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Solvar Limited (SVR.AX)
AUD1.50
-0.01 (-0.33%)
AU ASX Financial Services Financial - Credit Services
Address
40 Graduate Road 3083
Bundoora, VIC, AU
Bundoora, VIC, AU
CEO
Scott Joseph Baldwin
Website
solvar.com.au
IPO
2006-08-17
ISIN AU0000258782
Description
Headquartered in Bundoora, Australia, and incorporated in 2005, Solvar Limited is a financial services company active in Australia and New Zealand. The firm specializes in providing comprehensive automotive and personal finance solutions. Its offerings include a wide array of vehicle loans for new and used cars, motorbikes, utility vehicles, trailers, tractors, trucks, caravans, boats, jet skis, horse floats, ride-on mowers, and various other equipment. Beyond vehicle financing, Solvar also extends both secured and unsecured personal loans. These lending products are delivered to customers through a robust network of brokers and dealers, operating under the distinct brand names of Money3, AFS, and Go Car Finance. The company, which rebranded to Solvar Limited in November 2022, was formerly known as Money3 Corporation Limited.
Market Cap & Enterprise Value
Merger & Acquisition History
No mergers or acquisitions recorded for this company.
Technical Outlook
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Signal Summary
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| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
AUD1.50
-0.01 (-0.33%)
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Volume Profile
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Liquidity & share structure
Average Volume
187.8K
Beta
1.19
Float Shares
140.99M
Free Float %
74.7%
Price Performance
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.03% | +2.11% | -8.23% | -22.46% | -18.54% | -16.67% | -13.69% | -8.23% | -54.97% | +50.26% | +47.33% |
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From
To
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Annual Monthly Returns
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Daily Returns Distribution
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Revenue flow
Revenue by geography
Revenue by segment
From
To
Revenue composition
From
To
By product
By geography
Financial Statements
Select metrics from the tables below to build your comparison.
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
Price Targets & DCF
Current price
1.50
DCF (Unlevered)
1.31
-12.7%
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
Ratings Trend (MoM)
67% Bullish
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 1 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
Quality scores
Altman Z-Score
2.40
Grey zone
Piotroski F-Score
7 / 9
Strong
MOAT Score
5 / 10
Developing
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
-
Revenue growth Financial - Credit Services: +13.2%-98.1% Q4'25: -12.8% (vs Q4'23)
-
EPS growth Financial - Credit Services: +24.0%+86.3% ★ Q4'25: +46.5% (vs Q4'23)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%+866.0% ★ Q4'25: +23.6% (vs Q4'23)
-
EBIT margin Financial - Credit Services: +28.7%+2,298.5% ★ Q4'25: +25.0% (vs Q4'23)
-
ROIC Financial - Credit Services: +5.0%+8.1% ★ Q4'25: +8.5% (vs Q4'23)
-
Share dilution Financial - Credit Services: +0.0%-2.8% ★ Q4'25: -7.7% (vs Q4'23)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×5.99× Q4'25: 5.98× (vs Q4'23)
Valuation Multiples
From
To
Price Forecast (3Y)
From
To
Theoretical Return — If Invested Today
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
Consensus Estimates
| Metric |
Jun 2015 actual |
Jun 2016 actual |
Jun 2017 actual |
Jun 2018 actual |
Jun 2019 actual |
Jun 2020 actual |
Jun 2021 actual |
Jun 2022 actual |
Jun 2023 actual |
Jun 2024 actual |
Jun 2025 actual |
Jun 2026 2 Rev. Ana. 2 EPS Ana. |
Jun 2027 3 Rev. Ana. 3 EPS Ana. |
Jun 2028 3 Rev. Ana. 3 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
68.85M
est: 71.32M (-3.5%)
|
96.36M
est: 104.46M (-7.8%)
|
109.63M
est: 104.80M (+4.6%)
|
121.88M
est: 122.65M (-0.6%)
|
91.50M
est: 127.70M (-28.3%)
|
122.13M
est: 127.80M (-4.4%)
|
145.10M
est: 144.53M (+0.4%)
|
187.88M
est: 192.05M (-2.2%)
|
209.34M
est: 209.45M (-0.1%)
|
220.75M
est: 218.25M (+1.1%)
|
4.21M
est: 207.38M (-98.0%)
|
197.20M
196.90M – 197.50M
-4.9% YoY
|
203.20M
197.75M – 212.93M
+3.0% YoY
|
222.40M
219.82M – 224.98M
+9.4% YoY
|
| EBITDA |
24.77M
est: 43.66M (-43.3%)
|
35.28M
est: 63.95M (-44.8%)
|
50.58M
est: 64.16M (-21.2%)
|
56.69M
est: 75.09M (-24.5%)
|
47.52M
est: 78.18M (-39.2%)
|
49.08M
est: 78.24M (-37.3%)
|
80.92M
est: 88.49M (-8.6%)
|
99.16M
est: 117.58M (-15.7%)
|
110.77M
est: 128.23M (-13.6%)
|
98.58M
est: 133.62M (-26.2%)
|
98.24M
est: 126.97M (-22.6%)
|
120.73M
120.55M – 120.92M
-4.9% YoY
|
124.41M
121.07M – 130.37M
+3.0% YoY
|
136.16M
134.58M – 137.74M
+9.4% YoY
|
| EBIT |
23.86M
est: 42.98M (-44.5%)
|
33.97M
est: 62.95M (-46.0%)
|
49.55M
est: 63.16M (-21.5%)
|
55.73M
est: 73.91M (-24.6%)
|
46.88M
est: 76.96M (-39.1%)
|
47.20M
est: 77.02M (-38.7%)
|
78.65M
est: 87.10M (-9.7%)
|
96.78M
est: 115.74M (-16.4%)
|
108.46M
est: 126.22M (-14.1%)
|
96.50M
est: 131.53M (-26.6%)
|
96.77M
est: 124.98M (-22.6%)
|
118.84M
118.66M – 119.02M
-4.9% YoY
|
122.46M
119.17M – 128.32M
+3.0% YoY
|
134.03M
132.47M – 135.58M
+9.4% YoY
|
| Net Income |
13.94M
est: 22.58M (-38.3%)
|
20.13M
est: 25.93M (-22.3%)
|
29.09M
est: 31.07M (-6.4%)
|
32.03M
est: 38.97M (-17.8%)
|
29.21M
est: 40.33M (-27.6%)
|
24.19M
est: 25.32M (-4.4%)
|
39.17M
est: 40.36M (-3.0%)
|
51.63M
est: 49.70M (+3.9%)
|
47.63M
est: 47.63M (+0.0%)
|
17.04M
est: 26.75M (-36.3%)
|
31.42M
est: 31.42M (+0.0%)
|
37.69M
36.66M – 38.71M
+19.9% YoY
|
39.98M
36.89M – 43.07M
+6.1% YoY
|
38.23M
37.62M – 46.10M
-4.4% YoY
|
| SGA |
28.19M
est: 132.09M (-78.7%)
|
35.49M
est: 193.47M (-81.7%)
|
35.13M
est: 194.10M (-81.9%)
|
37.06M
est: 227.16M (-83.7%)
|
24.37M
est: 236.52M (-89.7%)
|
23.35M
est: 236.70M (-90.1%)
|
27.17M
est: 267.70M (-89.8%)
|
32.58M
est: 355.71M (-90.8%)
|
33.30M
est: 387.93M (-91.4%)
|
95.67M
est: 404.23M (-76.3%)
|
34.98M
est: 384.10M (-90.9%)
|
365.24M
364.69M – 365.80M
-4.9% YoY
|
376.36M
366.26M – 394.38M
+3.0% YoY
|
411.92M
407.13M – 416.70M
+9.4% YoY
|
| EPS |
0.12
est: 0.11 (+9.3%)
|
0.14
est: 0.13 (+11.1%)
|
0.19
est: 0.15 (+25.8%)
|
0.20
est: 0.19 (+5.6%)
|
0.14
est: 0.20 (-28.6%)
|
0.12
est: 0.12 (-2.5%)
|
0.20
est: 0.20 (+2.0%)
|
0.24
est: 0.24 (-0.6%)
|
0.23
est: 0.22 (+3.4%)
|
0.08
est: 0.13 (-37.5%)
|
0.15
est: 0.15 (-1.8%)
|
0.18
0.18 – 0.19
+20.2% YoY
|
0.20
0.18 – 0.21
+7.3% YoY
|
0.21
0.18 – 0.22
+6.8% YoY
|
Historical Ratings (3M)
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-28 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-27 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-26 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-25 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-22 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-21 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-20 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-15 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-14 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-13 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-12 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-11 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-07 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-06 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-05 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-04 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-01 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-30 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-29 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 3/5 | 5/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Owner's Earnings (history)
From
To
Owner alignment
Owner's Earnings TTM
95.17M
OE per share TTM
0.47
Owner's Yield
34.27%
Maintenance CapEx ratio
2.24%
Maint CapEx / Avg PPE
2.4%
Ownership Overview
Ownership breakdown
Ownership breakdown not available.
At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional ownership trend
Institutional history not available.
Top institutional holders
Top holders not available.
ETF Ownership
Top ETFs holding this stock
Held by 20 ETFs in our universe
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | State Street SPDR S&P International Small Cap ETF GWX | 0.01% | 123.0K | 0.40% |
| 2 | Vanguard FTSE All-World ex-US Small-Cap ETF VSS | 0.00% | 521.4K | 0.06% |
| 3 | Vanguard FTSE Developed Asia Pacific All Cap Index ETF VA.TO | 0.00% | 3.5K | 0.22% |
| 4 | Vanguard FTSE Pacific ETF VPL | 0.00% | 205.5K | 0.07% |
| 5 | Avantis Responsible International Equity ETF AVSD | 0.00% | 2.9K | 0.23% |
| 6 | Vanguard FTSE Developed All Cap ex U.S. Index ETF (CAD-hedged) VEF.TO | 0.00% | 4.3K | 0.22% |
| 7 | Vanguard FTSE Developed All Cap ex U.S. Index ETF VDU.TO | 0.00% | 2.8K | 0.22% |
| 8 | Vanguard FTSE Developed Markets ETF VEA | 0.00% | 1.44M | 0.03% |
| 9 | Vanguard FTSE Developed All Cap ex North America Index ETF (CAD-hedged) VI.TO | 0.00% | 3.0K | 0.22% |
| 10 | Vanguard FTSE Developed All Cap ex North America Index ETF VIU.TO | 0.00% | 35.3K | 0.23% |
Insider Activity
Insider Activity — Latest Quarter
No insider activity available.
Insider buys vs sells (history)
Insider history not available.
Recent insider transactions
No recent insider transactions.
Executive team
Top executives
EBIT / Employee
2.8K
Shares Outstanding
188.87M
Executive compensation
Executive compensation (annual)
Executive compensation not available.
CEO compensation breakdown
No CEO compensation history available.
Proxy statements
Proxy statements (DEF 14A)
No proxy statements available for this company yet.
Recent SEC filings
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Scott Joseph Baldwin | Chief Executive Officer, MD & Executive Director | 1M | male |
| Siva Subramani | Chief Financial Officer | 501.8K | male |
| Pushkar Pendse | Chief Operating Officer | 485.6K | male |
| Zoe Smith | Chief Risk Officer | — | female |
| Simon Hinsley | Head of Investor Relations | — | — |
| Michael Sapountzis AGIA | Company Secretary | — | male |
| Tessa Georgis | Head of HR, People & Culture | — | female |
ESG Score History
No data available for this company.
Senate Trading Activity
No Senate trading activity found for this company.
House Trading Activity
No House trading activity found for this company.
Market share among peers
Peer comparison — filtered group (TTM)
Your opinion
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Community Opinion for SVR.AX
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
