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Wisr Limited (WZR.AX)

AUD0.02 +0.00 (+0.00%)
AU ASX Financial Services Financial - Credit Services
Address 55 Harrington Street 2000
The Rocks, NSW, AU
CEO Andrew Goodwin
IPO 1989-04-03
ISIN AU0000004129

Explore sections of this company profile

Description

Operating in Australia, Wisr Limited specializes in providing loans. The company extends personal financing solutions, alongside secured loans for vehicles, to individual consumers, with flexible repayment terms spanning three, five, or seven years. Its lending operations are supported by a combination of warehouse funding facilities and capital from retail borrowers. Wisr Limited, which was established in 1966, maintains its principal office in The Rocks, Australia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AUD0.02 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
2M
Beta
1.79
Float Shares
1.08B
Free Float %
72.7%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-4.35% +4.76% +15.79% -18.52% -29.03% -29.03% -18.52% -33.33% -93.13% -56.00% -98.49%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.02
Ratings Trend (MoM) 100% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 0 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
1.44
Distress
Piotroski F-Score
2 / 9
Weak
MOAT Score
2 / 10
No MOAT
Composite Rating
C-
Overall Score
1 / 5
Low
DCF Score
1 / 5
Low
ROE Score
1 / 5
Low
ROA Score
1 / 5
Low
D/E Score
1 / 5
Low
P/E Score
1 / 5
Low
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    -98.3% Q4'25: +7.0% (vs Q4'23)
  • EPS growth Financial - Credit Services: +24.0%
    +13.3% Q4'25: -130.8% (vs Q4'23)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    -305.3% Q4'25: +8.4% (vs Q4'23)
  • EBIT margin Financial - Credit Services: +28.7%
    +3,071.1% Q4'25: +55.8% (vs Q4'23)
  • ROIC Financial - Credit Services: +5.0%
    +5.9% Q4'25: +12.2% (vs Q4'23)
  • Share dilution Financial - Credit Services: +0.0%
    +1.6% Q4'25: +8.7% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    16.67× Q4'25: 8.11× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.82) × ERP
WACC = 4% × Ke + 96% × Kd (6.7%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Current price: 0.02
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2018
actual
Jun 2019
actual
Jun 2020
actual
Jun 2021
actual
Jun 2022
actual
Jun 2023
actual
Jun 2024
actual
Jun 2025
actual
Jun 2026
2 Rev. Ana.
2 EPS Ana.
Jun 2027
2 Rev. Ana.
2 EPS Ana.
Jun 2028
2 Rev. Ana.
2 EPS Ana.
Jun 2029
1 Rev. Ana.
1 EPS Ana.
Revenue
1.47M
est: 1.80M (-18.4%)
2.78M
est: 2.90M (-4.1%)
7.17M
est: 6.72M (+6.6%)
27.23M
est: 27.55M (-1.2%)
59.39M
est: 59.30M (+0.2%)
91.86M
est: 91.70M (+0.2%)
92.12M
est: 93.60M (-1.6%)
1.58M
est: 91.60M (-98.3%)
108.65M
108.35M – 108.95M
+18.6% YoY
140.40M
139.95M – 140.85M
+29.2% YoY
171.00M
165.68M – 176.33M
+21.8% YoY
296.00M
295.11M – 296.89M
+73.1% YoY
EBITDA
-6.37M
est: 546.1K (-1,265.6%)
-7.74M
est: -9.54M (+18.8%)
-22.50M
est: -19.43M (-15.8%)
-9.81M
est: -80.29M (+87.8%)
-219.6K
est: -161.35M (+99.9%)
33.88M
est: -255.85M (+113.2%)
47.18M
est: -447.79M (+110.5%)
50.25M
est: -803.04M (+106.3%)
32.96M
32.87M – 33.06M
+104.1% YoY
42.60M
42.46M – 42.73M
+29.2% YoY
51.88M
50.27M – 53.50M
+21.8% YoY
89.81M
89.54M – 90.08M
+73.1% YoY
EBIT
-6.39M
est: 523.7K (-1,320.1%)
-7.81M
est: -9.77M (+20.0%)
-22.61M
est: -18.70M (-21.0%)
-10.36M
est: -71.57M (+85.5%)
-1.15M
est: -143.82M (+99.2%)
32.96M
est: -228.06M (+114.5%)
45.65M
est: -399.15M (+111.4%)
48.50M
est: -715.81M (+106.8%)
31.61M
31.52M – 31.70M
+104.4% YoY
40.85M
40.72M – 40.98M
+29.2% YoY
49.75M
48.20M – 51.30M
+21.8% YoY
86.12M
85.86M – 86.38M
+73.1% YoY
Net Income
