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Tune Protect Group Berhad (5230.KL)

MYR0.27 +0.00 (+0.00%)
MY KLS Financial Services Insurance - Diversified
Address Damansara Heights 50490
Kuala Lumpur, MY
CEO Kim Lian How
IPO 2013-03-13
ISIN MYL5230OO007

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Description

Operating as a financial holding entity, Tune Protect Group Berhad delivers non-life insurance solutions globally through its underwriting and reinsurance operations. Its extensive portfolio features numerous personal insurance options, including policies for homeowners, motor vehicles, and travel, alongside personal accident protection (such as PA shield and foreign workers PA), dental, medical, and 'autobuddy' coverage. Moreover, the group caters to businesses with a broad spectrum of commercial insurance offerings. These comprise 'business shield' policies, fire insurance, erection and contractor all risks, machinery and equipment all risks, marine cargo, public and employer's liability, comprehensive general liability, professional indemnity, workmen's compensation, personal accident coverage for both foreign and general workers, various other risk coverages, burglary, fidelity guarantee, plate glass, and condo comprehensive insurance. The company, originally known as Tune Ins Holdings Berhad, rebranded to Tune Protect Group Berhad in September 2015. Founded in 2011, the Malaysian-based firm has its headquarters situated in Kuala Lumpur.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
MYR0.27 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
331.1K
Beta
0.55
Float Shares
461.85M
Free Float %
61.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.69% -4.92% +3.57% -9.38% -14.71% -4.92% +5.45% -32.56% -26.58% -80.54% -79.29%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.27
DCF (Unlevered) 1.79 +564.4%
DCF (Levered) 0.59 +120.2%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.27
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
4 / 10
Developing
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Diversified: +15.2%
    +8.1% Q1'26: +6.5% (vs Q1'25)
  • EPS growth Insurance - Diversified: +25.3%
    +4,287.5% Q1'26: -43.6% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Diversified: +30.2%
    -5.2% Q1'26: -18.0% (vs Q1'25)
  • EBIT margin Insurance - Diversified: +13.5%
    +10.9% Q1'26: +1.9% (vs Q1'25)
  • ROIC Insurance - Diversified: +4.2%
    +5.3% Q1'26: +1.1% (vs Q1'25)
  • Share dilution Insurance - Diversified: +0.0%
    +0.0% Q1'26: +0.0% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Diversified: -0.05×
    0.09× Q1'26: 1.20× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.60) × ERP
WACC = 98% × Ke + 2% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 1.78 Current price: 0.27
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
1 Rev. Ana.
1 EPS Ana.
Dec 2027
1 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
316.40M
est: 356.70M (-11.3%)
364.67M
est: 372.20M (-2.0%)
394.28M
est: 378.60M (+4.1%)
449.40M
449.40M – 449.40M
+18.7% YoY
475.10M
475.10M – 475.10M
+5.7% YoY
408.12M
408.12M – 408.12M
-14.1% YoY
EBITDA
13.37M
est: 8.23M (+62.5%)
13.83M
est: 103.53M (-86.6%)
43.04M
est: 105.31M (-59.1%)
125.00M
125.00M – 125.00M
+18.7% YoY
132.15M
132.15M – 132.15M
+5.7% YoY
113.52M
113.52M – 113.52M
-14.1% YoY
EBIT
3.39M
est: -2.20M (+253.7%)
2.36M
est: 110.93M (-97.9%)
43.04M
est: 112.84M (-61.9%)
133.94M
133.94M – 133.94M
+18.7% YoY
141.60M
141.60M – 141.60M
+5.7% YoY
121.64M
121.64M – 121.64M
-14.1% YoY
Net Income
-947.0K
est: 22.60M (-104.2%)
572.0K
est: 1.51M (-62.1%)
26.45M
est: 33.16M (-20.2%)
18.84M
18.84M – 18.84M
-43.2% YoY
30.90M
30.90M – 30.90M
+64.0% YoY
35.42M
35.42M – 35.42M
+14.6% YoY
SGA
est: 28.84M (-100.0%)
est: 21.64M (-100.0%)
est: 22.01M (-100.0%)
26.13M
26.13M – 26.13M
+18.7% YoY
27.63M
27.63M – 27.63M
+5.7% YoY
23.73M
23.73M – 23.73M
-14.1% YoY
EPS
0.00
est: 0.03 (-104.3%)
0.00
est: 0.00 (-60.0%)
0.04
est: 0.04 (-20.2%)
0.03
0.03 – 0.03
-43.2% YoY
0.04
0.04 – 0.04
+64.0% YoY
0.05
0.05 – 0.05
+14.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-21 A- 4/5 5/5 2/5 4/5 3/5 3/5 4/5
2026-05-20 A- 4/5 5/5 2/5 4/5 3/5 3/5 4/5
2026-05-19 A- 4/5 5/5 2/5 4/5 3/5 3/5 4/5
2026-05-18 A- 4/5 5/5 2/5 4/5 3/5 3/5 4/5
2026-05-15 A- 4/5 4/5 2/5 4/5 4/5 3/5 4/5
2026-05-14 A- 4/5 4/5 2/5 4/5 4/5 3/5 4/5
2026-05-13 A- 4/5 4/5 2/5 4/5 4/5 3/5 4/5
2026-05-12 A- 4/5 4/5 2/5 4/5 4/5 3/5 4/5
2026-05-11 A- 4/5 4/5 2/5 4/5 4/5 3/5 4/5
2026-05-08 A 4/5 4/5 2/5 5/5 4/5 3/5 4/5
2026-05-07 A 4/5 5/5 2/5 5/5 4/5 3/5 4/5
2026-05-06 A 4/5 5/5 2/5 5/5 4/5 3/5 4/5
2026-05-05 A 4/5 5/5 2/5 5/5 4/5 3/5 4/5
2026-05-04 A 4/5 5/5 2/5 5/5 4/5 3/5 4/5
2026-04-30 A 4/5 5/5 2/5 5/5 3/5 3/5 4/5
2026-04-29 A 4/5 5/5 2/5 5/5 3/5 4/5 4/5
2026-04-28 A 4/5 5/5 2/5 5/5 3/5 4/5 4/5
2026-04-27 A 4/5 5/5 2/5 5/5 3/5 4/5 4/5
2026-04-24 A 4/5 5/5 2/5 5/5 3/5 3/5 4/5
2026-04-23 A 4/5 5/5 2/5 5/5 3/5 3/5 4/5
2026-04-22 A 4/5 5/5 2/5 5/5 3/5 3/5 4/5
2026-04-21 A 4/5 5/5 2/5 5/5 3/5 3/5 4/5
2026-04-20 A 4/5 5/5 2/5 5/5 3/5 3/5 4/5
2026-04-17 A 4/5 5/5 3/5 5/5 2/5 3/5 4/5
2026-04-16 A 4/5 5/5 3/5 5/5 2/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-10.69M
OE per share TTM
-0.01
Owner's Yield
-4.89%
Maintenance CapEx ratio
21.01%
Maint CapEx / Avg PPE
2.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
90.0K
Shares Outstanding
753.64M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Arijit Munshi Chief Executive Officer of Tune Protect EMEIA male
Chiew Ling Koot Chief Strategy Officer female
Hans-Joachim Zimmermann Chief Technical Officer male
Hsu Yi Yap Chief of People & Culture female
Kek Pin Teoh Group Chief Financial Officer male
Kim Lian How Group Chief Executive Officer male
Norhana Binti Othman Company Secretary female
Peter Kok Manager of Investor Relations
Prasanta Roy Chief Technology Officer male
Tan Chief Risk & Compliance Officer female
Yoke Heng Chin Chief Executive Officer of Tune Protect Re female
Yuvasreetharan Muregesu Chief Operations Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits