ZhongAn Online P & C Insurance Co., Ltd. (ZZHGF)
Shanghai, CN
ZhongAn Online P & C Insurance Co., Ltd. is an innovative Insurtech enterprise, predominantly operating online, that delivers digital insurance products and specialized information technology services for the insurance industry throughout the People's Republic of China. The company's business activities are structured across four primary divisions: Insurance, Technology, Banking, and other supplementary ventures. It offers a comprehensive portfolio of property and casualty insurance policies, encompassing coverage for accidents, bonds, health, liabilities, credit, cargo, household property, and motor vehicles, alongside specialized shipping return insurance. In addition to its core insurance offerings, ZhongAn extends its services into various other sectors. These include technology development and advisory, asset management, IT consulting, medical examinations, operating an Internet hospital, biotechnology, pharmaceutical services, technology training, Fintech solutions, digital asset management, general medical services, life insurance, online banking, and insurance brokerage. Established in 2013, the company's corporate headquarters are situated in Shanghai, China.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +0.00% | +0.00% | +0.00% | +0.00% | +0.00% | +0.00% | -39.76% | -71.96% | -83.15% | -83.15% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
-
Revenue growth Insurance - Property & Casualty: +14.1%+3.3% Q4'25: +24.9% (vs Q4'23)
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EPS growth Insurance - Property & Casualty: +27.5%+70.7% ★ Q4'25: -90.5% (vs Q4'23)
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FCF margin FCF growth · Insurance - Property & Casualty: +25.6%+10.8% ★ Q4'25: +8.3% (vs Q4'23)
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EBIT margin Insurance - Property & Casualty: +16.3%+5.1% Q4'25: +4.5% (vs Q4'23)
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ROIC Insurance - Property & Casualty: +7.9%+4.2% Q4'25: +6.7% (vs Q4'23)
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Share dilution Insurance - Property & Casualty: +0.4%-85.3% ★ Q4'25: -85.3% (vs Q4'23)
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Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×4.13× Q4'25: 2.09× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 7 Rev. Ana. 1 EPS Ana. |
Dec 2027 7 Rev. Ana. 1 EPS Ana. |
Dec 2028 4 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
5.39B
est: 5.69B (-5.2%)
|
9.55B
est: 10.71B (-10.8%)
|
15.05B
est: 14.02B (+7.4%)
|
18.37B
est: 17.38B (+5.7%)
|
21.94B
est: 20.82B (+5.4%)
|
22.64B
est: 23.45B (-3.5%)
|
29.23B
est: 31.41B (-6.9%)
|
33.73B
est: 32.49B (+3.8%)
|
34.85B
est: 34.83B (+0.1%)
|
36.21B
33.80B – 38.73B
+4.0% YoY
|
39.34B
36.84B – 41.77B
+8.6% YoY
|
43.46B
40.64B – 46.31B
+10.5% YoY
|
| EBITDA |
-924.89M
est: 186.05M (-597.1%)
|
-1.65B
est: 350.07M (-572.5%)
|
-132.23M
est: 458.56M (-128.8%)
|
—
est: 568.26M (-100.0%)
|
1.40B
est: 680.83M (+105.0%)
|
—
est: 739.36M (-100.0%)
|
4.83B
est: 1.67B (+189.4%)
|
1.63B
est: 2.55B (-36.0%)
|
2.07B
est: 2.73B (-24.1%)
|
2.84B
2.65B – 3.04B
+4.0% YoY
|
3.08B
2.89B – 3.28B
+8.6% YoY
|
3.41B
3.19B – 3.63B
+10.5% YoY
|
| EBIT |
-998.05M
est: 96.36M (-1,135.7%)
|
-1.77B
est: 181.31M (-1,074.5%)
|
-499.74M
est: 237.50M (-310.4%)
|
—
est: 294.32M (-100.0%)
|
1.22B
est: 352.62M (+245.3%)
|
—
est: 369.90M (-100.0%)
|
4.47B
est: 1.24B (+262.0%)
|
1.30B
est: 2.29B (-43.1%)
|
1.77B
est: 2.45B (-27.8%)
|
2.55B
2.38B – 2.73B
+4.0% YoY
|
2.77B
2.59B – 2.94B
+8.6% YoY
|
3.06B
2.86B – 3.26B
+10.5% YoY
|
| Net Income |
-997.25M
est: -581.13M (-71.6%)
|
-1.74B
est: -1.55B (-12.2%)
|
-638.65M
est: -496.81M (-28.5%)
|
553.79M
est: 676.22M (-18.1%)
|
757.10M
est: 967.33M (-21.7%)
|
-1.11B
est: -1.27B (+12.4%)
|
4.08B
est: 361.46M (+1,028.2%)
|
603.46M
est: 85.96M (+602.0%)
|
1.07B
est: 142.18M (+654.8%)
|
178.49M
163.42M – 193.70M
+25.5% YoY
|
199.21M
182.38M – 216.18M
+11.6% YoY
|
224.06M
205.13M – 243.14M
+12.5% YoY
|
| SGA |
2.06B
est: 1.53B (+34.8%)
|
3.39B
est: 2.88B (+17.9%)
|
3.97B
est: 3.77B (+5.4%)
|
7.00B
est: 4.67B (+49.7%)
|
5.34B
est: 5.60B (-4.7%)
|
3.36B
est: 6.30B (-46.6%)
|
7.60B
est: 8.12B (-6.4%)
|
7.13B
est: 7.10B (+0.4%)
|
7.97B
est: 7.61B (+4.8%)
|
7.91B
7.38B – 8.46B
+4.0% YoY
|
8.59B
8.05B – 9.12B
+8.6% YoY
|
9.49B
8.87B – 10.11B
+10.5% YoY
|
| EPS |
-0.77
est: -0.40 (-94.7%)
|
-1.19
est: -1.06 (-12.5%)
|
-0.43
est: -0.34 (-27.2%)
|
0.38
est: 0.46 (-17.4%)
|
0.52
est: 0.66 (-21.0%)
|
-0.76
est: -0.86 (+12.0%)
|
2.77
est: 0.25 (+1,026.4%)
|
0.41
est: 0.40 (+3.2%)
|
0.70
est: 0.66 (+6.6%)
|
0.82
0.76 – 0.89
+25.5% YoY
|
0.92
0.84 – 1.00
+11.6% YoY
|
1.04
0.95 – 1.12
+12.5% YoY
|
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Jiang Xing | Chief Executive Officer, GM & Executive Director | 749.2K | male |
| Gaofeng Li | Vice GM, Chief Investment Officer & Executive Director | 620.3K | male |
| Lin Zhang | Head of Capital Markets & Investor Relations | — | — |
| Liqun Han | Assistant General Manager | — | male |
| Min Wang | Executive Vice GM & Secretary of the Board of Directors | — | male |
| Ruixian Sun | Chief Financial Officer | — | male |
| Wayne Xu | Deputy General Manager | — | — |
| Yang Yu | Assistant General Manager | — | male |
| Yongbo Zhang | Deputy GM, Chief Legal Officer, Chief Risk Management Officer & Compliance Director | — | male |
| Hai Lin | Chief Actuary | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for ZZHGF
Short-term intention
Target Price Distribution
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