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SaveLend Group AB (publ) (YIELD.ST)
Stockholm, SE
SaveLend Group AB (publ) is a financial technology company that, through its various subsidiaries, specializes in the peer-to-peer lending sector across Sweden, Poland, and Finland. Among its key offerings is SaveLend, an investment platform that empowers users to fund a diverse range of credit products, encompassing the acquisition of invoices, corporate loans, consumer financing, distressed debt portfolios, and real estate-backed loans. Additionally, the company provides Billecta, an invoicing solution designed to streamline and automate businesses' billing processes, facilitating efficient charging and payment collection. Established in 2014, SaveLend Group AB maintains its headquarters in Stockholm, Sweden.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.00% | +22.02% | +25.77% | +31.41% | +7.89% | +8.47% | +22.02% | -72.52% | -77.12% | -77.12% | -77.12% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%-3.8% Q4'25: -20.9% (vs Q3'24)
-
EPS growth Financial - Credit Services: +24.0%+30.0% ★ Q4'25: +85.8% (vs Q3'24)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-8.7% Q4'25: +0.3% (vs Q3'24)
-
EBIT margin Financial - Credit Services: +28.7%-14.7% Q4'25: -8.1% (vs Q3'24)
-
ROIC Financial - Credit Services: +5.0%— Q4'25: -5.2% (vs Q3'24)
-
Share dilution Financial - Credit Services: +0.0%+0.0% Q4'25: +0.0% (vs Q3'24)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×-1,263.89× Q4'25: 3.09× (vs Q3'24)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|
| Revenue |
94.29M
est: 92.00M (+2.5%)
|
152.80M
est: 151.60M (+0.8%)
|
129.22M
est: 166.39M (-22.3%)
|
111.77M
est: 168.00M (-33.5%)
|
107.48M
est: 192.00M (-44.0%)
|
220.00M
220.00M – 220.00M
+14.6% YoY
|
| EBITDA |
-18.74M
est: -6.97M (-168.9%)
|
-4.88M
est: -11.48M (+57.5%)
|
-2.26M
est: -8.72M (+74.1%)
|
-1.54M
est: -8.81M (+82.5%)
|
-28.0K
est: -10.07M (+99.7%)
|
-11.53M
-11.53M – -11.53M
-14.6% YoY
|
| EBIT |
-28.77M
est: -21.25M (-35.4%)
|
-25.26M
est: -35.02M (+27.9%)
|
-26.44M
est: -35.36M (+25.2%)
|
-26.89M
est: -35.70M (+24.7%)
|
-15.78M
est: -40.80M (+61.3%)
|
-46.75M
-46.75M – -46.75M
-14.6% YoY
|
| Net Income |
-28.65M
est: -22.91M (-25.0%)
|
-28.06M
est: -32.08M (+12.5%)
|
-11.62M
est: -17.49M (+33.5%)
|
-22.29M
est: -12.60M (-76.9%)
|
-15.86M
est: -3.44M (-361.5%)
|
10.31M
10.31M – 10.31M
+400.0% YoY
|
| SGA |
65.08M
est: 42.28M (+53.9%)
|
57.08M
est: 69.67M (-18.1%)
|
52.90M
est: 61.72M (-14.3%)
|
42.63M
est: 62.32M (-31.6%)
|
—
est: 71.22M (-100.0%)
|
81.60M
81.60M – 81.60M
+14.6% YoY
|
| EPS |
-0.92
est: -0.40 (-130.0%)
|
-0.55
est: -0.56 (+1.8%)
|
-0.22
est: -0.31 (+27.9%)
|
-0.40
est: -0.22 (-81.8%)
|
-0.28
est: -0.06 (-366.7%)
|
0.18
0.18 – 0.18
+400.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-26 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-25 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-19 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-18 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-15 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-13 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-12 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-11 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-08 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-07 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-06 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-05 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-05-04 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-30 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-24 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-17 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
| 2026-04-16 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Peter Balod | Chief Executive Officer | 2M | male |
| Jonas Ahlberg | Deputy Chief Executive Officer & Chief Commercial Officer | 960.0K | male |
| Jacob Gevcen | Chief Product Officer & Chief Information Officer | 910.0K | male |
| Jenny Gabrielsson | Chief Financial Officer | — | female |
| Bjorn Johnson | Chief Credit Officer | — | male |
| Karl Tigerhielm | Head of Real Estate | — | male |
| Lina Brattstrom | Chief Marketing Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for YIELD.ST
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
