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PICC Property and Casualty Company Limited (PPCCF)

USD1.96 +0.00 (+0.00%)
CN OTC Financial Services Insurance - Property & Casualty
Address Tower 2 100022
Beijing, BE, CN
CEO Daoming Zhang
IPO 2012-08-28
ISIN CNE100000593

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Also trades on Hong Kong Stock Exchange · 2328.HK (HKD) Other OTC · PPCCF (USD) Other OTC · PPCCY (USD)
Description

PICC Property and Casualty Company Limited, along with its associated entities, operates as a leading non-life insurance provider across the People's Republic of China. The company segments its diverse operations into areas such as motor vehicle coverage, commercial property, cargo, liability, accidental injury and health, agriculture, credit and surety, and other specialized categories. Its extensive range of insurance products includes policies for accidental injury and medical expenses, short-term health, homeowners, special risks, marine hull, and construction projects. Beyond its primary underwriting activities, PICC also offers reinsurance, investment and fund management, insurance and claims handling agency services, training, information technology and business solutions, and property management. Established in Beijing, China, in 2003, it functions as a subsidiary of The People's Insurance Company (Group) of China Limited.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
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Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
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Price Chart
Averages
Trend
Price
Levels
Draw
USD1.96 +0.00 (+0.00%)
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Volume Profile
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Liquidity & share structure
Average Volume
139
Beta
0.12
Float Shares
6.90B
Free Float %
31.0%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+0.00% +0.00% +0.00% +0.00% -14.78% -3.92% +3.70% +71.93% +106.99% +71.93% +118.19%
Rolling Volatility
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Drawdown
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Relative Strength
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Monthly Returns Heatmap
From To
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Annual Monthly Returns
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Daily Returns Distribution
vs.
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Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1.96
DCF (Unlevered) 96.49 +4,823.0%
DCF (Levered) 104.29 +5,220.8%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Quality scores
Altman Z-Score
1.98
Grey zone
Piotroski F-Score
8 / 9
Strong
MOAT Score
4 / 10
Developing
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Property & Casualty: +14.1%
    +6.3% Q4'25: +13.6% (vs Q4'23)
  • EPS growth Insurance - Property & Casualty: +27.5%
    +850.3% Q4'25: +12,918.5% (vs Q4'23)
  • FCF margin FCF growth · Insurance - Property & Casualty: +25.6%
    +14.9% Q4'25: +8.1% (vs Q4'23)
  • EBIT margin Insurance - Property & Casualty: +16.3%
    +9.3% Q4'25: +7.0% (vs Q4'23)
  • ROIC Insurance - Property & Casualty: +7.9%
    +11.9% Q4'25: +19.0% (vs Q4'23)
  • Share dilution Insurance - Property & Casualty: +0.4%
    -87.2% Q4'25: -87.2% (vs Q4'23)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Property & Casualty: -0.10×
    1.55× Q4'25: 1.04× (vs Q4'23)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.12) × ERP
WACC = 32% × Ke + 68% × Kd (4.1%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 96.49 Current price: 1.96
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Dec 2015
actual
Dec 2016
actual
Dec 2017
actual
Dec 2018
actual
Dec 2019
actual
Dec 2020
actual
Dec 2021
actual
Dec 2022
actual
Dec 2023
actual
Dec 2024
actual
Dec 2025
actual
Dec 2026
11 Rev. Ana.
1 EPS Ana.
Dec 2027
12 Rev. Ana.
1 EPS Ana.
Dec 2028
6 Rev. Ana.
1 EPS Ana.
Revenue
265.10B
est: 284.14B (-6.7%)
286.04B
est: 310.56B (-7.9%)
324.47B
est: 352.77B (-8.0%)
359.43B
est: 371.27B (-3.2%)
398.11B
est: 430.32B (-7.5%)
411.68B
est: 435.27B (-5.4%)
417.89B
est: 445.05B (-6.1%)
408.20B
est: 484.04B (-15.7%)
440.22B
est: 522.75B (-15.8%)
481.44B
est: 488.30B (-1.4%)
511.79B
est: 508.49B (+0.6%)
562.87B
549.85B – 596.32B
+10.7% YoY
587.71B
558.85B – 617.67B
+4.4% YoY
616.60B
594.16B – 650.59B
+4.9% YoY
EBITDA
31.58B
est: 23.02B (+37.2%)
25.33B
est: 25.17B (+0.7%)
30.81B
est: 28.59B (+7.8%)
27.30B
est: 30.08B (-9.3%)
28.50B
est: 34.87B (-18.3%)
29.69B
est: 35.27B (-15.8%)
30.91B
est: 36.06B (-14.3%)
38.74B
est: 39.22B (-1.2%)
32.94B
est: 42.36B (-22.2%)
43.01B
est: 42.28B (+1.7%)
51.14B
est: 44.03B (+16.1%)
48.74B
47.61B – 51.63B
+10.7% YoY
50.89B
48.39B – 53.48B
+4.4% YoY
53.39B
51.45B – 56.33B
+4.9% YoY
EBIT
29.73B
est: 20.61B (+44.2%)
23.61B
est: 22.53B (+4.8%)
29.12B
est: 25.59B (+13.8%)
25.45B
est: 26.93B (-5.5%)
25.17B
est: 31.21B (-19.4%)
26.15B
est: 31.57B (-17.2%)
27.41B
est: 32.28B (-15.1%)
35.03B
est: 35.11B (-0.2%)
29.19B
est: 37.92B (-23.0%)
39.21B
est: 38.26B (+2.5%)
47.40B
est: 39.84B (+19.0%)
44.10B
43.08B – 46.72B
+10.7% YoY
46.05B
43.79B – 48.40B
+4.4% YoY
48.31B
46.55B – 50.97B
+4.9% YoY
Net Income
21.85B
est: 20.58B (+6.2%)
18.02B
est: 17.58B (+2.5%)
19.81B
est: 23.13B (-14.4%)
15.49B
est: 15.31B (+1.2%)
24.28B
est: 23.90B (+1.6%)
20.87B
est: 20.70B (+0.8%)
22.36B
est: 23.73B (-5.8%)
29.16B
est: 28.09B (+3.8%)
24.59B
est: 24.58B (+0.0%)
32.17B
est: 4.16B (+672.5%)
39.33B
est: 5.81B (+576.4%)
5.37B
5.11B – 5.75B
-7.7% YoY
5.82B
5.54B – 6.24B
+8.4% YoY
6.23B
5.93B – 6.67B
+7.0% YoY
SGA
7.51B
est: 9.91B (-24.2%)
7.38B
est: 10.83B (-31.9%)
8.56B
est: 12.30B (-30.4%)
8.19B
est: 12.95B (-36.8%)
9.34B
est: 15.01B (-37.8%)
9.83B
est: 15.18B (-35.3%)
10.21B
est: 15.52B (-34.2%)
11.97B
est: 16.88B (-29.1%)
25.71B
est: 18.23B (+41.0%)
18.49B
est: 17.96B (+3.0%)
17.06B
est: 18.70B (-8.8%)
20.70B
20.22B – 21.93B
+10.7% YoY
21.61B
20.55B – 22.71B
+4.4% YoY
22.67B
21.85B – 23.92B
+4.9% YoY
EPS
0.98
est: 0.93 (+5.9%)
0.81
est: 0.79 (+2.5%)
0.89
est: 1.04 (-14.4%)
0.70
est: 0.69 (+1.7%)
1.09
est: 1.07 (+1.4%)
0.94
est: 0.93 (+1.0%)
1.01
est: 1.07 (-5.3%)
1.31
est: 1.26 (+3.7%)
1.11
est: 1.11 (+0.4%)
1.45
est: 1.46 (-0.5%)
1.82
est: 2.03 (-10.6%)
1.88
1.79 – 2.01
-7.7% YoY
2.04
1.94 – 2.18
+8.4% YoY
2.18
2.08 – 2.34
+7.0% YoY

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
92.75B
OE per share TTM
11.49
Owner's Yield
1,656.08%
Maintenance CapEx ratio
3.55%
Maint CapEx / Avg PPE
6.6%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

ETF Ownership

Top ETFs holding this stock

This company is not held by any ETF in our universe.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
291.2K
Shares Outstanding
22.24B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Daoming Zhang Vice President & Executive Director 235.4K male
Wei Hu Vice President & Executive Director 235.4K male
Caishi Jiang Vice President & Executive Director 235.4K male
Xiao Zhang Company Secretary female
Xiaohui Hu Deputy General Manager of the Administrative Department male
Xin Bi Secretary male
Benyao Huang Vice President of Assets & Interim Head of Assets male
Xin Jin Compliance Officer & Chief Risk Officer male
Jianyou Xiao Vice President male
Lang Zhang Chief Actuary & GM of the Product Actuarial Department female
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

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Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits