Bajaj Finance Limited (BAJFINANCE.NS)
Pune, IN
Bajaj Finance Limited, an Indian non-banking financial institution based in Pune, was founded in 1987 and operates as a subsidiary of Bajaj Finserv Limited. The company provides a comprehensive suite of financial products and services. Its diverse lending portfolio includes financing for consumer durables, lifestyle needs, healthcare, digital products, two-wheelers, three-wheelers, used cars, and specialized credit lines for developers, medical equipment, vendors, light engineering, specialty chemicals, financial institutions, corporations, and warehouse operations. The company also offers a wide array of personal, gold, home, business, working capital, secured enterprise, and professional loans, alongside credit against fixed deposits, shares, properties, and other securities. For investors, Bajaj Finance facilitates systematic deposit plans, fixed and term deposits, and mutual funds. Its capital market services extend to IPO and ESOP financing, margin trading, and HNI and retail broking, complete with trading account and depository facilities. In addition to its credit and investment offerings, Bajaj Finance delivers various insurance products, encompassing life, general, health, and specialized pocket insurance. Complementary services include extended warranties, e-commerce solutions, lease rental discounting, financial fitness reports, EMI cards, and co-branded credit cards and digital wallets. The company was previously known as Bajaj Auto Finance Limited.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.79% | -8.29% | -1.58% | -8.92% | -10.19% | -7.79% | +0.90% | +35.52% | +69.82% | +1,086.38% | +64,896.43% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 6 | 0 |
| Buy | 19 | 0 |
| Hold | 6 | 0 |
| Sell | 3 | 0 |
| Strong Sell | 3 | 0 |
-
Revenue growth+26.5% Q1'26: +21.8% (vs Q1'25)
-
EPS growth+13.6% Q1'26: +21.3% (vs Q1'25)
-
FCF margin-151.9% Q1'26: -138.0% (vs Q1'25)
-
EBIT margin+32.9% Q1'26: +34.3% (vs Q1'25)
-
ROIC+4.5% Q1'26: +4.7% (vs Q1'25)
-
Share dilution+1.3% Q1'26: +0.5% (vs Q1'25)
-
Debt / EBITDA12.62× Q1'26: 11.96× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2011 actual |
Mar 2014 actual |
Mar 2015 actual |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 23 Rev. Ana. 24 EPS Ana. |
Mar 2027 24 Rev. Ana. 26 EPS Ana. |
Mar 2028 24 Rev. Ana. 25 EPS Ana. |
Mar 2029 11 Rev. Ana. 9 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
13.73B
est: 8.98B (+53.0%)
|
40.26B
est: 24.28B (+65.8%)
|
53.91B
est: 31.48B (+71.3%)
|
72.78B
est: 44.03B (+65.3%)
|
99.19B
est: 60.21B (+64.7%)
|
122.23B
est: 86.44B (+41.4%)
|
177.84B
est: 117.01B (+52.0%)
|
253.29B
est: 163.92B (+54.5%)
|
254.37B
est: 173.51B (+46.6%)
|
298.86B
est: 218.01B (+37.1%)
|
395.27B
est: 283.90B (+39.2%)
|
530.51B
est: 329.59B (+61.0%)
|
671.27B
est: 447.21B (+50.1%)
|
541.19B
507.00B – 549.00B
+21.0% YoY
|
644.61B
611.41B – 657.37B
+19.1% YoY
|
776.39B
741.50B – 811.93B
+20.4% YoY
|
939.42B
938.86B – 939.98B
+21.0% YoY
|
| EBITDA |
3.83B
est: 3.06B (+25.1%)
|
11.21B
est: 8.11B (+38.2%)
|
13.93B
est: 14.57B (-4.4%)
|
20.21B
est: 19.51B (+3.6%)
|
28.89B
est: 28.15B (+2.6%)
|
39.46B
est: 40.93B (-3.6%)
|
63.23B
est: 53.92B (+17.3%)
|
76.17B
est: 87.14B (-12.6%)
|
63.18B
est: 82.41B (-23.3%)
|
98.88B
est: 99.66B (-0.8%)
|
160.13B
est: 128.60B (+24.5%)
|
199.93B
est: 117.47B (+70.2%)
|
229.61B
est: 153.93B (+49.2%)
|
192.89B
180.70B – 195.67B
+25.3% YoY
|
229.75B
217.92B – 234.30B
+19.1% YoY
|
276.72B
264.28B – 289.39B
+20.4% YoY
|
334.82B
334.62B – 335.03B
+21.0% YoY
|
| EBIT |
3.70B
est: 2.94B (+25.7%)
|
10.91B
est: 7.80B (+39.8%)
|
13.57B
est: 13.64B (-0.5%)
|
19.65B
est: 18.85B (+4.2%)
|
28.17B
est: 26.77B (+5.3%)
|
38.43B
est: 40.16B (-4.3%)
|
61.79B
est: 52.33B (+18.1%)
|
73.22B
est: 84.92B (-13.8%)
|
59.92B
est: 79.67B (-24.8%)
|
95.04B
est: 96.34B (-1.4%)
|
155.28B
est: 124.32B (+24.9%)
|
193.10B
est: 113.29B (+70.4%)
|
220.80B
est: 184.01B (+20.0%)
|
186.02B
174.27B – 188.71B
+1.1% YoY
|
221.57B
210.16B – 225.95B
+19.1% YoY
|
266.87B
254.87B – 279.08B
+20.4% YoY
|
322.90B
322.71B – 323.10B
+21.0% YoY
|
| Net Income |
2.47B
est: 34.12B (-92.8%)
|
7.19B
est: 6.67B (+7.8%)
|
8.98B
est: 9.34B (-3.9%)
|
12.79B
est: 12.81B (-0.2%)
|
18.36B
est: 17.77B (+3.3%)
|
24.96B
est: 26.20B (-4.7%)
|
39.95B
est: 34.10B (+17.2%)
|
52.64B
est: 55.05B (-4.4%)
|
44.20B
est: 57.14B (-22.7%)
|
70.28B
est: 69.10B (+1.7%)
|
115.08B
est: 89.16B (+29.1%)
|
144.51B
est: 1.50T (-90.4%)
|
166.38B
est: 174.25B (-4.5%)
|
190.17B
184.78B – 211.22B
+9.1% YoY
|
247.48B
236.30B – 267.10B
+30.1% YoY
|
306.99B
279.53B – 333.71B
+24.0% YoY
|
375.76B
340.14B – 434.62B
+22.4% YoY
|
| SGA |
562.60M
est: 66.61M (+744.6%)
|
932.20M
est: 3.92B (-76.2%)
|
970.60M
est: 14.57B (-93.3%)
|
1.67B
est: 22.47B (-92.6%)
|
2.01B
est: 25.60B (-92.2%)
|
1.83B
est: 32.09B (-94.3%)
|
2.01B
est: 35.97B (-94.4%)
|
2.48B
est: 46.03B (-94.6%)
|
1.23B
est: 46.76B (-97.4%)
|
2.01B
est: 56.54B (-96.4%)
|
3.91B
est: 72.97B (-94.6%)
|
4.03B
est: 2.13B (+89.4%)
|
5.39B
est: 2.79B (+93.5%)
|
3.49B
3.27B – 3.54B
+25.3% YoY
|
4.16B
3.95B – 4.24B
+19.1% YoY
|
5.01B
4.79B – 5.24B
+20.4% YoY
|
6.06B
6.06B – 6.07B
+21.0% YoY
|
| EPS |
0.66
est: 5.50 (-88.0%)
|
1.45
est: 14.90 (-90.3%)
|
1.80
est: 18.26 (-90.1%)
|
2.42
est: 2.38 (+1.7%)
|
3.40
est: 3.38 (+0.5%)
|
4.44
est: 4.58 (-3.1%)
|
6.93
est: 6.67 (+3.9%)
|
8.98
est: 9.70 (-7.4%)
|
7.36
est: 7.70 (-4.5%)
|
11.66
est: 11.54 (+1.0%)
|
19.05
est: 18.65 (+2.2%)
|
23.69
est: 243.34 (-90.3%)
|
26.89
est: 26.90 (-0.1%)
|
31.15
29.65 – 33.89
+15.8% YoY
|
40.27
37.91 – 42.85
+29.3% YoY
|
49.45
44.85 – 53.54
+22.8% YoY
|
60.64
54.57 – 69.73
+22.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-12 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-15 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-13 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-10 | C | 2/5 | 5/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Rajeev A. Jain | MD & Executive Vice Chairman | 263M | male |
| Sandeep Vijay Kumar Jain | Chief Financial Officer & Chief Operating Officer | 62M | male |
| Anurag Chottani | Chief Technology Officer & Chief Operating Officer | — | male |
| Deepak Bagati | President of Debt Management Services & Chief Operating Officer | — | male |
| Jennifer Mathew Fernandes | Chief Human Resources Officer | — | female |
| Amit Raghuvanshi | President of Cars, Two-Wheeler & Sales Finance | — | male |
| Neelesh Sarda | Chief Compliance Officer | — | male |
| Prashant Verma | Chief Information & Security Officer | — | male |
| Manev Deep Mianwal | President of Digital Platforms | — | male |
| Anand Kumar | President of Microfinance | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for BAJFINANCE.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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