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Arabian Shield Cooperative Insurance Company (8070.SR)

SAR12.11 -0.07 (-0.57%)
SA SAU Financial Services Insurance - Property & Casualty
Address PO Box 61352 11565
Riyadh, Riyadh Province, SA
CEO Bassel bin Abdullah Al-Abdulkarim
Website der3.com
IPO 2010-03-04
ISIN SA000A0MLUH9

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Description

Arabian Shield Cooperative Insurance Company delivers a broad spectrum of insurance solutions designed for both corporate entities and individual customers throughout the Kingdom of Saudi Arabia. Its comprehensive product portfolio encompasses a wide array of categories, including medical, motor vehicle, property, engineering, marine, general liability, personal accident, casualty, life and savings, travel, and professional indemnity (medical malpractice) coverage. Furthermore, the company is also involved in reinsurance activities. Established in 1998, its main operational base is located in Riyadh, Saudi Arabia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SAR12.11 -0.07 (-0.57%)
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Volume Profile
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Liquidity & share structure
Average Volume
217.1K
Beta
0.29
Float Shares
58.93M
Free Float %
73.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +4.84% +6.56% -4.26% +7.64% -25.86% -35.50% -51.85% +5.26% -5.65%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
12.11
DCF (Unlevered) 22.77 +88.0%
DCF (Levered) 5.34 -55.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM)
Rating 2024-11 Change
Strong Buy 0 0
Buy 0 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.70
Distress
Piotroski F-Score
3 / 9
Average
MOAT Score
4 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Property & Casualty: +14.1%
    +22.7% Q1'26: +29.1% (vs Q1'25)
  • EPS growth Insurance - Property & Casualty: +27.5%
    -161.8% Q1'26: -24.0% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    +3.9% Q1'26: +69.4% (vs Q1'25)
  • EBIT margin Insurance - Property & Casualty: +16.3%
    -2.2% Q1'26: +1.7% (vs Q1'25)
  • ROIC Insurance - Property & Casualty: +7.9%
    -2.3% Q1'26: +1.8% (vs Q1'25)
  • Share dilution Insurance - Property & Casualty: +0.4%
    +0.0% Q1'26: -0.1% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    -5.33× Q1'26: 1.39× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.61) × ERP
WACC = 93% × Ke + 7% × Kd (69.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 22.77 Current price: 12.11
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Revenue
442.25M
est: 579.00M (-23.6%)
491.16M
est: 459.60M (+6.9%)
409.39M
est: 449.70M (-9.0%)
436.47M
est: 475.30M (-8.2%)
627.70M
est: 499.70M (+25.6%)
EBITDA
40.42M
est: 51.90M (-22.1%)
18.94M
est: 41.19M (-54.0%)
51.35M
est: 40.31M (+27.4%)
43.86M
est: 42.60M (+2.9%)
9.21M
est: 44.79M (-79.4%)
EBIT
36.99M
est: 44.80M (-17.4%)
16.94M
est: 35.56M (-52.4%)
46.74M
est: 34.80M (+34.3%)
39.48M
est: 36.78M (+7.3%)
406.0K
est: 38.66M (-98.9%)
Net Income
25.24M
7.26M
est: -8.98M (+180.9%)
34.80M
est: -29.93M (+216.3%)
29.02M
est: 21.55M (+34.7%)
-18.23M
est: 37.71M (-148.3%)
SGA
62.76M
est: 34.71M (+80.8%)
63.42M
est: 27.55M (+130.2%)
63.59M
est: 26.96M (+135.9%)
57.00M
est: 28.50M (+100.0%)
2.79M
est: 29.96M (-90.7%)
EPS
0.92
0.18
est: -0.11 (+260.0%)
0.79
est: -0.38 (+310.7%)
0.65
est: 0.27 (+140.7%)
0.49
est: 0.47 (+3.7%)
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-05-20 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-05-19 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-05-18 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-05-17 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-05-14 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 C- 1/5 3/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-05-06 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-05-05 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-05-04 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-05-03 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-30 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-29 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-28 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-27 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-26 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-23 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-22 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-21 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-20 C+ 2/5 3/5 1/5 1/5 3/5 1/5 4/5
2026-04-19 C+ 2/5 4/5 1/5 1/5 2/5 1/5 4/5
2026-04-16 C+ 2/5 4/5 1/5 1/5 2/5 1/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
249.41M
OE per share TTM
3.13
Owner's Yield
26.71%
Maintenance CapEx ratio
31.71%
Maint CapEx / Avg PPE
2.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 4 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 59.6K 0.39%
2 Dimensional - Emerging Core Equity Market ETF DFAE 0.00% 61.9K 0.29%
3 Dimensional World ex U.S. Core Equity 2 ETF DFAX 0.00% 32.4K 0.28%
4 Dimensional - Emerging Markets ex China Core Equity ETF DEXC 0.00% 128.98 0.56%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
-1.08M
Shares Outstanding
79.82M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Abdul Aziz Bin Saeed Compliance & Regulatory Manager and Board Secretary 115.0K male
Abdullah Al Ghamdi Acting Head of Information Technology male
Bassel bin Abdullah Al-Abdulkarim Chief Executive Officer & Director male
Mohamad Atef Abdul Latif Chief Financial Officer male
Mohamad Shafeeq Technical Manager male
Mohammed Al Shammari Head of Claims male
Sheikha Al Swailem Acting Head of HR & Admin female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits