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Finatext Holdings Ltd. (4419.T)

JPY1,679.00 -34.00 (-1.98%)
JP JPX Technology Software - Infrastructure
Address Sumitomo Real Estate Kudan Building 102-0073
Tokyo, JP
CEO Ryota Hayashi
IPO 2021-12-22
ISIN JP3803110000

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Description

Established in 2013 and based in Tokyo, Japan, Finatext Holdings Ltd. operates across three key business areas: innovative financial technology solutions, comprehensive big data analysis, and foundational financial infrastructure. The firm delivers cutting-edge, cloud-native, and API-driven financial platforms, notably offering its Banking-as-a-Service (BaaS) for wealth management professionals and its 'Inspire' system tailored for the insurance sector. Furthermore, it supplies valuable alternative data services to governmental entities and large institutional investors. Beyond infrastructure, Finatext Holdings Ltd. develops intuitive front-end applications and provides readily available technology solutions to a broad spectrum of financial organizations.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
JPY1,679.00 -34.00 (-1.98%)
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Volume Profile
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Liquidity & share structure
Average Volume
557.4K
Beta
1.07
Float Shares
23.20M
Free Float %
45.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-3.42% -14.16% -6.60% +32.73% +17.97% +16.72% -18.24% +70.48% +31.31% +31.31% +31.31%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,679.00
Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
4.19
Safe zone
Piotroski F-Score
4 / 9
Average
MOAT Score
6 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Software - Infrastructure: +13.7%
    +43.5% Q1'26: +50.2% (vs Q1'25)
  • EPS growth Software - Infrastructure: +28.7%
    +127.2% Q1'26: +195.7% (vs Q1'25)
  • FCF margin FCF growth · Software - Infrastructure: +32.2%
    -4.0% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Software - Infrastructure: +8.8%
    +17.2% Q1'26: +28.7% (vs Q1'25)
  • ROIC Software - Infrastructure: +6.6%
    +18.5% Q1'26: +33.2% (vs Q1'25)
  • Share dilution Software - Infrastructure: +0.0%
    +1.0% Q1'26: +0.6% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Software - Infrastructure: -1.06×
    0.83× Q1'26: 0.38× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.04) × ERP
WACC = 98% × Ke + 2% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 1,679.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
1 Rev. Ana.
1 EPS Ana.
Mar 2027
1 Rev. Ana.
1 EPS Ana.
Mar 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
2.72B
est: 2.70B (+0.9%)
3.82B
est: 4.00B (-4.5%)
5.38B
est: 5.36B (+0.2%)
7.70B
est: 7.77B (-0.9%)
11.14B
11.14B – 11.14B
+43.4% YoY
14.74B
14.74B – 14.74B
+32.2% YoY
17.89B
17.89B – 17.89B
+21.4% YoY
EBITDA
-517.11M
est: -284.02M (-82.1%)
-271.01M
est: -420.78M (+35.6%)
294.69M
est: -334.71M (+188.0%)
1.07B
est: 187.81M (+469.3%)
269.32M
269.32M – 269.32M
+43.4% YoY
356.15M
356.15M – 356.15M
+32.2% YoY
432.34M
432.34M – 432.34M
+21.4% YoY
EBIT
-542.64M
est: -328.14M (-65.4%)
-327.34M
est: -486.13M (+32.7%)
207.39M
est: -422.32M (+149.1%)
950.64M
est: 76.31M (+1,145.8%)
109.43M
109.43M – 109.43M
+43.4% YoY
144.71M
144.71M – 144.71M
+32.2% YoY
175.67M
175.67M – 175.67M
+21.4% YoY
Net Income
-669.94M
est: -1.30B (+48.5%)
-388.02M
est: -255.85M (-51.7%)
-78.45M
659.72M
est: 573.40M (+15.1%)
1.28B
1.28B – 1.28B
+122.5% YoY
1.91B
1.91B – 1.91B
+50.0% YoY
2.63B
2.63B – 2.63B
+37.5% YoY
SGA
2.21B
est: 1.88B (+17.3%)
2.43B
est: 2.79B (-13.0%)
3.02B
est: 3.74B (-19.2%)
4.15B
est: 4.77B (-13.0%)
6.83B
6.83B – 6.83B
+43.4% YoY
9.04B
9.04B – 9.04B
+32.2% YoY
10.97B
10.97B – 10.97B
+21.4% YoY
EPS
-13.74
est: -24.90 (+44.8%)
-7.92
est: -4.90 (-61.6%)
-1.58
13.00
est: 10.88 (+19.5%)
24.20
24.20 – 24.20
+122.5% YoY
36.30
36.30 – 36.30
+50.0% YoY
49.90
49.90 – 49.90
+37.5% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-12 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-11 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-08 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-07 B 3/5 1/5 4/5 4/5 3/5 2/5 2/5
2026-05-01 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-04-30 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-04-28 B- 3/5 1/5 3/5 4/5 3/5 2/5 2/5
2026-04-27 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-04-24 B- 2/5 1/5 3/5 4/5 2/5 2/5 2/5
2026-04-23 C+ 2/5 1/5 3/5 4/5 2/5 1/5 2/5
2026-04-22 C+ 2/5 1/5 3/5 4/5 2/5 1/5 2/5
2026-04-21 C+ 2/5 1/5 3/5 4/5 2/5 1/5 2/5
2026-04-20 C+ 2/5 1/5 3/5 4/5 2/5 1/5 2/5
2026-04-17 C+ 2/5 1/5 3/5 4/5 2/5 1/5 2/5
2026-04-16 C+ 2/5 1/5 3/5 4/5 2/5 1/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
26.50M
OE per share TTM
0.52
Owner's Yield
0.04%
Maintenance CapEx ratio
2.02%
Maint CapEx / Avg PPE
1.3%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Matthews Japan Active ETF JPAN JPAN 0.35% 35.3K 0.79%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
6.46M
Shares Outstanding
51.30M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Ayumi Miyakawa Public Relations Executive
Kazuaki Osawa Credit Domain Leader
Keiko Iwamoto Chief Human Resource Officer female
Ryohei Katayama Data & AI Solution Domain Leader
Ryota Hayashi Chief Executive Officer, President & Representative Director male
Satoshi Tajima Chief Technology Officer, CISO & Director male
Yuichiro Ito Director & Chief Financial Officer male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend history

Earnings history

Earnings reports

Stock splits