iM Financial Group Co. Ltd. (139130.KS)
Daegu, KR
iM Financial Group Co., Ltd., through its subsidiaries, engages in the provision of various banking products and services in South Korea. The company offers deposit products; loans; financial products, including fund and bancassurance; and foreign exchange, asset management, and internet banking services. It also provides investment trading and brokerage, discretionary investment, investment advisory, and trust services; and insurance contract loans, etc., as well as sells insurance products, including coverage, endowment, pension, and variable. In addition, the company is involved in the collective investment services; issuing and managing prepaid electronic payment and payment gateway solutions; and facility and automobile rental, installment and automobile finance, corporate and personal loan, and technology business finance services. Further, it engages in the development, operation, maintenance, and integration of information systems; sale, rental, and maintenance of information equipment and software; IT consulting; IT related education; e-commerce; and internet related businesses. Additionally, the company provides claim collection, credit investigation, lease inspection, and civil affairs agency services; venture investment and support; and fintech, digital asset management, software development, and education solutions; and merger and acquisition, and investment services. The company was formerly known as DGB Financial Group Co., Ltd. and changed its name to iM Financial Group Co., Ltd. in March 2025. iM Financial Group Co., Ltd. was founded in 1967 and is based in Daegu, South Korea.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -2.42% | -8.50% | -9.21% | -5.71% | +21.26% | +13.26% | +55.24% | +147.36% | +83.30% | +90.34% | +2.60% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 6 | 0 |
| Buy | 5 | 0 |
| Hold | 2 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth Banks: +13.8%-87.9% Q1'26: -82.5% (vs Q1'25)
-
EPS growth Banks: +25.1%+151.8% ★ Q1'26: +9.4% (vs Q1'25)
-
FCF margin FCF growth · Banks: +75.8%+185.9% Q1'26: +1,121.4% (vs Q1'25)
-
EBIT margin Banks: +27.6%+100.0% ★ Q1'26: +100.0% (vs Q1'25)
-
ROIC Banks: +1.1%+1.9% ★ Q1'26: +2.4% (vs Q1'25)
-
Share dilution Banks: +0.1%-2.6% ★ Q1'26: -3.8% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Banks: 1.37×37.72× Q1'26: 29.23× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 11 Rev. Ana. 14 EPS Ana. |
Dec 2027 11 Rev. Ana. 14 EPS Ana. |
Dec 2028 4 Rev. Ana. 7 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
1.72T
est: 1.22T (+41.5%)
|
1.89T
est: 1.23T (+53.6%)
|
1.75T
est: 1.27T (+37.8%)
|
2.11T
est: 1.34T (+57.1%)
|
2.47T
est: 1.57T (+57.4%)
|
2.62T
est: 1.78T (+46.9%)
|
2.80T
est: 2.00T (+39.9%)
|
3.46T
est: 2.05T (+68.7%)
|
4.77T
est: 2.17T (+120.3%)
|
4.80T
est: 2.14T (+124.9%)
|
581.52B
est: 2.08T (-72.0%)
|
2.17T
2.10T – 2.21T
+4.5% YoY
|
2.27T
2.16T – 2.33T
+4.4% YoY
|
2.37T
2.28T – 2.42T
+4.6% YoY
|
| EBITDA |
413.21B
est: 238.70B (+73.1%)
|
447.68B
est: 241.98B (+85.0%)
|
469.53B
est: 249.86B (+87.9%)
|
554.65B
est: 262.89B (+111.0%)
|
523.76B
est: 307.95B (+70.1%)
|
623.96B
est: 349.25B (+78.7%)
|
856.60B
est: 391.96B (+118.5%)
|
737.86B
est: 402.71B (+83.2%)
|
672.13B
est: 425.11B (+58.1%)
|
394.26B
est: 744.17B (-47.0%)
|
581.52B
est: 724.68B (-19.8%)
|
757.18B
730.79B – 770.16B
+4.5% YoY
|
790.65B
753.72B – 811.45B
+4.4% YoY
|
826.80B
792.98B – 844.85B
+4.6% YoY
|
| EBIT |
343.41B
est: 194.54B (+76.5%)
|
387.78B
est: 197.21B (+96.6%)
|
410.30B
est: 203.63B (+101.5%)
|
484.85B
est: 214.25B (+126.3%)
|
411.98B
est: 250.97B (+64.2%)
|
512.22B
est: 284.64B (+80.0%)
|
736.75B
est: 319.44B (+130.6%)
|
609.19B
est: 328.20B (+85.6%)
|
532.36B
est: 346.46B (+53.7%)
|
252.78B
est: 684.91B (-63.1%)
|
581.52B
est: 666.97B (-12.8%)
|
696.88B
672.59B – 708.83B
+4.5% YoY
|
727.69B
693.69B – 746.83B
+4.4% YoY
|
760.96B
729.83B – 777.57B
+4.6% YoY
|
| Net Income |
308.32B
est: 311.81B (-1.1%)
|
287.68B
est: 283.17B (+1.6%)
|
302.21B
est: 305.63B (-1.1%)
|
381.11B
est: 356.26B (+7.0%)
|
307.32B
est: 322.86B (-4.8%)
|
342.22B
est: 322.62B (+6.1%)
|
503.07B
est: 471.90B (+6.6%)
|
410.52B
est: 432.87B (-5.2%)
|
387.84B
est: 447.67B (-13.4%)
|
214.88B
est: 278.45B (-22.8%)
|
457.49B
est: 452.28B (+1.2%)
|
496.95B
428.81B – 549.58B
+9.9% YoY
|
542.02B
471.24B – 633.98B
+9.1% YoY
|
600.57B
568.63B – 617.61B
+10.8% YoY
|
| SGA |
71.64B
est: 30.58B (+134.2%)
|
53.93B
est: 31.00B (+73.9%)
|
55.66B
est: 32.01B (+73.9%)
|
80.39B
est: 33.68B (+138.7%)
|
91.99B
est: 39.46B (+133.1%)
|
85.88B
est: 44.75B (+91.9%)
|
85.96B
est: 50.22B (+71.2%)
|
84.40B
est: 51.60B (+63.6%)
|
88.14B
est: 54.47B (+61.8%)
|
92.53B
est: 39.65B (+133.4%)
|
—
est: 38.61B (-100.0%)
|
40.35B
38.94B – 41.04B
+4.5% YoY
|
42.13B
40.16B – 43.24B
+4.4% YoY
|
44.06B
42.25B – 45.02B
+4.6% YoY
|
| EPS |
1,759.00
est: 1,873.96 (-6.1%)
|
1,702.00
est: 1,701.81 (+0.0%)
|
1,787.00
est: 1,836.80 (-2.7%)
|
2,267.48
est: 2,141.08 (+5.9%)
|
1,781.68
est: 1,940.33 (-8.2%)
|
1,966.03
est: 1,938.90 (+1.4%)
|
2,886.37
est: 2,836.08 (+1.8%)
|
2,318.70
est: 2,601.48 (-10.9%)
|
2,180.00
est: 2,690.42 (-19.0%)
|
1,121.00
est: 1,718.26 (-34.8%)
|
2,823.03
est: 2,790.92 (+1.2%)
|
3,066.55
2,646.10 – 3,391.33
+9.9% YoY
|
3,344.67
2,907.91 – 3,912.13
+9.1% YoY
|
3,705.96
3,508.87 – 3,811.12
+10.8% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-29 | B- | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-28 | B- | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-27 | B- | 3/5 | 1/5 | 3/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-26 | B- | 3/5 | 1/5 | 3/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-22 | B- | 2/5 | 1/5 | 3/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-21 | B- | 3/5 | 1/5 | 3/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-20 | B- | 3/5 | 1/5 | 3/5 | 2/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-19 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-18 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-05-15 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-14 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-13 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-12 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-11 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-08 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-07 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-06 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-05-04 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-30 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 1/5 | 4/5 | 1/5 |
| 2026-04-28 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-27 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-24 | B | 3/5 | 1/5 | 3/5 | 3/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-23 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-22 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-21 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-20 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-17 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-16 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
| 2026-04-15 | B | 3/5 | 1/5 | 3/5 | 4/5 | 1/5 | 4/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Byuong-Woo Hwang | Chief Executive Officer | — | male |
| Eun-Mi Gu | Executive Vice President & Group Compliance Officer | — | female |
| Hyun-Jin Shin | Executive Vice President & Chief Risk Officer | — | male |
| Jae-Young Lee | Chief Executive Officer of DGB Capital | — | male |
| Jeong-hun Kang | Junior Executive Vice President, MD of Future Planning, Chief of Management Support & Director | — | — |
| Jong-Ho Choi | Executive Vice President & Group Chief Audit Executive | — | male |
| Ki-Sik Min | Chief Executive Officer of DGB Life | — | male |
| Su-Hwan Shin | Chief Financial Officer | — | — |
| Sung-In Lee | Executive Vice President and Director of Digital Innovation & IMBANK Headquarters | — | male |
| Yoon-Kook Kim | Managing Director | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 139130.KS
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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