Türkiye Halk Bankasi A.S. (HALKB.IS)
Istanbul, IST, TR
Türkiye Halk Bankasi A.S., together with its subsidiaries, offers various banking products and services. The company provides deposit products, including e-deposits, deposit accounts with investment funds, child accounts, accumulated deposit accounts, producing deposit accounts, current TL accounts, time deposit TL/FX accounts, current FX accounts, gold deposit accounts, and safety deposit boxes. It also offers personal, auto, mortgage, and overdraft loans; letter of credit, commercial, and cash and non-cash loans; medium and long-term, and investment and project loans; loans from international financial institutions; and foreign trade loans. In addition, the company provides various cards and payment services; insurance products; derivative products; and investment products comprising investment funds, Fon24, domestic government bonds, bank bills and bonds, eurobonds, repos, forwards, options, swaps, and secured options, as well as cash management services. Further, it offers Internet, mobile, and SMS banking services. Additionally, the company is involved in investment in capital market instruments based on real estate, real estate projects, and rights based on real estate; financial leasing; factoring; financing; savings; financing and asset management; and capital markets activities. Türkiye Halk Bankasi A.S. operates domestic and foreign branches in Cyprus and Bahrain and representative offices in England and Iran. Türkiye Halk Bankasi A.S. was founded in 1933 and is headquartered in Istanbul, Turkey. Türkiye Halk Bankasi A.S. operates as a subsidiary of Turkey Wealth Fund.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.10% | +1.65% | +2.26% | -17.12% | +49.41% | +10.82% | +86.12% | +266.55% | +837.01% | +334.08% | +355.42% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 0 | 0 |
| Buy | 0 | 0 |
| Hold | 5 | 0 |
| Sell | 1 | 0 |
| Strong Sell | 1 | 0 |
-
Revenue growth Banks: +13.8%+46.9% ★ Q1'26: +34.0% (vs Q1'25)
-
EPS growth Banks: +25.1%+23.1% Q1'26: +48.3% (vs Q1'25)
-
FCF margin FCF growth · Banks: +75.8%-96.2% Q1'26: +82.2% (vs Q1'25)
-
EBIT margin Banks: +27.6%+3.4% Q1'26: +5.3% (vs Q1'25)
-
ROIC Banks: +1.1%+8.9% ★ Q1'26: +7.2% (vs Q1'25)
-
Share dilution Banks: +0.1%+0.0% Q1'26: +0.0% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Banks: 1.37×24.48× Q1'26: 16.45× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2015 actual |
Dec 2016 actual |
Dec 2017 actual |
Dec 2018 actual |
Dec 2019 actual |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
15.76B
est: 7.71B (+104.4%)
|
20.27B
est: 9.02B (+124.7%)
|
27.39B
est: 10.73B (+155.3%)
|
41.79B
est: 10.84B (+285.5%)
|
47.59B
est: 12.30B (+287.0%)
|
53.15B
est: 18.31B (+190.2%)
|
82.88B
est: 17.65B (+369.5%)
|
165.74B
est: 70.85B (+133.9%)
|
327.60B
est: 65.29B (+401.8%)
|
712.44B
est: 78.15B (+811.6%)
|
1.05T
est: 164.74B (+535.3%)
|
242.39B
242.39B – 242.39B
+47.1% YoY
|
276.53B
276.53B – 276.53B
+14.1% YoY
|
| EBITDA |
3.03B
est: 533.07M (+469.0%)
|
3.52B
est: 624.10M (+463.9%)
|
5.33B
est: 741.98M (+618.5%)
|
3.23B
est: 749.95M (+331.0%)
|
2.84B
est: 850.61M (+233.9%)
|
4.04B
est: 1.27B (+218.8%)
|
2.55B
est: 1.22B (+109.3%)
|
25.54B
est: 4.90B (+421.3%)
|
17.37B
est: 4.02B (+332.7%)
|
22.71B
est: 4.81B (+372.4%)
|
39.40B
est: 10.13B (+288.9%)
|
14.91B
14.91B – 14.91B
+47.1% YoY
|
17.01B
17.01B – 17.01B
+14.1% YoY
|
| EBIT |
2.90B
est: 479.40M (+504.6%)
|
3.35B
est: 561.27M (+496.8%)
|
5.15B
est: 667.28M (+672.3%)
|
3.03B
est: 674.44M (+349.7%)
|
2.41B
est: 764.97M (+214.6%)
|
3.51B
est: 1.14B (+207.8%)
|
1.88B
est: 1.10B (+71.5%)
|
24.67B
est: 4.41B (+459.7%)
|
15.33B
est: 3.64B (+321.1%)
|
19.04B
est: 4.36B (+337.0%)
|
35.30B
est: 9.19B (+284.3%)
|
13.51B
13.51B – 13.51B
+47.1% YoY
|
15.42B
15.42B – 15.42B
+14.1% YoY
|
| Net Income |
2.32B
est: 12.87B (-82.0%)
|
2.53B
est: 16.24B (-84.4%)
|
4.04B
est: 22.07B (-81.7%)
|
2.66B
est: 16.35B (-83.8%)
|
2.27B
est: 9.05B (-75.0%)
|
3.68B
est: 8.08B (-54.4%)
|
1.84B
est: 7.18B (-74.4%)
|
18.36B
est: 25.28B (-27.4%)
|
16.83B
est: 22.09B (-23.8%)
|
22.04B
est: 14.16B (+55.6%)
|
27.13B
est: 39.34B (-31.0%)
|
52.56B
52.56B – 52.56B
+33.6% YoY
|
79.18B
79.18B – 79.18B
+50.7% YoY
|
| SGA |
140.67M
est: 41.91M (+235.7%)
|
165.78M
est: 49.06M (+237.9%)
|
226.05M
est: 58.33M (+287.5%)
|
214.60M
est: 58.96M (+264.0%)
|
207.67M
est: 66.87M (+210.6%)
|
269.61M
est: 99.57M (+170.8%)
|
501.19M
est: 95.97M (+422.2%)
|
1.24B
est: 385.22M (+223.0%)
|
1.87B
est: 965.03M (+93.4%)
|
2.04B
est: 1.16B (+76.5%)
|
54.21B
est: 2.44B (+2,126.2%)
|
3.58B
3.58B – 3.58B
+47.1% YoY
|
4.09B
4.09B – 4.09B
+14.1% YoY
|
| EPS |
1.85
est: 1.79 (+3.3%)
|
2.03
est: 2.26 (-10.2%)
|
3.24
est: 3.07 (+5.5%)
|
2.13
est: 2.28 (-6.4%)
|
1.82
est: 1.26 (+44.4%)
|
1.38
est: 1.12 (+22.7%)
|
1.01
est: 1.00 (+1.1%)
|
3.69
est: 3.52 (+4.9%)
|
2.34
est: 3.07 (-23.9%)
|
3.07
est: 1.97 (+55.8%)
|
3.78
est: 5.48 (-31.0%)
|
7.31
7.31 – 7.31
+33.6% YoY
|
11.02
11.02 – 11.02
+50.7% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | B+ | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 3/5 |
| 2026-05-08 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-07 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-06 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-05 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-05-04 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-30 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-29 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-28 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-27 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-24 | B | 3/5 | 4/5 | 4/5 | 3/5 | 1/5 | 3/5 | 2/5 |
| 2026-04-22 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-21 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-20 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-17 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-16 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
| 2026-04-15 | B+ | 3/5 | 4/5 | 4/5 | 4/5 | 1/5 | 3/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Ali Cebeci | Head of Inspection Board of Internal Auditors | — | male |
| Caner Gokbulut | Head of Corporate Communications Department | — | male |
| Ibrahim Okan Çaglar | Head of Budget & Reporting Department | — | — |
| Mehmet Tanriverdi | Head of Inspection Board of Internal Auditors | — | — |
| Muharrem Baykara | Head of Investor Relations Department | — | — |
| Olcay Atlioglu | EVP & Deputy GM of Information Technologies | — | male |
| Oner Kaya | Head of Legal Affairs Department | — | — |
| Osman Arslan | GM, Chief Executive Officer & Director | — | male |
| Osman Bektas | Head of Financial Accounting Department | — | male |
| Recep Suleyman Ozdil | GM, Chief Executive Officer & Director | — | male |
| Samet Demirci | Head of Compliance Department | — | — |
| Yusuf Duran Ocak | EVP & Deputy General Manager of Financial Management and Planning | — | male |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for HALKB.IS
Short-term intention
Target Price Distribution
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