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Aljazira Takaful Taawuni Company (8012.SR)

SAR12.28 -0.01 (-0.08%)
SA SAU Financial Services Insurance - Life
Address Al Musadia Plaza (3) 21422
Jeddah, Makkah Province, SA
CEO Sager Bin Abdul Latif Nadershah
Website ajt.com.sa
IPO 2014-06-24
ISIN SA13AG53T618

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Description

Aljazira Takaful Taawuni Company, headquartered in Jeddah, Kingdom of Saudi Arabia, specializes in delivering a diverse portfolio of Sharia-compliant insurance solutions. Established in 2010, the firm's operations are structured across five principal divisions: Medical, Motor, General, Individual Life, and Group Life. The Medical segment provides comprehensive health coverage to both organizations (including their dependents) and individual policyholders, utilizing an extensive network of hospitals and medical centers. The Motor division features vehicle insurance policies, encompassing third-party liability coverage for damages to others, as well as comprehensive plans that safeguard against vehicle damage while also addressing third-party liabilities. The General insurance segment encompasses protection against fire, property damage, marine risks, engineering project liabilities, and various other general liabilities. In Individual Life, the company offers life assurance products, notably including unit-linked options that integrate investment features for individual clients. Finally, the Group Life segment delivers collective life protection schemes for organizational members, and also extends credit protection for personal loans and other diverse credit facilities provided by financial institutions to their clientele.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
SAR12.28 -0.01 (-0.08%)
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Volume Profile
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Liquidity & share structure
Average Volume
145.5K
Beta
0.34
Float Shares
43.25M
Free Float %
65.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -2.02% +2.86% -4.46% -0.18% -17.89% -30.83% -46.27% -45.93% +42.22%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

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By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
12.28
Quality scores
Altman Z-Score
0.57
Distress
Piotroski F-Score
2 / 9
Weak
MOAT Score
4 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    -6.6% Q1'26: -1.6% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    +7.1% Q1'26: -54.2% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    -8.3% Q1'26: +51.5% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +10.4% Q1'26: +10.7% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    +4.4% Q1'26: +3.3% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    -0.6% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    0.30× Q1'26: 0.40× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.36) × ERP
WACC = 98% × Ke + 2% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 12.28
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-20 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-19 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-18 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-17 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-14 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-13 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-12 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-11 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-10 D+ 1/5 1/5 1/5 1/5 1/5 1/5 1/5
2026-05-07 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-06 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-05 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-04 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-05-03 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-04-30 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-04-29 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-04-28 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-04-27 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-04-26 B 3/5 1/5 2/5 4/5 3/5 2/5 4/5
2026-04-23 B 3/5 1/5 2/5 5/5 3/5 2/5 4/5
2026-04-22 B 3/5 1/5 2/5 5/5 3/5 2/5 4/5
2026-04-21 B 3/5 1/5 2/5 5/5 3/5 2/5 4/5
2026-04-20 B 3/5 1/5 2/5 5/5 3/5 2/5 4/5
2026-04-19 B 3/5 1/5 2/5 5/5 3/5 2/5 4/5
2026-04-16 B 3/5 1/5 2/5 5/5 2/5 2/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
1.01M
OE per share TTM
0.02
Owner's Yield
0.14%
Maintenance CapEx ratio
8.10%
Maint CapEx / Avg PPE
3.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 3 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Dimensional - Emerging Markets Value ETF DFEV 0.00% 53.6K 0.46%
2 Dimensional - Emerging Markets Core Equity 2 ETF DFEM 0.00% 107.6K 0.39%
3 Dimensional - Emerging Core Equity Market ETF DFAE 0.00% 73.1K 0.29%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
233.8K
Shares Outstanding
66.00M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Sager Bin Abdul Latif Nadershah Chief Executive Officer, Managing Director and Director 5M male
Abdullah bin Ahmed Alqarni Secretary of the Board & Head of Internal Audit male
Abdullah bin Mohammad Al-Yami Head of Sales & Marketing Department male
Mohammad bin Awaidah Al-Yami Head of Compliance male
Mohammad bin Hamad Al-Saqor Head of Operations male
Muhammad Mansour Ali Akbar Bukhari Head of Information Security Department male
Samaher bint Fahd Al-alami Chief Financial Officer female
Abdulaziz bin Ahmed Al-Qahtani Head of Customer Care Department male
Syed Ahmed Baibani Head of Actuarial Services Department male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits