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Renta 4 Banco, S.A. (R4.MC)
Madrid, MD, ES
Renta 4 Banco, S.A., together with its subsidiaries, engages in the provision of wealth management, brokerage, and corporate advisory services in Spain and internationally. The company is involved in the management of collective investment institution CII and pension funds; and discretionary management of equity portfolios and investment funds, or a combination of equity and investment funds, as well as private wealth management services. It also offers security and CII custodian services; corporate advice services, such as corporate finance and M&A; underwriting and placement services for issues and public offers; and public debt management services, as well as outsourcing of various services and corporate services. In addition, the company engages in the purchase and sale of securities and other financial instruments; and sale of CIIs and pension plans that are managed by the company and belonging to third parties. Renta 4 Banco, S.A. was founded in 1985 and is headquartered in Madrid, Spain.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.26% | +0.00% | -2.06% | -2.06% | -1.04% | -5.94% | +33.80% | +86.27% | +123.53% | +233.33% | +141.73% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2024-11 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Banks: +13.8%+63.3% ★ Q1'26: +67.9% (vs Q1'25)
-
EPS growth Banks: +25.1%+32.9% ★ Q1'26: +40.9% (vs Q1'25)
-
FCF margin FCF growth · Banks: +75.8%+8.4% Q1'26: +0.0% (vs Q1'25)
-
EBIT margin Banks: +27.6%+20.1% Q1'26: +22.6% (vs Q1'25)
-
ROIC Banks: +1.1%— Q1'26: -4.0% (vs Q1'25)
-
Share dilution Banks: +0.1%+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Banks: 1.37×0.67× ★ Q1'26: 0.00× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2020 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2027 1 Rev. Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|
| Revenue |
71.20M
est: 51.83M (+37.4%)
|
99.64M
est: 51.83M (+92.2%)
|
113.90M
est: 196.00M (-41.9%)
|
200.18M
est: 283.10M (-29.3%)
|
183.97M
est: 283.10M (-35.0%)
|
196.00M
196.00M – 196.00M
-30.8% YoY
|
283.10M
283.10M – 283.10M
+44.4% YoY
|
| EBITDA |
24.29M
est: 16.34M (+48.7%)
|
32.97M
est: 16.34M (+101.8%)
|
39.42M
est: 61.77M (-36.2%)
|
48.24M
est: 89.22M (-45.9%)
|
56.80M
est: 84.14M (-32.5%)
|
58.25M
58.25M – 58.25M
-30.8% YoY
|
84.14M
84.14M – 84.14M
+44.4% YoY
|
| EBIT |
19.95M
est: 12.41M (+60.7%)
|
24.02M
est: 12.41M (+93.6%)
|
29.38M
est: 46.92M (-37.4%)
|
36.96M
est: 67.77M (-45.5%)
|
44.66M
est: 65.47M (-31.8%)
|
45.33M
45.33M – 45.33M
-30.8% YoY
|
65.47M
65.47M – 65.47M
+44.4% YoY
|
| Net Income |
14.02M
|
18.14M
|
21.54M
|
26.13M
est: 41.10M (-36.4%)
|
32.14M
est: 41.10M (-21.8%)
|
—
— – —
-100.0% YoY
|
41.10M
41.10M – 41.10M
|
| SGA |
13.65M
est: 8.23M (+65.9%)
|
17.02M
est: 8.23M (+106.9%)
|
21.48M
est: 31.11M (-31.0%)
|
26.64M
est: 44.94M (-40.7%)
|
25.81M
est: 41.45M (-37.7%)
|
28.70M
28.70M – 28.70M
-30.8% YoY
|
41.45M
41.45M – 41.45M
+44.4% YoY
|
| EPS |
0.35
|
0.45
|
0.53
|
0.64
est: 1.01 (-36.6%)
|
0.79
est: 1.01 (-21.8%)
|
—
— – —
-100.0% YoY
|
1.01
1.01 – 1.01
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-28 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-27 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-26 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-25 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-22 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-21 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-20 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-19 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-18 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-15 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-14 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-13 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-12 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-11 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-06 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-05 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-05-04 | B+ | 3/5 | 5/5 | 5/5 | 4/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-29 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 5/5 | 5/5 | 1/5 | 2/5 | 1/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
| # | ETF | Weight | Est. AUM exposure | TER |
|---|---|---|---|---|
| 1 | Dimensional - International Vector Equity ETF DXIV | 0.00% | 344.09 | 0.53% |
| 2 | Dimensional - International Small Cap ETF DFIS | 0.00% | 258.42 | 0.39% |
| 3 | Dimensional - International Core Equity 2 ETF DFIC | 0.00% | 258.91 | 0.22% |
| 4 | Dimensional - International Core Equity Market ETF DFAI | 0.00% | — | 0.18% |
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Juan Carlos Ureta Domingo | Executive Chairman of the Board | 488.0K | male |
| Jesus Sanchez-Quinones Gonzalez | GM & Executive Director | 452.0K | male |
| Juan Luis Lopez Garcia | Chief Executive Officer & Director | 452.0K | male |
| Juan Carlos Ureta Estades | Executive Director | 250.0K | male |
| Santiago Gonzalez Enciso | Regional Director & Executive Director | 150.0K | male |
| Jose Ignacio Marquez Pombo | Director of Investor Relations | — | — |
| Pedro Alberto Ramon y Cajal Agueras | Secretary | — | male |
| Jaime Guerra Calvo | Vice Secretary | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for R4.MC
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
