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Credicorp Ltd. (0U8N.L)

USD394.94 +2.48 (+0.63%)
PE LSE Financial Services Banks - Diversified
Address Calle Centenario 156 12
Lima, PE
CEO Gianfranco Piero Dario Ferrari de Las Casas
IPO 2018-01-29
ISIN BMG2519Y1084

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Also trades on London Stock Exchange · 0U8N.L (USD) New York Stock Exchange · BAP (USD)
Description

Credicorp Ltd. operates as a diversified financial services holding company, offering a wide range of financial, insurance, and health products and services. While its core operations are based in Peru, the company also serves an international clientele. Through its Universal Banking division, Credicorp provides deposit and checking accounts, alongside various credit facilities and financial instruments for individuals and corporate entities. The Insurance and Pensions segment specializes in underwriting policies that cover commercial property, transportation, marine, automotive, life, and health risks, in addition to managing private pension funds. Its Microfinance unit extends loans, credit, deposit, and current account services specifically tailored for small and emerging businesses. Furthermore, the Investment Banking and Wealth Management arm caters to corporations, institutional investors, government bodies, and foundations. This segment's activities include arranging and launching new securities in primary markets, executing and trading operations in secondary markets, developing securitization solutions for corporate clients, and overseeing mutual fund portfolios. Established in 1889, Credicorp Ltd. is headquartered in Lima, Peru.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD394.94 +2.48 (+0.63%)
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Volume Profile
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Liquidity & share structure
Average Volume
132
Beta
0.86
Float Shares
53.21M
Free Float %
66.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-2.71% -4.53% -7.45% -5.58% +25.64% +10.26% +61.51% +143.57% +138.12% +33.43% +33.43%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (15 ratings, all time) Hold
Price Targets & DCF
Current price
394.94
DCF (Levered) 394.45 -0.1%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.58
Distress
Piotroski F-Score
6 / 9
Average
Composite Rating
A-
Overall Score
4 / 5
High
DCF Score
4 / 5
High
ROE Score
5 / 5
High
ROA Score
5 / 5
High
D/E Score
2 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
★ Strong MOAT
  • Revenue growth
    +66.4% Q1'26: +63.6% (vs Q1'25)
  • EPS growth
    +18.8% Q1'26: +15.9% (vs Q1'25)
  • FCF margin
    Q1'26: -41.2% (vs Q1'25)
  • EBIT margin
    Q1'26: +37.5% (vs Q1'25)
  • ROIC
    Q1'26: +30.5% (vs Q1'25)
  • Share dilution
    -0.1% Q1'26: 0.0% (vs Q1'25)
  • Debt / EBITDA
    Q1'26: 2.49× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.84) × ERP
WACC = 72% × Ke + 28% × Kd (14.4%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 394.94
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
7 Rev. Ana.
1 EPS Ana.
Dec 2027
7 Rev. Ana.
1 EPS Ana.
Dec 2028
4 Rev. Ana.
1 EPS Ana.
Dec 2029
3 Rev. Ana.
1 EPS Ana.
Revenue
14.35B
est.
17.02B
est.
2.68B
est: 19.17B (-86.0%)
7.73B
est: 22.78B (-66.1%)
9.28B
est: 31.64B (-70.7%)
10.25B
est: 11.33B (-9.6%)
11.01B
est: 12.00B (-8.3%)
11.46B
est: 12.34B (-7.1%)
11.84B
est: 12.49B (-5.2%)
12.64B
est: 14.63B (-13.6%)
7.44B
est: 13.18B (-43.5%)
13.07B
est: 14.27B (-8.4%)
15.19B
est: 16.16B (-6.0%)
16.18B
est: 19.51B (-17.0%)
18.20B
est: 21.30B (-14.6%)
30.29B
est: 22.34B (+35.6%)
25.26B
22.24B – 26.12B
+13.1% YoY
27.88B
23.74B – 29.34B
+10.4% YoY
29.86B
25.85B – 31.17B
+7.1% YoY
74.90B
64.82B – 78.17B
+150.8% YoY
EBITDA
12.25B
est.
14.75B
est.
44.08M
est: 16.18B (-99.7%)
-407.85M
est: 19.32B (-102.1%)
-24.98M
est: 17.34B (-100.1%)
-191.70M
est: 3.04B (-106.3%)
-184.21M
est: 3.22B (-105.7%)
-138.68M
est: 3.31B (-104.2%)
-182.39M
est: 3.35B (-105.4%)
-136.94M
est: 3.92B (-103.5%)
-24.19M
est: 3.53B (-100.7%)
-205.25M
est: 3.83B (-105.4%)
-197.09M
est: 4.33B (-104.5%)
-315.27M
est: 5.23B (-106.0%)
est: 1.23B (-100.0%)
10.22B
est: 1.29B (+690.8%)
1.46B
1.29B – 1.51B
+13.1% YoY
1.61B
1.37B – 1.70B
+10.4% YoY
1.73B
1.50B – 1.80B
+7.1% YoY
4.33B
3.75B – 4.52B
+150.8% YoY
EBIT
5.68B
est.
7.42B
est.
est: 7.86B (-100.0%)
est: 8.88B (-100.0%)
3.38B
est: 8.50B (-60.2%)
est: 2.68B (-100.0%)
est: 2.84B (-100.0%)
est: 2.92B (-100.0%)
est: 2.95B (-100.0%)
est: 3.46B (-100.0%)
est: 3.12B (-100.0%)
est: 3.38B (-100.0%)
est: 3.82B (-100.0%)
est: 4.61B (-100.0%)
7.82B
est: 6.70B (+16.8%)
9.38B
est: 7.03B (+33.4%)
7.95B
7.00B – 8.22B
+13.1% YoY
8.77B
7.47B – 9.23B
+10.4% YoY
9.40B
8.13B – 9.81B
+7.1% YoY
23.57B
20.39B – 24.59B
+150.8% YoY
Net Income
4.15B
est.
5.37B
est.
814.59M
est: 5.97B (-86.3%)
1.54B
est: 6.60B (-76.7%)
2.39B
est: 5.60B (-57.4%)
3.09B
est: 8.86B (-65.1%)
3.51B
est: 9.87B (-64.4%)
4.09B
est: 12.40B (-67.0%)
3.98B
est: 14.17B (-71.9%)
4.27B
est: 14.25B (-70.1%)
346.89M
est: 15.20B (-97.7%)
3.58B
est: 18.25B (-80.4%)
4.65B
est: 18.57B (-75.0%)
4.87B
est: 19.35B (-74.9%)
5.50B
est: 5.35B (+2.9%)
6.53B
est: 6.87B (-5.0%)
7.82B
6.45B – 8.26B
+13.8% YoY
8.78B
7.24B – 9.28B
+12.3% YoY
9.43B
7.78B – 9.97B
+7.4% YoY
10.11B
8.34B – 10.68B
+7.2% YoY
SGA
9.13B
est.
10.76B
est.
1.38B
est: 10.71B (-87.1%)
3.87B
est: 14.48B (-73.3%)
4.51B
est: 29.56B (-84.8%)
4.63B
est: 3.87B (+19.6%)
4.75B
est: 4.10B (+15.8%)
5.12B
est: 4.22B (+21.4%)
5.42B
est: 4.27B (+27.0%)
6.02B
est: 5.00B (+20.4%)
5.98B
est: 4.51B (+32.7%)
6.89B
est: 4.88B (+41.3%)
7.54B
est: 5.53B (+36.4%)
8.31B
est: 6.67B (+24.6%)
9.04B
est: 9.42B (-4.1%)
5.42B
est: 9.88B (-45.2%)
11.17B
9.84B – 11.56B
+13.1% YoY
12.34B
10.50B – 12.98B
+10.4% YoY
13.21B
11.44B – 13.79B
+7.1% YoY
33.14B
28.68B – 34.59B
+150.8% YoY
EPS
20.70
est.
23.23
est.
10.23
est: 25.99 (-60.6%)
19.31
est: 21.79 (-11.4%)
29.97
est: 31.73 (-5.6%)
38.84
est: 38.53 (+0.8%)
44.15
est: 42.14 (+4.8%)
51.35
est: 47.22 (+8.7%)
49.99
est: 49.52 (+0.9%)
53.53
est: 55.97 (-4.4%)
4.36
est: 3.32 (+31.4%)
44.99
est: 43.04 (+4.5%)
58.32
est: 60.02 (-2.8%)
61.08
est: 61.02 (+0.1%)
69.24
est: 71.45 (-3.1%)
82.24
est: 86.38 (-4.8%)
98.32
81.12 – 103.90
+13.8% YoY
110.37
91.06 – 116.63
+12.3% YoY
118.58
97.83 – 125.31
+7.4% YoY
127.13
104.89 – 134.34
+7.2% YoY
Recent Grade Changes (3M)
Date Firm Previous New Grade Action
2026-04-21 UBS Buy Buy Maintain
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-15 A- 4/5 4/5 5/5 5/5 2/5 3/5 2/5
2026-05-14 A- 4/5 4/5 5/5 5/5 2/5 3/5 2/5
2026-05-13 A- 4/5 4/5 5/5 5/5 2/5 3/5 2/5
2026-05-12 A- 4/5 4/5 5/5 5/5 2/5 3/5 2/5
2026-05-11 A- 4/5 4/5 5/5 5/5 2/5 3/5 2/5
2026-05-08 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-05-07 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-05-06 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-05-05 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-05-01 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-04-30 A- 4/5 4/5 5/5 5/5 2/5 3/5 1/5
2026-04-29 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-28 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-27 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-24 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-23 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-22 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-21 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-20 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-17 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-16 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5
2026-04-15 C 2/5 4/5 1/5 1/5 1/5 3/5 1/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
5.46B
OE per share TTM
68.78
Owner's Yield
21.80%
Maintenance CapEx ratio
17.21%
Maint CapEx / Avg PPE
13.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter
Ratio by transactions
0.00
Bearish
Buys
0
Sells
0
Shares acquired
Shares disposed
Cash buys
Cash sales
Net activity
+0
Insider buys vs sells (history) From To
Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
241.9K
Shares Outstanding
79.50M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Alejandro Perez-Reyes Chief Financial Officer male
Andre Rezende Chief Technology Officer
Barbara Falero Chief Compliance & Ethics Officer female
Gianfranco Piero Dario Ferrari de Las Casas Chief Executive Officer male
Guillermo Morales Valentin Head of Legal & Deputy General Secretary male
Jose Esposito Li-Carrillo Chief Corporate Audit Officer male
José Luis Muñoz Rivera Head of Accounting male
Luis Enrique Romero Belismelis Executive Chairman of the Board male
Milagros Cigüeñas Head of Investor Relations female
Ursula Alvarez Pena Head of People Strategy female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits