
17 2023 Max Levchin CEO 35.3K 374.5K 409.8K 0.00%
18 2022 Katherine Adkins Chief Legal Officer and Chief Compliance Officer 395.0K 4.00M 4.07M 234.2K 8.70M 92.77%
19 2022 Katherine Adkins Chief Legal Officer 395.0K 4.00M 4.07M 234.2K 8.70M 92.77%
20 2022 Libor Michalek President, Technology, Risk and Operations 470.0K 6.50M 377.4K 7.35M 88.47%
21 2022 Libor Michalek President 470.0K 6.50M 377.4K 7.35M 88.47%
22 2022 Michael Linford Chief Financial Officer 457.5K 6.50M 367.3K 7.32M 88.74%
23 2022 Michael Linford Chief Operating Officer and Chief Financial Officer 457.5K 6.50M 367.3K 7.32M 88.74%
24 2022 Silvija Martincevic Former Chief Commercial Officer 457.5K 288.2K 1.35M 367.3K 237.5K 2.70M 60.60%
25 2022 Max Levchin CEO 29.1K 449.1K 478.3K 0.00%
26 2021 Max Levchin Chief Executive Officer 10.0K 451.05M 145.1K 451.21M 99.97%
27 2021 Max Levchin CEO 10.0K 451.05M 145.1K 451.21M 99.97%
28 2021 Sharda Caro del Castillo Former Chief Legal Officer 387.9K 6.71M 11.05M 136.5K 18.28M 97.13%
29 2021 Silvija Martincevic Chief Commercial Officer 410.8K 128.9K 5.35M 7.62M 267.6K 13.77M 94.14%
30 2021 Silvija Martincevic Former Chief Commercial Officer 410.8K 128.9K 5.35M 7.62M 267.6K 13.77M 94.14%
31 2021 Libor Michalek President, Technology, Risk and Operations 431.7K 3.22M 9.74M 203.5K 13.59M 95.33%
32 2021 Libor Michalek President 431.7K 3.22M 9.74M 203.5K 13.59M 95.33%
33 2021 Michael Linford Chief Financial Officer 417.1K 5.35M 7.62M 192.6K 13.58M 95.51%
34 2020 Sharda Caro del Castillo Former Chief Legal Officer 233.9K 2.55M 2.78M 91.59%
35 2020 Libor Michalek President, Technology, Risk and Operations 373.3K 1.91M 2.28M 83.63%
36 2020 Michael Linford Chief Financial Officer 373.3K 45.0K 418.3K 0.00%
37 2020 Max Levchin CEO 10.0K 10.0K 0.00%
38 2020 Max Levchin Chief Executive Officer 10.0K 10.0K 0.00%
CEO compensation breakdown

Proxy statements

Proxy statements (DEF 14A)
Filing date Form type Filing
2025-10-24 DEFA14A
2025-10-24 DEF 14A

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-07 8-K
2026-05-07 10-Q
2026-05-06 SC 13G
2026-05-05 4
2026-05-05 4
2026-05-05 4
2026-04-16 4
2026-04-09 4
2026-04-03 4
2026-04-02 4

Executive team

NameTitleCompensationGender
Libor Michalek President & Director 1M male
Michael A. Linford Chief Operating Officer 1M male
Robert W. O'Hare Chief Financial Officer 915.4K male
Katherine Adkins Chief Legal & Compliance Officer and Secretary 837.4K female
Max Roth Levchin Founder, Chief Executive Officer & Chairman 538.3K male
Zane Keller Head of Investor Relations male
Pat Suh Senior Vice President of Revenue
Siphelele Jiyane Chief Accounting Officer female
Wayne Pommen Chief Revenue Officer
Brooke E. Major-Reid Chief Capital Officer female
ESG Rating
B
SOFTWARE - INFRASTRUCTURE
Rank: 107 out of 139
2026
E (Environmental)
51.5 / 65.1
Company / Sector avg.
S (Social)
71.5 / 63.5
Company / Sector avg.
G (Governance)
67.5 / 65.6
Company / Sector avg.
ESG Total
63.5 / 64.7
Company / Sector avg.
ESG Score History SOFTWARE - INFRASTRUCTURE
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity
Transaction Date Disclosed Representative District Owner Type Amount Link
2023-04-10 2023-05-19 Daniel Goldman NY10 Purchase $1,001 - $15,000
2022-03-04 2022-05-20 Thomas Suozzi NY03 Sale (Full) $1,001 - $15,000
2022-02-11 2022-03-18 Josh Gottheimer NJ05 Joint Sale (Full) $1,001 - $15,000
2021-12-28 2022-01-10 Josh Gottheimer NJ05 Joint Sale (Partial) $1,001 - $15,000
2021-10-13 2021-11-05 Thomas Suozzi NY03 Purchase $15,001 - $50,000
2021-10-12 2021-11-15 Josh Gottheimer NJ05 Joint Purchase $1,001 - $15,000
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits