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Resimac Group Limited (RMC.AX)

AUD0.80 -0.02 (-1.84%)
AU ASX Financial Services Financial - Credit Services
Address 201 Kent Street 2000
Sydney, NSW, AU
CEO Peter Lirantzis
Website resimac.com.au
IPO 2001-03-15
ISIN AU0000033094

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Description

Resimac Group Limited provides residential mortgage and asset finance lending products in Australia and New Zealand. The company operates through Home Loan Lending business, New Zealand Lending, and Asset Finance Lending segments. It offers prime and specialist lending products; SME/commercial finance products; and home, equipment, secured, novated leasing, and car loans. It also provides mortgage originator and trustee, lender, mortgage manager and broker, consumer and commercial lending, managed investment trust, and LMI captive insurer services. In addition, it acts as a trust manager and servicer; warehouse mortgages; and an issuer of residential mortgage-backed securities. The company offers its products and services through brokers and wholesale channel primarily under the Resimac, Resimac (NZ), Resimac Asset Finance, and homeloans.com.au brand names. The company was formerly known as Homeloans Limited and changed its name to Resimac Group Resimac Group Limited in December 2018. Resimac Group Limited was founded in 1985 and is based in Sydney, Australia.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
AUD0.80 -0.02 (-1.84%)
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Volume Profile
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Liquidity & share structure
Average Volume
117.1K
Beta
1.38
Float Shares
94.95M
Free Float %
24.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+1.78% -0.81% -3.91% -26.50% -13.57% -10.42% -10.88% -6.52% -63.87% +97.70% -13.39%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
0.80
Ratings Trend (MoM) 33% Bullish
Rating 2026-05 Change
Strong Buy 0 0
Buy 1 0
Hold 1 0
Sell 1 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.12
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
B-
Overall Score
2 / 5
Medium
DCF Score
1 / 5
Low
ROE Score
4 / 5
High
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
3 / 5
Medium
Operational MOAT
✗ Below peers
  • ✗
    Revenue growth Financial - Credit Services: +13.2%
    -83.7% Q4'25: +4.8% (vs Q4'23)
  • ✗
    EPS growth Financial - Credit Services: +24.0%
    -0.1% Q4'25: +41.3% (vs Q4'23)
  • ✓
    FCF margin FCF growth · Financial - Credit Services: +70.9%
    +257.3% Q4'25: +38.5% (vs Q4'23)
  • ✓
    EBIT margin Financial - Credit Services: +28.7%
    +571.8% ★ Q4'25: +86.9% (vs Q4'23)
  • ✗
    ROIC Financial - Credit Services: +5.0%
    +6.4% ★ Q4'25: +8.3% (vs Q4'23)
  • ✗
    Share dilution Financial - Credit Services: +0.0%
    +0.1% Q4'25: -0.7% (vs Q4'23)
  • ✗
    Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×
    11.52× Q4'25: 8.67× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
▶ WACC components (optional)
Ke (Cost of Equity) = Rf + β (1.38) × ERP
WACC = 3% × Ke + 97% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
—
Current price: 0.80
Enterprise Value: — Equity Value: — Terminal Value: — TV as % of EV: —

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Jun 2001
actual 		Jun 2002
actual 		Jun 2003
actual 		Jun 2019
actual 		Jun 2020
actual 		Jun 2021
actual 		Jun 2022
actual 		Jun 2023
actual 		Jun 2024
actual 		Jun 2025
actual 		Jun 2026
1 Rev. Ana.
1 EPS Ana. 		Jun 2027
1 Rev. Ana.
1 EPS Ana. 		Jun 2028
1 Rev. Ana.
1 EPS Ana.
Revenue
-248.0K
est: 13.65M (-101.8%)
-296.0K
est: 34.40M (-100.9%)
-18.11M
est: 38.33M (-147.2%)
144.22M
est: 113.00M (+27.6%)
472.48M
est: 146.60M (+222.3%)
478.68M
est: 483.47M (-1.0%)
501.35M
est: 386.04M (+29.9%)
911.02M
est: 213.84M (+326.0%)
1.01B
est: 159.15M (+532.3%)
163.59M
est: 456.19M (-64.1%)
636.14M
636.14M – 636.14M
+39.4% YoY
648.60M
648.60M – 648.60M
+2.0% YoY
657.94M
657.94M – 657.94M
+1.4% YoY
EBITDA
3.63M
est: 11.80M (-69.2%)
9.94M
est: 29.15M (-65.9%)
-14.80M
est: 32.49M (-145.6%)
392.58M
est: 97.69M (+301.9%)
353.29M
est: 126.74M (+178.8%)
378.97M
est: 254.91M (+48.7%)
397.71M
est: 333.75M (+19.2%)
776.87M
est: 184.88M (+320.2%)
890.49M
est: 106.06M (+739.6%)
938.43M
est: 394.39M (+137.9%)
549.96M
549.96M – 549.96M
+39.4% YoY
560.73M
560.73M – 560.73M
+2.0% YoY
568.81M
568.81M – 568.81M
+1.4% YoY
EBIT
2.44M
est: 11.76M (-79.2%)
6.08M
est: 5.80M (+4.9%)
-17.63M
est: 32.37M (-154.5%)
391.32M
est: 97.32M (+302.1%)
350.34M
est: 101.65M (+244.7%)
375.87M
est: 254.51M (+47.7%)
395.25M
est: 332.49M (+18.9%)
774.45M
est: 184.18M (+320.5%)
888.21M
est: 106.96M (+730.4%)
935.44M
est: 392.90M (+138.1%)
547.89M
547.89M – 547.89M
+39.4% YoY
558.62M
558.62M – 558.62M
+2.0% YoY
566.67M
566.67M – 566.67M
+1.4% YoY
Net Income
1.95M
est: 17.40M (-88.8%)
4.67M
est: -18.30M (+125.5%)
-20.23M
est: -20.34M (+0.5%)
47.19M
est: 27.56M (+71.2%)
55.91M
est: 47.35M (+18.1%)
107.56M
est: 77.49M (+38.8%)
102.15M
est: 88.48M (+15.4%)
66.45M
est: 62.14M (+6.9%)
34.59M
est: 34.59M (+0.0%)
34.58M
est: 29.37M (+17.8%)
50.16M
46.85M – 53.46M
+70.8% YoY
54.61M
48.85M – 60.38M
+8.9% YoY
54.28M
54.28M – 54.28M
-0.6% YoY
SGA
3.16M
est: 1.87M (+69.1%)
13.13M
est: 12.60M (+4.2%)
15.72M
est: 5.15M (+205.2%)
45.24M
est: 15.49M (+192.1%)
39.16M
est: 71.10M (-44.9%)
43.59M
est: 66.26M (-34.2%)
52.71M
est: 52.90M (-0.4%)
56.26M
est: 29.31M (+92.0%)
55.01M
est: 72.26M (-23.9%)
60.95M
est: 62.52M (-2.5%)
87.18M
87.18M – 87.18M
+39.4% YoY
88.88M
88.88M – 88.88M
+2.0% YoY
90.16M
90.16M – 90.16M
+1.4% YoY
EPS
0.07
est: 0.04 (+51.0%)
0.11
est: -0.05 (+342.0%)
-0.05
est: -0.05 (+1.8%)
0.12
est: 0.07 (+74.5%)
0.14
est: 0.12 (+18.5%)
0.26
est: 0.23 (+15.2%)
0.25
est: 0.22 (+13.2%)
0.17
est: 0.16 (+9.6%)
0.09
est: 0.08 (+4.2%)
0.09
est: 0.07 (+17.4%)
0.13
0.12 – 0.13
+69.5% YoY
0.14
0.12 – 0.15
+8.9% YoY
0.14
0.14 – 0.14
-0.6% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-28 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-27 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-26 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-25 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-22 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-21 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-20 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-19 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-18 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-15 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-14 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-13 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-12 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-11 B- 2/5 1/5 4/5 2/5 1/5 3/5 3/5
2026-05-08 B- 3/5 1/5 4/5 2/5 1/5 4/5 3/5
2026-05-07 B- 3/5 1/5 4/5 2/5 1/5 4/5 3/5
2026-05-06 B- 3/5 1/5 4/5 2/5 1/5 4/5 3/5
2026-05-05 B- 3/5 1/5 4/5 2/5 1/5 4/5 3/5
2026-05-04 B- 3/5 1/5 4/5 2/5 1/5 4/5 3/5
2026-05-01 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-30 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-29 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-28 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-27 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-24 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-23 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-22 B 3/5 1/5 4/5 3/5 1/5 4/5 3/5
2026-04-21 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-20 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-17 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5
2026-04-16 B 3/5 1/5 4/5 4/5 1/5 4/5 3/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-753.97M
OE per share TTM
-1.88
Owner's Yield
-221.66%
Maintenance CapEx ratio
1.53%
Maint CapEx / Avg PPE
1.9%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
—
Total invested
—
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock Held by 1 ETFs in our universe
# ETF Weight Est. AUM exposure TER
1 Avantis International Small Cap Value ETF AVDV 0.00% 9.9K 0.36%

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
17.6K
Shares Outstanding
395.53M

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Peter Lirantzis Chief Executive Officer 1M male
Andrew Marsden Chief Treasury Officer 520.9K —
James Spurway Chief Financial Officer 509.1K male
John Athanas General Manager of Sales & Distribution — —
Katie Browne Company Secretary — female
Kym Carter Head of Human Resources — male
Mark Birkbeck General Manager of Operations — male
Peter Fitzpatrick Company Secretary — male
Fred El-Tahche General Manager of Technology — male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits

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