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Hotai Finance Co., Ltd. (6592.TW)

TWD60.40 +0.90 (+1.51%)
TW TAI Financial Services Financial - Credit Services
Address No. 121, Songjiang Road
Taipei, TW
CEO Yen-Liang Lin
IPO 2018-10-15
ISIN TW0006592009

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Description

Hotai Finance Co., Ltd. operates as a financial services firm, extending its reach across Taiwan and China through its various affiliates. The company specializes in providing installment plans for vehicles and leasing solutions for industrial machinery and equipment. Its consumer-focused offerings include financing for both new and pre-owned automobiles, as well as installment credit for motorcycles and scooters. Furthermore, it facilitates refinancing options for these same vehicle types. For corporate clients, Hotai Finance delivers a suite of financing and leasing products, encompassing medical apparatus, freight vehicles, and CNC machinery. They also offer installment credit for general equipment and raw materials, alongside factoring services. Additionally, the company is involved in the long-term rental of passenger cars. Established in Taipei, Taiwan, in 1999, Hotai Finance Co., Ltd. functions as a subsidiary of Hotai Motor Co., Ltd.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
TWD60.40 +0.90 (+1.51%)
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Volume Profile
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Liquidity & share structure
Average Volume
719.1K
Beta
0.16
Float Shares
175.35M
Free Float %
28.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.17% -3.85% -4.46% +0.84% -3.07% +0.17% -15.97% -41.92% -8.68% -12.54% -12.54%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
60.40
DCF (Unlevered) 159.38 +163.9%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 0% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 0 0
Hold 1 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.37
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
C+
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
3 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    -18.2% Q1'26: -4.6% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    +6.3% Q1'26: +61.7% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    -2.1% Q1'26: +70.1% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +18.1% Q1'26: +20.7% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +1.1% Q1'26: +1.2% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +16.8% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    54.69× Q1'26: 49.25× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.17) × ERP
WACC = 14% × Ke + 86% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 159.38 Current price: 60.40
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Revenue
13.72B
est: 12.18B (+12.7%)
14.67B
est: 14.52B (+1.0%)
17.96B
est: 17.75B (+1.2%)
22.79B
est: 22.79B (+0.0%)
28.66B
est: 28.53B (+0.5%)
28.96B
est: 29.43B (-1.6%)
23.70B
est: 23.76B (-0.2%)
23.16B
23.16B – 23.16B
-2.5% YoY
23.52B
23.52B – 23.52B
+1.6% YoY
EBITDA
4.10B
est: 3.42B (+19.9%)
4.82B
est: 4.08B (+18.2%)
6.01B
est: 4.98B (+20.6%)
6.80B
est: 6.40B (+6.3%)
7.04B
est: 8.01B (-12.1%)
5.70B
est: 7.58B (-24.8%)
5.03B
est: 6.12B (-17.8%)
5.96B
5.96B – 5.96B
-2.5% YoY
6.05B
6.05B – 6.05B
+1.6% YoY
EBIT
3.07B
est: 2.65B (+15.7%)
3.64B
est: 3.16B (+15.1%)
4.67B
est: 3.87B (+20.7%)
5.36B
est: 4.96B (+8.0%)
5.54B
est: 6.21B (-10.9%)
4.42B
est: 6.02B (-26.5%)
4.29B
est: 4.86B (-11.7%)
4.74B
4.74B – 4.74B
-2.5% YoY
4.81B
4.81B – 4.81B
+1.6% YoY
Net Income
2.24B
est: 2.31B (-3.3%)
2.59B
est: 2.62B (-1.3%)
3.14B
est: 3.14B (+0.1%)
3.62B
est: 3.68B (-1.4%)
3.69B
est: 3.75B (-1.6%)
3.06B
est: 3.79B (-19.3%)
3.38B
est: 3.46B (-2.4%)
3.66B
3.66B – 3.66B
+5.7% YoY
3.93B
3.93B – 3.93B
+7.6% YoY
SGA
4.59B
est: 3.85B (+19.1%)
4.86B
est: 4.59B (+5.9%)
6.50B
est: 5.61B (+15.8%)
8.02B
est: 7.20B (+11.4%)
8.06B
est: 9.02B (-10.6%)
7.35B
est: 7.35B (0.0%)
est: 5.93B (-100.0%)
5.78B
5.78B – 5.78B
-2.5% YoY
5.87B
5.87B – 5.87B
+1.6% YoY
EPS
5.28
est: 3.71 (+42.4%)
4.54
est: 4.20 (+8.1%)
5.55
est: 5.03 (+10.4%)
6.40
est: 5.89 (+8.6%)
5.92
est: 6.01 (-1.6%)
4.44
est: 5.20 (-14.6%)
4.72
est: 4.75 (-0.6%)
5.02
5.02 – 5.02
+5.7% YoY
5.40
5.40 – 5.40
+7.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-11 C+ 2/5 1/5 3/5 3/5 1/5 2/5 3/5
2026-05-08 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-05-07 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-05-06 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-05-05 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-05-04 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-30 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-29 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-28 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-27 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-24 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-23 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-22 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-21 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-20 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-17 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5
2026-04-16 B- 3/5 1/5 3/5 4/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.88B
OE per share TTM
6.44
Owner's Yield
9.97%
Maintenance CapEx ratio
77.01%
Maint CapEx / Avg PPE
29.2%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 50 ETFs in our universe

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
7.37M
Shares Outstanding
623.15M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Chin-Tso Liao Senior Manager of Planning & Administration Department male
Jiaming Cai Accounting Supervisor
Jui-Chi Lin Vice President male
Kai-Rong Yang Chief Financial Officer male
Yen-Liang Lin General Manager male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits