Subscribe

Japan Post Insurance Co., Ltd. (7181.T)

JPY1,660.00 +37.50 (+2.31%)
JP JPX Financial Services Insurance - Life
Address Otemachi Place West Tower 3-1 100-8794
Tokyo, JP
CEO Kunio Tanigaki
IPO 2015-11-04
ISIN JP3233250004

Explore sections of this company profile

Also trades on Other OTC · JPPIF (USD) Tokyo Stock Exchange · 7181.T (JPY)
Description

Japan Post Insurance Co., Ltd. primarily operates as a life insurance provider within Japan. Beyond its core offerings, the company also furnishes administrative and agency support for other insurance firms, including international ones, as well as for various financial services companies. Additionally, it provides loan guarantees. The company actively participates in financial markets, engaging in the trading of government and government-guaranteed bonds, handling subscriptions for corporate, government, and other bonds, and conducting commissioned management activities. A significant aspect of its business includes the management of postal life insurance policies. Japan Post Insurance distributes its products and services to both individual and corporate clients through a network of agencies and directly managed sales offices. Established in 2006, the company is headquartered in Tokyo, Japan.

Market Cap & Enterprise Value
Merger & Acquisition History

No mergers or acquisitions recorded for this company.

Technical Outlook
Loading outlook…
Loading forecast...
Signal Summary Loading…
Indicator 1D1W2W3W1M
Each column is computed on that timeframe's candles (1D = daily, 1W ≈ weekly, 1M ≈ monthly), not on the same last day. ▲ bullish · ▼ bearish · — neutral. The Net row counts signals per column; hover any cell (or the indicator name) to see the exact rule behind it.
Day Score & sub-scores
Statistical fingerprint & regime detail
Conditional historical analysis
Customize analysis (advanced)
Indicative levels generated algorithmically. Not financial advice.
Risk Profile
Loading risk profile…
Price Chart
Averages
Trend
Price
Levels
Draw
JPY1,660.00 +37.50 (+2.31%)
Loading historical data…
Volume Profile
Loading…
Liquidity & share structure
Average Volume
3M
Beta
0.04
Float Shares
517.45M
Free Float %
47.8%
Price Performance
1D5D1M3M6M YTD1Y3Y5Y10YMax
+2.63% -4.21% -6.15% -7.72% +10.01% -6.67% +49.90% +100.45% +92.48% +90.13% +31.37%
Rolling Volatility
Loading…
Drawdown
Loading…
Relative Strength
Loading…
Monthly Returns Heatmap
From To
Loading…
Annual Monthly Returns
Loading…
Daily Returns Distribution
vs.
Loading histogram data…

Revenue flow

Revenue by geography

Revenue by segment

From To

Revenue composition

From To

By product

By geography

Financial Statements

Income Statement

Balance Sheet

Cash Flow Statement

Key Metrics

Financial Ratios

Employees

Financial Growth (CAGR)

Market Data

Price Targets & DCF
Current price
1,660.00
DCF (Unlevered) 11,280.19 +579.5%

DCF figures are point estimates: small changes in growth or discount-rate assumptions move them materially. Read them as a reference, not a precise target.

Ratings Trend (MoM) 40% Bullish
Rating 2026-05 Change
Strong Buy 2 0
Buy 2 0
Hold 6 0
Sell 0 0
Strong Sell 0 0
Quality scores
Altman Z-Score
0.31
Distress
Piotroski F-Score
4 / 9
Average
MOAT Score
1 / 10
No MOAT
Composite Rating
B
Overall Score
3 / 5
Medium
DCF Score
5 / 5
High
ROE Score
2 / 5
Medium
ROA Score
2 / 5
Medium
D/E Score
1 / 5
Low
P/E Score
3 / 5
Medium
P/Book Score
4 / 5
High
Operational MOAT
✗ Below peers
  • Revenue growth Insurance - Life: +10.6%
    -12.2% Q1'26: +162.1% (vs Q1'25)
  • EPS growth Insurance - Life: +13.4%
    +41.9% Q1'26: +36.7% (vs Q1'25)
  • FCF margin FCF growth · Insurance - Life: +31.7%
    -75.9% Q1'26: +0.0% (vs Q1'25)
  • EBIT margin Insurance - Life: +12.4%
    +8.7% Q1'26: +11.9% (vs Q1'25)
  • ROIC Insurance - Life: +1.0%
    Q1'26: -39.9% (vs Q1'25)
  • Share dilution Insurance - Life: +0.4%
    -3.6% Q1'26: -5.6% (vs Q1'25)
  • Debt / EBITDA Net debt/EBITDA · Insurance - Life: -1.05×
    16.67× Q1'26: 15.73× (vs Q1'25)
Valuation Multiples From To
Price Forecast (3Y) From To
Model
Adjust
P/E
Theoretical Return — If Invested Today

* These projections are based on analyst consensus estimates and user-defined valuation multiples. This table is for informational purposes only and does not constitute a recommendation to buy or sell any security. Past performance is not indicative of future results.

DCF Interactive Model (UFCF)
Projection years:
Market assumptions
WACC components (optional)
Ke (Cost of Equity) = Rf + β (0.05) × ERP
WACC = 25% × Ke + 75% × Kd (4.3%) × (1−t)

Modifying these values recalculates WACC automatically.

Business assumptions
Intrinsic value (base): 11,211.40 Current price: 1,660.00
Enterprise Value: Equity Value: Terminal Value: TV as % of EV:

Base values reflect the latest available data for this company and market conditions.

Consensus Estimates
Metric Mar 2016
actual
Mar 2017
actual
Mar 2018
actual
Mar 2019
actual
Mar 2020
actual
Mar 2021
actual
Mar 2022
actual
Mar 2023
actual
Mar 2024
actual
Mar 2025
actual
Mar 2026
7 Rev. Ana.
10 EPS Ana.
Mar 2027
1 Rev. Ana.
2 EPS Ana.
Mar 2028
7 Rev. Ana.
9 EPS Ana.
Mar 2029
2 Rev. Ana.
3 EPS Ana.
Mar 2030
1 Rev. Ana.
1 EPS Ana.
Revenue
6.77T
est: 9.69T (-30.2%)
6.26T
est: 8.84T (-29.2%)
5.42T
est: 7.76T (-30.2%)
5.02T
est: 7.71T (-34.9%)
4.27T
est: 7.18T (-40.5%)
3.75T
est: 6.79T (-44.8%)
3.47T
est: 6.40T (-45.8%)
3.15T
est: 6.36T (-50.4%)
2.80T
est: 3.27T (-14.6%)
3.51T
est: 6.22T (-43.5%)
5.70T
5.39T – 6.05T
-8.3% YoY
5.52T
5.22T – 5.72T
-3.2% YoY
5.45T
4.87T – 5.83T
-1.3% YoY
4.97T
4.91T – 5.03T
-8.7% YoY
5.12T
4.84T – 5.31T
+3.0% YoY
EBITDA
166.36B
est: 632.83B (-73.7%)
169.22B
est: 577.43B (-70.7%)
209.89B
est: 506.81B (-58.6%)
229.75B
est: 503.54B (-54.4%)
276.24B
est: 468.75B (-41.1%)
295.24B
est: 443.10B (-33.4%)
277.49B
est: 418.13B (-33.6%)
181.96B
est: 415.02B (-56.2%)
167.45B
est: 225.81B (-25.8%)
169.69B
est: 429.12B (-60.5%)
393.67B
372.21B – 417.43B
-8.3% YoY
381.04B
360.30B – 394.99B
-3.2% YoY
375.95B
336.28B – 402.63B
-1.3% YoY
343.10B
338.96B – 347.24B
-8.7% YoY
353.28B
334.05B – 366.21B
+3.0% YoY
EBIT
166.36B
est: 496.33B (-66.5%)
122.40B
est: 452.88B (-73.0%)
148.57B
est: 397.49B (-62.6%)
171.67B
est: 394.93B (-56.5%)
218.74B
est: 367.64B (-40.5%)
235.85B
est: 347.52B (-32.1%)
222.93B
est: 327.94B (-32.0%)
142.47B
est: 325.50B (-56.2%)
126.24B
est: 182.22B (-30.7%)
130.58B
est: 346.29B (-62.3%)
317.68B
300.36B – 336.85B
-8.3% YoY
307.49B
290.75B – 318.74B
-3.2% YoY
303.38B
271.37B – 324.91B
-1.3% YoY
276.87B
273.53B – 280.21B
-8.7% YoY
285.08B
269.57B – 295.52B
+3.0% YoY
Net Income
84.90B
est: 54.20B (+56.6%)
88.60B
est: 55.26B (+60.3%)
104.49B
est: 58.35B (+79.1%)
120.48B
est: 74.20B (+62.4%)
150.69B
est: 89.35B (+68.6%)
166.10B
est: 109.12B (+52.2%)
158.06B
est: 142.16B (+11.2%)
97.61B
est: 90.19B (+8.2%)
87.06B
est: 248.50B (-65.0%)
123.47B
est: 115.83B (+6.6%)
168.80B
155.26B – 176.13B
+45.7% YoY
171.08B
169.23B – 172.93B
+1.4% YoY
182.21B
152.18B – 248.00B
+6.5% YoY
174.67B
159.19B – 188.57B
-4.1% YoY
189.37B
175.97B – 198.38B
+8.4% YoY
SGA
501.80B
— – —
— – —
— – —
— – —
— – —
EPS
47.17
est: 141.59 (-66.7%)
49.24
est: 144.36 (-65.9%)
58.07
est: 152.44 (-61.9%)
66.95
est: 193.85 (-65.5%)
89.13
est: 233.43 (-61.8%)
98.44
est: 285.06 (-65.5%)
125.04
est: 371.40 (-66.3%)
83.16
est: 233.51 (-64.4%)
75.82
est: 227.21 (-66.6%)
107.52
est: 105.91 (+1.5%)
146.56
140.32 – 159.17
+38.4% YoY
154.61
152.94 – 156.28
+5.5% YoY
170.35
137.52 – 224.12
+10.2% YoY
156.47
143.86 – 170.42
-8.2% YoY
171.13
159.03 – 179.28
+9.4% YoY
Historical Ratings (3M)
Date Rating Overall DCF ROE ROA D/E P/E P/B
2026-05-18 B 3/5 5/5 2/5 2/5 1/5 3/5 4/5
2026-05-15 B+ 3/5 5/5 2/5 2/5 2/5 3/5 4/5
2026-05-14 B+ 3/5 5/5 2/5 2/5 2/5 3/5 4/5
2026-05-13 B+ 3/5 5/5 2/5 2/5 2/5 3/5 4/5
2026-05-12 B+ 3/5 5/5 2/5 2/5 2/5 3/5 4/5
2026-05-11 B+ 3/5 5/5 2/5 2/5 2/5 3/5 4/5
2026-05-08 B+ 3/5 5/5 2/5 2/5 2/5 3/5 4/5
2026-05-07 B+ 3/5 5/5 2/5 2/5 2/5 3/5 4/5
2026-05-01 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-30 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-28 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-27 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-24 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-23 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-22 B+ 3/5 5/5 2/5 3/5 1/5 3/5 4/5
2026-04-21 B+ 3/5 5/5 2/5 4/5 1/5 3/5 4/5
2026-04-20 B+ 3/5 5/5 2/5 4/5 1/5 3/5 4/5
2026-04-17 B+ 3/5 5/5 2/5 4/5 1/5 3/5 4/5
2026-04-16 B+ 3/5 5/5 2/5 4/5 1/5 3/5 4/5
2026-04-15 B+ 3/5 5/5 2/5 4/5 1/5 3/5 4/5

Owner Earnings

Owner's Earnings (history) From To
Owner alignment
Owner's Earnings TTM
-41.58M
OE per share TTM
-0.04
Owner's Yield
0.00%
Maintenance CapEx ratio
22.14%
Maint CapEx / Avg PPE
3.0%

Ownership Overview

Ownership breakdown

Ownership breakdown not available.

At a glance
Institutional holders
Total invested
Insider transactions (90d)
0
Beneficial owners (>5%)
0
Beneficial owners (>5%)

No beneficial ownership filings recorded.

Institutional Activity (13F)

Institutional ownership trend

Institutional history not available.

Top institutional holders

Top holders not available.

Insider Activity

Insider Activity — Latest Quarter

No insider activity available.

Insider buys vs sells (history)

Insider history not available.

Recent insider transactions

No recent insider transactions.

Executive team

Top executives
EBIT / Employee
14.00M
Shares Outstanding
1.08B

Executive compensation

Executive compensation (annual)

Executive compensation not available.

CEO compensation breakdown

No CEO compensation history available.

Proxy statements

Proxy statements (DEF 14A)

No proxy statements available for this company yet.

Recent SEC filings

Recent SEC filings

No SEC filings available for this company yet.

Executive team

NameTitleCompensationGender
Atsushi Tachibana Senior Managing Executive Officer
Hidekazu Sakamoto Senior Managing Executive Officer
Kenichi Yanagisawa GM of Retail Sales Division & Marketing Department
Kunio Tanigaki President, Chief Executive Officer, Representative Executive Officer & Chairman male
Rika Hamasaki Executive Officer & GM of Administrative Services Promotion Department female
Takero Imuta Executive Officer & Head of IR
Toru Onishi Deputy President, EVice President, Representative Executive Officer, Managing Executive Officer & Director male
Tsuyoshi Shishido Executive Officer & Head of Human Resources Strategy Department
Yasuaki Hironaka Deputy President & Representative Executive Officer male
Yuko Inoue Executive Officer & GM of Document and Legal Affairs Department
ESG Score History

No data available for this company.

Senate Trading Activity

No Senate trading activity found for this company.

House Trading Activity

No House trading activity found for this company.

Market share among peers
Peer comparison — filtered group (TTM)
Your opinion

Share your view on this stock and instantly see how the community has voted over the last 6 months.

These are community opinions and do not constitute buy or sell advice to act on. The results shown are based on aggregated opinions and are not an investment recommendation, nor do they intend to influence any investment decision.

Dividend yield history

Dividend history

Earnings history

Earnings reports

Stock splits