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Yixin Group Limited (2858.HK)

HKD1.43 +0.01 (+0.70%)
HK HKSE Financial Services Financial - Credit Services
Address Yixin Building
Hong Kong, HK
CEO Xuan Zhang
Website yixincars.com/sim/index.html
IPO 2017-11-16
ISIN KYG9T43R1023

Explore sections of this company profile

Description

Yixin Group Limited, together with its subsidiaries, operates as an online automobile finance transaction platform in China. The company operates in two segments, transaction platform business and self-operated financing business. The Transaction Platform Business segment provides auto loans to consumers through its auto finance partners; guarantee, loan facilitation, and after-market services, as well as software-as-a-service solutions; and advertising and other services for automakers, auto dealers, auto finance partners, and insurance companies. The Self-Operated Financing Business segment offers consumers auto finance solutions through financing leases. This segment also provides self-operated services, including operating leasing services, automobile sales services, and others. It is involved in information technology and technology development activities; recycling and utilization of renewable resources; and provision of commercial factoring, transaction, leasing, and subscription services. Yixin Group Limited was formerly known as Yixin Capital Limited. The company was founded in 2013 and is headquartered in Shanghai, China.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
HKD1.43 +0.01 (+0.70%)
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Volume Profile
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Liquidity & share structure
Average Volume
20M
Beta
0.53
Float Shares
2.06B
Free Float %
30.3%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-4.88% +6.85% -17.46% -43.48% -35.54% -39.06% -20.41% +100.00% -37.60% -80.79% -80.79%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1.43
Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 3 +1
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.70
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
4 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • ✗
    Revenue growth Financial - Credit Services: +13.2%
    -8.0% Q4'25: +17.9% (vs Q4'23)
  • ✓
    EPS growth Financial - Credit Services: +24.0%
    +41.7% ★ Q4'25: +102.4% (vs Q4'23)
  • ✓
    FCF margin FCF growth · Financial - Credit Services: +70.9%
    +12.7% Q4'25: -69.0% (vs Q4'23)
  • ✗
    EBIT margin Financial - Credit Services: +28.7%
    +19.8% Q4'25: +24.6% (vs Q4'23)
  • ✗
    ROIC Financial - Credit Services: +5.0%
    +3.1% Q4'25: +6.9% (vs Q4'23)
  • ✗
    Share dilution Financial - Credit Services: +0.0%
    +3.0% Q4'25: +3.2% (vs Q4'23)
  • ✗
    Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    16.01× Q4'25: 7.33× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.55) × ERP
WACC = 23% × Ke + 77% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Current price: 1.43
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2017
actual 		Dec 2018
actual 		Dec 2019
actual 		Dec 2020
actual 		Dec 2021
actual 		Dec 2022
actual 		Dec 2023
actual 		Dec 2024
actual 		Dec 2025
actual 		Dec 2026
3 Rev. Ana.
2 EPS Ana. 		Dec 2027
3 Rev. Ana.
2 EPS Ana. 		Dec 2028
2 Rev. Ana.
1 EPS Ana. 		Dec 2029
1 Rev. Ana.
1 EPS Ana. 		Dec 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
3.89B
est: 4.38B (-11.2%)
5.50B
est: 5.89B (-6.6%)
4.68B
est: 6.76B (-30.7%)
1.49B
est: 3.91B (-61.9%)
3.15B
est: 4.11B (-23.3%)
4.33B
est: 6.15B (-29.6%)
5.87B
est: 6.66B (-11.8%)
9.89B
est: 9.24B (+7.1%)
9.10B
est: 11.73B (-22.4%)
13.75B
13.36B – 14.38B
+17.2% YoY
15.53B
14.97B – 16.60B
+13.0% YoY
17.63B
17.06B – 18.66B
+13.5% YoY
19.12B
18.50B – 20.23B
+8.4% YoY
20.87B
20.19B – 22.08B
+9.2% YoY
EBITDA
-17.98B
est: -80.04M (-22,367.0%)
271.54M
est: -25.61B (+101.1%)
53.99M
est: 563.53M (-90.4%)
-1.15B
est: 100.47M (-1,244.8%)
536.71M
est: -75.10M (+814.6%)
752.23M
est: 171.93M (+337.5%)
1.09B
est: 1.19B (-8.6%)
1.50B
est: 1.66B (-9.7%)
1.96B
est: 2.10B (-6.9%)
2.47B
2.39B – 2.58B
+17.2% YoY
2.79B
2.68B – 2.98B
+13.0% YoY
3.16B
3.06B – 3.35B
+13.5% YoY
3.43B
3.32B – 3.63B
+8.4% YoY
3.74B
3.62B – 3.96B
+9.2% YoY
EBIT
-18.27B
est: -504.60M (-3,520.1%)
-120.78M
est: -863.37M (+86.0%)
114.80M
est: -388.87M (+129.5%)
-1.47B
est: 15.01M (-9,914.6%)
140.81M
est: -473.50M (+129.7%)
489.67M
est: -708.30M (+169.1%)
795.85M
est: 814.77M (-2.3%)
1.19B
est: 1.13B (+5.3%)
1.80B
est: 1.43B (+25.6%)
1.68B
1.63B – 1.76B
+17.2% YoY
1.90B
1.83B – 2.03B
+13.0% YoY
2.16B
2.09B – 2.28B
+13.5% YoY
2.34B
2.26B – 2.48B
+8.4% YoY
2.55B
2.47B – 2.70B
+9.2% YoY
Net Income
-18.33B
est: 457.13M (-4,110.0%)
-166.58M
est: -26.18B (+99.4%)
30.94M
est: -352.39M (+108.8%)
-1.16B
est: 9.33M (-12,486.5%)
28.95M
est: 235.05M (-87.7%)
370.81M
est: 609.09M (-39.1%)
554.96M
est: 708.32M (-21.7%)
809.94M
est: 800.25M (+1.2%)
1.20B
est: 1.24B (-3.2%)
1.63B
1.63B – 1.64B
+31.9% YoY
1.92B
1.83B – 2.00B
+17.3% YoY
2.24B
2.11B – 2.37B
+17.1% YoY
2.61B
2.50B – 2.81B
+16.4% YoY
2.94B
2.82B – 3.17B
+12.7% YoY
SGA
2.34B
est: 1.96B (+19.3%)
1.86B
est: 3.71B (-49.8%)
1.57B
est: 3.91B (-59.9%)
1.29B
est: 413.28M (+212.8%)
1.76B
est: 1.84B (-4.7%)
1.65B
est: 2.76B (-40.2%)
1.68B
est: 2.07B (-18.8%)
1.46B
est: 2.87B (-49.0%)
1.65B
est: 3.65B (-54.7%)
4.27B
4.15B – 4.47B
+17.2% YoY
4.83B
4.65B – 5.16B
+13.0% YoY
5.48B
5.30B – 5.80B
+13.5% YoY
5.94B
5.75B – 6.29B
+8.4% YoY
6.49B
6.28B – 6.87B
+9.2% YoY
EPS
-2.92
est: 0.07 (-4,383.3%)
-0.03
est: 0.05 (-155.6%)
0.01
est: 0.10 (-94.2%)
-0.18
est: -0.15 (-23.6%)
0.00
est: 0.04 (-86.9%)
0.06
est: 0.09 (-36.0%)
0.09
est: 0.10 (-14.3%)
0.13
est: 0.11 (+14.1%)
0.17
est: 0.18 (-5.2%)
0.24
0.24 – 0.24
+31.9% YoY
0.28
0.27 – 0.29
+17.3% YoY
0.32
0.31 – 0.34
+15.2% YoY
0.38
0.36 – 0.41
+18.4% YoY
0.43
0.41 – 0.46
+12.7% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-28 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-27 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-26 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-22 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-21 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-20 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-19 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-18 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-15 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-14 B- 2/5 1/5 3/5 4/5 1/5 2/5 3/5
2026-05-13 C+ 2/5 1/5 2/5 4/5 1/5 2/5 3/5
2026-05-12 C+ 2/5 1/5 2/5 4/5 1/5 2/5 3/5
2026-05-11 C+ 2/5 1/5 2/5 4/5 1/5 2/5 3/5
2026-05-08 B- 2/5 1/5 2/5 5/5 1/5 2/5 3/5
2026-05-07 B- 2/5 1/5 2/5 5/5 1/5 2/5 3/5
2026-05-06 B- 2/5 1/5 2/5 5/5 1/5 2/5 3/5
2026-05-05 B- 2/5 1/5 2/5 5/5 1/5 2/5 3/5
2026-05-04 B- 2/5 1/5 2/5 5/5 1/5 2/5 3/5
2026-04-30 B- 3/5 1/5 3/5 5/5 1/5 2/5 3/5
2026-04-29 B- 3/5 1/5 3/5 5/5 1/5 2/5 3/5
2026-04-28 B- 3/5 1/5 3/5 5/5 1/5 2/5 3/5
2026-04-27 B- 3/5 1/5 3/5 5/5 1/5 2/5 3/5
2026-04-24 B- 3/5 1/5 3/5 5/5 1/5 2/5 3/5
2026-04-23 B- 3/5 1/5 3/5 5/5 1/5 2/5 3/5
2026-04-22 B- 3/5 1/5 3/5 5/5 1/5 2/5 3/5
2026-04-21 B 3/5 1/5 3/5 5/5 1/5 3/5 3/5
2026-04-20 B 3/5 1/5 3/5 5/5 1/5 3/5 3/5
2026-04-17 B 3/5 1/5 3/5 5/5 1/5 3/5 3/5
2026-04-16 B 3/5 1/5 3/5 5/5 1/5 3/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-2.79B
OE per share TTM
-0.41
Owner's Yield
-25.87%
Maintenance CapEx ratio
38.09%
Maint CapEx / Avg PPE
9.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 50 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 iShares MSCI China Small-Cap ETF ECNS 0.26% 169.9K 0.59%
2 iShares MSCI AC Far East ex-Japan Small Cap UCITS ETF ISFE.L 0.03% 25.5K 0.74%
3 FlexShares Morningstar Emerging Markets Factor Tilt Index Fund TLTE 0.03% 117.8K 0.58%
4 Avantis Emerging Markets Small Cap Equity ETF AVEE 0.03% 33.7K 0.42%
5 Avantis Emerging Markets Value ETF AVES 0.02% 336.4K 0.36%
6 State Street SPDR MSCI Emerging Markets Small Cap UCITS ETF EMSD.L 0.02% 131.2K 0.55%
7 iShares MSCI EM Small Cap UCITS ETF IEMS.L 0.02% 72.3K 0.74%
8 iShares MSCI Emerging Markets Small-Cap ETF EEMS 0.02% 70.8K 0.72%
9 Avantis Responsible Emerging Markets Equity ETF AVSE 0.01% 32.8K 0.33%
10 Avantis Emerging Markets Equity ETF AVEM 0.01% 3.51M 0.33%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
377.6K
Shares Outstanding
6.79B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Xuan Zhang Chairman & Chief Executive Officer 9M male
Ling Kay Tsang Executive Vice Chairman of the Board 1M male
Rui Song Chief Operating Officer — male
Xiaoguang Yang Chief Financial Officer — male
Zhi Gao President & Executive Director — male
Joyce Wei Investor Relations Director — —
Zhifeng Jia Chief Technology Officer — male
Man Wah Cheng Company Secretary — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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