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Prudential plc (PRU.DE)

EUR12.66 +0.11 (+0.84%)
GB XETRA Financial Services Insurance - Life
Address 1 Angel Court EC2R 7AG
London, GB
CEO Anil Wadhwani
IPO 2007-12-20
ISIN GB0007099541

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Also trades on Deutsche Börse · PRU.DE (EUR) Hong Kong Stock Exchange · 2378.HK (HKD) London Stock Exchange · PRU.L (GBp) New York Stock Exchange · PUK (USD) Other OTC · PUKPF (USD)
Description

Operating through its various divisions, Prudential plc delivers financial services, encompassing life and health coverage, retirement planning, and investment management, to clients across Asia and Africa. Its insurance portfolio includes health and comprehensive protection plans, alongside various savings instruments like participating, unit-linked, and conventional policies. Furthermore, the firm offers specialized coverage for prevalent critical conditions such as cancer, strokes, and heart attacks, in addition to safeguards against tropical ailments like dengue, malaria, and measles. Beyond insurance, Prudential oversees investment capital for both corporate and private clients, employing a diverse range of strategies including equities, fixed income, multi-asset allocations, quantitative models, and alternative investments. Distribution of its offerings is facilitated via its network of agents, banking partners, and independent brokers. Established in 1848, the company maintains its primary corporate office in London, United Kingdom.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
EUR12.66 +0.11 (+0.84%)
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Volume Profile
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Liquidity & share structure
Average Volume
4.0K
Beta
0.91
Float Shares
2.50B
Free Float %
99.9%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
-1.15% -5.61% -2.88% -4.89% -1.11% -7.01% +23.37% -2.66% -30.78% -24.98% +3.83%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Analyst Consensus (7 ratings, all time) Buy
Price Targets & DCF
Current price
12.66
DCF (Unlevered) 4.33 -65.8%
DCF (Levered) 3.32 -73.7%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
0.66
Distress
Piotroski F-Score
5 / 9
Average
MOAT Score
5 / 10
Developing
Composite Rating
B+
Overall Score
3 / 5
Medium
DCF Score
3 / 5
Medium
ROE Score
5 / 5
High
ROA Score
4 / 5
High
D/E Score
3 / 5
Medium
P/E Score
3 / 5
Medium
P/Book Score
1 / 5
Low
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    +248.6% Q4'25: +250.3% (vs Q4'23)
  • EPS growth Insurance - Life: +13.4%
    +86.9% Q4'25: +377.3% (vs Q4'23)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    +10.0% Q4'25: +9.8% (vs Q4'23)
  • EBIT margin Insurance - Life: +12.4%
    +18.5% Q4'25: +21.7% (vs Q4'23)
  • ROIC Insurance - Life: +1.0%
    +22.1% Q4'25: +58.0% (vs Q4'23)
  • Share dilution Insurance - Life: +0.4%
    +8.8% Q4'25: -6.3% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    1.15× Q4'25: 0.45× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.91) × ERP
WACC = 88% × Ke + 12% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 4.33 Current price: 12.66
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2001
actual
Dec 2002
actual
Dec 2003
actual
Dec 2004
actual
Dec 2005
actual
Dec 2006
actual
Dec 2007
actual
Dec 2008
actual
Dec 2009
actual
Dec 2010
actual
Dec 2011
actual
Dec 2012
actual
Dec 2013
actual
Dec 2014
actual
Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
2 Rev. Ana.
7 EPS Ana.
Dec 2027
2 Rev. Ana.
7 EPS Ana.
Dec 2028
2 Rev. Ana.
7 EPS Ana.
Dec 2029
1 Rev. Ana.
2 EPS Ana.
Dec 2030
1 Rev. Ana.
5 EPS Ana.
Revenue
17.02B
est.
18.40B
est.
20.26B
est.
33.90B
est: 22.05B (+53.8%)
41.13B
est: 19.87B (+107.0%)
35.03B
est: 21.12B (+65.8%)
32.87B
est: 23.49B (+39.9%)
-10.27B
est: 27.65B (-137.1%)
48.10B
est: 49.28B (-2.4%)
47.65B
est: 43.78B (+8.8%)
36.51B
est: 52.50B (-30.5%)
54.44B
est: 53.49B (+1.8%)
32.22B
est: 69.68B (-53.8%)
37.44B
est: 61.43B (-39.1%)
27.95B
est: 49.08B (-43.0%)
58.41B
est: 43.41B (+34.6%)
65.12B
est: 51.81B (+25.7%)
20.93B
est: 56.78B (-63.1%)
70.76B
est: 63.45B (+11.5%)
36.25B
est: 34.19B (+6.0%)
26.50B
est: 25.11B (+5.5%)
-27.59B
est: 24.63B (-212.0%)
11.97B
est: 25.42B (-52.9%)
8.14B
est: 3.84B (+112.1%)
28.37B
est: 6.56B (+332.8%)
6.83B
3.72B – 9.94B
+4.2% YoY
7.31B
4.05B – 10.58B
+7.1% YoY
9.20B
5.05B – 13.35B
+25.8% YoY
5.72B
3.14B – 8.29B
-37.9% YoY
3.83B
2.10B – 5.56B
-33.0% YoY
EBITDA
700.02M
est.
-140.23M
est.
164.57M
est.
1.64B
est: 411.49M (+297.3%)
2.35B
est: 954.08M (+146.6%)
2.40B
est: 2.43B (-1.2%)
1.23B
est: 2.72B (-54.9%)
-1.90B
est: 1.93B (-198.6%)
1.77B
est: -1.59B (+211.7%)
2.33B
est: 681.35M (+241.8%)
2.21B
est: 1.93B (+14.7%)
3.26B
est: 2.23B (+46.0%)
est: 4.25B (-100.0%)
est: 1.74B (-100.0%)
est: 2.79B (-100.0%)
est: 4.30B (-100.0%)
est: 3.79B (-100.0%)
est: 4.57B (-100.0%)
est: 3.51B (-100.0%)
3.44B
est: 721.68M (+376.9%)
est: 824.29M (-100.0%)
est: 1.01B (-100.0%)
est: 1.31B (-100.0%)
3.12B
est: 436.36M (+615.9%)
5.24B
est: 745.30M (+602.8%)
776.50M
423.11M – 1.13B
+4.2% YoY
831.57M
460.27M – 1.20B
+7.1% YoY
1.05B
574.66M – 1.52B
+25.8% YoY
649.99M
357.13M – 942.86M
-37.9% YoY
435.49M
239.27M – 631.71M
-33.0% YoY
EBIT
661.32M
est.
669.43M
est.
468.15M
est.
1.64B
est: 492.78M (+231.8%)
2.35B
est: 674.84M (+248.7%)
2.40B
est: 2.96B (-19.0%)
1.23B
est: 3.34B (-63.2%)
-1.90B
est: 2.08B (-191.4%)
1.77B
est: -744.56M (+338.1%)
2.33B
est: 1.20B (+94.1%)
2.21B
est: 2.71B (-18.4%)
3.26B
est: 2.92B (+11.5%)
46.40B
est: 5.19B (+793.6%)
55.63B
est: 2.11B (+2,540.0%)
36.02B
est: 2.87B (+1,153.6%)
65.25B
est: 4.63B (+1,310.1%)
77.54B
est: 4.41B (+1,657.6%)
25.00B
est: 5.72B (+336.8%)
66.86B
est: 2.96B (+2,157.3%)
3.22B
est: 2.33B (+38.6%)
3.00B
est: 2.66B (+13.0%)
-443.00M
est: 3.27B (-113.5%)
2.27B
est: 4.22B (-46.2%)
3.12B
est: 436.36M (+615.9%)
5.24B
est: 745.30M (+602.8%)
776.50M
423.11M – 1.13B
+4.2% YoY
831.57M
460.27M – 1.20B
+7.1% YoY
1.05B
574.66M – 1.52B
+25.8% YoY
649.99M
357.13M – 942.86M
-37.9% YoY
435.49M
239.27M – 631.71M
-33.0% YoY
Net Income
492.95M
est.
398.18M
est.
458.95M
est.
491.00M
est: 260.15M (+88.7%)
748.00M
est: 524.19M (+42.7%)
874.00M
est: 941.30M (-7.1%)
947.00M
est: 1.28B (-25.9%)
-396.00M
est: 1.59B (-124.8%)
676.00M
est: -1.02B (+166.3%)
1.43B
est: 860.92M (+66.2%)
1.49B
est: 2.28B (-34.5%)
2.16B
est: 1.98B (+9.2%)
828.12M
est: 3.69B (-77.6%)
1.38B
est: 1.58B (-12.8%)
1.75B
est: 2.40B (-27.3%)
1.56B
est: 3.65B (-57.2%)
1.80B
est: 3.45B (-47.9%)
2.35B
est: 4.00B (-41.3%)
591.08M
est: 3.24B (-81.7%)
2.12B
est: 892.69M (+137.3%)
-2.04B
est: 1.02B (-300.3%)
-1.01B
est: 3.76B (-126.8%)
1.70B
est: 1.87B (-9.1%)
2.29B
est: 2.30B (-0.8%)
4.07B
est: 4.67B (-13.0%)
3.64B
3.48B – 3.92B
-22.1% YoY
4.11B
3.84B – 5.13B
+12.9% YoY
4.83B
4.46B – 5.20B
+17.7% YoY
5.11B
2.12B – 8.11B
+5.8% YoY
5.89B
2.44B – 9.34B
+15.2% YoY
SGA
247.72M
est.
267.83M
est.
294.96M
est.
3.60B
est: 320.95M (+1,022.9%)
3.60B
est: 289.25M (+1,143.9%)
2.81B
est: 5.21B (-46.1%)
3.72B
est: 5.86B (-36.5%)
1.19B
est: 5.45B (-78.1%)
3.47B
est: 3.28B (+5.6%)
3.41B
est: 4.51B (-24.3%)
2.88B
est: 5.56B (-48.2%)
3.14B
est: 4.68B (-33.0%)
2.65B
est: 6.26B (-57.7%)
2.79B
est: 5.06B (-44.8%)
3.21B
est: 4.86B (-33.9%)
4.40B
est: 6.72B (-34.6%)
4.68B
est: 9.93B (-52.9%)
2.26B
est: 10.39B (-78.2%)
3.79B
est: 3.12B (+21.4%)
2.43B
est: 5.72B (-57.5%)
3.13B
est: 6.54B (-52.1%)
3.10B
est: 8.04B (-61.4%)
est: 10.37B (-100.0%)
est: 4.35M (-100.0%)
est: 7.43M (-100.0%)
7.75M
4.22M – 11.27M
+4.2% YoY
8.29M
4.59M – 12.00M
+7.1% YoY
10.43M
5.73M – 15.13M
+25.8% YoY
6.48M
3.56M – 9.40M
-37.9% YoY
4.34M
2.39M – 6.30M
-33.0% YoY
EPS
0.38
est.
0.35
est.
0.36
est.
0.24
est: 0.47 (-48.7%)
0.32
est: 0.52 (-38.7%)
0.36
est: 0.74 (-51.3%)
0.39
est: 0.98 (-60.2%)
-0.16
est: 1.07 (-114.9%)
0.27
est: 1.68 (-83.9%)
0.57
est: 1.08 (-47.3%)
0.59
est: 1.22 (-51.5%)
0.85
est: 1.41 (-39.6%)
0.33
est: 1.76 (-81.5%)
0.54
est: 1.98 (-72.6%)
0.68
est: 1.35 (-49.3%)
0.61
est: 1.22 (-50.0%)
0.70
est: 1.54 (-54.6%)
0.65
est: 1.59 (-58.7%)
0.57
est: 1.63 (-65.1%)
0.82
est: 1.63 (-49.6%)
-0.77
est: 1.02 (-175.3%)
-0.37
est: 0.79 (-146.8%)
0.62
est: 0.80 (-22.6%)
0.84
est: 0.78 (+7.9%)
1.57
est: 1.02 (+53.4%)
1.23
1.18 – 1.32
+20.7% YoY
1.45
1.30 – 1.73
+17.7% YoY
1.60
1.51 – 1.76
+10.1% YoY
1.73
0.72 – 2.74
+8.0% YoY
1.99
0.82 – 3.16
+15.2% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-29 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-28 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-27 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-26 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-22 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-21 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-20 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-19 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-18 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-15 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-14 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-13 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-12 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-11 A- 4/5 3/5 5/5 4/5 3/5 3/5 2/5
2026-05-08 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-07 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-06 B+ 3/5 3/5 5/5 4/5 3/5 3/5 1/5
2026-05-05 A- 4/5 3/5 5/5 5/5 3/5 3/5 1/5
2026-05-04 A- 4/5 3/5 5/5 5/5 3/5 3/5 1/5
2026-04-30 B+ 3/5 3/5 5/5 5/5 2/5 3/5 1/5
2026-04-29 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-28 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-27 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-24 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-23 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-22 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-21 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-20 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-17 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5
2026-04-16 A- 4/5 3/5 5/5 5/5 2/5 3/5 2/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
4.98B
OE per share TTM
1.87
Owner's Yield
15.57%
Maintenance CapEx ratio
8.36%
Maint CapEx / Avg PPE
2.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
348.5K
Shares Outstanding
2.50B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Anil Wadhwani Chief Executive Officer & Executive Director 4M male
Anette Bronder Chief Technology & Operations Officer female
Avnish Kalra Chief Risk & Compliance Officer male
Benjamin James Bulmer Chief Financial Officer male
Catherine Chia Chief Human Resources Officer female
Ciaran Mulligan Head of Manager Oversight for Portfolio Management Group
Patrick Bowes Head of Investor Relations male
Rebecca Wyatt Chief of Financial & Capital Reporting
Allen Thai Chief Representative of Myanmar Office male
Thean Oon Tan Regional CEO of Singapore, Thailand, Vietnam & Partnership Distribution male
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits