TruFin plc (TRU.L)
London, GB
TruFin plc, a London-based company incorporated in 2017, delivers a diverse array of financial services within the United Kingdom. Its operations are structured across four distinct segments: Short Term Finance, Payment Services, Publishing, and a catch-all "Other" category. The company's financial arm encompasses the distribution of various financial instruments, invoice discounting, and accelerated payment programs catering to both governmental and private organizations. Furthermore, it supplies working capital funding and technological support to small and medium-sized enterprises (SMEs). Beyond its financial endeavors, TruFin is also active in the publishing sector. Specifically, it develops, publishes, and markets electronic games, particularly targeting the mobile and console gaming markets, for which it also extends specialized financing. Additionally, TruFin undertakes investment activities and furnishes market intelligence services.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.75% | +1.90% | -0.74% | +10.29% | +16.52% | +13.56% | +50.56% | +100.00% | +53.59% | +49.33% | +49.33% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%+20.0% ★ Q4'25: +211.1% (vs Q4'23)
-
EPS growth Financial - Credit Services: +24.0%+138.1% ★ Q4'25: +1,333.3% (vs Q4'23)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%+17.3% Q4'25: +12.1% (vs Q4'23)
-
EBIT margin Financial - Credit Services: +28.7%+11.5% Q4'25: +10.2% (vs Q4'23)
-
ROIC Financial - Credit Services: +5.0%+21.2% ★ Q4'25: +34.1% (vs Q4'23)
-
Share dilution Financial - Credit Services: +0.0%-2.7% ★ Q4'25: +3.4% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×0.00× ★ Q4'25: 0.00× (vs Q4'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
4.37M
est: 7.60M (-42.5%)
|
7.34M
est: 7.02M (+4.6%)
|
14.83M
est: 14.60M (+1.6%)
|
13.12M
est: 13.34M (-1.7%)
|
16.12M
est: 16.00M (+0.7%)
|
18.13M
est: 36.48M (-50.3%)
|
54.95M
est: 54.05M (+1.7%)
|
65.92M
est: 62.99M (+4.7%)
|
68.60M
68.60M – 68.60M
+8.9% YoY
|
71.10M
71.10M – 71.10M
+3.6% YoY
|
| EBITDA |
-9.48M
est: -2.25M (-320.7%)
|
-9.38M
est: -2.08M (-350.8%)
|
-7.60M
est: -4.33M (-75.6%)
|
-6.77M
est: -24.39M (+72.3%)
|
-5.72M
est: -31.68M (+82.0%)
|
-4.23M
est: -5.77M (+26.8%)
|
7.34M
est: -8.56M (+185.8%)
|
11.77M
est: -9.97M (+218.0%)
|
-10.86M
-10.86M – -10.86M
-8.9% YoY
|
-11.26M
-11.26M – -11.26M
-3.6% YoY
|
| EBIT |
-9.67M
est: -3.24M (-198.3%)
|
-10.72M
est: -3.00M (-257.8%)
|
-8.94M
est: -10.02M (+10.8%)
|
-8.44M
est: -15.81M (+46.6%)
|
-8.13M
est: -20.53M (+60.4%)
|
-7.23M
est: -10.33M (+30.1%)
|
791.0K
est: -15.31M (+105.2%)
|
7.61M
est: -17.84M (+142.6%)
|
-19.43M
-19.43M – -19.43M
-8.9% YoY
|
-20.14M
-20.14M – -20.14M
-3.6% YoY
|
| Net Income |
-9.44M
est: -14.46M (+34.7%)
|
-18.07M
est: -8.13M (-122.3%)
|
-10.97M
est: -15.40M (+28.8%)
|
-7.07M
est: -24.30M (+70.9%)
|
-6.64M
est: -31.56M (+79.0%)
|
-6.47M
|
4.84M
est: 1.30M (+272.1%)
|
11.64M
est: 9.02M (+29.1%)
|
10.66M
10.66M – 10.66M
+18.2% YoY
|
11.11M
11.11M – 11.11M
+4.2% YoY
|
| SGA |
1.41M
est: 722.7K (+94.4%)
|
4.91M
est: 667.6K (+635.8%)
|
5.24M
est: 10.44M (-49.8%)
|
395.0K
est: 1.27M (-68.9%)
|
379.0K
est: 1.52M (-75.1%)
|
1.06M
est: 892.9K (+18.6%)
|
569.0K
est: 1.32M (-57.0%)
|
—
est: 1.54M (-100.0%)
|
1.68M
1.68M – 1.68M
+8.9% YoY
|
1.74M
1.74M – 1.74M
+3.6% YoY
|
| EPS |
-0.10
est: -0.13 (+20.3%)
|
-0.19
est: -0.07 (-169.4%)
|
-0.14
est: -0.10 (-39.1%)
|
-0.09
est: -0.10 (+16.3%)
|
-0.07
est: -0.08 (+6.3%)
|
-0.06
|
0.05
est: 0.01 (+294.2%)
|
0.11
est: 0.08 (+36.9%)
|
0.10
0.10 – 0.10
+18.2% YoY
|
0.10
0.10 – 0.10
+4.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-28 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-27 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-26 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-22 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-21 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-20 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-19 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-18 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-15 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-14 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-13 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-12 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-11 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-08 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 4/5 | 3/5 | 1/5 |
| 2026-05-01 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 1/5 |
| 2026-04-21 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-20 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 3/5 | 3/5 | 2/5 |
| 2026-04-17 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
| 2026-04-16 | B+ | 3/5 | 1/5 | 5/5 | 5/5 | 2/5 | 3/5 | 2/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| James Andrew Gerald Van Den Bergh | Chief Executive Officer & Executive Director | 582.0K | male |
| Annie Styler | Compliance Officer | — | female |
| James Hussey | Chief Financial Officer | — | male |
| Pav Subramaniam | Financial Controller | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for TRU.L
Short-term intention
Target Price Distribution
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