Subscribe

SG Finserve Ltd. (SGFIN.NS)

INR625.65 +22.20 (+3.68%)
IN NSE Financial Services Financial - Credit Services
Address 35-36, Kaushambi 201010
Ghaziabad, IN
CEO Vinay Gupta
IPO 2025-08-05
ISIN INE618R01015

Explore sections of this company profile

Also trades on Bombay Stock Exchange · SGFIN.BO (INR) National Stock Exchange of India · SGFIN.NS (INR)
Description

SG Finserve Limited operates as a leading non-banking financial company (NBFC) in India. The firm offers a wide spectrum of lending facilities, including credit solutions for dealers, retail customers, and vendors. Additionally, it specializes in providing financing for logistics and transportation businesses, as well as offering supply chain funding and various term loan options. Originally established in 1994 under the name Moongipa Securities Limited, SG Finserve Limited is headquartered in Ghaziabad, India.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
INR625.65 +22.20 (+3.68%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
408.4K
Beta
-0.46
Float Shares
19.09M
Free Float %
34.2%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+7.30% +7.42% +7.33% +62.18% +59.02% +49.48% +53.65% +53.65% +53.65% +53.65% +53.65%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
625.65
DCF (Unlevered) 33,962.40 +5,328.3%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
MOAT Score
4 / 10
Developing
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
3 / 5
Medium
ROA Score
5 / 5
High
D/E Score
1 / 5
Low
P/E Score
2 / 5
Medium
P/Book Score
2 / 5
Medium
Operational MOAT
✗ Below peers
  • Revenue growth Financial - Credit Services: +13.2%
    +94.6% Q1'26: +108.3% (vs Q1'25)
  • EPS growth Financial - Credit Services: +24.0%
    +66.5% Q1'26: +98.1% (vs Q1'25)
  • FCF margin FCF growth · Financial - Credit Services: +70.9%
    -473.2% Q1'26: -554.6% (vs Q1'25)
  • EBIT margin Financial - Credit Services: +28.7%
    +91.9% Q1'26: +94.0% (vs Q1'25)
  • ROIC Financial - Credit Services: +5.0%
    +5.8% Q1'26: +7.5% (vs Q1'25)
  • Share dilution Financial - Credit Services: +0.0%
    -5.4% Q1'26: -10.3% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    8.82× Q1'26: 6.81× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (-0.46) × ERP
WACC = 56% × Ke + 44% × Kd (5.0%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 33,714.42 Current price: 625.65
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2026
1 Rev. Ana.
1 EPS Ana.
Mar 2027
1 Rev. Ana.
1 EPS Ana.
Mar 2028
1 Rev. Ana.
1 EPS Ana.
Mar 2029
1 Rev. Ana.
1 EPS Ana.
Revenue
2.07B
2.07B – 2.07B
2.63B
2.63B – 2.63B
+27.1% YoY
3.39B
3.39B – 3.39B
+29.0% YoY
4.70B
4.70B – 4.70B
+38.6% YoY
EBITDA
1.80B
1.80B – 1.80B
2.29B
2.29B – 2.29B
+27.1% YoY
2.95B
2.95B – 2.95B
+29.0% YoY
4.09B
4.09B – 4.09B
+38.6% YoY
EBIT
1.79B
1.79B – 1.79B
2.28B
2.28B – 2.28B
+27.1% YoY
2.94B
2.94B – 2.94B
+29.0% YoY
4.07B
4.07B – 4.07B
+38.6% YoY
Net Income
1.08B
1.08B – 1.08B
1.45B
1.45B – 1.45B
+34.1% YoY
1.84B
1.84B – 1.84B
+26.8% YoY
2.67B
2.67B – 2.67B
+45.3% YoY
SGA
26.89M
26.89M – 26.89M
34.18M
34.18M – 34.18M
+27.1% YoY
44.08M
44.08M – 44.08M
+29.0% YoY
61.10M
61.10M – 61.10M
+38.6% YoY
EPS
18.94
18.94 – 18.94
25.40
25.40 – 25.40
+34.1% YoY
32.20
32.20 – 32.20
+26.8% YoY
46.80
46.80 – 46.80
+45.3% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-06-12 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-11 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-10 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-09 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-08 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-05 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-04 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-03 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-02 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-06-01 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-29 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-27 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-26 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-25 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-22 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-21 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-20 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-19 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-18 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-15 C+ 2/5 1/5 3/5 5/5 1/5 1/5 2/5
2026-05-14 C+ 2/5 1/5 3/5 5/5 1/5 1/5 2/5
2026-05-13 C+ 2/5 1/5 3/5 5/5 1/5 1/5 2/5
2026-05-12 C+ 2/5 1/5 3/5 5/5 1/5 1/5 2/5
2026-05-11 C+ 2/5 1/5 3/5 5/5 1/5 1/5 2/5
2026-05-08 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-07 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-06 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-05 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-05-04 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-30 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-29 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-28 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-27 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-24 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-23 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-22 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-21 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-20 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-17 B- 2/5 1/5 3/5 5/5 1/5 2/5 2/5
2026-04-16 D+ 1/5 1/5 1/5 1/5 1/5 2/5 1/5
Ownership data is not available for this company yet.

Executive team

Top executives
EBIT / Employee
52.76M
Shares Outstanding
55.90M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Abhishek Mahajan Chief Risk Officer male
Kush Mishra Company Secretary & Compliance Officer male
Lakshay Dudeja Chief Compliance Officer male
Lalit Gupta Chief Business Officer male
Renu Rai Chief People Officer female
Sanjay Rajput Chief Financial Officer male
Saurabh Mishra Head of Internal Auditor male
Vinay Gupta Chief Executive Officer male
Vivekanand Tiwari Chief Information Security Officer & COO male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend history

Earnings history

Earnings reports

Stock splits