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Standard Life plc (SDLF.L)
London, GB
Standard Life plc, a long-established financial services firm founded in 1782 and headquartered in London, United Kingdom, specializes in providing long-term savings and retirement solutions throughout Europe. Its operations are organized into key divisions including Retirement Solutions, Pensions & Savings, With-Profits, SunLife & Protection, and Europe & Other. The company offers a diverse range of products covering every stage of retirement planning: from initial wealth accumulation through defined contribution workplace and retail savings plans, to facilitating the transition into retirement with services like pension consolidation, fixed-term annuities, and managed funds, and finally, offering various income solutions such as income drawdown, lifetime annuities, defined benefit pensions, and home equity release. Furthermore, Standard Life provides both new and existing individual and bulk purchase annuity contracts, UK individual annuities, self-invested personal pensions, unit-linked insurance and investment products, and a suite of protection offerings. These services are delivered under prominent brand names including Standard Life, SunLife, Phoenix Life, and ReAssure. It's noteworthy that the company, previously known as Phoenix Group Holdings plc, officially rebranded as Standard Life plc in February 2026.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -1.46% | -2.33% | +2.65% | +1.17% | +11.49% | +5.29% | +20.40% | +40.48% | +4.78% | +15.30% | +31.74% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 3 | +1 |
| Buy | 4 | 0 |
| Hold | 3 | -1 |
| Sell | 1 | 0 |
| Strong Sell | 2 | 0 |
-
Revenue growth Insurance - Life: +10.6%+8.8% Q2'25: +37.6% (vs Q2'23)
-
EPS growth Insurance - Life: +13.4%-3,394.1% Q2'25: +33.3% (vs Q2'23)
-
FCF margin FCF growth · Insurance - Life: +31.7%+61.5% Q2'25: +9.5% (vs Q2'23)
-
EBIT margin Insurance - Life: +12.4%-6.8% Q2'25: +0.1% (vs Q2'23)
-
ROIC Insurance - Life: +1.0%— Q2'25: -0.4% (vs Q2'23)
-
Share dilution Insurance - Life: +0.4%-0.2% Q2'25: +0.2% (vs Q2'23)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×-4.86× Q2'25: 6.77× (vs Q2'23)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 2 Rev. Ana. 7 EPS Ana. |
Dec 2027 2 Rev. Ana. 7 EPS Ana. |
Dec 2028 2 Rev. Ana. 4 EPS Ana. |
Dec 2029 1 Rev. Ana. 2 EPS Ana. |
Dec 2030 1 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|---|---|---|
| Revenue |
17.01B
est: 5.81B (+192.8%)
|
5.75B
est.
|
6.64B
6.19B – 7.08B
+15.5% YoY
|
7.38B
6.74B – 8.02B
+11.1% YoY
|
8.10B
7.90B – 8.29B
+9.7% YoY
|
8.79B
8.10B – 9.48B
+8.6% YoY
|
9.34B
8.61B – 10.07B
+6.2% YoY
|
| EBITDA |
-870.00M
est: -49.21M (-1,668.0%)
|
-48.72M
est.
|
-56.25M
-60.02M – -52.48M
-15.5% YoY
|
-62.52M
-67.97M – -57.07M
-11.1% YoY
|
-68.59M
-70.25M – -66.94M
-9.7% YoY
|
-74.47M
-80.32M – -68.63M
-8.6% YoY
|
-79.12M
-85.32M – -72.91M
-6.2% YoY
|
| EBIT |
-1.16B
est: -75.49M (-1,441.9%)
|
-74.74M
est.
|
-86.29M
-92.08M – -80.51M
-15.5% YoY
|
-95.91M
-104.28M – -87.55M
-11.1% YoY
|
-105.23M
-107.77M – -102.69M
-9.7% YoY
|
-114.25M
-123.21M – -105.29M
-8.6% YoY
|
-121.38M
-130.90M – -111.86M
-6.2% YoY
|
| Net Income |
-1.09B
est: 417.91M (-360.8%)
|
503.68M
est.
|
642.71M
589.43M – 696.00M
+27.6% YoY
|
693.89M
629.00M – 758.79M
+8.0% YoY
|
771.45M
682.61M – 860.28M
+11.2% YoY
|
812.84M
729.97M – 895.71M
+5.4% YoY
|
743.84M
668.01M – 819.68M
-8.5% YoY
|
| SGA |
1.13B
est: 501.17M (+124.5%)
|
496.16M
est.
|
572.87M
534.48M – 611.27M
+15.5% YoY
|
636.73M
581.20M – 692.26M
+11.1% YoY
|
698.60M
681.73M – 715.47M
+9.7% YoY
|
758.48M
699.00M – 817.97M
+8.6% YoY
|
805.77M
742.57M – 868.96M
+6.2% YoY
|
| EPS |
-1.12
est: 0.42 (-368.3%)
|
0.48
est.
|
0.62
0.59 – 0.70
+28.4% YoY
|
0.70
0.63 – 0.76
+12.9% YoY
|
0.78
0.68 – 0.86
+11.5% YoY
|
0.81
0.73 – 0.89
+4.2% YoY
|
0.74
0.67 – 0.82
-8.5% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-28 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-26 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-19 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-18 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-15 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-14 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-13 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-07 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-06 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-05 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-01 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-30 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-29 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-28 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-16 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-15 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Andrew David Briggs | Group Chief Executive Officer & Director | 2M | male |
| Nicolaos Andreas Nicandrou | Group Chief Financial Officer & Executive Director | 2M | male |
| Diane Berry | Chief Data Scientist | — | female |
| Jacqueline Dorothy Mary Noakes | Group Chief Operating Officer | — | female |
| James Wilde | Chief Sustainability Officer | — | — |
| Michael John Eakins | Group Chief Investment Officer | — | male |
| Nicki Lundy | Head of Media Relations | — | — |
| Quentin Zentner | Group General Counsel | — | male |
| Sara Thompson | Group Chief People Officer | — | female |
| Shellie Wells | Head of Corporate Communications | — | — |
| Claire Hawkins | Corporate Affairs & Investor Relations Director | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SDLF.L
Short-term intention
Target Price Distribution
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