Qliro AB (QLIRO.ST)
Stockholm, STO, SE
Qliro AB (publ) operates as a fintech company. The company offers payment solutions, such as complete checkout with various relevant payment options for direct payments (Pay Now) and invoicing and installments (Pay Later) in the Nordics for enterprise and small and medium enterprise merchants and their customers primarily in e-commerce. It also provides consumer financing, personal loans, and savings accounts. The company was incorporated in 2014 and is headquartered in Stockholm, Sweden. Qliro AB (publ) is a subsidiary of Nelly Group AB (publ).
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| -0.27% | +2.17% | +5.32% | -7.84% | +4.74% | +7.12% | -1.83% | +12.57% | -56.98% | -49.73% | -49.73% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 1 | 0 |
| Buy | 0 | 0 |
| Hold | 0 | -1 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Financial - Credit Services: +13.2%+6.6% Q1'26: +16.9% (vs Q1'25)
-
EPS growth Financial - Credit Services: +24.0%-1,885,100.0% Q1'26: +89.8% (vs Q1'25)
-
FCF margin FCF growth · Financial - Credit Services: +70.9%-100.4% Q1'26: +11.3% (vs Q1'25)
-
EBIT margin Financial - Credit Services: +28.7%-18.6% Q1'26: +1.5% (vs Q1'25)
-
ROIC Financial - Credit Services: +5.0%— Q1'26: -157.1% (vs Q1'25)
-
Share dilution Financial - Credit Services: +0.0%+28.9% Q1'26: +32.8% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Financial - Credit Services: 4.07×-1.41× Q1'26: 0.68× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Dec 2020 actual |
Dec 2021 actual |
Dec 2022 actual |
Dec 2023 actual |
Dec 2024 actual |
Dec 2025 actual |
Dec 2026 1 Rev. Ana. 1 EPS Ana. |
Dec 2027 1 Rev. Ana. 1 EPS Ana. |
Dec 2028 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|
| Revenue |
411.80M
est: 379.74M (+8.4%)
|
449.80M
est: 403.50M (+11.5%)
|
470.40M
est: 433.36M (+8.5%)
|
442.70M
est: 451.00M (-1.8%)
|
485.00M
est: 437.40M (+10.9%)
|
516.80M
est: 409.62M (+26.2%)
|
586.00M
586.00M – 586.00M
+43.1% YoY
|
704.00M
704.00M – 704.00M
+20.1% YoY
|
837.00M
837.00M – 837.00M
+18.9% YoY
|
| EBITDA |
20.60M
est: 25.55M (-19.4%)
|
45.80M
est: 27.14M (+68.7%)
|
-9.30M
est: 29.15M (-131.9%)
|
48.90M
est: 30.34M (+61.2%)
|
45.50M
est: 10.24M (+344.5%)
|
-87.50M
est: 9.59M (-1,012.8%)
|
13.71M
13.71M – 13.71M
+43.1% YoY
|
16.48M
16.48M – 16.48M
+20.1% YoY
|
19.59M
19.59M – 19.59M
+18.9% YoY
|
| EBIT |
-80.80M
est: -51.23M (-57.7%)
|
-50.20M
est: -54.44M (+7.8%)
|
-114.80M
est: -58.47M (-96.4%)
|
-24.20M
est: -60.85M (+60.2%)
|
-33.00M
est: -58.15M (+43.2%)
|
-96.30M
est: -54.45M (-76.8%)
|
-77.90M
-77.90M – -77.90M
-43.1% YoY
|
-93.59M
-93.59M – -93.59M
-20.1% YoY
|
-111.27M
-111.27M – -111.27M
-18.9% YoY
|
| Net Income |
-67.00M
est: -49.76B (+99.9%)
|
-39.90M
est: -35.78B (+99.9%)
|
-93.50M
est: -98.22B (+99.9%)
|
4.10M
est: 10.44B (-100.0%)
|
-21.90M
est: -2.62M (-737.1%)
|
-84.10M
est: -82.72M (-1.7%)
|
30.48M
30.48M – 30.48M
+136.8% YoY
|
70.55M
70.55M – 70.55M
+131.5% YoY
|
103.73M
103.73M – 103.73M
+47.0% YoY
|
| SGA |
71.50M
est: 75.75M (-5.6%)
|
81.50M
est: 80.49M (+1.3%)
|
132.10M
est: 86.45M (+52.8%)
|
82.40M
est: 89.97M (-8.4%)
|
85.20M
est: 90.15M (-5.5%)
|
106.80M
est: 84.42M (+26.5%)
|
120.77M
120.77M – 120.77M
+43.1% YoY
|
145.09M
145.09M – 145.09M
+20.1% YoY
|
172.50M
172.50M – 172.50M
+18.9% YoY
|
| EPS |
-3.73
est: -2.61 (-43.0%)
|
-2.23
est: -1.88 (-18.9%)
|
-4.91
est: -5.15 (+4.7%)
|
-1.13
est: 0.55 (-306.5%)
|
0.00
est: -0.11 (+100.2%)
|
-3.77
est: -3.37 (-12.0%)
|
1.24
1.24 – 1.24
+136.8% YoY
|
2.87
2.87 – 2.87
+131.5% YoY
|
4.22
4.22 – 4.22
+47.0% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-11 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-08 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-07 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-06 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-05 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-05-04 | C | 2/5 | 1/5 | 1/5 | 1/5 | 3/5 | 1/5 | 3/5 |
| 2026-04-30 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-29 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-28 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-27 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-24 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-23 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-22 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-21 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-20 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-17 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
| 2026-04-16 | C- | 1/5 | 1/5 | 1/5 | 1/5 | 2/5 | 1/5 | 3/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
ETF Ownership
This company is not held by any ETF in our universe.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Christoffer Rutgersson | Chief Executive Officer | 5M | male |
| Christofer Zetterquist | Interim Chief Financial Officer | — | male |
| Emma Lunde | Chief Operating Officer | — | female |
| Evelin Kaup | Chief Product & Technology Officer | — | female |
| Joel Nisses | Chief Risk Officer | — | male |
| Lina Natterlund | Chief Analytics & Credit Officer | — | female |
| Peder Alenius | Chief Commercial Officer | — | male |
| Robin Soubry | Chief Strategy Officer | — | male |
| Anna Engman | Chief People Officer | — | female |
| Sandra Arvidsson | Chief Legal Officer | — | female |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for QLIRO.ST
Short-term intention
Target Price Distribution
These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

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