Jiangsu Zijin Rural Commercial Bank Co.,Ltd (601860.SS)
Nanjing, CN
Established in 2011 and headquartered in Nanjing, China, Jiangsu Zijin Rural Commercial Bank Co.,Ltd offers a comprehensive array of financial products and services tailored for both individual and corporate clients. The bank provides fundamental banking solutions such as various deposit accounts and lending options. Furthermore, it handles foreign currency deposits, facilitates international settlements, offers trade financing, and manages treasury operations. The institution also extends its expertise to the broader financial industry and delivers specialized investment banking services. For convenient access, customers can utilize its debit and credit cards, robust mobile and internet banking platforms, and its network of ATMs.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +1.19% | +0.00% | -4.83% | -8.24% | -7.58% | -7.25% | -11.72% | -3.03% | -33.33% | -43.36% | -43.36% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth+137.5% Q1'26: +173.5% (vs Q1'25)
-
EPS growth-22.5% Q1'26: +0.0% (vs Q1'25)
-
FCF margin— Q1'26: -40.1% (vs Q1'25)
-
EBIT margin— Q1'26: +21.2% (vs Q1'25)
-
ROIC— Q1'26: +3.3% (vs Q1'25)
-
Share dilution-1.1% Q1'26: +1.6% (vs Q1'25)
-
Debt / EBITDA— Q1'26: 21.55× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
2.94B
est: 4.20B (-29.9%)
|
3.08B
est: 4.69B (-34.3%)
|
2.98B
est: 4.94B (-39.6%)
|
8.98B
est: 5.27B (+70.5%)
|
9.01B
est: 4.92B (+83.1%)
|
9.50B
est: 8.24B (+15.2%)
|
3.61B
est: 10.26B (-64.8%)
|
8.58B
est: 11.40B (-24.7%)
|
4.29B
4.29B – 4.29B
-62.4% YoY
|
4.49B
4.49B – 4.49B
+4.7% YoY
|
4.78B
4.78B – 4.78B
+6.6% YoY
|
| EBITDA |
2.23B
est: 1.06B (+110.3%)
|
1.70B
est: 1.18B (+43.5%)
|
1.75B
est: 1.25B (+40.3%)
|
1.88B
est: 1.33B (+41.4%)
|
2.12B
est: 1.24B (+70.9%)
|
2.19B
est: 2.08B (+5.3%)
|
—
est: 1.74B (-100.0%)
|
1.49B
est: 1.93B (-23.1%)
|
727.18M
727.18M – 727.18M
-62.4% YoY
|
761.30M
761.30M – 761.30M
+4.7% YoY
|
811.36M
811.36M – 811.36M
+6.6% YoY
|
| EBIT |
2.23B
est: 983.87M (+126.3%)
|
1.56B
est: 1.10B (+41.8%)
|
1.75B
est: 1.16B (+50.9%)
|
1.88B
est: 1.23B (+52.1%)
|
1.94B
est: 1.15B (+68.4%)
|
2.00B
est: 1.93B (+3.5%)
|
-178.28M
est: 1.52B (-111.7%)
|
1.34B
est: 1.69B (-21.0%)
|
635.67M
635.67M – 635.67M
-62.4% YoY
|
665.49M
665.49M – 665.49M
+4.7% YoY
|
709.25M
709.25M – 709.25M
+6.6% YoY
|
| Net Income |
1.25B
est: 1.42B (-11.7%)
|
1.42B
est: 1.54B (-8.1%)
|
1.44B
est: 1.60B (-10.1%)
|
1.52B
est: 1.66B (-8.9%)
|
1.60B
est: 1.79B (-10.4%)
|
1.62B
est: 295.89M (+447.1%)
|
1.62B
est: 877.94M (+84.9%)
|
1.24B
est: 1.46B (-15.0%)
|
1.41B
1.41B – 1.41B
-4.0% YoY
|
1.45B
1.45B – 1.45B
+2.9% YoY
|
1.53B
1.53B – 1.53B
+5.6% YoY
|
| SGA |
1.41B
est: 1.22B (+16.0%)
|
1.39B
est: 1.36B (+1.9%)
|
1.36B
est: 1.43B (-5.2%)
|
1.61B
est: 1.53B (+5.6%)
|
1.74B
est: 1.43B (+21.7%)
|
1.70B
est: 2.39B (-29.2%)
|
1.61B
est: 2.26B (-28.8%)
|
886.70M
est: 2.51B (-64.6%)
|
941.68M
941.68M – 941.68M
-62.4% YoY
|
985.85M
985.85M – 985.85M
+4.7% YoY
|
1.05B
1.05B – 1.05B
+6.6% YoY
|
| EPS |
0.38
est: 0.35 (+8.6%)
|
0.39
est: 0.38 (+2.6%)
|
0.39
est: 0.40 (-1.3%)
|
0.41
est: 0.41 (+0.0%)
|
0.44
est: 0.44 (-0.7%)
|
0.44
est: 0.07 (+503.6%)
|
0.44
est: 0.22 (+101.2%)
|
0.34
est: 0.36 (-6.7%)
|
0.35
0.35 – 0.35
-4.0% YoY
|
0.36
0.36 – 0.36
+2.9% YoY
|
0.38
0.38 – 0.38
+5.6% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 3/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-28 | B+ | 3/5 | 5/5 | 3/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-27 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-26 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-25 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-22 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-21 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-20 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-15 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-14 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-13 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-12 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-11 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | A- | 4/5 | 5/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | A- | 4/5 | 5/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Vanguard FTSE Asia ex Japan Shares Index ETF VAE.AX | 0.01% | 33.7K | 0.40% |
| 2 | Dimensional - Emerging Markets Value ETF DFEV | 0.00% | 69.3K | 0.46% |
| 3 | Dimensional - Emerging Markets Core Equity 2 ETF DFEM | 0.00% | 191.9K | 0.39% |
| 4 | Vanguard FTSE Emerging Markets UCITS ETF (USD) Distributing VDEM.L | 0.00% | 67.0K | 0.17% |
| 5 | Vanguard FTSE Emerging Markets UCITS ETF (USD) Accumulating VFEA.L | 0.00% | 67.0K | 0.17% |
| 6 | Vanguard International High Dividend Yield ETF VYMI | 0.00% | 174.2K | 0.07% |
| 7 | Vanguard FTSE Emerging Markets All Cap Index ETF VEE.TO | 0.00% | 26.3K | 0.26% |
| 8 | Vanguard FTSE Emerging Markets Shares ETF VGE.AX | 0.00% | 11.6K | 0.48% |
| 9 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.00% | 5.1K | 0.44% |
| 10 | Vanguard FTSE Emerging Markets ETF VWO | 0.00% | 1.30M | 0.06% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Fei Wu | Board Secretary | — | male |
| Haojun Hang | Vice President | — | male |
| Qing Guo Wang | Vice President of Finance | — | male |
| Wei Xu | Vice President | — | male |
| Wenxiong Shi | President | — | male |
| Yu Ning Li | Accounting Supervisor | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 601860.SS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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