Japan Post Insurance Co., Ltd. (7181.T)
Tokyo, JP
Japan Post Insurance Co., Ltd. primarily operates as a life insurance provider within Japan. Beyond its core offerings, the company also furnishes administrative and agency support for other insurance firms, including international ones, as well as for various financial services companies. Additionally, it provides loan guarantees. The company actively participates in financial markets, engaging in the trading of government and government-guaranteed bonds, handling subscriptions for corporate, government, and other bonds, and conducting commissioned management activities. A significant aspect of its business includes the management of postal life insurance policies. Japan Post Insurance distributes its products and services to both individual and corporate clients through a network of agencies and directly managed sales offices. Established in 2006, the company is headquartered in Tokyo, Japan.
No mergers or acquisitions recorded for this company.
| Indicator | 1D | 1W | 2W | 3W | 1M |
|---|
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
| 1D | 5D | 1M | 3M | 6M | YTD | 1Y | 3Y | 5Y | 10Y | Max |
|---|---|---|---|---|---|---|---|---|---|---|
| +2.63% | -4.21% | -6.15% | -7.72% | +10.01% | -6.67% | +49.90% | +100.45% | +92.48% | +90.13% | +31.37% |
Revenue flow
Revenue by geography
Revenue by segment
Revenue composition
By product
By geography
Income Statement
Balance Sheet
Cash Flow Statement
Key Metrics
Financial Ratios
Employees
Financial Growth (CAGR)
Market Data
DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.
| Rating | 2026-05 | Change |
|---|---|---|
| Strong Buy | 2 | 0 |
| Buy | 2 | 0 |
| Hold | 6 | 0 |
| Sell | 0 | 0 |
| Strong Sell | 0 | 0 |
-
Revenue growth Insurance - Life: +10.6%-12.2% Q1'26: +162.1% (vs Q1'25)
-
EPS growth Insurance - Life: +13.4%+41.9% ★ Q1'26: +36.7% (vs Q1'25)
-
FCF margin FCF growth · Insurance - Life: +31.7%-75.9% Q1'26: +0.0% (vs Q1'25)
-
EBIT margin Insurance - Life: +12.4%+8.7% Q1'26: +11.9% (vs Q1'25)
-
ROIC Insurance - Life: +1.0%— Q1'26: -39.9% (vs Q1'25)
-
Share dilution Insurance - Life: +0.4%-3.6% ★ Q1'26: -5.6% (vs Q1'25)
-
Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×16.67× ★ Q1'26: 15.73× (vs Q1'25)
* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.
| Metric |
Mar 2016 actual |
Mar 2017 actual |
Mar 2018 actual |
Mar 2019 actual |
Mar 2020 actual |
Mar 2021 actual |
Mar 2022 actual |
Mar 2023 actual |
Mar 2024 actual |
Mar 2025 actual |
Mar 2026 7 Rev. Ana. 10 EPS Ana. |
Mar 2027 1 Rev. Ana. 2 EPS Ana. |
Mar 2028 7 Rev. Ana. 9 EPS Ana. |
Mar 2029 2 Rev. Ana. 3 EPS Ana. |
Mar 2030 1 Rev. Ana. 1 EPS Ana. |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue |
6.77T
est: 9.69T (-30.2%)
|
6.26T
est: 8.84T (-29.2%)
|
5.42T
est: 7.76T (-30.2%)
|
5.02T
est: 7.71T (-34.9%)
|
4.27T
est: 7.18T (-40.5%)
|
3.75T
est: 6.79T (-44.8%)
|
3.47T
est: 6.40T (-45.8%)
|
3.15T
est: 6.36T (-50.4%)
|
2.80T
est: 3.27T (-14.6%)
|
3.51T
est: 6.22T (-43.5%)
|
5.70T
5.39T – 6.05T
-8.3% YoY
|
5.52T
5.22T – 5.72T
-3.2% YoY
|
5.45T
4.87T – 5.83T
-1.3% YoY
|
4.97T
4.91T – 5.03T
-8.7% YoY
|
5.12T
4.84T – 5.31T
+3.0% YoY
|
| EBITDA |
166.36B
est: 632.83B (-73.7%)
|
169.22B
est: 577.43B (-70.7%)
|
209.89B
est: 506.81B (-58.6%)
|
229.75B
est: 503.54B (-54.4%)
|
276.24B
est: 468.75B (-41.1%)
|
295.24B
est: 443.10B (-33.4%)
|
277.49B
est: 418.13B (-33.6%)
|
181.96B
est: 415.02B (-56.2%)
|
167.45B
est: 225.81B (-25.8%)
|
169.69B
est: 429.12B (-60.5%)
|
393.67B
372.21B – 417.43B
-8.3% YoY
|
381.04B
360.30B – 394.99B
-3.2% YoY
|
375.95B
336.28B – 402.63B
-1.3% YoY
|
343.10B
338.96B – 347.24B
-8.7% YoY
|
353.28B
334.05B – 366.21B
+3.0% YoY
|
| EBIT |
166.36B
est: 496.33B (-66.5%)
|
122.40B
est: 452.88B (-73.0%)
|
148.57B
est: 397.49B (-62.6%)
|
171.67B
est: 394.93B (-56.5%)
|
218.74B
est: 367.64B (-40.5%)
|
235.85B
est: 347.52B (-32.1%)
|
222.93B
est: 327.94B (-32.0%)
|
142.47B
est: 325.50B (-56.2%)
|
126.24B
est: 182.22B (-30.7%)
|
130.58B
est: 346.29B (-62.3%)
|
317.68B
300.36B – 336.85B
-8.3% YoY
|
307.49B
290.75B – 318.74B
-3.2% YoY
|
303.38B
271.37B – 324.91B
-1.3% YoY
|
276.87B
273.53B – 280.21B
-8.7% YoY
|
285.08B
269.57B – 295.52B
+3.0% YoY
|
| Net Income |
84.90B
est: 54.20B (+56.6%)
|
88.60B
est: 55.26B (+60.3%)
|
104.49B
est: 58.35B (+79.1%)
|
120.48B
est: 74.20B (+62.4%)
|
150.69B
est: 89.35B (+68.6%)
|
166.10B
est: 109.12B (+52.2%)
|
158.06B
est: 142.16B (+11.2%)
|
97.61B
est: 90.19B (+8.2%)
|
87.06B
est: 248.50B (-65.0%)
|
123.47B
est: 115.83B (+6.6%)
|
168.80B
155.26B – 176.13B
+45.7% YoY
|
171.08B
169.23B – 172.93B
+1.4% YoY
|
182.21B
152.18B – 248.00B
+6.5% YoY
|
174.67B
159.19B – 188.57B
-4.1% YoY
|
189.37B
175.97B – 198.38B
+8.4% YoY
|
| SGA |
501.80B
|
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—
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—
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—
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—
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—
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—
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—
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—
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—
— – —
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—
— – —
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—
— – —
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—
— – —
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— – —
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| EPS |
47.17
est: 141.59 (-66.7%)
|
49.24
est: 144.36 (-65.9%)
|
58.07
est: 152.44 (-61.9%)
|
66.95
est: 193.85 (-65.5%)
|
89.13
est: 233.43 (-61.8%)
|
98.44
est: 285.06 (-65.5%)
|
125.04
est: 371.40 (-66.3%)
|
83.16
est: 233.51 (-64.4%)
|
75.82
est: 227.21 (-66.6%)
|
107.52
est: 105.91 (+1.5%)
|
146.56
140.32 – 159.17
+38.4% YoY
|
154.61
152.94 – 156.28
+5.5% YoY
|
170.35
137.52 – 224.12
+10.2% YoY
|
156.47
143.86 – 170.42
-8.2% YoY
|
171.13
159.03 – 179.28
+9.4% YoY
|
| Date | Rating | Overall | DCF | ROE | ROA | D/E | P/E | P/B |
|---|---|---|---|---|---|---|---|---|
| 2026-05-18 | B | 3/5 | 5/5 | 2/5 | 2/5 | 1/5 | 3/5 | 4/5 |
| 2026-05-15 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-14 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-13 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-12 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-11 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-08 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-07 | B+ | 3/5 | 5/5 | 2/5 | 2/5 | 2/5 | 3/5 | 4/5 |
| 2026-05-01 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-30 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-28 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-27 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-24 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-23 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-22 | B+ | 3/5 | 5/5 | 2/5 | 3/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-21 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-20 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-17 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-16 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
| 2026-04-15 | B+ | 3/5 | 5/5 | 2/5 | 4/5 | 1/5 | 3/5 | 4/5 |
Owner Earnings
Ownership Overview
Ownership breakdown not available.
No beneficial ownership filings recorded.
Institutional Activity (13F)
Institutional history not available.
Top holders not available.
Insider Activity
No insider activity available.
Insider history not available.
No recent insider transactions.
Executive team
Executive compensation
Executive compensation not available.
No CEO compensation history available.
Proxy statements
No proxy statements available for this company yet.
Recent SEC filings
No SEC filings available for this company yet.
Executive team
| Name | Title | Compensation | Gender |
|---|---|---|---|
| Atsushi Tachibana | Senior Managing Executive Officer | — | — |
| Hidekazu Sakamoto | Senior Managing Executive Officer | — | — |
| Kenichi Yanagisawa | GM of Retail Sales Division & Marketing Department | — | — |
| Kunio Tanigaki | President, Chief Executive Officer, Representative Executive Officer & Chairman | — | male |
| Rika Hamasaki | Executive Officer & GM of Administrative Services Promotion Department | — | female |
| Takero Imuta | Executive Officer & Head of IR | — | — |
| Toru Onishi | Deputy President, EVice President, Representative Executive Officer, Managing Executive Officer & Director | — | male |
| Tsuyoshi Shishido | Executive Officer & Head of Human Resources Strategy Department | — | — |
| Yasuaki Hironaka | Deputy President & Representative Executive Officer | — | male |
| Yuko Inoue | Executive Officer & GM of Document and Legal Affairs Department | — | — |
No data available for this company.
No Senate trading activity found for this company.
No House trading activity found for this company.
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Community Opinion for 7181.T
Short-term intention
Target Price Distribution
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