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Prudential plc (PUKPF)

USD12.85 +0.15 (+1.18%)
GB OTC Financial Services Insurance - Life
Address 1 Angel Court EC2R 7AG
London, GB
CEO Anil Wadhwani
IPO 2010-10-15
CIK 1116578 ISIN GB0007099541

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Also trades on Deutsche Börse · PRU.DE (EUR) Hong Kong Stock Exchange · 2378.HK (HKD) London Stock Exchange · PRU.L (GBp) New York Stock Exchange · PUK (USD) Other OTC · PUKPF (USD)
Description

Prudential plc, operating through its subsidiaries, delivers a broad spectrum of financial solutions, with a core focus on life and health coverage, retirement planning, and investment management for individuals across Asia and Africa. Its offerings encompass health and protection policies, alongside diverse savings products like participating, unit-linked, and traditional options. The company also provides specific insurance against common critical illnesses such as cancer, stroke, and heart attacks, as well as protection from tropical diseases including dengue, malaria, and measles. For its asset management division, Prudential manages investments for both institutional and individual clients, employing various strategies across equities, fixed income, multi-asset, quantitative, and alternative portfolios. These products and services are distributed via a multi-channel network that includes its agency sales force, partnerships with banks, and independent brokers. The company, founded in 1848, is headquartered in London, United Kingdom.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD12.85 +0.15 (+1.18%)
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Volume Profile
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Liquidity & share structure
Average Volume
551
Beta
0.91
Float Shares
2.42B
Free Float %
96.5%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% -11.80% -11.80% +14.06% +14.06% +32.34% +4.57% -33.95% -30.56% +108.82%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (4 ratings, all time) Hold
Price Targets & DCF
Current price
12.85
DCF (Unlevered) 7.51 -41.5%
DCF (Levered) 4.37 -66.0%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.83
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +248.1% Q4'25: +249.8% (vs Q4'23)
  • EPS growth Insurance - Life: +13.4%
    +83.3% Q4'25: +377.3% (vs Q4'23)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +10.0% Q4'25: +9.8% (vs Q4'23)
  • EBIT margin Insurance - Life: +12.4%
    +18.5% Q4'25: +21.7% (vs Q4'23)
  • ROIC Insurance - Life: +1.0%
    +22.1% Q4'25: +58.0% (vs Q4'23)
  • Share dilution Insurance - Life: +0.4%
    +27.8% Q4'25: -6.3% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    1.15× Q4'25: 0.45× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.91) × ERP
WACC = 86% × Ke + 14% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 7.51 Current price: 12.85
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
2 Rev. Ana.
1 EPS Ana.
Dec 2027
2 Rev. Ana.
1 EPS Ana.
Dec 2028
1 Rev. Ana.
1 EPS Ana.
Dec 2029
1 Rev. Ana.
1 EPS Ana.
Dec 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
27.95B
est: 48.86B (-42.8%)
58.41B
est: 43.65B (+33.8%)
65.12B
est: 53.02B (+22.8%)
20.93B
est: 54.32B (-61.5%)
70.76B
est: 62.78B (+12.7%)
36.25B
est: 34.12B (+6.2%)
26.50B
est: 25.18B (+5.3%)
-27.59B
est: 24.47B (-212.7%)
11.97B
est: 25.51B (-53.1%)
8.14B
est: 3.84B (+112.1%)
28.33B
est: 6.56B (+332.2%)
6.76B
3.68B – 9.84B
+3.1% YoY
7.24B
4.01B – 10.47B
+7.1% YoY
9.11B
5.00B – 13.21B
+25.8% YoY
5.71B
3.14B – 8.28B
-37.3% YoY
3.82B
2.10B – 5.55B
-33.0% YoY
EBITDA
est: 8.11B (-100.0%)
est: 7.25B (-100.0%)
est: 8.80B (-100.0%)
est: 9.02B (-100.0%)
est: 10.42B (-100.0%)
3.44B
est: 5.66B (-39.2%)
2.94B
est: 4.18B (-29.6%)
-229.75M
est: 4.06B (-105.7%)
3.06B
est: 4.24B (-27.8%)
2.93B
est: 705.98M (+315.5%)
5.23B
est: 1.21B (+333.7%)
1.24B
677.82M – 1.81B
+3.1% YoY
1.33B
737.34M – 1.93B
+7.1% YoY
1.68B
920.59M – 2.43B
+25.8% YoY
1.05B
577.09M – 1.52B
-37.3% YoY
703.72M
386.64M – 1.02B
-33.0% YoY
EBIT
36.02B
est: 7.86B (+358.4%)
3.25B
est: 7.02B (-53.7%)
77.54B
est: 8.52B (+809.6%)
25.00B
est: 8.73B (+186.2%)
66.86B
est: 10.09B (+562.4%)
3.22B
est: 5.49B (-41.2%)
2.94B
est: 4.05B (-27.3%)
-229.75M
est: 3.93B (-105.8%)
2.54B
est: 4.10B (-38.2%)
3.12B
est: 690.39M (+352.5%)
5.23B
est: 1.18B (+343.5%)
1.22B
662.85M – 1.77B
+3.1% YoY
1.30B
721.06M – 1.88B
+7.1% YoY
1.64B
900.27M – 2.38B
+25.8% YoY
1.03B
564.35M – 1.49B
-37.3% YoY
688.18M
378.11M – 998.26M
-33.0% YoY
Net Income
3.82B
est: 3.65B (+4.7%)
2.37B
est: 3.34B (-29.1%)
2.39B
est: 4.30B (-44.4%)
3.15B
est: 4.13B (-23.6%)
591.08M
est: 4.39B (-86.5%)
2.12B
est: 4.42B (-52.1%)
-2.04B
est: 2.79B (-173.2%)
-1.01B
est: 2.14B (-147.2%)
1.70B
est: 2.19B (-22.2%)
2.29B
est: 2.70B (-15.5%)
4.06B
est: 3.56B (+14.2%)
4.25B
1.76B – 6.74B
+19.4% YoY
5.00B
2.07B – 7.93B
+17.7% YoY
5.51B
2.28B – 8.73B
+10.1% YoY
5.94B
2.46B – 9.42B
+8.0% YoY
6.85B
2.84B – 10.86B
+15.2% YoY
SGA
3.21B
est: 711.34M (+351.5%)
4.40B
est: 635.50M (+591.8%)
4.68B
est: 771.89M (+506.2%)
2.26B
est: 790.84M (+186.2%)
3.79B
est: 913.92M (+314.6%)
2.43B
est: 496.67M (+389.9%)
3.13B
est: 366.53M (+753.4%)
3.10B
est: 356.27M (+770.1%)
est: 371.41M (-100.0%)
est: 4.35M (-100.0%)
est: 7.43M (-100.0%)
7.67M
4.18M – 11.16M
+3.1% YoY
8.21M
4.54M – 11.88M
+7.1% YoY
10.33M
5.67M – 14.98M
+25.8% YoY
6.47M
3.56M – 9.39M
-37.3% YoY
4.34M
2.38M – 6.29M
-33.0% YoY
EPS
0.68
est: 1.34 (-49.3%)
0.61
est: 1.23 (-50.3%)
0.70
est: 1.58 (-55.7%)
0.65
est: 1.52 (-57.2%)
0.57
est: 1.61 (-64.7%)
1.63
est: 1.62 (+0.3%)
-1.55
est: 1.03 (-251.2%)
-0.74
est: 0.79 (-194.3%)
1.24
est: 0.80 (+54.2%)
0.84
est: 0.78 (+7.9%)
1.54
est: 1.02 (+50.5%)
1.22
0.51 – 1.94
+19.4% YoY
1.44
0.60 – 2.28
+17.7% YoY
1.58
0.66 – 2.51
+10.1% YoY
1.71
0.71 – 2.71
+8.0% YoY
1.97
0.82 – 3.12
+15.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-11 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-07 A 4/5 3/5 5/5 5/5 3/5 4/5 2/5
2026-04-30 A- 4/5 3/5 5/5 5/5 2/5 4/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
3.96B
OE per share TTM
1.41
Owner's Yield
10.86%
Maintenance CapEx ratio
8.35%
Maint CapEx / Avg PPE
2.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
6
Beneficial owners (>5%)
# Reporting person Amount owned % of class Sole voting Shared voting Sole dispositive Shared dispositive Type Citizenship Filing date SEC filing
1 (1)Names of reporting persons. BlackRock, Inc. 278.93M 10.10% 248.32M 278.93M HC Delaware 2022-07-08
2 BlackRock for purposes of Schedule 13G filings. 160.16M 6.33% 160.16M 160.16M HC Delaware 2010-01-29
3 Capital Research Global Investors ** 148.18M 5.70% 148.18M 148.18M IA Delaware 2018-02-14
4 BlackRock, Inc. 142.39M 5.60% 128.46M 142.39M HC Delaware 2014-02-03
5 The Vanguard Group Inc. 31.16M 10.15% 142.39M 156.87M IA Delaware 2017-01-25
6 Persons. 16.34M 18.60% OO England and Wales 2022-02-11

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
339.4K
Shares Outstanding
2.50B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings
Filing date Form type Filing
2026-05-29 6-K
2026-05-28 6-K
2026-05-28 6-K
2026-05-28 6-K
2026-05-27 6-K
2026-05-26 6-K
2026-05-18 6-K
2026-05-18 6-K
2026-05-18 6-K
2026-05-15 6-K

Executive team

NameTitleCompensationGender
Anil Wadhwani Chief Executive Officer & Executive Director 5M male
Anette Bronder Chief Technology & Operations Officer female
Avnish Kalra Chief Risk & Compliance Officer male
Benjamin James Bulmer Chief Financial Officer male
Catherine Chia Chief Human Resources Officer female
Ciaran Mulligan Head of Manager Oversight for Portfolio Management Group
Patrick Bowes Head of Investor Relations male
Rebecca Wyatt Chief of Financial & Capital Reporting
Allen Thai Chief Representative of Myanmar Office male
Thean Oon Tan Regional CEO of Singapore, Thailand, Vietnam & Partnership Distribution male
ESG Rating
B
INSURANCE - LIFE
Rank: 21 out of 31
2025
E (Environmental)
53.8 / 66.1
Company / Sector avg.
S (Social)
66.0 / 78.2
Company / Sector avg.
G (Governance)
61.4 / 68.8
Company / Sector avg.
ESG Total
60.4 / 71.0
Company / Sector avg.
ESG Score History INSURANCE - LIFE
Benchmark vs Sector
Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits