Subscribe

Samsung Card Co., Ltd. (029780.KS)

KRW51,700.00 +2,850.00 (+5.83%)
KR KSC Financial Services Financial - Credit Services
Address Samsung Main Building 4514
Seoul, KR
CEO Yitae Kim
IPO 2007-06-27
ISIN KR7029780004

Explore sections of this company profile

Description

Samsung Card Co., Ltd. is a prominent financial services enterprise operating within South Korea. Its primary business encompasses a diverse array of card payment solutions, such as credit, debit, and pre-paid cards. Furthermore, its portfolio includes both short-term and long-term card loans, as well as installment and lease/rental financing options. Beyond these core offerings, Samsung Card extends into insurance and shopping services, along with specialized provisions for weddings, travel, and various lifestyle requirements. Integral to its operations is also a robust fraud protection service. The company, which was originally established in 1988, changed its name from Samsung Credit Card Co., Ltd. to its current designation, Samsung Card Co., Ltd., in July 1995. Its corporate headquarters are situated in Seoul, South Korea. Samsung Card operates as a subsidiary of Samsung Life Insurance Co., Ltd.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
KRW51,700.00 +2,850.00 (+5.83%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
169.9K
Beta
0.21
Float Shares
30.02M
Free Float %
28.1%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.70% -4.65% -13.41% -26.75% -15.94% -15.01% +6.83% +52.56% +35.74% +21.61% -24.59%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
51,700.00
DCF (Unlevered) 836,129.25 +1,517.3%
Ratings Trend (MoM) 67% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 2 0
Hold 0 -1
Sell 1 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.30
Distress
Piotroski F-Score
6 / 9
Average
MOAT Score
7 / 10
Strong MOAT
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +17.9%
    +9.2% Q1'26: -1.2% (vs Q1'25)
  • EPS growth Financial - Credit Services: +17.2%
    -2.8% Q1'26: -21.9% (vs Q1'25)
  • FCF margin Financial - Credit Services: +31.1%
    +28.0% Q1'26: +46.4% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +32.4%
    +36.5% Q1'26: +43.5% (vs Q1'25)
  • ROIC Financial - Credit Services: +4.8%
    +3.8% Q1'26: +3.6% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Financial - Credit Services: 3.75×
    12.74× Q1'26: 13.40× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.29) × ERP
WACC = 19% × Ke + 81% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 844,376.33 Current price: 51,700.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
3 Rev. Ana.
1 EPS Ana.
Dec 2027
3 Rev. Ana.
2 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
2.69T
est: 3.30T (-18.5%)
2.84T
est: 3.50T (-18.9%)
3.02T
est: 3.84T (-21.5%)
2.50T
est: 3.63T (-31.0%)
2.46T
est: 3.29T (-25.3%)
2.43T
est: 3.34T (-27.4%)
2.69T
est: 3.57T (-24.7%)
2.76T
est: 3.79T (-27.4%)
2.72T
est: 4.06T (-32.9%)
3.65T
est: 4.10T (-11.0%)
3.99T
est: 4.53T (-12.0%)
4.50T
3.18T – 5.19T
-0.6% YoY
4.65T
3.38T – 5.36T
+3.4% YoY
4.86T
3.48T – 5.60T
+4.5% YoY
EBITDA
603.15B
est: 1.18T (-49.1%)
670.32B
est: 1.26T (-46.6%)
736.76B
est: 1.38T (-46.5%)
721.78B
est: 1.30T (-44.5%)
704.41B
est: 1.18T (-40.3%)
738.43B
est: 1.20T (-38.3%)
921.67B
est: 1.28T (-27.9%)
1.00T
est: 1.36T (-26.2%)
965.32B
est: 1.46T (-33.7%)
1.56T
est: 1.55T (+0.1%)
1.62T
est: 1.72T (-5.5%)
1.71T
1.21T – 1.96T
-0.6% YoY
1.76T
1.28T – 2.03T
+3.4% YoY
1.84T
1.32T – 2.12T
+4.5% YoY
EBIT
425.73B
est: 982.18B (-56.7%)
456.29B
est: 1.04T (-56.2%)
502.17B
est: 1.14T (-56.1%)
469.14B
est: 1.08T (-56.5%)
445.34B
est: 979.32B (-54.5%)
532.49B
est: 993.30B (-46.4%)
746.95B
est: 1.06T (-29.6%)
850.75B
est: 1.13T (-24.6%)
811.11B
est: 1.21T (-32.8%)
1.40T
est: 1.34T (+4.4%)
1.46T
est: 1.48T (-1.6%)
1.47T
1.04T – 1.69T
-0.6% YoY
1.52T
1.10T – 1.75T
+3.4% YoY
1.59T
1.14T – 1.83T
+4.5% YoY
Net Income
333.72B
est: 307.29B (+8.6%)
349.44B
est: 332.31B (+5.2%)
386.71B
est: 366.81B (+5.4%)
345.25B
est: 332.84B (+3.7%)
344.12B
est: 326.94B (+5.3%)
398.80B
est: 381.91B (+4.4%)
551.06B
est: 480.41B (+14.7%)
622.25B
est: 609.40B (+2.1%)
609.44B
est: 533.18B (+14.3%)
664.59B
est: 636.22B (+4.5%)
645.90B
est: 617.73B (+4.6%)
643.35B
406.39B – 770.89B
+4.1% YoY
689.04B
651.63B – 726.45B
+7.1% YoY
679.74B
429.38B – 814.49B
-1.3% YoY
SGA
98.38B
est: 159.20B (-38.2%)
107.57B
est: 168.93B (-36.3%)
123.50B
est: 185.25B (-33.3%)
129.62B
est: 174.82B (-25.9%)
132.17B
est: 158.74B (-16.7%)
133.59B
est: 161.01B (-17.0%)
132.75B
est: 171.96B (-22.8%)
129.30B
est: 182.93B (-29.3%)
136.54B
est: 195.68B (-30.2%)
144.17B
est: 152.58B (-5.5%)
est: 168.45B (-100.0%)
167.38B
118.37B – 192.86B
-0.6% YoY
173.00B
125.58B – 199.43B
+3.4% YoY
180.77B
129.55B – 208.34B
+4.5% YoY
EPS
2,892.00
est: 2,879.65 (+0.4%)
3,063.00
est: 3,114.07 (-1.6%)
3,528.00
est: 3,437.45 (+2.6%)
3,178.41
est: 3,119.08 (+1.9%)
3,224.78
est: 3,063.83 (+5.3%)
3,737.17
est: 3,578.90 (+4.4%)
5,164.03
est: 4,501.99 (+14.7%)
5,831.23
est: 5,710.75 (+2.1%)
5,711.00
est: 4,996.50 (+14.3%)
6,227.99
est: 5,961.20 (+4.5%)
6,052.80
est: 5,788.00 (+4.6%)
6,028.03
3,807.78 – 7,223.06
+4.1% YoY
6,456.16
6,105.63 – 6,806.69
+7.1% YoY
6,369.00
4,023.17 – 7,631.63
-1.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-28 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-27 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-26 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-22 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-21 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-20 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-19 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-18 B 3/5 1/5 3/5 4/5 1/5 3/5 4/5
2026-05-15 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-14 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-13 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-12 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-11 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-08 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-07 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-06 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-05-04 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-04-30 C- 1/5 1/5 1/5 1/5 1/5 3/5 1/5
2026-04-29 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-28 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-27 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-24 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-23 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-22 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-21 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-20 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-17 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-16 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-15 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-14 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-13 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5
2026-04-10 B 3/5 1/5 3/5 5/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
2.99T
OE per share TTM
27,715.56
Owner's Yield
55.90%
Maintenance CapEx ratio
0.55%
Maint CapEx / Avg PPE
1.8%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
834.30M
Shares Outstanding
106.71M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Doo-Suk Lee Senior MD & Chief of Marketing Office male
Sung Chul Hyun Vice President and Chief of Management Supporting Department male
Tae-Seon Kim Head of Management Support Office, Executive VP & Director
Yitae Kim President, Chief Executive Officer & Director male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits