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Retal Urban Development Company (4322.SR)
Al-Khobar, Eastern Province, SA
Al-Khobar, Saudi Arabia-based Retal Urban Development Company, founded in 2012 as a subsidiary of Al Fozan Holding Company, operates as a comprehensive real estate entity across the Kingdom. Its core activities span the full property lifecycle, encompassing the construction, development, sale, leasing, brokerage, management, and ongoing maintenance of diverse real estate assets. The company's extensive portfolio features a wide array of residential projects, such as housing compounds, alongside various non-residential properties including educational institutions, healthcare facilities, hospitality venues, dining establishments, central marketplaces, and large-scale commercial and industrial complexes. Beyond direct property ventures, Retal provides broad general contracting services. This involves the construction of buildings for residential, commercial, public, educational, recreational, medical, and airport uses, including specialized precast structures. Their infrastructure capabilities extend to roads, dams, tunnels, and sewerage systems, complemented by a range of associated works such as electrical, mechanical, excavation, renovation, and climate control (HVAC) projects. Furthermore, the company is actively involved in the management and operation of factories, shopping malls, industrial sites, and infrastructure developments. They also oversee the upkeep of buildings, gardens, parks, and sports facilities, and engage in the acquisition, sale, and subdivision of land and investment properties. General cleaning services complete their service offerings.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | -17.83% | -4.55% | -0.65% | +3.84% | -18.87% | +32.28% | +25.72% | +25.72% | +25.72% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Real Estate - Diversified: +7.3%+18.2% ★ Q1'26: +1.8% (vs Q1'25)
-
EPS growth Real Estate - Diversified: +24.5%+11.3% Q1'26: -14.3% (vs Q1'25)
-
FCF margin FCF growth · Real Estate - Diversified: +20.5%+9.7% ★ Q1'26: -11.5% (vs Q1'25)
-
EBIT margin Real Estate - Diversified: +35.8%+16.7% Q1'26: +17.8% (vs Q1'25)
-
ROIC Real Estate - Diversified: +3.0%+22.5% ★ Q1'26: +18.7% (vs Q1'25)
-
Share dilution Real Estate - Diversified: +0.0%-0.6% ★ Q1'26: -1.3% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Real Estate - Diversified: 3.57×3.39× ★ Q1'26: 3.80× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 2 EPS Ana. |
Dec 2027 2 Rev. Ana. 2 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
Dec 2029 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|
| Revenue |
1.37B
est: 1.75B (-21.8%)
|
2.06B
est: 1.95B (+6.1%)
|
2.44B
est: 2.46B (-0.9%)
|
3.47B
3.39B – 3.54B
+40.8% YoY
|
4.47B
4.37B – 4.58B
+29.1% YoY
|
5.92B
5.79B – 6.06B
+32.4% YoY
|
4.69B
4.58B – 4.80B
-20.8% YoY
|
| EBITDA |
330.52M
est: 369.61M (-10.6%)
|
440.72M
est: 411.27M (+7.2%)
|
439.90M
est: 520.24M (-15.4%)
|
732.48M
717.05M – 747.91M
+40.8% YoY
|
945.78M
922.76M – 968.79M
+29.1% YoY
|
1.25B
1.22B – 1.28B
+32.4% YoY
|
991.44M
968.77M – 1.01B
-20.8% YoY
|
| EBIT |
317.75M
est: 348.42M (-8.8%)
|
416.89M
est: 387.68M (+7.5%)
|
405.80M
est: 490.41M (-17.3%)
|
690.48M
675.94M – 705.02M
+40.8% YoY
|
891.54M
869.85M – 913.24M
+29.1% YoY
|
1.18B
1.15B – 1.21B
+32.4% YoY
|
934.59M
913.22M – 955.96M
-20.8% YoY
|
| Net Income |
202.35M
est: 224.26M (-9.8%)
|
266.13M
est: 265.92M (+0.1%)
|
293.30M
est: 256.02M (+14.6%)
|
338.05M
313.91M – 382.06M
+32.0% YoY
|
546.83M
514.28M – 579.38M
+61.8% YoY
|
695.97M
675.28M – 716.66M
+27.3% YoY
|
621.40M
602.93M – 639.87M
-10.7% YoY
|
| SGA |
45.31M
est: 38.29M (+18.3%)
|
44.49M
est: 42.61M (+4.4%)
|
56.44M
est: 53.90M (+4.7%)
|
75.89M
74.29M – 77.49M
+40.8% YoY
|
97.99M
95.60M – 100.37M
+29.1% YoY
|
129.70M
126.74M – 132.67M
+32.4% YoY
|
102.72M
100.37M – 105.07M
-20.8% YoY
|
| EPS |
0.40
est: 0.45 (-10.8%)
|
0.53
est: 0.54 (-1.9%)
|
0.59
est: 0.52 (+14.6%)
|
0.70
0.63 – 0.77
+35.9% YoY
|
1.10
1.03 – 1.17
+57.1% YoY
|
1.40
1.36 – 1.44
+27.3% YoY
|
1.25
1.21 – 1.29
-10.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-21 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-20 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-19 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-18 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-17 | B | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-14 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-13 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-12 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-10 | C- | 1/5 | 3/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
| 2026-05-04 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 2/5 | 3/5 | 1/5 |
| 2026-05-03 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-26 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-21 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-20 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-19 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
| 2026-04-16 | B+ | 3/5 | 3/5 | 5/5 | 5/5 | 1/5 | 3/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | iShares MSCI Saudi Arabia ETF KSA | 0.25% | 1.65M | 0.75% |
| 2 | Vanguard Global ex-U.S. Real Estate ETF VNQI | 0.06% | 2.39M | 0.12% |
| 3 | State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L | 0.06% | 361.8K | 0.55% |
| 4 | iShares MSCI Emerging Markets Small-Cap ETF EEMS | 0.05% | 179.7K | 0.72% |
| 5 | iShares MSCI EM Small Cap UCITS ETF IEMS.L | 0.04% | 151.1K | 0.74% |
| 6 | Avantis Emerging Markets Small Cap Equity ETF AVEE | 0.04% | 49.0K | 0.42% |
| 7 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.02% | 2.47M | 0.06% |
| 8 | Dimensional Emerging Markets Sustainability Core 1 ETF DFSE | 0.01% | 91.1K | 0.44% |
| 9 | Avantis Emerging Markets Equity UCITS ETF USD Acc AVEM.L | 0.01% | 26.0K | 0.35% |
| 10 | Dimensional - Emerging Markets ex China Core Equity ETF DEXC | 0.01% | 28.6K | 0.56% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Abdullah bin Faisal bin Abdulaziz Al-Braikan | MD & Director | — | male |
| Ahmed bin Nabil bin Munji Shabaka | Compliance Manager | — | — |
| Ahmed bin Sami Ibrahim Al-Askar | Head of Riyadh Province Administration | — | — |
| Ammar Al Ghoul | Chief Financial Officer | — | male |
| Kamal Bin Ahmed Mohammed Ahmed | Chief Executive Officer | — | — |
| Maen bin Sabah bin Abdulkareem Al-Badran | Director of Sales & Marketing Department | — | — |
| Mahmoud bin Abdullah AlShammali Shams Deen | Head of the Internal Audit Department | — | — |
| Mohammed Al-Oumi | Senior Director of Human Capital Management | — | male |
| Mohammed Almohammadi | Chief Strategy Officer | — | — |
| Mustafa Tawfik | Head of Development Sector | — | — |
| Shadi bin Ramzat bin Mohammed Shaib | Legal Department Manager | — | — |
| Youssef bin Ibrahim bin Youssef Al-Hamoudi | Chief Operating Officer | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 4322.SR
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
