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SBFC Finance Limited (SBFC.NS)
Mumbai, IN
SBFC Finance Limited operates as a financial services provider, delivering a range of funding solutions. The company's primary offerings include secure credit facilities for Micro, Small, and Medium Enterprises (MSMEs) and loans backed by gold. Additionally, it extends loan portfolio management expertise to various third-party financial institutions, such as private, public, and international banks, mutual funds, and asset reconstruction companies. SBFC Finance caters to a diverse clientele, including individual customers, entrepreneurs, and MSMEs. Established in 2008, the firm maintains its headquarters in Mumbai, India, and functions as a subsidiary of SBFC Holdings Pte. Ltd.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.81% | -1.65% | -1.14% | -0.40% | -13.99% | -12.94% | -17.97% | -1.75% | -1.75% | -1.75% | -1.75% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-06 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 6 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%+34.2% ★ Q1'26: +33.4% (vs Q1'25)
-
EPS growth Financial - Credit Services: +24.0%+30.2% ★ Q1'26: +30.6% (vs Q1'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-113.6% Q1'26: -186.8% (vs Q1'25)
-
EBIT margin Financial - Credit Services: +28.7%+43.1% ★ Q1'26: +44.2% (vs Q1'25)
-
ROIC Financial - Credit Services: +5.0%+5.2% ★ Q1'26: +5.8% (vs Q1'25)
-
Share dilution Financial - Credit Services: +0.0%+0.3% Q1'26: +0.1% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×9.74× Q1'26: 8.79× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 6 Rev. Ana. 7 EPS Ana. |
Mar 2027 7 Rev. Ana. 7 EPS Ana. |
Mar 2028 7 Rev. Ana. 7 EPS Ana. |
Mar 2029 4 Rev. Ana. 2 EPS Ana. |
Mar 2030 3 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|
| Revenue |
9.37B
est: 6.75B (+38.9%)
|
12.37B
est: 8.69B (+42.3%)
|
11.44B
11.42B – 11.49B
+31.6% YoY
|
13.84B
13.51B – 14.03B
+21.0% YoY
|
16.59B
16.58B – 16.60B
+19.9% YoY
|
19.85B
19.39B – 20.13B
+19.7% YoY
|
24.20B
23.63B – 24.53B
+21.9% YoY
|
| EBITDA |
3.37B
est: 4.06B (-17.0%)
|
5.45B
est: 5.23B (+4.3%)
|
6.89B
6.87B – 6.91B
+31.6% YoY
|
8.33B
8.13B – 8.44B
+21.0% YoY
|
9.98B
9.98B – 9.99B
+19.9% YoY
|
11.95B
11.67B – 12.11B
+19.7% YoY
|
14.56B
14.22B – 14.76B
+21.9% YoY
|
| EBIT |
3.23B
est: 4.06B (-20.3%)
|
5.29B
est: 5.23B (+1.1%)
|
6.88B
6.87B – 6.91B
+31.6% YoY
|
8.32B
8.13B – 8.44B
+21.0% YoY
|
9.98B
9.97B – 9.99B
+19.9% YoY
|
11.94B
11.66B – 12.10B
+19.7% YoY
|
14.56B
14.22B – 14.76B
+21.9% YoY
|
| Net Income |
2.37B
est: 2.80B (-15.2%)
|
3.45B
est: 3.45B (+0.0%)
|
4.51B
4.41B – 4.63B
+30.6% YoY
|
5.51B
5.40B – 5.63B
+22.2% YoY
|
6.75B
6.42B – 6.97B
+22.6% YoY
|
8.27B
8.25B – 8.36B
+22.5% YoY
|
10.23B
9.91B – 10.41B
+23.6% YoY
|
| SGA |
2.24B
est: 1.32B (+69.3%)
|
2.60B
est: 1.70B (+52.9%)
|
2.24B
2.23B – 2.25B
+31.6% YoY
|
2.71B
2.64B – 2.74B
+21.0% YoY
|
3.25B
3.24B – 3.25B
+19.9% YoY
|
3.88B
3.79B – 3.94B
+19.7% YoY
|
4.74B
4.62B – 4.80B
+21.9% YoY
|
| EPS |
2.35
est: 2.56 (-8.2%)
|
3.21
est: 3.15 (+1.8%)
|
4.14
4.01 – 4.21
+31.3% YoY
|
5.00
4.92 – 5.12
+20.9% YoY
|
6.14
5.83 – 6.34
+22.7% YoY
|
7.55
7.50 – 7.60
+23.0% YoY
|
9.30
9.02 – 9.47
+23.2% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-12 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-11 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-10 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-09 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-08 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-05 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-04 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-03 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-02 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-06-01 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-29 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-27 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-26 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-25 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-22 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-21 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-20 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-19 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-18 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-15 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-14 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-13 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-12 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-11 | C+ | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 1/5 | 1/5 |
| 2026-05-08 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-04 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | B- | 2/5 | 1/5 | 4/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-24 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-23 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-22 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-21 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-20 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 |
| 2026-04-17 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | D+ | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | State Street SPDR S&P Emerging Markets Small Cap ETF EWX | 0.04% | 293.9K | 0.65% |
| 2 | WisdomTree India Earnings Fund EPI | 0.02% | 439.4K | 0.84% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Narayan Barasia | Chief Financial Officer | 29M | male |
| Mahesh Dayani | MD & CEO | 23M | male |
| Namrata Sajnani | Company Secretary & Chief Compliance Officer | 3M | female |
| Pragnesh Soneji | Chief Business Officer of Gold Loans | — | male |
| Rajiv Pravin Thakker | Chief Risk Officer | — | male |
| Sanket Agarwal | Chief Strategy Officer & Investor Relations Officer | — | male |
| Agnivesh Kumar | Head of Operations | — | male |
| Sumeet Ghai | Chief Human Resource Officer | — | male |
| Ganesh Vaidya | Chief Technology Officer | — | male |
| Ish Chawla | Chief Business Officer of West & North | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for SBFC.NS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
