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Al-Etihad Cooperative Insurance Company (8170.SR)

SAR7.68 -0.21 (-2.66%)
SA SAU Financial Services Insurance - Diversified
Address Al Abdulkarim Tower 34232-4233
Dhahran, Eastern Province, SA
CEO Ahmad Nael Omar
IPO 2010-03-04
ISIN SA11T053VL18

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Description

Operating within the Kingdom of Saudi Arabia, Al-Etihad Cooperative Insurance Company specializes in offering a comprehensive range of protection solutions. Its extensive portfolio encompasses diverse insurance categories, including coverage for property, vehicles, marine operations and cargo, healthcare, general accidents, liability, casualty, and specialized engineering and construction projects, among other general lines of insurance. The company was established in 1983 and maintains its principal office in Dhahran, located within the Kingdom of Saudi Arabia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SAR7.68 -0.21 (-2.66%)
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Volume Profile
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Liquidity & share structure
Average Volume
206.9K
Beta
0.13
Float Shares
35.50M
Free Float %
71.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -4.89% -16.95% -31.49% -26.76% -58.06% -65.07% -69.84% -19.92% -73.03%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
7.68
DCF (Unlevered) 7.66 -0.2%
DCF (Levered) 7.66 -0.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.59
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
3 / 10
No MOAT
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +15.2%
    -12.9% Q1'26: +10.7% (vs Q1'25)
  • EPS growth Insurance - Diversified: +25.3%
    -599.0% Q1'26: -229.2% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Diversified: +30.2%
    -19.8% Q1'26: -22.7% (vs Q1'25)
  • EBIT margin Insurance - Diversified: +13.5%
    -19.5% Q1'26: -11.7% (vs Q1'25)
  • ROIC Insurance - Diversified: +4.2%
    -83.3% Q1'26: -57.7% (vs Q1'25)
  • Share dilution Insurance - Diversified: +0.0%
    -0.3% Q1'26: +0.9% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×
    -0.01× Q1'26: -0.02× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.15) × ERP
WACC = 99% × Ke + 1% × Kd (6.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 7.66 Current price: 7.68
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-05-20 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-05-19 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-05-18 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-05-17 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-05-14 B- 3/5 4/5 1/5 1/5 4/5 1/5 4/5
2026-05-13 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 C- 1/5 4/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 B- 2/5 4/5 1/5 1/5 4/5 1/5 3/5
2026-05-06 B- 2/5 4/5 1/5 1/5 4/5 1/5 3/5
2026-05-05 B- 2/5 4/5 1/5 1/5 4/5 1/5 3/5
2026-05-04 B- 2/5 4/5 1/5 1/5 4/5 1/5 3/5
2026-05-03 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-30 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-29 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-28 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-27 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-26 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-23 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-22 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-21 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-20 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-19 C+ 2/5 4/5 1/5 1/5 3/5 1/5 3/5
2026-04-16 C+ 2/5 4/5 1/5 1/5 2/5 1/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-239.59M
OE per share TTM
-4.80
Owner's Yield
-82.06%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
2.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-1.65M
Shares Outstanding
50.00M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ahmad Nael Omar Chief Financial Officer male
Ahmed Mamdouh Al Rayes Director of Compliance, AML & Terrorist Financing Department and Secretary of the Board of Directors
Ahmed Suleiman Al-Muhaimid Director of Human Resource & Administration Office
Hussam Abdul Aziz Al Ganas Chief Executive Officer male
Murad Al Haj Mahmoud Chief Risk Officer male
Nafea Jamil Al-Hammad Director of the Sales & Marketing Department
Odeh Abujoudeh Executive Vice President
Tareq Fahad Bouresly Managing Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits