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United Cooperative Assurance Company (8190.SR)

SAR3.26 -0.01 (-0.31%)
SA SAU Financial Services Insurance - Diversified
Address Al Mukmal Tower 21422
Jeddah, Makkah Province, SA
CEO Marwan Bin Mohammed Alhazmi
Website uca.com.sa
IPO 2010-03-04
ISIN SA121053VV10

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Description

United Cooperative Assurance Company, founded in 2008 and headquartered in Jeddah, Saudi Arabia, specializes in offering cooperative insurance solutions throughout the Kingdom. Its diverse portfolio addresses numerous sectors and client needs, beginning with aviation coverage for aircraft operations and associated perils, alongside energy insurance specifically designed for the upstream and midstream segments of the oil and gas industry. The company further extends its services to include medical and trade credit protection. Its comprehensive engineering insurance suite encompasses policies such as contractors' all risks, plant and machinery coverage, deterioration of cold storage stock, erection all risks, electronic equipment protection, and insurance against profit loss following machinery breakdown. Additionally, a broad array of general accident insurance products is available, featuring fidelity guarantee, money insurance, personal accident, product liability, professional indemnity, third-party liability, and workers' compensation. United Cooperative Assurance also provides marine insurance for both hull and cargo, and motor vehicle policies covering accidental loss or damage, as well as third-party liabilities. Finally, its property insurance offerings include fire and special perils for residential, commercial, and industrial properties, in addition to all-risks coverage for material damage and business interruption.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SAR3.26 -0.01 (-0.31%)
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Volume Profile
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Liquidity & share structure
Average Volume
718.9K
Beta
0.25
Float Shares
27.60M
Free Float %
69.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +1.34% +7.09% -21.15% -18.82% -58.23% -69.77% -87.99% -75.76% -89.78%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
3.26
Quality scores
Altman Z-Score
-0.44
Distress
Piotroski F-Score
2 / 9
Weak
MOAT Score
3 / 10
No MOAT
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +15.2%
    -13.5% Q1'26: -40.9% (vs Q1'25)
  • EPS growth Insurance - Diversified: +25.3%
    -1,586.8% Q1'26: +70.7% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Diversified: +30.2%
    -24.9% Q1'26: -17.0% (vs Q1'25)
  • EBIT margin Insurance - Diversified: +13.5%
    -39.7% Q1'26: -6.7% (vs Q1'25)
  • ROIC Insurance - Diversified: +4.2%
    -31,004.8% Q1'26: -145.0% (vs Q1'25)
  • Share dilution Insurance - Diversified: +0.0%
    +1.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×
    0.00× Q1'26: -0.33× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.25) × ERP
WACC = 100% × Ke + 0% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 3.26
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 C- 1/5 1/5 1/5 1/5 3/5 1/5 1/5
2026-05-20 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-19 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-18 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-17 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-14 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-06 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-05 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-04 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-03 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-30 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-29 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-28 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-27 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-26 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-04-23 D+ 1/5 1/5 1/5 1/5 1/5 1/5 2/5
2026-04-22 D+ 1/5 1/5 1/5 1/5 1/5 1/5 2/5
2026-04-21 D+ 1/5 1/5 1/5 1/5 1/5 1/5 2/5
2026-04-20 D+ 1/5 1/5 1/5 1/5 1/5 1/5 2/5
2026-04-19 D+ 1/5 1/5 1/5 1/5 1/5 1/5 2/5
2026-04-16 D+ 1/5 1/5 1/5 1/5 1/5 1/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-201.68M
OE per share TTM
-5.05
Owner's Yield
-166.95%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
3.1%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-1.18M
Shares Outstanding
40.00M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Abdulaziz Jameel Alghabban Head of Compliance
Abdulaziz Mirdad Chief Legal Affairs male
Abdullah Faisal Biary Chief Information Security Officer male
Abdulrahman Yousef Aldakhil Allah Chief Technical Officer male
Marwan Mohammed Alhazmi Acting CEO, Chief Product Development & Marketing Research Officer male
Ola Adel Hussain Abbas Head of Customer Care female
Rawan Khalid Othman Ashour Head of Human Capital
Seraj Ahmed Seraj Hemaly Head of Sales male
Waheed Yaaqqub Khayyat Chief Information, Information Technology & Data Office male
Zahran Khaled Zahran Zahran Head of Shared Services
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits