Español 
Deutsch 
Français 
MSCI World Index (MSC)
NASDAQ Composite (NASDAQ)
FTSE China A50 Index (FGI)
STOXX Europe 600 (SIX)
Nikkei 300 (OSA)
NIFTY 50 (NSE)
DAX Performance Index (XETRA)
FTSE 100 (FGI)
CAC 40 (EURONEXT)
Wise plc (WPLCF)
London, WA, GB
Wise plc provides cross-border and domestic financial services for personal and business customers in the United Kingdom, rest of Europe, the Asia-Pacific, North America, and internationally. Its product portfolio includes international money transfer, wise account, international debit card, receive money, amount transfer, wise platform, business debit card, and mass payment services. The company was formerly known as 456 Newco plc and changed its name to Wise plc in June 2021. Wise plc was founded in 2010 and is based in London, the United Kingdom.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.31% | +1.59% | -9.50% | +10.96% | +9.72% | +8.97% | -13.43% | +80.48% | -3.76% | -3.76% | -3.76% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Period | # Analysts | Avg Target |
|---|---|---|
| Last Month | — | — |
| Last Quarter | — | — |
| Last Year | — | — |
| All Time | 1 |
12.00
-6.8%
|
-
Revenue growth Financial - Credit Services: +13.2%+4.7% Q1'26: +23.3% (vs Q1'24)
-
EPS growth Financial - Credit Services: +24.0%-7.5% Q1'26: -5.0% (vs Q1'24)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%+310.9% Q1'26: +307.8% (vs Q1'24)
-
EBIT margin Financial - Credit Services: +28.7%+44.8% ★ Q1'26: +65.9% (vs Q1'24)
-
ROIC Financial - Credit Services: +5.0%— Q1'26: -84.8% (vs Q1'24)
-
Share dilution Financial - Credit Services: +0.0%-1.8% ★ Q1'26: -5.5% (vs Q1'24)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×0.43× ★ Q1'26: 0.15× (vs Q1'24)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 9 Rev. Ana. 1 EPS Ana. |
Mar 2027 9 Rev. Ana. 1 EPS Ana. |
Mar 2028 3 Rev. Ana. 1 EPS Ana. |
Mar 2029 4 Rev. Ana. 1 EPS Ana. |
Mar 2030 4 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
563.80M
est: 729.93M (-22.8%)
|
986.30M
est: 1.17B (-15.7%)
|
1.41B
est: 1.06B (+33.5%)
|
1.81B
est: 1.36B (+32.8%)
|
1.85B
1.83B – 1.86B
+35.8% YoY
|
2.09B
1.99B – 2.19B
+13.1% YoY
|
2.45B
2.34B – 2.57B
+17.3% YoY
|
3.15B
3.00B – 3.30B
+28.4% YoY
|
3.37B
3.22B – 3.54B
+7.2% YoY
|
| EBITDA |
73.20M
est: 167.03M (-56.2%)
|
164.20M
est: 267.64M (-38.6%)
|
520.00M
est: 242.08M (+114.8%)
|
598.60M
est: 311.17M (+92.4%)
|
422.44M
418.76M – 425.82M
+35.8% YoY
|
477.70M
455.73M – 501.15M
+13.1% YoY
|
560.54M
534.76M – 588.05M
+17.3% YoY
|
719.85M
686.74M – 755.19M
+28.4% YoY
|
771.79M
736.29M – 809.68M
+7.2% YoY
|
| EBIT |
70.00M
est: 160.95M (-56.5%)
|
158.10M
est: 257.89M (-38.7%)
|
501.70M
est: 233.26M (+115.1%)
|
580.20M
est: 299.84M (+93.5%)
|
407.06M
403.51M – 410.32M
+35.8% YoY
|
460.31M
439.13M – 482.90M
+13.1% YoY
|
540.13M
515.29M – 566.64M
+17.3% YoY
|
693.64M
661.74M – 727.69M
+28.4% YoY
|
743.69M
709.48M – 780.20M
+7.2% YoY
|
| Net Income |
32.90M
est: 62.92M (-47.7%)
|
114.00M
est: 129.95M (-12.3%)
|
354.60M
est: 350.29M (+1.2%)
|
416.70M
est: 413.96M (+0.7%)
|
387.08M
363.93M – 411.77M
-6.5% YoY
|
425.04M
399.62M – 452.16M
+9.8% YoY
|
484.17M
455.22M – 515.07M
+13.9% YoY
|
619.67M
582.62M – 659.21M
+28.0% YoY
|
622.00M
584.81M – 661.70M
+0.4% YoY
|
| SGA |
118.40M
est: 132.36M (-10.5%)
|
181.10M
est: 212.08M (-14.6%)
|
222.40M
est: 191.83M (+15.9%)
|
326.00M
est: 246.58M (+32.2%)
|
334.75M
331.83M – 337.43M
+35.8% YoY
|
378.54M
361.13M – 397.12M
+13.1% YoY
|
444.18M
423.75M – 465.99M
+17.3% YoY
|
570.43M
544.19M – 598.43M
+28.4% YoY
|
611.58M
583.45M – 641.60M
+7.2% YoY
|
| EPS |
0.03
est: 0.06 (-43.3%)
|
0.11
est: 0.12 (-11.2%)
|
0.34
est: 0.33 (+1.8%)
|
0.40
est: 0.39 (+1.3%)
|
0.37
0.35 – 0.39
-6.5% YoY
|
0.41
0.38 – 0.43
+9.8% YoY
|
0.46
0.43 – 0.49
+13.9% YoY
|
0.59
0.56 – 0.63
+28.0% YoY
|
0.59
0.56 – 0.63
+0.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-08 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-07 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-06 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-05 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-04 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-05-01 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-30 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-29 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-28 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-27 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-24 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-23 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-22 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-21 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-20 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-17 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
| 2026-04-16 | B- | 2/5 | 1/5 | 5/5 | 3/5 | 2/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Emmanuel Thomassin | Chief Financial Officer & Director | 386.1K | male |
| Kristo Kaarmann | Co-Founder, Chief Executive Officer & Director | 282.9K | male |
| Isabel Naidoo | Chief People Officer | — | female |
| Jessica Winter | General Counsel | — | female |
| Martin Adams | Head of Investor Relations | — | — |
| Rohan Basu | Head of Global Operations | — | male |
| Sana Rahman | Global Head of Communications | — | — |
| Cian Weeresinghe | Chief Marketing Officer | — | male |
| SerJin Lee | Interim Chief Compliance Officer | — | male |
| Harsh Sinha | Chief Technology Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
Share your view on this stock and instantly see how the community has voted over the last 6 months.
Community Opinion for WPLCF
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