-6.21M
est: -14.84M (+58.2%)
-7.73M
est: -9.48M (+18.4%)
-23.53M
est: -19.06M (-23.5%)
-17.64M
est: -75.93M (+76.8%)
-19.90M
est: -152.58M (+87.0%)
-13.15M
est: -241.96M (+94.6%)
-8.19M
est: -423.47M (+98.1%)
-7.26M
est: -7.26M (+0.0%)
-6.32M
-7.82M – 104.3K
+13.0% YoY
3.52M
3.09M – 3.95M
+155.7% YoY
9.17M
8.29M – 10.61M
+160.7% YoY
52.71M
52.51M – 52.92M
+474.6% YoY
SGA
6.52M
est: 5.16M (+26.3%)
7.75M
est: 8.31M (-6.7%)
20.11M
est: 19.26M (+4.4%)
21.64M
est: 78.93M (-72.6%)
32.13M
est: 169.90M (-81.1%)
24.16M
est: 262.73M (-90.8%)
18.16M
est: 268.17M (-93.2%)
19.79M
est: 262.44M (-92.5%)
311.29M
310.43M – 312.15M
+18.6% YoY
402.26M
400.97M – 403.55M
+29.2% YoY
489.93M
474.68M – 505.19M
+21.8% YoY
848.07M
845.51M – 850.63M
+73.1% YoY
EPS
-0.01
est: -0.01 (-29.9%)
-0.01
est: -0.01 (-3.1%)
-0.03
est: -0.02 (-23.5%)
-0.02
est: -0.01 (-14.7%)
-0.01
est: -0.01 (-23.3%)
-0.01
est: 0.00 (-223.3%)
-0.01
est: 0.00 (-500.0%)
-0.01
est: -0.01 (+8.5%)
0.00
-0.01 – 0.00
+51.1% YoY
0.00
0.00 – 0.00
+191.2% YoY
0.01
0.01 – 0.01
+168.3% YoY
0.04
0.04 – 0.04
+458.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-28 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-27 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-26 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-25 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-22 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-21 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-20 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-19 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-18 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-15 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-14 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-13 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-12 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-11 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-08 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-07 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-06 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-05 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-04 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-05-01 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-30 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-29 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-28 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-27 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-24 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-23 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-22 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-21 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-20 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-17 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5
2026-04-16 C- 1/5 1/5 1/5 1/5 1/5 1/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
24.74M
OE per share TTM
0.02
Owner's Yield
76.10%
Maintenance CapEx ratio
Maint CapEx / Avg PPE
2.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
9.3K
Shares Outstanding
1.48B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Andrew Goodwin Chief Executive Officer 912.2K male
Sam Harding Chief Operating Officer 480.7K male
Matthew Lewis Chief Financial Officer 477.7K male
David King General Counsel & Company Secretary male
Alexandre Maizy Head of Lending Products & Credit Risk male
Kate Renner Head of Employee Experience female
May Financial Controller female
James Goodwin Chief Growth Officer male
Alvaro Carpio Colon Chief Product & Innovation Officer male
Andrew Palfreyman Joint Company Secretary male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits