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Muninova Holdings Inc. (547A.T)
Kyoto, ON, JP
Muninova Holdings Inc. engages in the consumer finance and credit guarantee business in Japan. It offers loans for individuals and businesses; credit cards, prepaid cards, individual credit purchase arrangements, and deferred payment options; credit guarantees; and pet insurance, as well as invests in a range of businesses. The company is also involved in the leaseback, corporate restructuring, rent guarantee, and crowdfunding businesses, as well as the provision of system development, maintenance, and operation services for its clients. Aiful Corporation was founded in 1967 and is headquartered in Kyoto, Japan.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +0.96% | -0.24% | -7.91% | -9.89% | -9.89% | -9.89% | -9.89% | -9.89% | -9.89% | -9.89% | -9.89% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-06 | Change |
|---|---|---|
| Strong Buy | 3 | 0 |
| Buy | 0 | 0 |
| Hold | 1 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Banks: +13.8%+13.6% Q1'26: +16,847.3% (vs Q1'25)
-
EPS growth Banks: +25.1%+20.7% Q1'26: +8,727.3% (vs Q1'25)
-
FCF margin FCF growth · Banks: +75.8%-30.3% Q1'26: -27.8% (vs Q1'25)
-
EBIT margin Banks: +27.6%+15.9% Q1'26: -4.9% (vs Q1'25)
-
ROIC Banks: +1.1%+2.6% ★ Q1'26: -0.7% (vs Q1'25)
-
Share dilution Banks: +0.1%-0.2% ★ Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Banks: 1.37×20.87× Q1'26: -214.08× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2026 3 Rev. Ana. 3 EPS Ana. |
Mar 2027 4 Rev. Ana. 4 EPS Ana. |
Mar 2028 4 Rev. Ana. 4 EPS Ana. |
Mar 2029 3 Rev. Ana. 2 EPS Ana. |
|---|---|---|---|---|
| Revenue |
214.69B
212.64B – 218.33B
|
233.28B
231.98B – 235.10B
+8.7% YoY
|
250.83B
247.50B – 257.20B
+7.5% YoY
|
130.57B
129.32B – 132.78B
-47.9% YoY
|
| EBITDA |
34.34B
34.01B – 34.92B
|
37.31B
37.11B – 37.61B
+8.7% YoY
|
40.12B
39.59B – 41.14B
+7.5% YoY
|
20.88B
20.69B – 21.24B
-47.9% YoY
|
| EBIT |
28.84B
28.56B – 29.33B
|
31.33B
31.16B – 31.58B
+8.7% YoY
|
33.69B
33.24B – 34.55B
+7.5% YoY
|
17.54B
17.37B – 17.83B
-47.9% YoY
|
| Net Income |
27.12B
26.79B – 27.72B
|
32.56B
29.93B – 34.01B
+20.0% YoY
|
34.38B
29.93B – 40.80B
+5.6% YoY
|
—
— – —
-100.0% YoY
|
| SGA |
100.30B
99.34B – 102.00B
|
108.98B
108.38B – 109.84B
+8.7% YoY
|
117.19B
115.63B – 120.16B
+7.5% YoY
|
61.00B
60.42B – 62.03B
-47.9% YoY
|
| EPS |
56.63
55.93 – 57.88
|
68.01
62.50 – 71.00
+20.1% YoY
|
71.80
62.50 – 85.20
+5.6% YoY
|
—
— – —
-100.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-06-12 | C | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 1/5 | 3/5 |
| 2026-06-11 | C | 2/5 | 1/5 | 2/5 | 2/5 | 1/5 | 1/5 | 3/5 |
| 2026-06-10 | B | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-06-09 | B | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-06-08 | B | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-06-05 | B | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-06-04 | B | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-06-03 | B | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-06-02 | B | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-06-01 | B | 3/5 | 1/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Akira Kamiyo | Executive VP, GM of Corporate Planning, Head of Comms, Legal, Risk and Credit Dept & Director | — | male |
| Atsushi Suda | Managing Executive Officer | — | male |
| Fumihiko Hirose | Senior Managing Executive Officer & Senior GM of Finance Division | — | — |
| Hiroshi Azuma | Managing Executive Officer & Assistant Sr GM of Loan Business Division | — | male |
| Keiji Masui | VP, Executive Officer & Representative Director | — | male |
| Masayuki Sato | Executive Officer & Vice Chairman | — | male |
| Mitsuhide Fukuda | President, CEO & Representative Director | — | male |
| Takayuki Nakata | Managing Executive Officer & Senior GM of Group Systems Division | — | — |
| Toshiaki Ando | Managing Executive Officer, Assistant Sr. GM of Finance Division, Counsel of the Accounting Dept. | — | — |
| Yuji Fukada | Managing Executive Officer | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 547A.T
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.
