Ramsdens Holdings PLC (RFX.L)
Middlesbrough, GB
Ramsdens Holdings PLC operates as a provider of diverse financial and retail services, serving customers in the United Kingdom and globally. Its business operations are structured into four key areas: foreign exchange, pawnbroking, trading in precious metals, and jewelry sales. Within its foreign exchange division, the company facilitates the purchase and sale of foreign banknotes for travelers, additionally offering prepaid travel cards and international bank-to-bank payment services. Its pawnbroking segment delivers secured lending and related financial provisions. Furthermore, Ramsdens is actively engaged in the acquisition and sale of precious metals, alongside maintaining a retail presence for both new and pre-owned jewelry. As of September 30, 2021, the company maintained a network of 154 physical locations, including three franchised stores, complemented by its online sales platform. Ramsdens Holdings PLC was established in 2013 and its main corporate office is located in Middlesbrough, UK.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.33% | -6.30% | +1.91% | +19.34% | +26.85% | +20.93% | +33.38% | +72.76% | +182.55% | +372.40% | +372.40% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 1 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Conglomerates: +6.1%+22.2% ★ Q1'26: +91.3% (vs Q1'24)
-
EPS growth Conglomerates: +16.9%+38.5% ★ Q1'26: +331.8% (vs Q1'24)
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FCF margin FCF growth · Conglomerates: +35.9%+5.8% Q1'26: +2.6% (vs Q1'24)
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EBIT margin Conglomerates: +9.0%+14.9% ★ Q1'26: +20.5% (vs Q1'24)
-
ROIC Conglomerates: +4.7%+19.8% ★ Q1'26: +65.9% (vs Q1'24)
-
Share dilution Conglomerates: +0.0%+2.4% Q1'26: +0.0% (vs Q1'24)
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Debt / EBITDA Net debt/EBITDA · Conglomerates: 1.28×0.79× ★ Q1'26: 0.25× (vs Q1'24)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Sep 2016 actual |
Sep 2017 actual |
Sep 2018 actual |
Sep 2019 actual |
Sep 2020 actual |
Sep 2020 actual |
Sep 2021 actual |
Sep 2022 actual |
Sep 2023 actual |
Sep 2024 actual |
Sep 2025 actual |
Sep 2026 1 Rev. Ana. 1 EPS Ana. |
Sep 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
29.98M
est: 34.34M (-12.7%)
|
34.52M
est: 39.94M (-13.6%)
|
39.94M
est: 44.79M (-10.8%)
|
46.79M
est: 62.40M (-25.0%)
|
59.50M
est: 63.34M (-6.1%)
|
72.49M
est: 63.34M (+14.4%)
|
40.68M
est: 42.91M (-5.2%)
|
66.10M
est: 65.34M (+1.2%)
|
83.81M
est: 88.57M (-5.4%)
|
95.61M
est: 94.93M (+0.7%)
|
116.80M
est: 114.60M (+1.9%)
|
160.50M
160.50M – 160.50M
+40.1% YoY
|
140.20M
140.20M – 140.20M
-12.6% YoY
|
| EBITDA |
4.69M
est: 5.49M (-14.5%)
|
5.92M
est: 4.26M (+39.0%)
|
7.70M
est: 7.16M (+7.6%)
|
7.96M
est: 9.97M (-20.2%)
|
13.06M
est: 11.47M (+13.9%)
|
13.30M
est: 11.47M (+15.9%)
|
3.03M
est: 12.59M (-76.0%)
|
12.78M
est: 12.98M (-1.6%)
|
14.68M
est: 24.21M (-39.4%)
|
16.52M
est: 25.94M (-36.3%)
|
21.61M
est: 31.32M (-31.0%)
|
43.86M
43.86M – 43.86M
+40.1% YoY
|
38.31M
38.31M – 38.31M
-12.6% YoY
|
| EBIT |
3.30M
est: 3.35M (-1.6%)
|
3.55M
est: 3.86M (-8.1%)
|
6.49M
est: 4.37M (+48.4%)
|
6.62M
est: 6.09M (+8.7%)
|
9.01M
est: 8.64M (+4.2%)
|
7.29M
est: 8.64M (-15.7%)
|
-443.0K
est: 9.49M (-104.7%)
|
9.09M
est: 9.78M (-7.1%)
|
10.93M
est: 24.90M (-56.1%)
|
12.47M
est: 26.69M (-53.3%)
|
17.44M
est: 32.22M (-45.9%)
|
45.13M
45.13M – 45.13M
+40.1% YoY
|
39.42M
39.42M – 39.42M
-12.6% YoY
|
| Net Income |
1.71M
est: 3.22M (-47.0%)
|
2.01M
est: 5.30M (-62.1%)
|
5.03M
est: 5.49M (-8.2%)
|
5.16M
est: 5.36M (-3.8%)
|
6.59M
est: 6.33M (+4.2%)
|
7.12M
est: 6.33M (+12.5%)
|
366.0K
est: 6.95M (-94.7%)
|
6.59M
est: 7.16M (-8.0%)
|
7.76M
est: 5.81M (+33.5%)
|
8.30M
est: 8.46M (-1.9%)
|
11.89M
est: 11.77M (+1.0%)
|
22.16M
22.16M – 22.16M
+88.2% YoY
|
15.05M
15.05M – 15.05M
-32.1% YoY
|
| SGA |
18.43M
est: 11.47M (+60.6%)
|
19.74M
est: 20.60M (-4.2%)
|
21.94M
est: 14.96M (+46.6%)
|
22.57M
est: 20.84M (+8.3%)
|
28.20M
est: 24.82M (+13.6%)
|
22.57M
est: 24.82M (-9.1%)
|
19.51M
est: 27.25M (-28.4%)
|
25.97M
est: 28.09M (-7.5%)
|
31.09M
est: 25.81M (+20.4%)
|
11.02M
est: 27.67M (-60.2%)
|
11.51M
est: 33.40M (-65.5%)
|
46.78M
46.78M – 46.78M
+40.1% YoY
|
40.86M
40.86M – 40.86M
-12.6% YoY
|
| EPS |
0.06
est: 0.10 (-44.4%)
|
0.08
est: 0.16 (-52.4%)
|
0.16
est: 0.17 (-5.8%)
|
0.17
est: 0.17 (+2.4%)
|
0.21
est: 0.16 (+27.5%)
|
0.23
est: 0.16 (+39.6%)
|
0.01
est: 0.01 (-7.9%)
|
0.21
est: 0.18 (+13.7%)
|
0.24
est: 0.17 (+37.3%)
|
0.26
est: 0.26 (+1.7%)
|
0.37
est: 0.36 (+3.9%)
|
0.67
0.67 – 0.67
+88.2% YoY
|
0.46
0.46 – 0.46
-32.1% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-09 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-06-08 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-06-05 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-06-04 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-06-03 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-06-02 | A+ | 4/5 | 4/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-06-01 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-29 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-28 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-27 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-26 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-22 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-21 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-20 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-19 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-18 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-15 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-14 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-13 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-12 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-11 | A+ | 5/5 | 5/5 | 5/5 | 5/5 | 3/5 | 4/5 | 3/5 |
| 2026-05-08 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-07 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-06 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-05 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-05-01 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-30 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-29 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-28 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-27 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-24 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-23 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-22 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-21 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-20 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-17 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
| 2026-04-16 | A+ | 4/5 | 5/5 | 5/5 | 5/5 | 2/5 | 4/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | WisdomTree Europe SmallCap Dividend UCITS ETF Acc DFEA.L | 0.11% | 98.7K | 0.38% |
| 2 | WisdomTree Europe SmallCap Dividend UCITS ETF WTES.DE | 0.11% | 98.7K | 0.38% |
| 3 | WisdomTree Dynamic International SmallCap Equity ETF DDLS | 0.06% | 237.5K | 0.48% |
| 4 | WisdomTree International SmallCap Dividend Fund DLS | 0.05% | 544.9K | 0.58% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Peter Edward Kenyon | Chief Executive Officer & Executive Director | 659.0K | male |
| Martin Anthony Clyburn | Chief Financial Officer & Executive Director | 509.0K | male |
| Lindsey Carter | Company Secretary | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for RFX.L
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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